The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 483 2,740 SH   SOLE   2,740 0 0
3M COM 88579Y101 506 2,870 SH   DFND 7 0 2,870 0
3M COM 88579Y101 512 2,902 SH   DFND 9 0 2,902 0
3M COM 88579Y101 62 350 SH   DFND 01,06 0 350 0
3M COM 88579Y101 33 185 SH   DFND 6 0 185 0
3M COM 88579Y101 231 1,311 SH   DFND 12 0 1,311 0
3M COM 88579Y101 8 45 SH   DFND 5 0 45 0
ABBOTT LABS COM 002824100 1,075 12,380 SH   SOLE   12,380 0 0
ABBOTT LABS COM 002824100 1,016 11,700 SH   DFND 7 0 11,700 0
ABBOTT LABS COM 002824100 638 7,342 SH   DFND 9 0 7,342 0
ABBOTT LABS COM 002824100 96 1,100 SH   DFND 01,06 0 1,100 0
ABBOTT LABS COM 002824100 44 510 SH   DFND 6 0 510 0
ABBOTT LABS COM 002824100 474 5,460 SH   DFND 12 0 5,460 0
ABBOTT LABS COM 002824100 13 150 SH   DFND 5 0 150 0
ABBOTT LABS COM 002824100 113 1,300 SH   DFND 1 0 1,300 0
ABBVIE COM 00287Y109 146 1,650 SH   SOLE   1,650 0 0
ABBVIE COM 00287Y109 199 2,242 SH   DFND 12 0 2,242 0
ABBVIE COM 00287Y109 4 40 SH   DFND 9 0 40 0
ALPHABET INC CL A COM 02079K305 814 608 SH   SOLE   608 0 0
ALPHABET INC CL A COM 02079K305 904 675 SH   DFND 7 0 675 0
ALPHABET INC CL A COM 02079K305 723 540 SH   DFND 9 0 540 0
ALPHABET INC CL A COM 02079K305 67 50 SH   DFND 01,06 0 50 0
ALPHABET INC CL A COM 02079K305 40 30 SH   DFND 6 0 30 0
ALPHABET INC CL A COM 02079K305 443 331 SH   DFND 12 0 331 0
ALPHABET INC CL A COM 02079K305 13 10 SH   DFND 5 0 10 0
ALPHABET INC CL A COM 02079K305 67 50 SH   DFND 1 0 50 0
ALPHABET INC CL C COM 02079K107 461 345 SH   SOLE   345 0 0
ALPHABET INC CL C COM 02079K107 33 25 SH   DFND 1 0 25 0
AMAZON.COM COM 023135106 209 113 SH   SOLE   113 0 0
AMAZON.COM COM 023135106 517 280 SH   DFND 7 0 280 0
AMAZON.COM COM 023135106 187 101 SH   DFND 9 0 101 0
AMAZON.COM COM 023135106 33 18 SH   DFND 01,06 0 18 0
AMAZON.COM COM 023135106 20 11 SH   DFND 6 0 11 0
AMAZON.COM COM 023135106 190 103 SH   DFND 12 0 103 0
AMAZON.COM COM 023135106 6 3 SH   DFND 5 0 3 0
AMAZON.COM COM 023135106 111 60 SH   DFND 1 0 60 0
ANALOG DEVICES COM 032654105 780 6,560 SH   SOLE   6,560 0 0
ANALOG DEVICES COM 032654105 927 7,800 SH   DFND 7 0 7,800 0
ANALOG DEVICES COM 032654105 472 3,970 SH   DFND 9 0 3,970 0
ANALOG DEVICES COM 032654105 59 500 SH   DFND 01,06 0 500 0
ANALOG DEVICES COM 032654105 43 365 SH   DFND 6 0 365 0
ANALOG DEVICES COM 032654105 389 3,275 SH   DFND 12 0 3,275 0
ANALOG DEVICES COM 032654105 12 100 SH   DFND 5 0 100 0
ANALOG DEVICES COM 032654105 131 1,100 SH   DFND 1 0 1,100 0
ANSYS INC COM 03662Q105 322 1,250 SH   SOLE   1,250 0 0
APPLE INC COM 037833100 1,718 5,850 SH   SOLE   5,850 0 0
APPLE INC COM 037833100 1,248 4,250 SH   DFND 7 0 4,250 0
APPLE INC COM 037833100 934 3,180 SH   DFND 9 0 3,180 0
APPLE INC COM 037833100 125 425 SH   DFND 01,06 0 425 0
APPLE INC COM 037833100 38 130 SH   DFND 6 0 130 0
APPLE INC COM 037833100 419 1,427 SH   DFND 12 0 1,427 0
APPLE INC COM 037833100 18 60 SH   DFND 5 0 60 0
APPLE INC COM 037833100 191 650 SH   DFND 1 0 650 0
APTARGROUP COM 038336103 826 7,145 SH   SOLE   7,145 0 0
APTARGROUP COM 038336103 539 4,660 SH   DFND 7 0 4,660 0
APTARGROUP COM 038336103 579 5,004 SH   DFND 9 0 5,004 0
APTARGROUP COM 038336103 81 700 SH   DFND 01,06 0 700 0
APTARGROUP COM 038336103 39 340 SH   DFND 6 0 340 0
APTARGROUP COM 038336103 420 3,630 SH   DFND 12 0 3,630 0
APTARGROUP COM 038336103 12 100 SH   DFND 5 0 100 0
APTARGROUP COM 038336103 81 700 SH   DFND 1 0 700 0
AUTOMATIC DATA PROCESSING COM 053015103 902 5,290 SH   SOLE   5,290 0 0
AUTOMATIC DATA PROCESSING COM 053015103 942 5,525 SH   DFND 7 0 5,525 0
AUTOMATIC DATA PROCESSING COM 053015103 665 3,900 SH   DFND 9 0 3,900 0
AUTOMATIC DATA PROCESSING COM 053015103 90 525 SH   DFND 01,06 0 525 0
AUTOMATIC DATA PROCESSING COM 053015103 38 225 SH   DFND 6 0 225 0
AUTOMATIC DATA PROCESSING COM 053015103 494 2,900 SH   DFND 12 0 2,900 0
AUTOMATIC DATA PROCESSING COM 053015103 12 70 SH   DFND 5 0 70 0
BECTON DICKINSON COM 075887109 677 2,490 SH   SOLE   2,490 0 0
BECTON DICKINSON COM 075887109 333 1,225 SH   DFND 7 0 1,225 0
BECTON DICKINSON COM 075887109 273 1,003 SH   DFND 9 0 1,003 0
BECTON DICKINSON COM 075887109 20 75 SH   DFND 01,06 0 75 0
BECTON DICKINSON COM 075887109 29 105 SH   DFND 6 0 105 0
BECTON DICKINSON COM 075887109 231 850 SH   DFND 12 0 850 0
BECTON DICKINSON COM 075887109 7 25 SH   DFND 5 0 25 0
BECTON DICKINSON COM 075887109 109 400 SH   DFND 1 0 400 0
BERKSHIRE HATHAWAY CL B COM 084670702 68 300 SH   SOLE   300 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 215 950 SH   DFND 12 0 950 0
BERKSHIRE HATHAWAY CL B COM 084670702 228 1,005 SH   DFND 9 0 1,005 0
BIOGEN COM 09062X103 326 1,100 SH   SOLE   1,100 0 0
CANADIAN NATL RAILWAY COM 136375102 534 5,905 SH   SOLE   5,905 0 0
CANADIAN NATL RAILWAY COM 136375102 742 8,200 SH   DFND 7 0 8,200 0
CANADIAN NATL RAILWAY COM 136375102 631 6,975 SH   DFND 9 0 6,975 0
CANADIAN NATL RAILWAY COM 136375102 90 1,000 SH   DFND 01,06 0 1,000 0
CANADIAN NATL RAILWAY COM 136375102 44 490 SH   DFND 6 0 490 0
CANADIAN NATL RAILWAY COM 136375102 393 4,349 SH   DFND 12 0 4,349 0
CANADIAN NATL RAILWAY COM 136375102 9 100 SH   DFND 5 0 100 0
CANADIAN NATL RAILWAY COM 136375102 109 1,200 SH   DFND 1 0 1,200 0
CHECK POINT SOFTWARE TECH LTD COM M22465104 222 2,000 SH   SOLE   2,000 0 0
CHEVRON COM 166764100 162 1,345 SH   SOLE   1,345 0 0
CHEVRON COM 166764100 9 75 SH   DFND 01,06 0 75 0
CHEVRON COM 166764100 72 600 SH   DFND 9 0 600 0
CHEVRON COM 166764100 23 190 SH   DFND 6 0 190 0
CHEVRON COM 166764100 21 175 SH   DFND 12 0 175 0
CHEVRON COM 166764100 9 75 SH   DFND 5 0 75 0
CHEVRON COM 166764100 133 1,100 SH   DFND 1 0 1,100 0
CHUBB LIMITED COM H1467J104 466 2,996 SH   SOLE   2,996 0 0
CHUBB LIMITED COM H1467J104 708 4,550 SH   DFND 7 0 4,550 0
CHUBB LIMITED COM H1467J104 439 2,822 SH   DFND 9 0 2,822 0
CHUBB LIMITED COM H1467J104 62 400 SH   DFND 01,06 0 400 0
CHUBB LIMITED COM H1467J104 36 230 SH   DFND 6 0 230 0
CHUBB LIMITED COM H1467J104 328 2,110 SH   DFND 12 0 2,110 0
CHUBB LIMITED COM H1467J104 12 80 SH   DFND 5 0 80 0
CHUBB LIMITED COM H1467J104 101 650 SH   DFND 1 0 650 0
CHURCH & DWIGHT COM 171340102 492 7,000 SH   SOLE   7,000 0 0
CHURCH & DWIGHT COM 171340102 77 1,100 SH   DFND 9 0 1,100 0
COLGATE-PALMOLIVE COM 194162103 9 130 SH   SOLE   130 0 0
COLGATE-PALMOLIVE COM 194162103 226 3,282 SH   DFND 12 0 3,282 0
COLGATE-PALMOLIVE COM 194162103 87 1,260 SH   DFND 9 0 1,260 0
COLGATE-PALMOLIVE COM 194162103 55 800 SH   DFND 1 0 800 0
CVS HEALTH COM 126650100 382 5,146 SH   SOLE   5,146 0 0
CVS HEALTH COM 126650100 134 1,800 SH   DFND 7 0 1,800 0
CVS HEALTH COM 126650100 259 3,488 SH   DFND 9 0 3,488 0
CVS HEALTH COM 126650100 48 650 SH   DFND 01,06 0 650 0
CVS HEALTH COM 126650100 28 375 SH   DFND 6 0 375 0
CVS HEALTH COM 126650100 195 2,627 SH   DFND 12 0 2,627 0
DANAHER CORP COM 235851102 1,154 7,520 SH   SOLE   7,520 0 0
DANAHER CORP COM 235851102 1,097 7,150 SH   DFND 7 0 7,150 0
DANAHER CORP COM 235851102 680 4,432 SH   DFND 9 0 4,432 0
DANAHER CORP COM 235851102 69 450 SH   DFND 01,06 0 450 0
DANAHER CORP COM 235851102 47 305 SH   DFND 6 0 305 0
DANAHER CORP COM 235851102 480 3,125 SH   DFND 12 0 3,125 0
DANAHER CORP COM 235851102 14 90 SH   DFND 5 0 90 0
DANAHER CORP COM 235851102 153 1,000 SH   DFND 1 0 1,000 0
DISCOVER FINL SVCS COM 254709108 301 3,546 SH   SOLE   3,546 0 0
DISNEY COM 254687106 931 6,436 SH   SOLE   6,436 0 0
DISNEY COM 254687106 759 5,250 SH   DFND 7 0 5,250 0
DISNEY COM 254687106 593 4,100 SH   DFND 9 0 4,100 0
DISNEY COM 254687106 43 300 SH   DFND 01,06 0 300 0
DISNEY COM 254687106 42 290 SH   DFND 6 0 290 0
DISNEY COM 254687106 512 3,540 SH   DFND 12 0 3,540 0
DISNEY COM 254687106 11 75 SH   DFND 5 0 75 0
DISNEY COM 254687106 116 800 SH   DFND 1 0 800 0
EMERSON ELECTRIC COM 291011104 27 350 SH   SOLE   350 0 0
EMERSON ELECTRIC COM 291011104 17 225 SH   DFND 9 0 225 0
EMERSON ELECTRIC COM 291011104 19 250 SH   DFND 01,06 0 250 0
EMERSON ELECTRIC COM 291011104 199 2,614 SH   DFND 12 0 2,614 0
EOG RESOURCES COM 26875P101 69 820 SH   SOLE   820 0 0
EOG RESOURCES COM 26875P101 15 175 SH   DFND 9 0 175 0
EOG RESOURCES COM 26875P101 25 300 SH   DFND 01,06 0 300 0
EOG RESOURCES COM 26875P101 8 100 SH   DFND 5 0 100 0
EOG RESOURCES COM 26875P101 168 2,000 SH   DFND 7 0 2,000 0
EOG RESOURCES COM 26875P101 5 65 SH   DFND 6 0 65 0
EXXON MOBIL COM 30231G102 24 350 SH   SOLE   350 0 0
EXXON MOBIL COM 30231G102 171 2,448 SH   DFND 9 0 2,448 0
EXXON MOBIL COM 30231G102 52 750 SH   DFND 01,06 0 750 0
EXXON MOBIL COM 30231G102 28 400 SH   DFND 12 0 400 0
FISERV COM 337738108 476 4,120 SH   SOLE   4,120 0 0
FISERV COM 337738108 946 8,185 SH   DFND 7 0 8,185 0
FISERV COM 337738108 731 6,325 SH   DFND 9 0 6,325 0
FISERV COM 337738108 98 850 SH   DFND 01,06 0 850 0
FISERV COM 337738108 44 380 SH   DFND 6 0 380 0
FISERV COM 337738108 380 3,290 SH   DFND 12 0 3,290 0
FISERV COM 337738108 12 100 SH   DFND 5 0 100 0
FISERV COM 337738108 139 1,200 SH   DFND 1 0 1,200 0
FORTIVE CORP COM 34959J108 292 3,825 SH   SOLE   3,825 0 0
FORTIVE CORP COM 34959J108 191 2,500 SH   DFND 7 0 2,500 0
FORTIVE CORP COM 34959J108 38 500 SH   DFND 01,06 0 500 0
FORTIVE CORP COM 34959J108 135 1,767 SH   DFND 9 0 1,767 0
FORTIVE CORP COM 34959J108 18 230 SH   DFND 6 0 230 0
FORTIVE CORP COM 34959J108 183 2,399 SH   DFND 12 0 2,399 0
FORTIVE CORP COM 34959J108 6 75 SH   DFND 5 0 75 0
FORTIVE CORP COM 34959J108 76 1,000 SH   DFND 1 0 1,000 0
HOME DEPOT COM 437076102 463 2,120 SH   SOLE   2,120 0 0
HOME DEPOT COM 437076102 819 3,750 SH   DFND 7 0 3,750 0
HOME DEPOT COM 437076102 309 1,414 SH   DFND 9 0 1,414 0
HOME DEPOT COM 437076102 93 425 SH   DFND 01,06 0 425 0
HOME DEPOT COM 437076102 39 180 SH   DFND 6 0 180 0
HOME DEPOT COM 437076102 311 1,425 SH   DFND 12 0 1,425 0
HOME DEPOT COM 437076102 9 40 SH   DFND 5 0 40 0
ILLINOIS TOOL WORKS COM 452308109 368 2,050 SH   SOLE   2,050 0 0
ILLINOIS TOOL WORKS COM 452308109 108 600 SH   DFND 12 0 600 0
ILLINOIS TOOL WORKS COM 452308109 63 350 SH   DFND 9 0 350 0
ILLUMINA COM 452327109 458 1,381 SH   SOLE   1,381 0 0
ILLUMINA COM 452327109 221 667 SH   DFND 9 0 667 0
ILLUMINA COM 452327109 41 125 SH   DFND 01,06 0 125 0
ILLUMINA COM 452327109 547 1,650 SH   DFND 7 0 1,650 0
ILLUMINA COM 452327109 25 75 SH   DFND 6 0 75 0
ILLUMINA COM 452327109 213 641 SH   DFND 12 0 641 0
ILLUMINA COM 452327109 8 25 SH   DFND 5 0 25 0
INTEL CORP COM 458140100 202 3,375 SH   SOLE   3,375 0 0
INTEL CORP COM 458140100 543 9,070 SH   DFND 9 0 9,070 0
INTEL CORP COM 458140100 87 1,450 SH   DFND 01,06 0 1,450 0
INTEL CORP COM 458140100 31 525 SH   DFND 6 0 525 0
INTEL CORP COM 458140100 329 5,500 SH   DFND 12 0 5,500 0
INTEL CORP COM 458140100 236 3,950 SH   DFND 7 0 3,950 0
JOHNSON & JOHNSON COM 478160104 663 4,545 SH   SOLE   4,545 0 0
JOHNSON & JOHNSON COM 478160104 823 5,640 SH   DFND 7 0 5,640 0
JOHNSON & JOHNSON COM 478160104 675 4,626 SH   DFND 9 0 4,626 0
JOHNSON & JOHNSON COM 478160104 95 650 SH   DFND 01,06 0 650 0
JOHNSON & JOHNSON COM 478160104 36 250 SH   DFND 6 0 250 0
JOHNSON & JOHNSON COM 478160104 452 3,100 SH   DFND 12 0 3,100 0
JOHNSON & JOHNSON COM 478160104 9 65 SH   DFND 5 0 65 0
JOHNSON & JOHNSON COM 478160104 73 500 SH   DFND 1 0 500 0
JPMORGAN CHASE COM 46625H100 537 3,850 SH   SOLE   3,850 0 0
JPMORGAN CHASE COM 46625H100 32 230 SH   DFND 9 0 230 0
JPMORGAN CHASE COM 46625H100 365 2,615 SH   DFND 7 0 2,615 0
MASTERCARD COM 57636Q104 1,288 4,314 SH   SOLE   4,314 0 0
MASTERCARD COM 57636Q104 1,239 4,150 SH   DFND 7 0 4,150 0
MASTERCARD COM 57636Q104 858 2,872 SH   DFND 9 0 2,872 0
MASTERCARD COM 57636Q104 102 340 SH   DFND 01,06 0 340 0
MASTERCARD COM 57636Q104 48 160 SH   DFND 6 0 160 0
MASTERCARD COM 57636Q104 485 1,625 SH   DFND 12 0 1,625 0
MASTERCARD COM 57636Q104 13 45 SH   DFND 5 0 45 0
MERCK COM 58933Y105 304 3,338 SH   SOLE   3,338 0 0
MERCK COM 58933Y105 136 1,500 SH   DFND 9 0 1,500 0
MERCK COM 58933Y105 107 1,175 SH   DFND 12 0 1,175 0
MERCK COM 58933Y105 177 1,950 SH   DFND 7 0 1,950 0
METTLER TOLEDO COM 592688105 555 700 SH   SOLE   700 0 0
MICROSOFT CORP COM 594918104 375 2,375 SH   SOLE   2,375 0 0
MICROSOFT CORP COM 594918104 1,011 6,410 SH   DFND 7 0 6,410 0
MICROSOFT CORP COM 594918104 605 3,837 SH   DFND 9 0 3,837 0
MICROSOFT CORP COM 594918104 55 350 SH   DFND 01,06 0 350 0
MICROSOFT CORP COM 594918104 16 100 SH   DFND 6 0 100 0
MICROSOFT CORP COM 594918104 477 3,025 SH   DFND 12 0 3,025 0
MICROSOFT CORP COM 594918104 6 35 SH   DFND 5 0 35 0
MICROSOFT CORP COM 594918104 158 1,000 SH   DFND 1 0 1,000 0
NESTLE SA ADR COM 641069406 876 8,095 SH   SOLE   8,095 0 0
NESTLE SA ADR COM 641069406 568 5,250 SH   DFND 7 0 5,250 0
NESTLE SA ADR COM 641069406 723 6,681 SH   DFND 9 0 6,681 0
NESTLE SA ADR COM 641069406 106 975 SH   DFND 01,06 0 975 0
NESTLE SA ADR COM 641069406 49 450 SH   DFND 6 0 450 0
NESTLE SA ADR COM 641069406 466 4,303 SH   DFND 12 0 4,303 0
NESTLE SA ADR COM 641069406 11 100 SH   DFND 5 0 100 0
NESTLE SA ADR COM 641069406 119 1,100 SH   DFND 1 0 1,100 0
NOVARTIS AG ADR COM 66987V109 377 3,985 SH   SOLE   3,985 0 0
NOVARTIS AG ADR COM 66987V109 900 9,500 SH   DFND 7 0 9,500 0
NOVARTIS AG ADR COM 66987V109 523 5,525 SH   DFND 9 0 5,525 0
NOVARTIS AG ADR COM 66987V109 85 900 SH   DFND 01,06 0 900 0
NOVARTIS AG ADR COM 66987V109 44 465 SH   DFND 6 0 465 0
NOVARTIS AG ADR COM 66987V109 297 3,140 SH   DFND 12 0 3,140 0
NOVARTIS AG ADR COM 66987V109 9 100 SH   DFND 5 0 100 0
NOVARTIS AG ADR COM 66987V109 133 1,400 SH   DFND 1 0 1,400 0
NOVOZYMES A S DKK 2.0 COM B798FW902 409 8,385 SH   SOLE   8,385 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 259 5,300 SH   DFND 7 0 5,300 0
NOVOZYMES A S DKK 2.0 COM B798FW902 300 6,153 SH   DFND 9 0 6,153 0
NOVOZYMES A S DKK 2.0 COM B798FW902 63 1,300 SH   DFND 01,06 0 1,300 0
NOVOZYMES A S DKK 2.0 COM B798FW902 22 450 SH   DFND 6 0 450 0
NOVOZYMES A S DKK 2.0 COM B798FW902 135 2,766 SH   DFND 12 0 2,766 0
NOVOZYMES A S DKK 2.0 COM B798FW902 9 175 SH   DFND 5 0 175 0
NOVOZYMES A S DKK 2.0 COM B798FW902 61 1,250 SH   DFND 1 0 1,250 0
NVIDIA CORP COM 67066G104 188 800 SH   DFND 7 0 800 0
NVIDIA CORP COM 67066G104 47 200 SH   DFND 1 0 200 0
ORSTED A S COM BYT16L900 201 1,950 SH   DFND 12 0 1,950 0
ORSTED A S COM BYT16L900 85 825 SH   DFND 9 0 825 0
ORSTED A S COM BYT16L900 103 1,000 SH   DFND 7 0 1,000 0
PAYPAL HOLDINGS COM 70450Y103 261 2,415 SH   SOLE   2,415 0 0
PAYPAL HOLDINGS COM 70450Y103 503 4,650 SH   DFND 7 0 4,650 0
PAYPAL HOLDINGS COM 70450Y103 307 2,835 SH   DFND 9 0 2,835 0
PAYPAL HOLDINGS COM 70450Y103 32 300 SH   DFND 01,06 0 300 0
PAYPAL HOLDINGS COM 70450Y103 23 210 SH   DFND 6 0 210 0
PAYPAL HOLDINGS COM 70450Y103 241 2,230 SH   DFND 12 0 2,230 0
PAYPAL HOLDINGS COM 70450Y103 8 75 SH   DFND 5 0 75 0
PAYPAL HOLDINGS COM 70450Y103 76 700 SH   DFND 1 0 700 0
PEPSICO COM 713448108 116 850 SH   SOLE   850 0 0
PEPSICO COM 713448108 212 1,550 SH   DFND 9 0 1,550 0
PEPSICO COM 713448108 96 700 SH   DFND 12 0 700 0
PEPSICO COM 713448108 3 25 SH   DFND 6 0 25 0
PROCTER & GAMBLE COM 742718109 794 6,361 SH   SOLE   6,361 0 0
PROCTER & GAMBLE COM 742718109 740 5,925 SH   DFND 9 0 5,925 0
PROCTER & GAMBLE COM 742718109 109 875 SH   DFND 01,06 0 875 0
PROCTER & GAMBLE COM 742718109 278 2,225 SH   DFND 7 0 2,225 0
PROCTER & GAMBLE COM 742718109 46 365 SH   DFND 6 0 365 0
PROCTER & GAMBLE COM 742718109 469 3,755 SH   DFND 12 0 3,755 0
PROCTER & GAMBLE COM 742718109 11 90 SH   DFND 5 0 90 0
PROCTER & GAMBLE COM 742718109 112 900 SH   DFND 1 0 900 0
ROCKWELL AUTOMATION COM 773903109 356 1,755 SH   SOLE   1,755 0 0
ROCKWELL AUTOMATION COM 773903109 578 2,850 SH   DFND 7 0 2,850 0
ROCKWELL AUTOMATION COM 773903109 441 2,175 SH   DFND 9 0 2,175 0
ROCKWELL AUTOMATION COM 773903109 41 200 SH   DFND 01,06 0 200 0
ROCKWELL AUTOMATION COM 773903109 39 190 SH   DFND 6 0 190 0
ROCKWELL AUTOMATION COM 773903109 172 850 SH   DFND 12 0 850 0
ROCKWELL AUTOMATION COM 773903109 10 50 SH   DFND 5 0 50 0
ROCKWELL AUTOMATION COM 773903109 122 600 SH   DFND 1 0 600 0
STATE STREET COM 857477103 221 2,800 SH   DFND 9 0 2,800 0
STRYKER CORP COM 863667101 378 1,800 SH   SOLE   1,800 0 0
TJX COS COM 872540109 611 10,000 SH   SOLE   10,000 0 0
TJX COS COM 872540109 32 520 SH   DFND 9 0 520 0
UNILEVER PLC NEW ADR COM 904767704 840 14,700 SH   SOLE   14,700 0 0
UNILEVER PLC NEW ADR COM 904767704 726 12,700 SH   DFND 7 0 12,700 0
UNILEVER PLC NEW ADR COM 904767704 310 5,431 SH   DFND 9 0 5,431 0
UNILEVER PLC NEW ADR COM 904767704 63 1,100 SH   DFND 01,06 0 1,100 0
UNILEVER PLC NEW ADR COM 904767704 33 575 SH   DFND 6 0 575 0
UNILEVER PLC NEW ADR COM 904767704 260 4,542 SH   DFND 12 0 4,542 0
UNILEVER PLC NEW ADR COM 904767704 10 175 SH   DFND 5 0 175 0
UNILEVER PLC NEW ADR COM 904767704 91 1,600 SH   DFND 1 0 1,600 0
UNION PACIFIC COM 907818108 72 400 SH   DFND 01,06 0 400 0
UNION PACIFIC COM 907818108 259 1,435 SH   DFND 12 0 1,435 0
UNION PACIFIC COM 907818108 59 325 SH   DFND 9 0 325 0
UNITED HEALTH GROUP COM 91324P102 44 150 SH   DFND 7 0 150 0
UNITED HEALTH GROUP COM 91324P102 125 425 SH   DFND 12 0 425 0
UNITED HEALTH GROUP COM 91324P102 59 200 SH   DFND 9 0 200 0
UNITED HEALTH GROUP COM 91324P102 44 150 SH   DFND 1 0 150 0
UNITED TECHNOLOGIES COM 913017109 1,012 6,760 SH   SOLE   6,760 0 0
UNITED TECHNOLOGIES COM 913017109 895 5,975 SH   DFND 7 0 5,975 0
UNITED TECHNOLOGIES COM 913017109 675 4,509 SH   DFND 9 0 4,509 0
UNITED TECHNOLOGIES COM 913017109 67 450 SH   DFND 01,06 0 450 0
UNITED TECHNOLOGIES COM 913017109 42 280 SH   DFND 6 0 280 0
UNITED TECHNOLOGIES COM 913017109 443 2,957 SH   DFND 12 0 2,957 0
UNITED TECHNOLOGIES COM 913017109 11 75 SH   DFND 5 0 75 0
UNITED TECHNOLOGIES COM 913017109 150 1,000 SH   DFND 1 0 1,000 0
VERIZON COMMUNICATIONS COM 92343V104 184 3,000 SH   SOLE   3,000 0 0
VERIZON COMMUNICATIONS COM 92343V104 124 2,016 SH   DFND 7 0 2,016 0
VERIZON COMMUNICATIONS COM 92343V104 28 450 SH   DFND 9 0 450 0
VISA COM 92826C839 733 3,900 SH   SOLE   3,900 0 0
VISA COM 92826C839 38 200 SH   DFND 9 0 200 0
VISA COM 92826C839 94 500 SH   DFND 1 0 500 0
WASTE MANAGEMENT INC COM 94106L109 365 3,200 SH   DFND 7 0 3,200 0
XILINX COM 983919101 385 3,935 SH   SOLE   3,935 0 0
XILINX COM 983919101 623 6,375 SH   DFND 7 0 6,375 0
XILINX COM 983919101 368 3,769 SH   DFND 9 0 3,769 0
XILINX COM 983919101 34 345 SH   DFND 6 0 345 0
XILINX COM 983919101 195 1,990 SH   DFND 12 0 1,990 0
XILINX COM 983919101 7 70 SH   DFND 5 0 70 0
XILINX COM 983919101 73 750 SH   DFND 1 0 750 0
XYLEM INC COM 98419M100 593 7,525 SH   SOLE   7,525 0 0
XYLEM INC COM 98419M100 465 5,900 SH   DFND 7 0 5,900 0
XYLEM INC COM 98419M100 232 2,942 SH   DFND 9 0 2,942 0
XYLEM INC COM 98419M100 87 1,100 SH   DFND 12 0 1,100 0
XYLEM INC COM 98419M100 8 100 SH   DFND 5 0 100 0
XYLEM INC COM 98419M100 5 60 SH   DFND 6 0 60 0
XYLEM INC COM 98419M100 79 1,000 SH   DFND 1 0 1,000 0
ABERDEEN EMERG MKTS INSTL Equity Mutual Fu 003021714 221 13,759 SH   DFND 7 0 13,759 0
VANGUARD EMERGING MARKETS STOC Equity Mutual Fu 922042841 253 6,838 SH   SOLE   6,838 0 0
VANGUARD EUROPEAN STOCK INDEX Equity Mutual Fu 922042809 262 3,580 SH   SOLE   3,580 0 0
VANGUARD PACIFIC STOCK INDEX F Equity Mutual Fu 922042700 258 2,995 SH   SOLE   2,995 0 0
VANGUARD PRECIOUS METALS AND M Equity Mutual Fu 921908208 131 15,687 SH   SOLE   15,687 0 0
VANGUARD SMALL CAP INDEX FD AD Equity Mutual Fu 922908686 392 4,940 SH   SOLE   4,940 0 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 411 5,155 SH   SOLE   5,155 0 0