The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 831 5,185 SH   SOLE   5,185 0 0
3M COM 88579Y101 563 3,515 SH   DFND 15 0 3,515 0
3M COM 88579Y101 82 515 SH   DFND 14 0 515 0
ABBOTT LABS COM 002824100 3,156 28,996 SH   SOLE   28,996 0 0
ABBOTT LABS COM 002824100 1,535 14,100 SH   DFND 15 0 14,100 0
ABBOTT LABS COM 002824100 65 595 SH   DFND 7 0 595 0
ABBOTT LABS COM 002824100 14 125 SH   DFND 16 0 125 0
ABBOTT LABS COM 002824100 150 1,375 SH   DFND 14 0 1,375 0
ABBVIE COM 00287Y109 190 2,165 SH   SOLE   2,165 0 0
ABBVIE COM 00287Y109 307 3,500 SH   DFND 15 0 3,500 0
AIA GROUP LTD SPON ADR EA REPR COM 001317205 816 20,483 SH   SOLE   20,483 0 0
AIA GROUP LTD SPON ADR EA REPR COM 001317205 486 12,200 SH   DFND 15 0 12,200 0
AIA GROUP LTD SPON ADR EA REPR COM 001317205 28 700 SH   DFND 1 0 700 0
AIA GROUP LTD SPON ADR EA REPR COM 001317205 40 1,000 SH   DFND 14 0 1,000 0
AIR PRODUCTS & CHEM COM 009158106 209 700 SH   SOLE   700 0 0
ALPHABET INC CL A COM 02079K305 2,733 1,865 SH   SOLE   1,865 0 0
ALPHABET INC CL A COM 02079K305 1,422 970 SH   DFND 15 0 970 0
ALPHABET INC CL A COM 02079K305 95 65 SH   DFND 1 0 65 0
ALPHABET INC CL A COM 02079K305 56 38 SH   DFND 7 0 38 0
ALPHABET INC CL A COM 02079K305 10 7 SH   DFND 16 0 7 0
ALPHABET INC CL A COM 02079K305 128 87 SH   DFND 14 0 87 0
AMAZON.COM COM 023135106 1,981 629 SH   SOLE   629 0 0
AMAZON.COM COM 023135106 1,096 348 SH   DFND 15 0 348 0
AMAZON.COM COM 023135106 31 10 SH   DFND 1 0 10 0
AMAZON.COM COM 023135106 94 30 SH   DFND 7 0 30 0
AMAZON.COM COM 023135106 9 3 SH   DFND 16 0 3 0
AMAZON.COM COM 023135106 101 32 SH   DFND 14 0 32 0
AMERICAN TOWER COM 03027X100 266 1,100 SH   SOLE   1,100 0 0
AMERICAN TOWER COM 03027X100 181 750 SH   DFND 15 0 750 0
AMERICAN TOWER COM 03027X100 36 150 SH   DFND 1 0 150 0
AMERICAN TOWER COM 03027X100 41 170 SH   DFND 7 0 170 0
AMGEN INC COM 031162100 280 1,100 SH   SOLE   1,100 0 0
AMGEN INC COM 031162100 356 1,400 SH   DFND 1 0 1,400 0
ANALOG DEVICES COM 032654105 2,175 18,634 SH   SOLE   18,634 0 0
ANALOG DEVICES COM 032654105 1,092 9,350 SH   DFND 15 0 9,350 0
ANALOG DEVICES COM 032654105 47 400 SH   DFND 1 0 400 0
ANALOG DEVICES COM 032654105 53 455 SH   DFND 7 0 455 0
ANALOG DEVICES COM 032654105 12 100 SH   DFND 16 0 100 0
ANALOG DEVICES COM 032654105 67 575 SH   DFND 14 0 575 0
APPLE INC COM 037833100 4,171 36,014 SH   SOLE   36,014 0 0
APPLE INC COM 037833100 2,159 18,640 SH   DFND 15 0 18,640 0
APPLE INC COM 037833100 93 800 SH   DFND 1 0 800 0
APPLE INC COM 037833100 89 768 SH   DFND 7 0 768 0
APPLE INC COM 037833100 19 160 SH   DFND 16 0 160 0
APPLE INC COM 037833100 151 1,300 SH   DFND 14 0 1,300 0
APTARGROUP COM 038336103 1,822 16,093 SH   SOLE   16,093 0 0
APTARGROUP COM 038336103 1,152 10,175 SH   DFND 15 0 10,175 0
APTARGROUP COM 038336103 40 350 SH   DFND 1 0 350 0
APTARGROUP COM 038336103 56 495 SH   DFND 7 0 495 0
APTARGROUP COM 038336103 68 600 SH   DFND 14 0 600 0
AUTOMATIC DATA PROCESSING COM 053015103 2,165 15,524 SH   SOLE   15,524 0 0
AUTOMATIC DATA PROCESSING COM 053015103 1,031 7,390 SH   DFND 15 0 7,390 0
AUTOMATIC DATA PROCESSING COM 053015103 49 350 SH   DFND 1 0 350 0
AUTOMATIC DATA PROCESSING COM 053015103 53 380 SH   DFND 7 0 380 0
AUTOMATIC DATA PROCESSING COM 053015103 10 70 SH   DFND 16 0 70 0
AUTOMATIC DATA PROCESSING COM 053015103 124 890 SH   DFND 14 0 890 0
BECTON DICKINSON COM 075887109 1,535 6,595 SH   SOLE   6,595 0 0
BECTON DICKINSON COM 075887109 669 2,875 SH   DFND 15 0 2,875 0
BECTON DICKINSON COM 075887109 17 75 SH   DFND 1 0 75 0
BECTON DICKINSON COM 075887109 57 245 SH   DFND 7 0 245 0
BECTON DICKINSON COM 075887109 8 35 SH   DFND 16 0 35 0
BECTON DICKINSON COM 075887109 77 330 SH   DFND 14 0 330 0
BERKSHIRE HATHAWAY CL B COM 084670702 472 2,215 SH   SOLE   2,215 0 0
CAMBRIDGE BANCORP COM 132152109 462 8,700 SH   SOLE   8,700 0 0
CAMBRIDGE BANCORP COM 132152109 43 800 SH   DFND 15 0 800 0
CANADIAN NATL RAILWAY COM 136375102 2,612 24,539 SH   SOLE   24,539 0 0
CANADIAN NATL RAILWAY COM 136375102 1,405 13,200 SH   DFND 15 0 13,200 0
CANADIAN NATL RAILWAY COM 136375102 31 290 SH   DFND 7 0 290 0
CANADIAN NATL RAILWAY COM 136375102 12 115 SH   DFND 16 0 115 0
CANADIAN NATL RAILWAY COM 136375102 77 725 SH   DFND 14 0 725 0
CHEVRON COM 166764100 772 10,722 SH   SOLE   10,722 0 0
CHEVRON COM 166764100 392 5,450 SH   DFND 15 0 5,450 0
CHEVRON COM 166764100 29 400 SH   DFND 1 0 400 0
CHEVRON COM 166764100 35 490 SH   DFND 7 0 490 0
CHEVRON COM 166764100 11 150 SH   DFND 16 0 150 0
CHEVRON COM 166764100 47 650 SH   DFND 14 0 650 0
CHUBB LIMITED COM H1467J104 632 5,439 SH   SOLE   5,439 0 0
CHUBB LIMITED COM H1467J104 253 2,175 SH   DFND 15 0 2,175 0
CHUBB LIMITED COM H1467J104 6 55 SH   DFND 16 0 55 0
CHURCH & DWIGHT COM 171340102 1,623 17,322 SH   SOLE   17,322 0 0
CHURCH & DWIGHT COM 171340102 768 8,200 SH   DFND 15 0 8,200 0
CHURCH & DWIGHT COM 171340102 47 500 SH   DFND 1 0 500 0
CISCO SYS INC COM 17275R102 169 4,290 SH   SOLE   4,290 0 0
CISCO SYS INC COM 17275R102 55 1,400 SH   DFND 14 0 1,400 0
COLGATE-PALMOLIVE COM 194162103 192 2,484 SH   SOLE   2,484 0 0
COLGATE-PALMOLIVE COM 194162103 17 225 SH   DFND 14 0 225 0
CVS HEALTH COM 126650100 415 7,110 SH   SOLE   7,110 0 0
CVS HEALTH COM 126650100 464 7,950 SH   DFND 15 0 7,950 0
CVS HEALTH COM 126650100 6 100 SH   DFND 16 0 100 0
CVS HEALTH COM 126650100 23 400 SH   DFND 14 0 400 0
DANAHER CORP COM 235851102 3,253 15,107 SH   SOLE   15,107 0 0
DANAHER CORP COM 235851102 1,741 8,085 SH   DFND 15 0 8,085 0
DANAHER CORP COM 235851102 72 335 SH   DFND 7 0 335 0
DANAHER CORP COM 235851102 13 60 SH   DFND 16 0 60 0
DANAHER CORP COM 235851102 148 685 SH   DFND 14 0 685 0
DISNEY COM 254687106 1,905 15,353 SH   SOLE   15,353 0 0
DISNEY COM 254687106 717 5,775 SH   DFND 15 0 5,775 0
DISNEY COM 254687106 40 325 SH   DFND 1 0 325 0
DISNEY COM 254687106 50 400 SH   DFND 7 0 400 0
DISNEY COM 254687106 7 60 SH   DFND 16 0 60 0
DISNEY COM 254687106 71 575 SH   DFND 14 0 575 0
ECOLAB INC COM 278865100 357 1,785 SH   SOLE   1,785 0 0
ECOLAB INC COM 278865100 200 1,000 SH   DFND 15 0 1,000 0
ECOLAB INC COM 278865100 6 30 SH   DFND 14 0 30 0
EOG RESOURCES COM 26875P101 172 4,785 SH   SOLE   4,785 0 0
EOG RESOURCES COM 26875P101 9 250 SH   DFND 1 0 250 0
EOG RESOURCES COM 26875P101 36 1,000 SH   DFND 15 0 1,000 0
EOG RESOURCES COM 26875P101 33 925 SH   DFND 7 0 925 0
EOG RESOURCES COM 26875P101 7 200 SH   DFND 16 0 200 0
EOG RESOURCES COM 26875P101 7 200 SH   DFND 14 0 200 0
FISERV COM 337738108 2,005 19,452 SH   SOLE   19,452 0 0
FISERV COM 337738108 1,093 10,605 SH   DFND 15 0 10,605 0
FISERV COM 337738108 56 540 SH   DFND 7 0 540 0
FISERV COM 337738108 9 85 SH   DFND 16 0 85 0
FISERV COM 337738108 115 1,120 SH   DFND 14 0 1,120 0
FORTIVE CORP COM 34959J108 99 1,550 SH   SOLE   1,550 0 0
FORTIVE CORP COM 34959J108 255 4,000 SH   DFND 15 0 4,000 0
HOME DEPOT COM 437076102 2,166 7,801 SH   SOLE   7,801 0 0
HOME DEPOT COM 437076102 1,458 5,250 SH   DFND 15 0 5,250 0
HOME DEPOT COM 437076102 69 250 SH   DFND 7 0 250 0
HOME DEPOT COM 437076102 11 40 SH   DFND 16 0 40 0
HOME DEPOT COM 437076102 49 175 SH   DFND 14 0 175 0
HONEYWELL INTL COM 438516106 222 1,348 SH   SOLE   1,348 0 0
HONEYWELL INTL COM 438516106 127 770 SH   DFND 15 0 770 0
HONEYWELL INTL COM 438516106 36 220 SH   DFND 7 0 220 0
HONEYWELL INTL COM 438516106 2 10 SH   DFND 16 0 10 0
ILLUMINA COM 452327109 1,117 3,613 SH   SOLE   3,613 0 0
ILLUMINA COM 452327109 121 390 SH   DFND 15 0 390 0
ILLUMINA COM 452327109 15 50 SH   DFND 7 0 50 0
ILLUMINA COM 452327109 6 20 SH   DFND 16 0 20 0
ILLUMINA COM 452327109 57 185 SH   DFND 14 0 185 0
INTEL CORP COM 458140100 1,081 20,875 SH   SOLE   20,875 0 0
INTEL CORP COM 458140100 749 14,460 SH   DFND 15 0 14,460 0
INTEL CORP COM 458140100 31 600 SH   DFND 1 0 600 0
INTEL CORP COM 458140100 72 1,400 SH   DFND 14 0 1,400 0
JOHNSON & JOHNSON COM 478160104 2,701 18,141 SH   SOLE   18,141 0 0
JOHNSON & JOHNSON COM 478160104 1,235 8,294 SH   DFND 15 0 8,294 0
JOHNSON & JOHNSON COM 478160104 194 1,300 SH   DFND 1 0 1,300 0
JOHNSON & JOHNSON COM 478160104 59 395 SH   DFND 7 0 395 0
JOHNSON & JOHNSON COM 478160104 119 800 SH   DFND 14 0 800 0
MASTERCARD COM 57636Q104 3,251 9,613 SH   SOLE   9,613 0 0
MASTERCARD COM 57636Q104 1,603 4,740 SH   DFND 15 0 4,740 0
MASTERCARD COM 57636Q104 152 450 SH   DFND 1 0 450 0
MASTERCARD COM 57636Q104 79 235 SH   DFND 7 0 235 0
MASTERCARD COM 57636Q104 14 40 SH   DFND 16 0 40 0
MASTERCARD COM 57636Q104 167 495 SH   DFND 14 0 495 0
METTLER TOLEDO COM 592688105 213 221 SH   SOLE   221 0 0
MICROSOFT CORP COM 594918104 3,275 15,569 SH   SOLE   15,569 0 0
MICROSOFT CORP COM 594918104 1,801 8,565 SH   DFND 15 0 8,565 0
MICROSOFT CORP COM 594918104 32 150 SH   DFND 1 0 150 0
MICROSOFT CORP COM 594918104 65 310 SH   DFND 7 0 310 0
MICROSOFT CORP COM 594918104 13 60 SH   DFND 16 0 60 0
MICROSOFT CORP COM 594918104 113 535 SH   DFND 14 0 535 0
NESTLE SA ADR COM 641069406 2,379 19,949 SH   SOLE   19,949 0 0
NESTLE SA ADR COM 641069406 1,067 8,950 SH   DFND 15 0 8,950 0
NESTLE SA ADR COM 641069406 60 505 SH   DFND 7 0 505 0
NESTLE SA ADR COM 641069406 12 100 SH   DFND 16 0 100 0
NESTLE SA ADR COM 641069406 12 100 SH   DFND 14 0 100 0
NIKE INC CLASS B COM 654106103 835 6,652 SH   SOLE   6,652 0 0
NIKE INC CLASS B COM 654106103 25 200 SH   DFND 1 0 200 0
NIKE INC CLASS B COM 654106103 178 1,420 SH   DFND 15 0 1,420 0
NIKE INC CLASS B COM 654106103 4 35 SH   DFND 16 0 35 0
NIKE INC CLASS B COM 654106103 50 400 SH   DFND 14 0 400 0
NOVARTIS AG ADR COM 66987V109 2,037 23,428 SH   SOLE   23,428 0 0
NOVARTIS AG ADR COM 66987V109 930 10,695 SH   DFND 15 0 10,695 0
NOVARTIS AG ADR COM 66987V109 39 450 SH   DFND 7 0 450 0
NOVARTIS AG ADR COM 66987V109 9 100 SH   DFND 16 0 100 0
NOVARTIS AG ADR COM 66987V109 98 1,125 SH   DFND 14 0 1,125 0
NOVOZYMES A S DKK 2.0 COM B798FW902 1,516 24,130 SH   SOLE   24,130 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 831 13,225 SH   DFND 15 0 13,225 0
PAYPAL HOLDINGS COM 70450Y103 1,757 8,917 SH   SOLE   8,917 0 0
PAYPAL HOLDINGS COM 70450Y103 941 4,775 SH   DFND 15 0 4,775 0
PAYPAL HOLDINGS COM 70450Y103 39 200 SH   DFND 1 0 200 0
PAYPAL HOLDINGS COM 70450Y103 197 1,000 SH   DFND 7 0 1,000 0
PAYPAL HOLDINGS COM 70450Y103 8 40 SH   DFND 16 0 40 0
PAYPAL HOLDINGS COM 70450Y103 30 150 SH   DFND 14 0 150 0
PEPSICO COM 713448108 842 6,077 SH   SOLE   6,077 0 0
PEPSICO COM 713448108 416 3,000 SH   DFND 15 0 3,000 0
PEPSICO COM 713448108 42 300 SH   DFND 14 0 300 0
PROCTER & GAMBLE COM 742718109 1,354 9,740 SH   SOLE   9,740 0 0
PROCTER & GAMBLE COM 742718109 980 7,050 SH   DFND 15 0 7,050 0
PROCTER & GAMBLE COM 742718109 125 900 SH   DFND 1 0 900 0
PROCTER & GAMBLE COM 742718109 63 455 SH   DFND 7 0 455 0
PROCTER & GAMBLE COM 742718109 163 1,175 SH   DFND 14 0 1,175 0
RAYTHEON TECHNOLOGIES COM 75513E101 1,414 24,579 SH   SOLE   24,579 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 137 2,375 SH   DFND 15 0 2,375 0
RAYTHEON TECHNOLOGIES COM 75513E101 19 330 SH   DFND 7 0 330 0
RAYTHEON TECHNOLOGIES COM 75513E101 9 150 SH   DFND 16 0 150 0
RAYTHEON TECHNOLOGIES COM 75513E101 55 950 SH   DFND 14 0 950 0
ROCHE HLDG LTD ADR COM 771195104 458 10,695 SH   SOLE   10,695 0 0
ROCHE HLDG LTD ADR COM 771195104 557 13,000 SH   DFND 15 0 13,000 0
ROCKWELL AUTOMATION COM 773903109 1,891 8,571 SH   SOLE   8,571 0 0
ROCKWELL AUTOMATION COM 773903109 922 4,180 SH   DFND 15 0 4,180 0
ROCKWELL AUTOMATION COM 773903109 58 265 SH   DFND 7 0 265 0
ROCKWELL AUTOMATION COM 773903109 9 40 SH   DFND 16 0 40 0
ROCKWELL AUTOMATION COM 773903109 77 350 SH   DFND 14 0 350 0
STRYKER CORP COM 863667101 359 1,725 SH   SOLE   1,725 0 0
STRYKER CORP COM 863667101 313 1,500 SH   DFND 15 0 1,500 0
STRYKER CORP COM 863667101 65 310 SH   DFND 14 0 310 0
SYSCO COM 871829107 348 5,600 SH   SOLE   5,600 0 0
SYSCO COM 871829107 317 5,100 SH   DFND 15 0 5,100 0
SYSCO COM 871829107 64 1,025 SH   DFND 14 0 1,025 0
TJX COS COM 872540109 946 16,998 SH   SOLE   16,998 0 0
TJX COS COM 872540109 17 300 SH   DFND 1 0 300 0
TJX COS COM 872540109 152 2,740 SH   DFND 15 0 2,740 0
TJX COS COM 872540109 36 650 SH   DFND 7 0 650 0
TJX COS COM 872540109 6 100 SH   DFND 16 0 100 0
TJX COS COM 872540109 45 800 SH   DFND 14 0 800 0
UNILEVER PLC NEW ADR COM 904767704 1,743 28,260 SH   SOLE   28,260 0 0
UNILEVER PLC NEW ADR COM 904767704 817 13,250 SH   DFND 15 0 13,250 0
UNILEVER PLC NEW ADR COM 904767704 37 600 SH   DFND 1 0 600 0
UNILEVER PLC NEW ADR COM 904767704 47 760 SH   DFND 7 0 760 0
UNILEVER PLC NEW ADR COM 904767704 11 175 SH   DFND 16 0 175 0
UNILEVER PLC NEW ADR COM 904767704 12 200 SH   DFND 14 0 200 0
UNITED HEALTH GROUP COM 91324P102 1,567 5,027 SH   SOLE   5,027 0 0
UNITED HEALTH GROUP COM 91324P102 896 2,875 SH   DFND 15 0 2,875 0
UNITED HEALTH GROUP COM 91324P102 23 75 SH   DFND 1 0 75 0
UNITED HEALTH GROUP COM 91324P102 61 195 SH   DFND 7 0 195 0
UNITED HEALTH GROUP COM 91324P102 6 20 SH   DFND 16 0 20 0
UNITED HEALTH GROUP COM 91324P102 69 220 SH   DFND 14 0 220 0
VANGUARD TOTAL STOCK MARKET ET COM 922908769 170 1,000 SH   SOLE   1,000 0 0
VANGUARD TOTAL STOCK MARKET ET COM 922908769 102 600 SH   DFND 1 0 600 0
WAL-MART STORES COM 931142103 949 6,783 SH   SOLE   6,783 0 0
WAL-MART STORES COM 931142103 714 5,100 SH   DFND 15 0 5,100 0
WAL-MART STORES COM 931142103 28 200 SH   DFND 1 0 200 0
WAL-MART STORES COM 931142103 39 280 SH   DFND 7 0 280 0
WAL-MART STORES COM 931142103 63 450 SH   DFND 14 0 450 0
WASTE MANAGEMENT INC COM 94106L109 228 2,015 SH   SOLE   2,015 0 0
XILINX COM 983919101 1,950 18,710 SH   SOLE   18,710 0 0
XILINX COM 983919101 1,053 10,105 SH   DFND 15 0 10,105 0
XILINX COM 983919101 31 300 SH   DFND 1 0 300 0
XILINX COM 983919101 68 650 SH   DFND 7 0 650 0
XILINX COM 983919101 8 80 SH   DFND 16 0 80 0
XILINX COM 983919101 138 1,325 SH   DFND 14 0 1,325 0
XYLEM INC COM 98419M100 1,124 13,357 SH   SOLE   13,357 0 0
XYLEM INC COM 98419M100 379 4,500 SH   DFND 15 0 4,500 0
XYLEM INC COM 98419M100 42 500 SH   DFND 7 0 500 0
XYLEM INC COM 98419M100 8 100 SH   DFND 16 0 100 0
XYLEM INC COM 98419M100 81 965 SH   DFND 14 0 965 0
FIDELITY ADVISOR EQUITY GROWTH Equity Mutual Fu 315805101 251 14,223 SH   SOLE   14,223 0 0