The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Common Stock 88579Y101 2,964 16,598 SH   SOLE   16,598 0 0
3M Common Stock 88579Y101 1,080 6,050 SH   DFND 15 0 6,050 0
3M Common Stock 88579Y101 7 40 SH   DFND 1 0 40 0
3M Common Stock 88579Y101 4 25 SH   DFND 16 0 25 0
3M Common Stock 88579Y101 315 1,765 SH   DFND 14 0 1,765 0
ABBOTT LABS Common Stock 002824100 1,640 42,710 SH   SOLE   42,710 0 0
ABBOTT LABS Common Stock 002824100 622 16,200 SH   DFND 15 0 16,200 0
ABBOTT LABS Common Stock 002824100 8 200 SH   DFND 1 0 200 0
ABBOTT LABS Common Stock 002824100 10 250 SH   DFND 16 0 250 0
ABBOTT LABS Common Stock 002824100 76 1,975 SH   DFND 14 0 1,975 0
ABBVIE Common Stock 00287Y109 424 6,770 SH   SOLE   6,770 0 0
ABBVIE Common Stock 00287Y109 294 4,700 SH   DFND 15 0 4,700 0
AIR PRODUCTS & CHEM Common Stock 009158106 425 2,955 SH   SOLE   2,955 0 0
ALPHABET INC CL A Common Stock 02079K305 2,329 2,939 SH   SOLE   2,939 0 0
ALPHABET INC CL A Common Stock 02079K305 1,042 1,315 SH   DFND 15 0 1,315 0
ALPHABET INC CL A Common Stock 02079K305 67 85 SH   DFND 1 0 85 0
ALPHABET INC CL A Common Stock 02079K305 4 5 SH   DFND 16 0 5 0
ALPHABET INC CL A Common Stock 02079K305 75 95 SH   DFND 14 0 95 0
AMGEN INC Common Stock 031162100 339 2,316 SH   SOLE   2,316 0 0
AMGEN INC Common Stock 031162100 439 3,000 SH   DFND 1 0 3,000 0
ANALOG DEVICES Common Stock 032654105 951 13,090 SH   SOLE   13,090 0 0
ANALOG DEVICES Common Stock 032654105 320 4,400 SH   DFND 15 0 4,400 0
ANALOG DEVICES Common Stock 032654105 22 300 SH   DFND 1 0 300 0
ANALOG DEVICES Common Stock 032654105 7 100 SH   DFND 14 0 100 0
APPLE INC Common Stock 037833100 2,564 22,136 SH   SOLE   22,136 0 0
APPLE INC Common Stock 037833100 827 7,140 SH   DFND 15 0 7,140 0
APPLE INC Common Stock 037833100 8 70 SH   DFND 1 0 70 0
APPLE INC Common Stock 037833100 17 145 SH   DFND 16 0 145 0
APPLE INC Common Stock 037833100 53 455 SH   DFND 14 0 455 0
APTARGROUP Common Stock 038336103 1,580 21,509 SH   SOLE   21,509 0 0
APTARGROUP Common Stock 038336103 859 11,700 SH   DFND 15 0 11,700 0
APTARGROUP Common Stock 038336103 30 410 SH   DFND 1 0 410 0
APTARGROUP Common Stock 038336103 44 600 SH   DFND 14 0 600 0
AT&T INC. Common Stock 00206R102 316 7,426 SH   SOLE   7,426 0 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 3,273 31,846 SH   SOLE   31,846 0 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 1,377 13,400 SH   DFND 15 0 13,400 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 43 415 SH   DFND 1 0 415 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 21 200 SH   DFND 16 0 200 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 303 2,950 SH   DFND 14 0 2,950 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 618 3,792 SH   SOLE   3,792 0 0
CAMBRIDGE BANCORP Common Stock 132152109 720 11,565 SH   SOLE   11,565 0 0
CAMBRIDGE BANCORP Common Stock 132152109 50 800 SH   DFND 15 0 800 0
CANADIAN NATL RAILWAY Common Stock 136375102 1,991 29,541 SH   SOLE   29,541 0 0
CANADIAN NATL RAILWAY Common Stock 136375102 1,105 16,400 SH   DFND 15 0 16,400 0
CANADIAN NATL RAILWAY Common Stock 136375102 5 80 SH   DFND 1 0 80 0
CHUBB LIMITED Common Stock H1467J104 2,212 16,744 SH   SOLE   16,744 0 0
CHUBB LIMITED Common Stock H1467J104 1,027 7,775 SH   DFND 15 0 7,775 0
CHUBB LIMITED Common Stock H1467J104 35 265 SH   DFND 1 0 265 0
CHUBB LIMITED Common Stock H1467J104 11 85 SH   DFND 16 0 85 0
CHUBB LIMITED Common Stock H1467J104 11 80 SH   DFND 14 0 80 0
CHURCH & DWIGHT Common Stock 171340102 781 17,670 SH   SOLE   17,670 0 0
CHURCH & DWIGHT Common Stock 171340102 27 620 SH   DFND 1 0 620 0
CHURCH & DWIGHT Common Stock 171340102 9 200 SH   DFND 15 0 200 0
CISCO SYS INC Common Stock 17275r102 352 11,650 SH   SOLE   11,650 0 0
CISCO SYS INC Common Stock 17275r102 204 6,750 SH   DFND 15 0 6,750 0
CISCO SYS INC Common Stock 17275r102 63 2,070 SH   DFND 14 0 2,070 0
CLOROX Common Stock 189054109 235 1,954 SH   SOLE   1,954 0 0
COLGATE-PALMOLIVE Common Stock 194162103 278 4,250 SH   SOLE   4,250 0 0
COLGATE-PALMOLIVE Common Stock 194162103 25 375 SH   DFND 14 0 375 0
CVS HEALTH Common Stock 126650100 2,624 33,259 SH   SOLE   33,259 0 0
CVS HEALTH Common Stock 126650100 1,347 17,075 SH   DFND 15 0 17,075 0
CVS HEALTH Common Stock 126650100 7 85 SH   DFND 1 0 85 0
CVS HEALTH Common Stock 126650100 10 125 SH   DFND 16 0 125 0
CVS HEALTH Common Stock 126650100 36 460 SH   DFND 14 0 460 0
DANAHER CORP Common Stock 235851102 1,624 20,860 SH   SOLE   20,860 0 0
DANAHER CORP Common Stock 235851102 714 9,175 SH   DFND 15 0 9,175 0
DANAHER CORP Common Stock 235851102 9 110 SH   DFND 1 0 110 0
DANAHER CORP Common Stock 235851102 3 40 SH   DFND 16 0 40 0
DANAHER CORP Common Stock 235851102 51 650 SH   DFND 14 0 650 0
DENTSPLY SIRONA INC Common Stock 24906P109 39 680 SH   SOLE   680 0 0
DENTSPLY SIRONA INC Common Stock 24906P109 325 5,623 SH   DFND 15 0 5,623 0
DISNEY Common Stock 254687106 437 4,190 SH   SOLE   4,190 0 0
EXXON MOBIL Common Stock 30231G102 1,210 13,410 SH   SOLE   13,410 0 0
EXXON MOBIL Common Stock 30231G102 614 6,800 SH   DFND 15 0 6,800 0
EXXON MOBIL Common Stock 30231G102 16 180 SH   DFND 1 0 180 0
EXXON MOBIL Common Stock 30231G102 5 50 SH   DFND 16 0 50 0
FACTSET RESH SYS Common Stock 303075105 342 2,090 SH   SOLE   2,090 0 0
FACTSET RESH SYS Common Stock 303075105 131 800 SH   DFND 15 0 800 0
FISERV Common Stock 337738108 2,075 19,525 SH   SOLE   19,525 0 0
FISERV Common Stock 337738108 1,020 9,600 SH   DFND 15 0 9,600 0
FISERV Common Stock 337738108 8 75 SH   DFND 1 0 75 0
FISERV Common Stock 337738108 87 820 SH   DFND 14 0 820 0
FORTIVE CORP Common Stock 34959J108 270 5,026 SH   SOLE   5,026 0 0
FORTIVE CORP Common Stock 34959J108 120 2,237 SH   DFND 15 0 2,237 0
FORTIVE CORP Common Stock 34959J108 1 17 SH   DFND 1 0 17 0
FORTIVE CORP Common Stock 34959J108 1 20 SH   DFND 16 0 20 0
FORTIVE CORP Common Stock 34959J108 6 112 SH   DFND 14 0 112 0
GENERAL ELECTRIC Common Stock 369604103 1,048 33,156 SH   SOLE   33,156 0 0
GENERAL ELECTRIC Common Stock 369604103 395 12,500 SH   DFND 15 0 12,500 0
GENERAL ELECTRIC Common Stock 369604103 314 9,950 SH   DFND 14 0 9,950 0
GENERAL MILLS Common Stock 370334104 86 1,400 SH   SOLE   1,400 0 0
GENERAL MILLS Common Stock 370334104 207 3,350 SH   DFND 14 0 3,350 0
GILEAD SCIENCES Common Stock 375558103 732 10,220 SH   SOLE   10,220 0 0
GILEAD SCIENCES Common Stock 375558103 4 60 SH   DFND 1 0 60 0
GILEAD SCIENCES Common Stock 375558103 183 2,550 SH   DFND 15 0 2,550 0
GILEAD SCIENCES Common Stock 375558103 4 50 SH   DFND 16 0 50 0
GILEAD SCIENCES Common Stock 375558103 34 475 SH   DFND 14 0 475 0
HELMERICH & PAYNE Common Stock 423452101 228 2,945 SH   SOLE   2,945 0 0
HELMERICH & PAYNE Common Stock 423452101 34 445 SH   DFND 1 0 445 0
HELMERICH & PAYNE Common Stock 423452101 39 500 SH   DFND 15 0 500 0
HELMERICH & PAYNE Common Stock 423452101 17 225 SH   DFND 14 0 225 0
HOME DEPOT Common Stock 437076102 1,794 13,377 SH   SOLE   13,377 0 0
HOME DEPOT Common Stock 437076102 1,334 9,950 SH   DFND 15 0 9,950 0
HOME DEPOT Common Stock 437076102 4 30 SH   DFND 1 0 30 0
ILLUMINA Common Stock 452327109 583 4,557 SH   SOLE   4,557 0 0
ILLUMINA Common Stock 452327109 4 35 SH   DFND 1 0 35 0
ILLUMINA Common Stock 452327109 50 390 SH   DFND 15 0 390 0
ILLUMINA Common Stock 452327109 3 25 SH   DFND 16 0 25 0
ILLUMINA Common Stock 452327109 24 185 SH   DFND 14 0 185 0
INTEL CORP Common Stock 458140100 1,608 44,333 SH   SOLE   44,333 0 0
INTEL CORP Common Stock 458140100 828 22,825 SH   DFND 15 0 22,825 0
INTEL CORP Common Stock 458140100 82 2,250 SH   DFND 14 0 2,250 0
IPG PHOTONICS Common Stock 44980X109 217 2,195 SH   SOLE   2,195 0 0
IPG PHOTONICS Common Stock 44980X109 227 2,300 SH   DFND 15 0 2,300 0
JOHNSON & JOHNSON Common Stock 478160104 3,490 30,295 SH   SOLE   30,295 0 0
JOHNSON & JOHNSON Common Stock 478160104 1,522 13,209 SH   DFND 15 0 13,209 0
JOHNSON & JOHNSON Common Stock 478160104 225 1,950 SH   DFND 1 0 1,950 0
JOHNSON & JOHNSON Common Stock 478160104 144 1,250 SH   DFND 14 0 1,250 0
MASTERCARD Common Stock 57636q104 2,594 25,120 SH   SOLE   25,120 0 0
MASTERCARD Common Stock 57636q104 738 7,150 SH   DFND 15 0 7,150 0
MASTERCARD Common Stock 57636q104 45 440 SH   DFND 1 0 440 0
MASTERCARD Common Stock 57636q104 5 50 SH   DFND 16 0 50 0
MASTERCARD Common Stock 57636q104 90 875 SH   DFND 14 0 875 0
MCCORMICK & CO Common Stock 579780206 233 2,500 SH   SOLE   2,500 0 0
MCCORMICK & CO Common Stock 579780206 37 400 SH   DFND 15 0 400 0
MICROSOFT CORP Common Stock 594918104 2,010 32,347 SH   SOLE   32,347 0 0
MICROSOFT CORP Common Stock 594918104 1,112 17,900 SH   DFND 15 0 17,900 0
MICROSOFT CORP Common Stock 594918104 3 50 SH   DFND 1 0 50 0
MICROSOFT CORP Common Stock 594918104 66 1,060 SH   DFND 14 0 1,060 0
NESTLE SA ADR Common Stock 641069406 1,805 25,162 SH   SOLE   25,162 0 0
NESTLE SA ADR Common Stock 641069406 674 9,400 SH   DFND 15 0 9,400 0
NESTLE SA ADR Common Stock 641069406 7 100 SH   DFND 1 0 100 0
NESTLE SA ADR Common Stock 641069406 7 100 SH   DFND 16 0 100 0
NESTLE SA ADR Common Stock 641069406 7 100 SH   DFND 14 0 100 0
NOVARTIS AG ADR Common Stock 66987V109 2,148 29,484 SH   SOLE   29,484 0 0
NOVARTIS AG ADR Common Stock 66987V109 987 13,550 SH   DFND 15 0 13,550 0
NOVARTIS AG ADR Common Stock 66987V109 8 110 SH   DFND 1 0 110 0
NOVARTIS AG ADR Common Stock 66987V109 7 100 SH   DFND 16 0 100 0
NOVARTIS AG ADR Common Stock 66987V109 80 1,100 SH   DFND 14 0 1,100 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 1,059 30,710 SH   SOLE   30,710 0 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 491 14,250 SH   DFND 15 0 14,250 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 4 120 SH   DFND 1 0 120 0
NXP SEMICONDUCTORS Common Stock N6596X109 495 5,050 SH   SOLE   5,050 0 0
NXP SEMICONDUCTORS Common Stock N6596X109 725 7,400 SH   DFND 15 0 7,400 0
NXP SEMICONDUCTORS Common Stock N6596X109 4 40 SH   DFND 1 0 40 0
ORACLE Common Stock 68389x105 199 5,185 SH   SOLE   5,185 0 0
ORACLE Common Stock 68389x105 50 1,300 SH   DFND 15 0 1,300 0
ORACLE Common Stock 68389x105 19 500 SH   DFND 14 0 500 0
PEPSICO Common Stock 713448108 977 9,340 SH   SOLE   9,340 0 0
PEPSICO Common Stock 713448108 827 7,900 SH   DFND 15 0 7,900 0
PEPSICO Common Stock 713448108 31 300 SH   DFND 14 0 300 0
PROCTER & GAMBLE Common Stock 742718109 1,719 20,446 SH   SOLE   20,446 0 0
PROCTER & GAMBLE Common Stock 742718109 1,034 12,300 SH   DFND 15 0 12,300 0
PROCTER & GAMBLE Common Stock 742718109 251 2,980 SH   DFND 1 0 2,980 0
PROCTER & GAMBLE Common Stock 742718109 8 100 SH   DFND 16 0 100 0
PROCTER & GAMBLE Common Stock 742718109 219 2,600 SH   DFND 14 0 2,600 0
QUALCOMM Common Stock 747525103 934 14,320 SH   SOLE   14,320 0 0
QUALCOMM Common Stock 747525103 5 80 SH   DFND 1 0 80 0
QUALCOMM Common Stock 747525103 189 2,900 SH   DFND 15 0 2,900 0
QUALCOMM Common Stock 747525103 33 500 SH   DFND 14 0 500 0
REYNOLDS AMERICAN Common Stock 761713106 224 4,000 SH   SOLE   4,000 0 0
ROCHE HLDG LTD ADR Common Stock 771195104 1,253 43,920 SH   SOLE   43,920 0 0
ROCHE HLDG LTD ADR Common Stock 771195104 609 21,350 SH   DFND 15 0 21,350 0
ROCHE HLDG LTD ADR Common Stock 771195104 6 225 SH   DFND 1 0 225 0
ROCHE HLDG LTD ADR Common Stock 771195104 9 325 SH   DFND 16 0 325 0
ROCHE HLDG LTD ADR Common Stock 771195104 53 1,850 SH   DFND 14 0 1,850 0
ROCKWELL AUTOMATION Common Stock 773903109 1,560 11,606 SH   SOLE   11,606 0 0
ROCKWELL AUTOMATION Common Stock 773903109 564 4,200 SH   DFND 15 0 4,200 0
ROCKWELL AUTOMATION Common Stock 773903109 10 75 SH   DFND 1 0 75 0
ROCKWELL AUTOMATION Common Stock 773903109 47 350 SH   DFND 14 0 350 0
SCHLUMBERGER Common Stock 806857108 2,100 25,018 SH   SOLE   25,018 0 0
SCHLUMBERGER Common Stock 806857108 852 10,150 SH   DFND 15 0 10,150 0
SCHLUMBERGER Common Stock 806857108 6 70 SH   DFND 1 0 70 0
SCHLUMBERGER Common Stock 806857108 85 1,010 SH   DFND 14 0 1,010 0
SMUCKER J M Common Stock 832696405 313 2,448 SH   SOLE   2,448 0 0
SMUCKER J M Common Stock 832696405 102 800 SH   DFND 15 0 800 0
SPECTRA ENERGY Common Stock 847560109 718 17,485 SH   SOLE   17,485 0 0
SPECTRA ENERGY Common Stock 847560109 421 10,250 SH   DFND 15 0 10,250 0
SPECTRA ENERGY Common Stock 847560109 33 800 SH   DFND 1 0 800 0
SPECTRA ENERGY Common Stock 847560109 8 200 SH   DFND 16 0 200 0
SPECTRA ENERGY Common Stock 847560109 34 825 SH   DFND 14 0 825 0
STRYKER CORP Common Stock 863667101 359 3,000 SH   SOLE   3,000 0 0
STRYKER CORP Common Stock 863667101 37 310 SH   DFND 14 0 310 0
SYSCO Common Stock 871829107 818 14,765 SH   SOLE   14,765 0 0
SYSCO Common Stock 871829107 331 5,975 SH   DFND 15 0 5,975 0
SYSCO Common Stock 871829107 57 1,025 SH   DFND 14 0 1,025 0
TJX COS Common Stock 872540109 258 3,439 SH   SOLE   3,439 0 0
UNILEVER PLC NEW ADR Common Stock 904767704 1,264 31,060 SH   SOLE   31,060 0 0
UNILEVER PLC NEW ADR Common Stock 904767704 523 12,850 SH   DFND 15 0 12,850 0
UNILEVER PLC NEW ADR Common Stock 904767704 22 530 SH   DFND 1 0 530 0
UNILEVER PLC NEW ADR Common Stock 904767704 7 175 SH   DFND 16 0 175 0
UNILEVER PLC NEW ADR Common Stock 904767704 8 200 SH   DFND 14 0 200 0
UNITED TECHNOLOGIES Common Stock 913017109 348 3,179 SH   SOLE   3,179 0 0
UNITED TECHNOLOGIES Common Stock 913017109 77 700 SH   DFND 15 0 700 0
UNITED TECHNOLOGIES Common Stock 913017109 11 100 SH   DFND 16 0 100 0
VANGUARD TOTAL STOCK MARKET ET Common Stock 922908769 291 2,521 SH   SOLE   2,521 0 0
VANGUARD TOTAL STOCK MARKET ET Common Stock 922908769 231 2,000 SH   DFND 1 0 2,000 0
WAL-MART STORES Common Stock 931142103 495 7,167 SH   SOLE   7,167 0 0
WAL-MART STORES Common Stock 931142103 308 4,450 SH   DFND 15 0 4,450 0
XILINX Common Stock 983919101 1,349 22,350 SH   SOLE   22,350 0 0
XILINX Common Stock 983919101 435 7,200 SH   DFND 15 0 7,200 0
XILINX Common Stock 983919101 5 75 SH   DFND 1 0 75 0
XILINX Common Stock 983919101 112 1,850 SH   DFND 14 0 1,850 0
XYLEM INC Common Stock 98419M100 605 12,215 SH   SOLE   12,215 0 0
XYLEM INC Common Stock 98419M100 4 75 SH   DFND 1 0 75 0
XYLEM INC Common Stock 98419M100 50 1,000 SH   DFND 15 0 1,000 0
XYLEM INC Common Stock 98419M100 50 1,000 SH   DFND 14 0 1,000 0
CAPITAL INCOME BUILDER CL A SH Equity Mutual Fu 140193103 1,294 22,453 SH   SOLE   22,453 0 0
INCOME FD AMER INC Equity Mutual Fu 453320103 926 42,712 SH   SOLE   42,712 0 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 247 4,400 SH   DFND 16 0 4,400 0