The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 201 1,290 SH   SOLE   1,290 0 0
3M COM 88579Y101 416 2,670 SH   DFND 7 0 2,670 0
3M COM 88579Y101 386 2,477 SH   DFND 9 0 2,477 0
3M COM 88579Y101 55 350 SH   DFND 01,06 0 350 0
3M COM 88579Y101 16 105 SH   DFND 6 0 105 0
3M COM 88579Y101 129 830 SH   DFND 12 0 830 0
ABBOTT LABS COM 002824100 1,089 11,910 SH   SOLE   11,910 0 0
ABBOTT LABS COM 002824100 1,070 11,700 SH   DFND 7 0 11,700 0
ABBOTT LABS COM 002824100 618 6,757 SH   DFND 9 0 6,757 0
ABBOTT LABS COM 002824100 89 975 SH   DFND 01,06 0 975 0
ABBOTT LABS COM 002824100 34 375 SH   DFND 6 0 375 0
ABBOTT LABS COM 002824100 475 5,195 SH   DFND 12 0 5,195 0
ABBOTT LABS COM 002824100 12 135 SH   DFND 5 0 135 0
ABBOTT LABS COM 002824100 119 1,300 SH   DFND 1 0 1,300 0
ABBVIE COM 00287Y109 133 1,350 SH   SOLE   1,350 0 0
ABBVIE COM 00287Y109 220 2,242 SH   DFND 12 0 2,242 0
ABBVIE COM 00287Y109 4 40 SH   DFND 9 0 40 0
ALPHABET INC CL A COM 02079K305 871 614 SH   SOLE   614 0 0
ALPHABET INC CL A COM 02079K305 957 675 SH   DFND 7 0 675 0
ALPHABET INC CL A COM 02079K305 699 493 SH   DFND 9 0 493 0
ALPHABET INC CL A COM 02079K305 78 55 SH   DFND 01,06 0 55 0
ALPHABET INC CL A COM 02079K305 31 22 SH   DFND 6 0 22 0
ALPHABET INC CL A COM 02079K305 467 329 SH   DFND 12 0 329 0
ALPHABET INC CL A COM 02079K305 13 9 SH   DFND 5 0 9 0
ALPHABET INC CL A COM 02079K305 71 50 SH   DFND 1 0 50 0
ALPHABET INC CL C COM 02079K107 431 305 SH   SOLE   305 0 0
ALPHABET INC CL C COM 02079K107 35 25 SH   DFND 1 0 25 0
AMAZON.COM COM 023135106 883 320 SH   SOLE   320 0 0
AMAZON.COM COM 023135106 772 280 SH   DFND 7 0 280 0
AMAZON.COM COM 023135106 309 112 SH   DFND 9 0 112 0
AMAZON.COM COM 023135106 69 25 SH   DFND 01,06 0 25 0
AMAZON.COM COM 023135106 22 8 SH   DFND 6 0 8 0
AMAZON.COM COM 023135106 315 114 SH   DFND 12 0 114 0
AMAZON.COM COM 023135106 8 3 SH   DFND 5 0 3 0
AMAZON.COM COM 023135106 166 60 SH   DFND 1 0 60 0
AMERICAN TOWER COM 03027X100 103 400 SH   SOLE   400 0 0
AMERICAN TOWER COM 03027X100 36 140 SH   DFND 9 0 140 0
AMERICAN TOWER COM 03027X100 109 422 SH   DFND 1 0 422 0
ANALOG DEVICES COM 032654105 878 7,160 SH   SOLE   7,160 0 0
ANALOG DEVICES COM 032654105 981 8,000 SH   DFND 7 0 8,000 0
ANALOG DEVICES COM 032654105 505 4,115 SH   DFND 9 0 4,115 0
ANALOG DEVICES COM 032654105 61 500 SH   DFND 01,06 0 500 0
ANALOG DEVICES COM 032654105 32 265 SH   DFND 6 0 265 0
ANALOG DEVICES COM 032654105 408 3,325 SH   DFND 12 0 3,325 0
ANALOG DEVICES COM 032654105 12 100 SH   DFND 5 0 100 0
ANALOG DEVICES COM 032654105 135 1,100 SH   DFND 1 0 1,100 0
ANSYS INC COM 03662Q105 365 1,250 SH   SOLE   1,250 0 0
APPLE INC COM 037833100 1,767 4,845 SH   SOLE   4,845 0 0
APPLE INC COM 037833100 1,450 3,975 SH   DFND 7 0 3,975 0
APPLE INC COM 037833100 956 2,620 SH   DFND 9 0 2,620 0
APPLE INC COM 037833100 117 320 SH   DFND 01,06 0 320 0
APPLE INC COM 037833100 36 100 SH   DFND 6 0 100 0
APPLE INC COM 037833100 490 1,344 SH   DFND 12 0 1,344 0
APPLE INC COM 037833100 18 50 SH   DFND 5 0 50 0
APPLE INC COM 037833100 237 650 SH   DFND 1 0 650 0
APTARGROUP COM 038336103 925 8,260 SH   SOLE   8,260 0 0
APTARGROUP COM 038336103 522 4,660 SH   DFND 7 0 4,660 0
APTARGROUP COM 038336103 556 4,967 SH   DFND 9 0 4,967 0
APTARGROUP COM 038336103 78 700 SH   DFND 01,06 0 700 0
APTARGROUP COM 038336103 27 240 SH   DFND 6 0 240 0
APTARGROUP COM 038336103 404 3,605 SH   DFND 12 0 3,605 0
APTARGROUP COM 038336103 11 100 SH   DFND 5 0 100 0
APTARGROUP COM 038336103 78 700 SH   DFND 1 0 700 0
AUTOMATIC DATA PROCESSING COM 053015103 784 5,265 SH   SOLE   5,265 0 0
AUTOMATIC DATA PROCESSING COM 053015103 823 5,525 SH   DFND 7 0 5,525 0
AUTOMATIC DATA PROCESSING COM 053015103 571 3,837 SH   DFND 9 0 3,837 0
AUTOMATIC DATA PROCESSING COM 053015103 78 525 SH   DFND 01,06 0 525 0
AUTOMATIC DATA PROCESSING COM 053015103 25 165 SH   DFND 6 0 165 0
AUTOMATIC DATA PROCESSING COM 053015103 413 2,775 SH   DFND 12 0 2,775 0
AUTOMATIC DATA PROCESSING COM 053015103 10 70 SH   DFND 5 0 70 0
BECTON DICKINSON COM 075887109 812 3,395 SH   SOLE   3,395 0 0
BECTON DICKINSON COM 075887109 317 1,325 SH   DFND 7 0 1,325 0
BECTON DICKINSON COM 075887109 292 1,219 SH   DFND 9 0 1,219 0
BECTON DICKINSON COM 075887109 36 150 SH   DFND 01,06 0 150 0
BECTON DICKINSON COM 075887109 17 70 SH   DFND 6 0 70 0
BECTON DICKINSON COM 075887109 260 1,085 SH   DFND 12 0 1,085 0
BECTON DICKINSON COM 075887109 6 25 SH   DFND 5 0 25 0
BECTON DICKINSON COM 075887109 120 500 SH   DFND 1 0 500 0
BERKSHIRE HATHAWAY CL B COM 084670702 76 425 SH   SOLE   425 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 170 950 SH   DFND 12 0 950 0
BERKSHIRE HATHAWAY CL B COM 084670702 166 930 SH   DFND 9 0 930 0
BIOGEN COM 09062X103 294 1,100 SH   SOLE   1,100 0 0
CANADIAN NATL RAILWAY COM 136375102 699 7,895 SH   SOLE   7,895 0 0
CANADIAN NATL RAILWAY COM 136375102 735 8,300 SH   DFND 7 0 8,300 0
CANADIAN NATL RAILWAY COM 136375102 626 7,065 SH   DFND 9 0 7,065 0
CANADIAN NATL RAILWAY COM 136375102 89 1,000 SH   DFND 01,06 0 1,000 0
CANADIAN NATL RAILWAY COM 136375102 27 305 SH   DFND 6 0 305 0
CANADIAN NATL RAILWAY COM 136375102 392 4,424 SH   DFND 12 0 4,424 0
CANADIAN NATL RAILWAY COM 136375102 9 100 SH   DFND 5 0 100 0
CANADIAN NATL RAILWAY COM 136375102 115 1,300 SH   DFND 1 0 1,300 0
CHEVRON COM 166764100 135 1,510 SH   SOLE   1,510 0 0
CHEVRON COM 166764100 27 300 SH   DFND 01,06 0 300 0
CHEVRON COM 166764100 83 925 SH   DFND 9 0 925 0
CHEVRON COM 166764100 12 140 SH   DFND 6 0 140 0
CHEVRON COM 166764100 7 75 SH   DFND 5 0 75 0
CHEVRON COM 166764100 196 2,200 SH   DFND 1 0 2,200 0
CHUBB LIMITED COM H1467J104 351 2,770 SH   SOLE   2,770 0 0
CHUBB LIMITED COM H1467J104 494 3,900 SH   DFND 7 0 3,900 0
CHUBB LIMITED COM H1467J104 346 2,731 SH   DFND 9 0 2,731 0
CHUBB LIMITED COM H1467J104 42 335 SH   DFND 01,06 0 335 0
CHUBB LIMITED COM H1467J104 22 170 SH   DFND 6 0 170 0
CHUBB LIMITED COM H1467J104 225 1,775 SH   DFND 12 0 1,775 0
CHUBB LIMITED COM H1467J104 10 80 SH   DFND 5 0 80 0
CHUBB LIMITED COM H1467J104 82 650 SH   DFND 1 0 650 0
CHURCH & DWIGHT COM 171340102 541 7,000 SH   SOLE   7,000 0 0
CHURCH & DWIGHT COM 171340102 85 1,100 SH   DFND 9 0 1,100 0
COLGATE-PALMOLIVE COM 194162103 10 130 SH   SOLE   130 0 0
COLGATE-PALMOLIVE COM 194162103 117 1,600 SH   DFND 12 0 1,600 0
COLGATE-PALMOLIVE COM 194162103 51 700 SH   DFND 9 0 700 0
COLGATE-PALMOLIVE COM 194162103 59 800 SH   DFND 1 0 800 0
CVS HEALTH COM 126650100 398 6,121 SH   SOLE   6,121 0 0
CVS HEALTH COM 126650100 117 1,800 SH   DFND 7 0 1,800 0
CVS HEALTH COM 126650100 247 3,798 SH   DFND 9 0 3,798 0
CVS HEALTH COM 126650100 42 650 SH   DFND 01,06 0 650 0
CVS HEALTH COM 126650100 16 250 SH   DFND 6 0 250 0
CVS HEALTH COM 126650100 211 3,247 SH   DFND 12 0 3,247 0
CVS HEALTH COM 126650100 3 50 SH   DFND 5 0 50 0
DANAHER CORP COM 235851102 1,230 6,955 SH   SOLE   6,955 0 0
DANAHER CORP COM 235851102 1,264 7,150 SH   DFND 7 0 7,150 0
DANAHER CORP COM 235851102 727 4,112 SH   DFND 9 0 4,112 0
DANAHER CORP COM 235851102 80 450 SH   DFND 01,06 0 450 0
DANAHER CORP COM 235851102 36 205 SH   DFND 6 0 205 0
DANAHER CORP COM 235851102 492 2,785 SH   DFND 12 0 2,785 0
DANAHER CORP COM 235851102 14 80 SH   DFND 5 0 80 0
DANAHER CORP COM 235851102 167 943 SH   DFND 1 0 943 0
DISNEY COM 254687106 760 6,816 SH   SOLE   6,816 0 0
DISNEY COM 254687106 597 5,350 SH   DFND 7 0 5,350 0
DISNEY COM 254687106 465 4,174 SH   DFND 9 0 4,174 0
DISNEY COM 254687106 39 350 SH   DFND 01,06 0 350 0
DISNEY COM 254687106 23 210 SH   DFND 6 0 210 0
DISNEY COM 254687106 386 3,465 SH   DFND 12 0 3,465 0
DISNEY COM 254687106 8 75 SH   DFND 5 0 75 0
DISNEY COM 254687106 100 900 SH   DFND 1 0 900 0
EMERSON ELECTRIC COM 291011104 22 350 SH   SOLE   350 0 0
EMERSON ELECTRIC COM 291011104 14 225 SH   DFND 9 0 225 0
EMERSON ELECTRIC COM 291011104 16 250 SH   DFND 01,06 0 250 0
EMERSON ELECTRIC COM 291011104 152 2,450 SH   DFND 12 0 2,450 0
FISERV COM 337738108 524 5,370 SH   SOLE   5,370 0 0
FISERV COM 337738108 760 7,785 SH   DFND 7 0 7,785 0
FISERV COM 337738108 559 5,730 SH   DFND 9 0 5,730 0
FISERV COM 337738108 68 700 SH   DFND 01,06 0 700 0
FISERV COM 337738108 25 260 SH   DFND 6 0 260 0
FISERV COM 337738108 307 3,140 SH   DFND 12 0 3,140 0
FISERV COM 337738108 8 85 SH   DFND 5 0 85 0
FISERV COM 337738108 117 1,200 SH   DFND 1 0 1,200 0
HOME DEPOT COM 437076102 517 2,065 SH   SOLE   2,065 0 0
HOME DEPOT COM 437076102 939 3,750 SH   DFND 7 0 3,750 0
HOME DEPOT COM 437076102 356 1,423 SH   DFND 9 0 1,423 0
HOME DEPOT COM 437076102 85 340 SH   DFND 01,06 0 340 0
HOME DEPOT COM 437076102 33 130 SH   DFND 6 0 130 0
HOME DEPOT COM 437076102 357 1,425 SH   DFND 12 0 1,425 0
HOME DEPOT COM 437076102 10 40 SH   DFND 5 0 40 0
ILLINOIS TOOL WORKS COM 452308109 310 1,775 SH   SOLE   1,775 0 0
ILLINOIS TOOL WORKS COM 452308109 87 500 SH   DFND 12 0 500 0
ILLINOIS TOOL WORKS COM 452308109 57 325 SH   DFND 9 0 325 0
ILLUMINA COM 452327109 637 1,721 SH   SOLE   1,721 0 0
ILLUMINA COM 452327109 643 1,735 SH   DFND 7 0 1,735 0
ILLUMINA COM 452327109 246 665 SH   DFND 9 0 665 0
ILLUMINA COM 452327109 46 125 SH   DFND 01,06 0 125 0
ILLUMINA COM 452327109 20 55 SH   DFND 6 0 55 0
ILLUMINA COM 452327109 247 666 SH   DFND 12 0 666 0
ILLUMINA COM 452327109 9 25 SH   DFND 5 0 25 0
INTEL CORP COM 458140100 182 3,050 SH   SOLE   3,050 0 0
INTEL CORP COM 458140100 526 8,792 SH   DFND 9 0 8,792 0
INTEL CORP COM 458140100 66 1,100 SH   DFND 01,06 0 1,100 0
INTEL CORP COM 458140100 18 300 SH   DFND 6 0 300 0
INTEL CORP COM 458140100 275 4,600 SH   DFND 12 0 4,600 0
INTEL CORP COM 458140100 236 3,950 SH   DFND 7 0 3,950 0
JOHNSON & JOHNSON COM 478160104 811 5,770 SH   SOLE   5,770 0 0
JOHNSON & JOHNSON COM 478160104 807 5,740 SH   DFND 7 0 5,740 0
JOHNSON & JOHNSON COM 478160104 663 4,712 SH   DFND 9 0 4,712 0
JOHNSON & JOHNSON COM 478160104 91 650 SH   DFND 01,06 0 650 0
JOHNSON & JOHNSON COM 478160104 25 175 SH   DFND 6 0 175 0
JOHNSON & JOHNSON COM 478160104 449 3,195 SH   DFND 12 0 3,195 0
JOHNSON & JOHNSON COM 478160104 9 65 SH   DFND 5 0 65 0
JOHNSON & JOHNSON COM 478160104 84 600 SH   DFND 1 0 600 0
JPMORGAN CHASE COM 46625H100 56 600 SH   SOLE   600 0 0
JPMORGAN CHASE COM 46625H100 19 200 SH   DFND 9 0 200 0
JPMORGAN CHASE COM 46625H100 246 2,615 SH   DFND 7 0 2,615 0
MASTERCARD COM 57636Q104 1,211 4,095 SH   SOLE   4,095 0 0
MASTERCARD COM 57636Q104 1,227 4,150 SH   DFND 7 0 4,150 0
MASTERCARD COM 57636Q104 773 2,613 SH   DFND 9 0 2,613 0
MASTERCARD COM 57636Q104 89 300 SH   DFND 01,06 0 300 0
MASTERCARD COM 57636Q104 35 120 SH   DFND 6 0 120 0
MASTERCARD COM 57636Q104 448 1,516 SH   DFND 12 0 1,516 0
MASTERCARD COM 57636Q104 12 40 SH   DFND 5 0 40 0
MASTERCARD COM 57636Q104 59 200 SH   DFND 1 0 200 0
MERCK COM 58933Y105 254 3,290 SH   SOLE   3,290 0 0
MERCK COM 58933Y105 114 1,475 SH   DFND 9 0 1,475 0
MERCK COM 58933Y105 85 1,100 SH   DFND 12 0 1,100 0
MERCK COM 58933Y105 151 1,950 SH   DFND 7 0 1,950 0
METTLER TOLEDO COM 592688105 564 700 SH   SOLE   700 0 0
MICROSOFT CORP COM 594918104 553 2,715 SH   SOLE   2,715 0 0
MICROSOFT CORP COM 594918104 1,254 6,160 SH   DFND 7 0 6,160 0
MICROSOFT CORP COM 594918104 695 3,415 SH   DFND 9 0 3,415 0
MICROSOFT CORP COM 594918104 81 400 SH   DFND 01,06 0 400 0
MICROSOFT CORP COM 594918104 25 125 SH   DFND 6 0 125 0
MICROSOFT CORP COM 594918104 546 2,685 SH   DFND 12 0 2,685 0
MICROSOFT CORP COM 594918104 7 35 SH   DFND 5 0 35 0
MICROSOFT CORP COM 594918104 179 879 SH   DFND 1 0 879 0
NESTLE SA ADR COM 641069406 949 8,595 SH   SOLE   8,595 0 0
NESTLE SA ADR COM 641069406 580 5,250 SH   DFND 7 0 5,250 0
NESTLE SA ADR COM 641069406 696 6,303 SH   DFND 9 0 6,303 0
NESTLE SA ADR COM 641069406 105 950 SH   DFND 01,06 0 950 0
NESTLE SA ADR COM 641069406 33 295 SH   DFND 6 0 295 0
NESTLE SA ADR COM 641069406 464 4,198 SH   DFND 12 0 4,198 0
NESTLE SA ADR COM 641069406 11 100 SH   DFND 5 0 100 0
NESTLE SA ADR COM 641069406 121 1,100 SH   DFND 1 0 1,100 0
NIKE INC CLASS B COM 654106103 95 965 SH   SOLE   965 0 0
NIKE INC CLASS B COM 654106103 16 165 SH   DFND 01,06 0 165 0
NIKE INC CLASS B COM 654106103 5 50 SH   DFND 6 0 50 0
NIKE INC CLASS B COM 654106103 70 715 SH   DFND 12 0 715 0
NIKE INC CLASS B COM 654106103 73 749 SH   DFND 9 0 749 0
NOVARTIS AG ADR COM 66987V109 390 4,465 SH   SOLE   4,465 0 0
NOVARTIS AG ADR COM 66987V109 838 9,600 SH   DFND 7 0 9,600 0
NOVARTIS AG ADR COM 66987V109 488 5,590 SH   DFND 9 0 5,590 0
NOVARTIS AG ADR COM 66987V109 79 900 SH   DFND 01,06 0 900 0
NOVARTIS AG ADR COM 66987V109 29 335 SH   DFND 6 0 335 0
NOVARTIS AG ADR COM 66987V109 307 3,515 SH   DFND 12 0 3,515 0
NOVARTIS AG ADR COM 66987V109 9 100 SH   DFND 5 0 100 0
NOVARTIS AG ADR COM 66987V109 122 1,400 SH   DFND 1 0 1,400 0
NOVOZYMES A S DKK 2.0 COM B798FW902 519 9,010 SH   SOLE   9,010 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 305 5,300 SH   DFND 7 0 5,300 0
NOVOZYMES A S DKK 2.0 COM B798FW902 352 6,108 SH   DFND 9 0 6,108 0
NOVOZYMES A S DKK 2.0 COM B798FW902 75 1,300 SH   DFND 01,06 0 1,300 0
NOVOZYMES A S DKK 2.0 COM B798FW902 17 300 SH   DFND 6 0 300 0
NOVOZYMES A S DKK 2.0 COM B798FW902 199 3,450 SH   DFND 12 0 3,450 0
NOVOZYMES A S DKK 2.0 COM B798FW902 10 175 SH   DFND 5 0 175 0
NOVOZYMES A S DKK 2.0 COM B798FW902 72 1,250 SH   DFND 1 0 1,250 0
NVIDIA CORP COM 67066G104 19 50 SH   SOLE   50 0 0
NVIDIA CORP COM 67066G104 304 800 SH   DFND 7 0 800 0
NVIDIA CORP COM 67066G104 76 200 SH   DFND 1 0 200 0
ORSTED A S COM BYT16L900 81 700 SH   SOLE   700 0 0
ORSTED A S COM BYT16L900 248 2,155 SH   DFND 12 0 2,155 0
ORSTED A S COM BYT16L900 106 925 SH   DFND 9 0 925 0
ORSTED A S COM BYT16L900 115 1,000 SH   DFND 7 0 1,000 0
OTIS WORLDWIDE COM 68902V107 14 250 SH   SOLE   250 0 0
OTIS WORLDWIDE COM 68902V107 170 2,987 SH   DFND 7 0 2,987 0
OTIS WORLDWIDE COM 68902V107 48 850 SH   DFND 9 0 850 0
OTIS WORLDWIDE COM 68902V107 2 37 SH   DFND 5 0 37 0
OTIS WORLDWIDE COM 68902V107 2 27 SH   DFND 6 0 27 0
PAYPAL HOLDINGS COM 70450Y103 451 2,590 SH   SOLE   2,590 0 0
PAYPAL HOLDINGS COM 70450Y103 828 4,750 SH   DFND 7 0 4,750 0
PAYPAL HOLDINGS COM 70450Y103 534 3,067 SH   DFND 9 0 3,067 0
PAYPAL HOLDINGS COM 70450Y103 57 325 SH   DFND 01,06 0 325 0
PAYPAL HOLDINGS COM 70450Y103 26 150 SH   DFND 6 0 150 0
PAYPAL HOLDINGS COM 70450Y103 475 2,725 SH   DFND 12 0 2,725 0
PAYPAL HOLDINGS COM 70450Y103 17 100 SH   DFND 5 0 100 0
PAYPAL HOLDINGS COM 70450Y103 122 700 SH   DFND 1 0 700 0
PEPSICO COM 713448108 152 1,150 SH   SOLE   1,150 0 0
PEPSICO COM 713448108 198 1,500 SH   DFND 9 0 1,500 0
PEPSICO COM 713448108 89 675 SH   DFND 12 0 675 0
PEPSICO COM 713448108 3 25 SH   DFND 6 0 25 0
PROCTER & GAMBLE COM 742718109 877 7,336 SH   SOLE   7,336 0 0
PROCTER & GAMBLE COM 742718109 314 2,625 SH   DFND 7 0 2,625 0
PROCTER & GAMBLE COM 742718109 680 5,687 SH   DFND 9 0 5,687 0
PROCTER & GAMBLE COM 742718109 105 875 SH   DFND 01,06 0 875 0
PROCTER & GAMBLE COM 742718109 32 265 SH   DFND 6 0 265 0
PROCTER & GAMBLE COM 742718109 442 3,700 SH   DFND 12 0 3,700 0
PROCTER & GAMBLE COM 742718109 11 90 SH   DFND 5 0 90 0
PROCTER & GAMBLE COM 742718109 108 900 SH   DFND 1 0 900 0
RAYTHEON TECHNOLOGIES COM 75513E101 488 7,915 SH   SOLE   7,915 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 368 5,975 SH   DFND 7 0 5,975 0
RAYTHEON TECHNOLOGIES COM 75513E101 322 5,221 SH   DFND 9 0 5,221 0
RAYTHEON TECHNOLOGIES COM 75513E101 47 765 SH   DFND 01,06 0 765 0
RAYTHEON TECHNOLOGIES COM 75513E101 22 355 SH   DFND 6 0 355 0
RAYTHEON TECHNOLOGIES COM 75513E101 272 4,415 SH   DFND 12 0 4,415 0
RAYTHEON TECHNOLOGIES COM 75513E101 5 75 SH   DFND 5 0 75 0
RAYTHEON TECHNOLOGIES COM 75513E101 92 1,500 SH   DFND 1 0 1,500 0
ROCKWELL AUTOMATION COM 773903109 390 1,830 SH   SOLE   1,830 0 0
ROCKWELL AUTOMATION COM 773903109 628 2,950 SH   DFND 7 0 2,950 0
ROCKWELL AUTOMATION COM 773903109 510 2,396 SH   DFND 9 0 2,396 0
ROCKWELL AUTOMATION COM 773903109 43 200 SH   DFND 01,06 0 200 0
ROCKWELL AUTOMATION COM 773903109 30 140 SH   DFND 6 0 140 0
ROCKWELL AUTOMATION COM 773903109 220 1,035 SH   DFND 12 0 1,035 0
ROCKWELL AUTOMATION COM 773903109 11 50 SH   DFND 5 0 50 0
ROCKWELL AUTOMATION COM 773903109 149 700 SH   DFND 1 0 700 0
STRYKER CORP COM 863667101 315 1,750 SH   SOLE   1,750 0 0
TJX COS COM 872540109 569 11,255 SH   SOLE   11,255 0 0
TJX COS COM 872540109 15 290 SH   DFND 01,06 0 290 0
TJX COS COM 872540109 89 1,765 SH   DFND 9 0 1,765 0
TJX COS COM 872540109 4 80 SH   DFND 6 0 80 0
TJX COS COM 872540109 52 1,020 SH   DFND 12 0 1,020 0
TJX COS COM 872540109 51 1,000 SH   DFND 1 0 1,000 0
UNILEVER PLC NEW ADR COM 904767704 831 15,150 SH   SOLE   15,150 0 0
UNILEVER PLC NEW ADR COM 904767704 708 12,900 SH   DFND 7 0 12,900 0
UNILEVER PLC NEW ADR COM 904767704 304 5,544 SH   DFND 9 0 5,544 0
UNILEVER PLC NEW ADR COM 904767704 62 1,135 SH   DFND 01,06 0 1,135 0
UNILEVER PLC NEW ADR COM 904767704 23 425 SH   DFND 6 0 425 0
UNILEVER PLC NEW ADR COM 904767704 291 5,295 SH   DFND 12 0 5,295 0
UNILEVER PLC NEW ADR COM 904767704 10 175 SH   DFND 5 0 175 0
UNILEVER PLC NEW ADR COM 904767704 88 1,600 SH   DFND 1 0 1,600 0
UNION PACIFIC COM 907818108 68 400 SH   DFND 01,06 0 400 0
UNION PACIFIC COM 907818108 216 1,275 SH   DFND 12 0 1,275 0
UNION PACIFIC COM 907818108 51 300 SH   DFND 9 0 300 0
UNITED HEALTH GROUP COM 91324P102 298 1,012 SH   SOLE   1,012 0 0
UNITED HEALTH GROUP COM 91324P102 177 600 SH   DFND 7 0 600 0
UNITED HEALTH GROUP COM 91324P102 32 110 SH   DFND 01,06 0 110 0
UNITED HEALTH GROUP COM 91324P102 145 492 SH   DFND 9 0 492 0
UNITED HEALTH GROUP COM 91324P102 9 30 SH   DFND 6 0 30 0
UNITED HEALTH GROUP COM 91324P102 280 950 SH   DFND 12 0 950 0
UNITED HEALTH GROUP COM 91324P102 3 10 SH   DFND 5 0 10 0
UNITED HEALTH GROUP COM 91324P102 74 250 SH   DFND 1 0 250 0
VERIZON COMMUNICATIONS COM 92343V104 165 3,000 SH   SOLE   3,000 0 0
VERIZON COMMUNICATIONS COM 92343V104 111 2,016 SH   DFND 7 0 2,016 0
VERIZON COMMUNICATIONS COM 92343V104 22 400 SH   DFND 9 0 400 0
VISA COM 92826C839 676 3,500 SH   SOLE   3,500 0 0
VISA COM 92826C839 34 175 SH   DFND 9 0 175 0
VISA COM 92826C839 97 500 SH   DFND 1 0 500 0
WASTE MANAGEMENT INC COM 94106L109 254 2,395 SH   SOLE   2,395 0 0
WASTE MANAGEMENT INC COM 94106L109 339 3,200 SH   DFND 7 0 3,200 0
XILINX COM 983919101 621 6,315 SH   SOLE   6,315 0 0
XILINX COM 983919101 637 6,475 SH   DFND 7 0 6,475 0
XILINX COM 983919101 383 3,890 SH   DFND 9 0 3,890 0
XILINX COM 983919101 25 255 SH   DFND 6 0 255 0
XILINX COM 983919101 270 2,745 SH   DFND 12 0 2,745 0
XILINX COM 983919101 9 90 SH   DFND 5 0 90 0
XILINX COM 983919101 84 850 SH   DFND 1 0 850 0
XYLEM INC COM 98419M100 528 8,125 SH   SOLE   8,125 0 0
XYLEM INC COM 98419M100 390 6,000 SH   DFND 7 0 6,000 0
XYLEM INC COM 98419M100 205 3,149 SH   DFND 9 0 3,149 0
XYLEM INC COM 98419M100 121 1,865 SH   DFND 12 0 1,865 0
XYLEM INC COM 98419M100 6 100 SH   DFND 5 0 100 0
XYLEM INC COM 98419M100 4 60 SH   DFND 6 0 60 0
XYLEM INC COM 98419M100 65 1,000 SH   DFND 1 0 1,000 0
ABERDEEN EMERG MKTS INSTL Equity Mutual Fu 003021714 200 13,759 SH   DFND 7 0 13,759 0
FIDELITY TOTAL MARKET INDEX FU Equity Mutual Fu 315911693 356 4,088 SH   DFND 5 0 4,088 0
VANGUARD 500 INDEX FD ADMIRAL Equity Mutual Fu 922908710 254 887 SH   DFND 5 0 887 0
VANGUARD PACIFIC STOCK INDEX F Equity Mutual Fu 922042700 214 2,701 SH   SOLE   2,701 0 0
VANGUARD SMALL CAP INDEX FD AD Equity Mutual Fu 922908686 202 2,889 SH   SOLE   2,889 0 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 229 2,998 SH   SOLE   2,998 0 0