The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 1,030 4,690 SH   SOLE   4,690 0 0
3M COM 88579Y101 241 1,100 SH   DFND 7 0 1,100 0
3M COM 88579Y101 696 3,169 SH   DFND 9 0 3,169 0
3M COM 88579Y101 214 975 SH   DFND 01,06 0 975 0
3M COM 88579Y101 37 170 SH   DFND 6 0 170 0
3M COM 88579Y101 450 2,050 SH   DFND 12 0 2,050 0
3M COM 88579Y101 10 45 SH   DFND 5 0 45 0
3M COM 88579Y101 44 200 SH   DFND 1 0 200 0
ABBOTT LABS COM 002824100 1,349 22,520 SH   SOLE   22,520 0 0
ABBOTT LABS COM 002824100 273 4,550 SH   DFND 7 0 4,550 0
ABBOTT LABS COM 002824100 517 8,620 SH   DFND 9 0 8,620 0
ABBOTT LABS COM 002824100 201 3,350 SH   DFND 01,06 0 3,350 0
ABBOTT LABS COM 002824100 42 705 SH   DFND 6 0 705 0
ABBOTT LABS COM 002824100 398 6,643 SH   DFND 12 0 6,643 0
ABBOTT LABS COM 002824100 10 175 SH   DFND 5 0 175 0
ABBOTT LABS COM 002824100 78 1,300 SH   DFND 1 0 1,300 0
ABBVIE COM 00287Y109 172 1,820 SH   SOLE   1,820 0 0
ABBVIE COM 00287Y109 264 2,790 SH   DFND 12 0 2,790 0
ABBVIE COM 00287Y109 5 50 SH   DFND 9 0 50 0
ALPHABET INC CL A COM 02079K305 1,082 1,043 SH   SOLE   1,043 0 0
ALPHABET INC CL A COM 02079K305 280 270 SH   DFND 7 0 270 0
ALPHABET INC CL A COM 02079K305 584 563 SH   DFND 9 0 563 0
ALPHABET INC CL A COM 02079K305 171 165 SH   DFND 01,06 0 165 0
ALPHABET INC CL A COM 02079K305 36 35 SH   DFND 6 0 35 0
ALPHABET INC CL A COM 02079K305 307 296 SH   DFND 12 0 296 0
ALPHABET INC CL A COM 02079K305 13 13 SH   DFND 5 0 13 0
ALPHABET INC CL A COM 02079K305 52 50 SH   DFND 1 0 50 0
ALPHABET INC CL C COM 02079K107 428 415 SH   SOLE   415 0 0
ALPHABET INC CL C COM 02079K107 26 25 SH   DFND 1 0 25 0
ANALOG DEVICES COM 032654105 1,137 12,475 SH   SOLE   12,475 0 0
ANALOG DEVICES COM 032654105 241 2,650 SH   DFND 7 0 2,650 0
ANALOG DEVICES COM 032654105 306 3,362 SH   DFND 9 0 3,362 0
ANALOG DEVICES COM 032654105 132 1,450 SH   DFND 01,06 0 1,450 0
ANALOG DEVICES COM 032654105 33 365 SH   DFND 6 0 365 0
ANALOG DEVICES COM 032654105 277 3,040 SH   DFND 12 0 3,040 0
ANALOG DEVICES COM 032654105 9 100 SH   DFND 5 0 100 0
ANALOG DEVICES COM 032654105 100 1,100 SH   DFND 1 0 1,100 0
ANSYS INC COM 03662Q105 298 1,900 SH   SOLE   1,900 0 0
APPLE INC COM 037833100 1,605 9,565 SH   SOLE   9,565 0 0
APPLE INC COM 037833100 277 1,650 SH   DFND 7 0 1,650 0
APPLE INC COM 037833100 642 3,825 SH   DFND 9 0 3,825 0
APPLE INC COM 037833100 227 1,350 SH   DFND 01,06 0 1,350 0
APPLE INC COM 037833100 218 1,301 SH   DFND 12 0 1,301 0
APPLE INC COM 037833100 12 70 SH   DFND 5 0 70 0
APPLE INC COM 037833100 6 35 SH   DFND 6 0 35 0
APPLE INC COM 037833100 70 420 SH   DFND 1 0 420 0
APTARGROUP COM 038336103 774 8,620 SH   SOLE   8,620 0 0
APTARGROUP COM 038336103 180 2,000 SH   DFND 7 0 2,000 0
APTARGROUP COM 038336103 585 6,514 SH   DFND 9 0 6,514 0
APTARGROUP COM 038336103 182 2,025 SH   DFND 01,06 0 2,025 0
APTARGROUP COM 038336103 31 340 SH   DFND 6 0 340 0
APTARGROUP COM 038336103 396 4,412 SH   DFND 12 0 4,412 0
APTARGROUP COM 038336103 9 100 SH   DFND 5 0 100 0
APTARGROUP COM 038336103 49 550 SH   DFND 1 0 550 0
AT&T INC. COM 00206R102 266 7,448 SH   SOLE   7,448 0 0
AT&T INC. COM 00206R102 76 2,124 SH   DFND 12 0 2,124 0
AUTOMATIC DATA PROCESSING COM 053015103 1,087 9,575 SH   SOLE   9,575 0 0
AUTOMATIC DATA PROCESSING COM 053015103 210 1,850 SH   DFND 7 0 1,850 0
AUTOMATIC DATA PROCESSING COM 053015103 697 6,146 SH   DFND 9 0 6,146 0
AUTOMATIC DATA PROCESSING COM 053015103 204 1,800 SH   DFND 01,06 0 1,800 0
AUTOMATIC DATA PROCESSING COM 053015103 39 345 SH   DFND 6 0 345 0
AUTOMATIC DATA PROCESSING COM 053015103 620 5,465 SH   DFND 12 0 5,465 0
AUTOMATIC DATA PROCESSING COM 053015103 9 80 SH   DFND 5 0 80 0
BECTON DICKINSON COM 075887109 368 1,700 SH   SOLE   1,700 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 60 300 SH   SOLE   300 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 40 200 SH   DFND 01,06 0 200 0
BERKSHIRE HATHAWAY CL B COM 084670702 215 1,078 SH   DFND 12 0 1,078 0
BERKSHIRE HATHAWAY CL B COM 084670702 215 1,080 SH   DFND 9 0 1,080 0
BIOGEN COM 09062X103 329 1,200 SH   SOLE   1,200 0 0
CANADIAN NATL RAILWAY COM 136375102 697 9,525 SH   SOLE   9,525 0 0
CANADIAN NATL RAILWAY COM 136375102 256 3,500 SH   DFND 7 0 3,500 0
CANADIAN NATL RAILWAY COM 136375102 610 8,343 SH   DFND 9 0 8,343 0
CANADIAN NATL RAILWAY COM 136375102 212 2,900 SH   DFND 01,06 0 2,900 0
CANADIAN NATL RAILWAY COM 136375102 38 525 SH   DFND 6 0 525 0
CANADIAN NATL RAILWAY COM 136375102 344 4,705 SH   DFND 12 0 4,705 0
CANADIAN NATL RAILWAY COM 136375102 4 50 SH   DFND 5 0 50 0
CANADIAN NATL RAILWAY COM 136375102 37 500 SH   DFND 1 0 500 0
CELGENE CORP COM 151020104 312 3,500 SH   SOLE   3,500 0 0
CELGENE CORP COM 151020104 62 700 SH   DFND 01,06 0 700 0
CELGENE CORP COM 151020104 54 600 SH   DFND 7 0 600 0
CELGENE CORP COM 151020104 85 954 SH   DFND 9 0 954 0
CELGENE CORP COM 151020104 15 170 SH   DFND 6 0 170 0
CELGENE CORP COM 151020104 113 1,265 SH   DFND 12 0 1,265 0
CELGENE CORP COM 151020104 3 35 SH   DFND 5 0 35 0
CELGENE CORP COM 151020104 31 350 SH   DFND 1 0 350 0
CHECK POINT SOFTWARE TECH LTD COM M22465104 258 2,600 SH   SOLE   2,600 0 0
CHUBB LIMITED COM H1467J104 949 6,941 SH   SOLE   6,941 0 0
CHUBB LIMITED COM H1467J104 226 1,650 SH   DFND 7 0 1,650 0
CHUBB LIMITED COM H1467J104 438 3,199 SH   DFND 9 0 3,199 0
CHUBB LIMITED COM H1467J104 154 1,125 SH   DFND 01,06 0 1,125 0
CHUBB LIMITED COM H1467J104 31 225 SH   DFND 6 0 225 0
CHUBB LIMITED COM H1467J104 350 2,560 SH   DFND 12 0 2,560 0
CHUBB LIMITED COM H1467J104 10 70 SH   DFND 5 0 70 0
CHUBB LIMITED COM H1467J104 89 650 SH   DFND 1 0 650 0
CHURCH & DWIGHT COM 171340102 353 7,000 SH   SOLE   7,000 0 0
CHURCH & DWIGHT COM 171340102 55 1,100 SH   DFND 9 0 1,100 0
CISCO SYS INC COM 17275R102 205 4,780 SH   SOLE   4,780 0 0
CME GROUP COM 12572Q105 119 736 SH   SOLE   736 0 0
CME GROUP COM 12572Q105 108 670 SH   DFND 12 0 670 0
COLGATE-PALMOLIVE COM 194162103 31 430 SH   SOLE   430 0 0
COLGATE-PALMOLIVE COM 194162103 214 2,980 SH   DFND 12 0 2,980 0
COLGATE-PALMOLIVE COM 194162103 140 1,960 SH   DFND 9 0 1,960 0
COLGATE-PALMOLIVE COM 194162103 29 400 SH   DFND 1 0 400 0
CVS HEALTH COM 126650100 527 8,476 SH   SOLE   8,476 0 0
CVS HEALTH COM 126650100 146 2,350 SH   DFND 7 0 2,350 0
CVS HEALTH COM 126650100 295 4,741 SH   DFND 9 0 4,741 0
CVS HEALTH COM 126650100 159 2,550 SH   DFND 01,06 0 2,550 0
CVS HEALTH COM 126650100 26 425 SH   DFND 6 0 425 0
CVS HEALTH COM 126650100 167 2,691 SH   DFND 12 0 2,691 0
CVS HEALTH COM 126650100 6 100 SH   DFND 5 0 100 0
DANAHER CORP COM 235851102 1,437 14,675 SH   SOLE   14,675 0 0
DANAHER CORP COM 235851102 230 2,350 SH   DFND 7 0 2,350 0
DANAHER CORP COM 235851102 496 5,066 SH   DFND 9 0 5,066 0
DANAHER CORP COM 235851102 122 1,250 SH   DFND 01,06 0 1,250 0
DANAHER CORP COM 235851102 36 365 SH   DFND 6 0 365 0
DANAHER CORP COM 235851102 395 4,030 SH   DFND 12 0 4,030 0
DANAHER CORP COM 235851102 10 100 SH   DFND 5 0 100 0
DANAHER CORP COM 235851102 108 1,100 SH   DFND 1 0 1,100 0
DISCOVER FINL SVCS COM 254709108 255 3,546 SH   SOLE   3,546 0 0
DISNEY COM 254687106 307 3,061 SH   SOLE   3,061 0 0
DISNEY COM 254687106 50 500 SH   DFND 7 0 500 0
DISNEY COM 254687106 143 1,422 SH   DFND 12 0 1,422 0
DISNEY COM 254687106 40 400 SH   DFND 9 0 400 0
EMERSON ELECTRIC COM 291011104 24 350 SH   SOLE   350 0 0
EMERSON ELECTRIC COM 291011104 17 250 SH   DFND 9 0 250 0
EMERSON ELECTRIC COM 291011104 17 250 SH   DFND 01,06 0 250 0
EMERSON ELECTRIC COM 291011104 281 4,110 SH   DFND 12 0 4,110 0
EOG RESOURCES COM 26875P101 454 4,310 SH   SOLE   4,310 0 0
EOG RESOURCES COM 26875P101 126 1,200 SH   DFND 7 0 1,200 0
EOG RESOURCES COM 26875P101 101 960 SH   DFND 9 0 960 0
EOG RESOURCES COM 26875P101 47 450 SH   DFND 01,06 0 450 0
EOG RESOURCES COM 26875P101 18 170 SH   DFND 6 0 170 0
EOG RESOURCES COM 26875P101 176 1,675 SH   DFND 12 0 1,675 0
EOG RESOURCES COM 26875P101 5 50 SH   DFND 5 0 50 0
EOG RESOURCES COM 26875P101 37 350 SH   DFND 1 0 350 0
EXXON MOBIL COM 30231G102 172 2,305 SH   SOLE   2,305 0 0
EXXON MOBIL COM 30231G102 261 3,503 SH   DFND 9 0 3,503 0
EXXON MOBIL COM 30231G102 179 2,400 SH   DFND 01,06 0 2,400 0
EXXON MOBIL COM 30231G102 16 215 SH   DFND 6 0 215 0
EXXON MOBIL COM 30231G102 118 1,580 SH   DFND 12 0 1,580 0
FEDEX COM 31428X106 326 1,358 SH   SOLE   1,358 0 0
FISERV COM 337738108 911 12,780 SH   SOLE   12,780 0 0
FISERV COM 337738108 271 3,800 SH   DFND 7 0 3,800 0
FISERV COM 337738108 631 8,854 SH   DFND 9 0 8,854 0
FISERV COM 337738108 242 3,400 SH   DFND 01,06 0 3,400 0
FISERV COM 337738108 48 680 SH   DFND 6 0 680 0
FISERV COM 337738108 268 3,760 SH   DFND 12 0 3,760 0
FISERV COM 337738108 14 200 SH   DFND 5 0 200 0
FISERV COM 337738108 100 1,400 SH   DFND 1 0 1,400 0
FORTIVE CORP COM 34959J108 326 4,200 SH   SOLE   4,200 0 0
FORTIVE CORP COM 34959J108 171 2,200 SH   DFND 7 0 2,200 0
FORTIVE CORP COM 34959J108 78 1,000 SH   DFND 01,06 0 1,000 0
FORTIVE CORP COM 34959J108 133 1,715 SH   DFND 9 0 1,715 0
FORTIVE CORP COM 34959J108 18 230 SH   DFND 6 0 230 0
FORTIVE CORP COM 34959J108 126 1,629 SH   DFND 12 0 1,629 0
FORTIVE CORP COM 34959J108 6 75 SH   DFND 5 0 75 0
FORTIVE CORP COM 34959J108 47 600 SH   DFND 1 0 600 0
GENERAL ELECTRIC COM 369604103 116 8,590 SH   SOLE   8,590 0 0
GENERAL ELECTRIC COM 369604103 59 4,366 SH   DFND 9 0 4,366 0
GENERAL ELECTRIC COM 369604103 27 2,000 SH   DFND 01,06 0 2,000 0
GILEAD SCIENCES COM 375558103 69 915 SH   SOLE   915 0 0
GILEAD SCIENCES COM 375558103 155 2,055 SH   DFND 9 0 2,055 0
GILEAD SCIENCES COM 375558103 75 1,000 SH   DFND 7 0 1,000 0
GILEAD SCIENCES COM 375558103 231 3,068 SH   DFND 12 0 3,068 0
GILEAD SCIENCES COM 375558103 2 30 SH   DFND 6 0 30 0
GILEAD SCIENCES COM 375558103 38 500 SH   DFND 1 0 500 0
HOME DEPOT COM 437076102 807 4,530 SH   SOLE   4,530 0 0
HOME DEPOT COM 437076102 232 1,300 SH   DFND 7 0 1,300 0
HOME DEPOT COM 437076102 237 1,332 SH   DFND 9 0 1,332 0
HOME DEPOT COM 437076102 227 1,275 SH   DFND 01,06 0 1,275 0
HOME DEPOT COM 437076102 37 210 SH   DFND 6 0 210 0
HOME DEPOT COM 437076102 189 1,060 SH   DFND 12 0 1,060 0
HOME DEPOT COM 437076102 7 40 SH   DFND 5 0 40 0
ILLINOIS TOOL WORKS COM 452308109 375 2,395 SH   SOLE   2,395 0 0
ILLINOIS TOOL WORKS COM 452308109 117 750 SH   DFND 12 0 750 0
ILLINOIS TOOL WORKS COM 452308109 67 425 SH   DFND 9 0 425 0
ILLUMINA COM 452327109 647 2,735 SH   SOLE   2,735 0 0
ILLUMINA COM 452327109 213 899 SH   DFND 9 0 899 0
ILLUMINA COM 452327109 100 425 SH   DFND 01,06 0 425 0
ILLUMINA COM 452327109 118 500 SH   DFND 7 0 500 0
ILLUMINA COM 452327109 18 75 SH   DFND 6 0 75 0
ILLUMINA COM 452327109 136 574 SH   DFND 12 0 574 0
ILLUMINA COM 452327109 7 30 SH   DFND 5 0 30 0
INTEL CORP COM 458140100 430 8,250 SH   SOLE   8,250 0 0
INTEL CORP COM 458140100 608 11,666 SH   DFND 9 0 11,666 0
INTEL CORP COM 458140100 260 5,000 SH   DFND 01,06 0 5,000 0
INTEL CORP COM 458140100 47 900 SH   DFND 6 0 900 0
INTEL CORP COM 458140100 509 9,768 SH   DFND 12 0 9,768 0
IPG PHOTONICS COM 44980X109 46 195 SH   SOLE   195 0 0
IPG PHOTONICS COM 44980X109 140 600 SH   DFND 7 0 600 0
IPG PHOTONICS COM 44980X109 53 225 SH   DFND 01,06 0 225 0
IPG PHOTONICS COM 44980X109 163 699 SH   DFND 9 0 699 0
IPG PHOTONICS COM 44980X109 14 60 SH   DFND 6 0 60 0
JOHNSON & JOHNSON COM 478160104 1,060 8,270 SH   SOLE   8,270 0 0
JOHNSON & JOHNSON COM 478160104 250 1,950 SH   DFND 7 0 1,950 0
JOHNSON & JOHNSON COM 478160104 784 6,117 SH   DFND 9 0 6,117 0
JOHNSON & JOHNSON COM 478160104 243 1,900 SH   DFND 01,06 0 1,900 0
JOHNSON & JOHNSON COM 478160104 42 325 SH   DFND 6 0 325 0
JOHNSON & JOHNSON COM 478160104 570 4,445 SH   DFND 12 0 4,445 0
JOHNSON & JOHNSON COM 478160104 10 75 SH   DFND 5 0 75 0
JOHNSON & JOHNSON COM 478160104 51 400 SH   DFND 1 0 400 0
JPMORGAN CHASE COM 46625H100 716 6,515 SH   SOLE   6,515 0 0
JPMORGAN CHASE COM 46625H100 25 230 SH   DFND 9 0 230 0
MASTERCARD COM 57636Q104 1,644 9,385 SH   SOLE   9,385 0 0
MASTERCARD COM 57636Q104 350 2,000 SH   DFND 7 0 2,000 0
MASTERCARD COM 57636Q104 935 5,338 SH   DFND 9 0 5,338 0
MASTERCARD COM 57636Q104 175 1,000 SH   DFND 01,06 0 1,000 0
MASTERCARD COM 57636Q104 33 190 SH   DFND 6 0 190 0
MASTERCARD COM 57636Q104 258 1,475 SH   DFND 12 0 1,475 0
MASTERCARD COM 57636Q104 14 80 SH   DFND 5 0 80 0
MERCK COM 58933Y105 317 5,820 SH   SOLE   5,820 0 0
MERCK COM 58933Y105 104 1,914 SH   DFND 9 0 1,914 0
MERCK COM 58933Y105 14 250 SH   DFND 01,06 0 250 0
MERCK COM 58933Y105 338 6,204 SH   DFND 12 0 6,204 0
METTLER TOLEDO COM 592688105 403 700 SH   SOLE   700 0 0
MICROSOFT CORP COM 594918104 606 6,640 SH   SOLE   6,640 0 0
MICROSOFT CORP COM 594918104 430 4,710 SH   DFND 9 0 4,710 0
MICROSOFT CORP COM 594918104 119 1,300 SH   DFND 01,06 0 1,300 0
MICROSOFT CORP COM 594918104 237 2,600 SH   DFND 7 0 2,600 0
MICROSOFT CORP COM 594918104 368 4,027 SH   DFND 12 0 4,027 0
MICROSOFT CORP COM 594918104 91 1,000 SH   DFND 1 0 1,000 0
NESTLE SA ADR COM 641069406 762 9,655 SH   SOLE   9,655 0 0
NESTLE SA ADR COM 641069406 257 3,250 SH   DFND 7 0 3,250 0
NESTLE SA ADR COM 641069406 584 7,390 SH   DFND 9 0 7,390 0
NESTLE SA ADR COM 641069406 225 2,850 SH   DFND 01,06 0 2,850 0
NESTLE SA ADR COM 641069406 41 525 SH   DFND 6 0 525 0
NESTLE SA ADR COM 641069406 333 4,215 SH   DFND 12 0 4,215 0
NESTLE SA ADR COM 641069406 8 100 SH   DFND 5 0 100 0
NESTLE SA ADR COM 641069406 47 600 SH   DFND 1 0 600 0
NOVARTIS AG ADR COM 66987V109 776 9,595 SH   SOLE   9,595 0 0
NOVARTIS AG ADR COM 66987V109 214 2,650 SH   DFND 7 0 2,650 0
NOVARTIS AG ADR COM 66987V109 464 5,734 SH   DFND 9 0 5,734 0
NOVARTIS AG ADR COM 66987V109 194 2,400 SH   DFND 01,06 0 2,400 0
NOVARTIS AG ADR COM 66987V109 42 520 SH   DFND 6 0 520 0
NOVARTIS AG ADR COM 66987V109 139 1,715 SH   DFND 12 0 1,715 0
NOVARTIS AG ADR COM 66987V109 8 100 SH   DFND 5 0 100 0
NOVARTIS AG ADR COM 66987V109 89 1,100 SH   DFND 1 0 1,100 0
NOVOZYMES A S DKK 2.0 COM B798FW902 568 11,010 SH   SOLE   11,010 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 206 4,000 SH   DFND 7 0 4,000 0
NOVOZYMES A S DKK 2.0 COM B798FW902 323 6,268 SH   DFND 9 0 6,268 0
NOVOZYMES A S DKK 2.0 COM B798FW902 173 3,350 SH   DFND 01,06 0 3,350 0
NOVOZYMES A S DKK 2.0 COM B798FW902 26 500 SH   DFND 6 0 500 0
NOVOZYMES A S DKK 2.0 COM B798FW902 140 2,722 SH   DFND 12 0 2,722 0
NOVOZYMES A S DKK 2.0 COM B798FW902 9 175 SH   DFND 5 0 175 0
NOVOZYMES A S DKK 2.0 COM B798FW902 41 800 SH   DFND 1 0 800 0
NXP SEMICONDUCTORS COM N6596X109 175 1,500 SH   SOLE   1,500 0 0
NXP SEMICONDUCTORS COM N6596X109 31 268 SH   DFND 9 0 268 0
NXP SEMICONDUCTORS COM N6596X109 2 20 SH   DFND 6 0 20 0
ORACLE COM 68389X105 247 5,396 SH   SOLE   5,396 0 0
ORACLE COM 68389X105 59 1,300 SH   DFND 01,06 0 1,300 0
ORACLE COM 68389X105 91 2,000 SH   DFND 7 0 2,000 0
ORACLE COM 68389X105 173 3,775 SH   DFND 9 0 3,775 0
ORACLE COM 68389X105 14 300 SH   DFND 6 0 300 0
ORACLE COM 68389X105 46 1,000 SH   DFND 12 0 1,000 0
ORACLE COM 68389X105 7 150 SH   DFND 5 0 150 0
PARKER HANNIFIN COM 701094104 272 1,590 SH   SOLE   1,590 0 0
PEPSICO COM 713448108 162 1,480 SH   SOLE   1,480 0 0
PEPSICO COM 713448108 257 2,350 SH   DFND 9 0 2,350 0
PEPSICO COM 713448108 55 500 SH   DFND 7 0 500 0
PEPSICO COM 713448108 153 1,405 SH   DFND 12 0 1,405 0
PEPSICO COM 713448108 3 25 SH   DFND 6 0 25 0
PETROSHALE INC COM 71676H106 161 100,000 SH   DFND 7 0 100,000 0
PROCTER & GAMBLE COM 742718109 818 10,315 SH   SOLE   10,315 0 0
PROCTER & GAMBLE COM 742718109 568 7,163 SH   DFND 9 0 7,163 0
PROCTER & GAMBLE COM 742718109 174 2,200 SH   DFND 01,06 0 2,200 0
PROCTER & GAMBLE COM 742718109 135 1,700 SH   DFND 7 0 1,700 0
PROCTER & GAMBLE COM 742718109 27 345 SH   DFND 6 0 345 0
PROCTER & GAMBLE COM 742718109 372 4,692 SH   DFND 12 0 4,692 0
PROCTER & GAMBLE COM 742718109 7 90 SH   DFND 5 0 90 0
PROCTER & GAMBLE COM 742718109 63 800 SH   DFND 1 0 800 0
ROCHE HLDG LTD ADR COM 771195104 225 7,875 SH   SOLE   7,875 0 0
ROCHE HLDG LTD ADR COM 771195104 149 5,200 SH   DFND 7 0 5,200 0
ROCHE HLDG LTD ADR COM 771195104 34 1,200 SH   DFND 01,06 0 1,200 0
ROCHE HLDG LTD ADR COM 771195104 167 5,827 SH   DFND 9 0 5,827 0
ROCHE HLDG LTD ADR COM 771195104 17 590 SH   DFND 6 0 590 0
ROCHE HLDG LTD ADR COM 771195104 157 5,500 SH   DFND 12 0 5,500 0
ROCHE HLDG LTD ADR COM 771195104 7 250 SH   DFND 5 0 250 0
ROCKWELL AUTOMATION COM 773903109 523 3,000 SH   SOLE   3,000 0 0
ROCKWELL AUTOMATION COM 773903109 261 1,500 SH   DFND 7 0 1,500 0
ROCKWELL AUTOMATION COM 773903109 328 1,882 SH   DFND 9 0 1,882 0
ROCKWELL AUTOMATION COM 773903109 122 700 SH   DFND 01,06 0 700 0
ROCKWELL AUTOMATION COM 773903109 30 175 SH   DFND 6 0 175 0
ROCKWELL AUTOMATION COM 773903109 53 305 SH   DFND 12 0 305 0
ROCKWELL AUTOMATION COM 773903109 10 60 SH   DFND 5 0 60 0
ROCKWELL AUTOMATION COM 773903109 35 200 SH   DFND 1 0 200 0
SCHLUMBERGER COM 806857108 172 2,650 SH   SOLE   2,650 0 0
SCHLUMBERGER COM 806857108 107 1,648 SH   DFND 9 0 1,648 0
SCHLUMBERGER COM 806857108 15 225 SH   DFND 6 0 225 0
SCHLUMBERGER COM 806857108 52 800 SH   DFND 12 0 800 0
SCHLUMBERGER COM 806857108 5 80 SH   DFND 5 0 80 0
SMUCKER J M COM 832696405 82 660 SH   SOLE   660 0 0
SMUCKER J M COM 832696405 147 1,185 SH   DFND 9 0 1,185 0
SMUCKER J M COM 832696405 32 260 SH   DFND 6 0 260 0
SMUCKER J M COM 832696405 53 425 SH   DFND 12 0 425 0
SMUCKER J M COM 832696405 9 75 SH   DFND 5 0 75 0
SPDR S&P 500 ETF COM 78462F103 632 2,400 SH   SOLE   2,400 0 0
STATE STREET COM 857477103 328 3,287 SH   DFND 9 0 3,287 0
STRYKER CORP COM 863667101 298 1,850 SH   SOLE   1,850 0 0
TJX COS COM 872540109 421 5,164 SH   SOLE   5,164 0 0
TJX COS COM 872540109 21 260 SH   DFND 9 0 260 0
UNILEVER PLC NEW ADR COM 904767704 1,165 20,975 SH   SOLE   20,975 0 0
UNILEVER PLC NEW ADR COM 904767704 222 4,000 SH   DFND 7 0 4,000 0
UNILEVER PLC NEW ADR COM 904767704 307 5,531 SH   DFND 9 0 5,531 0
UNILEVER PLC NEW ADR COM 904767704 161 2,900 SH   DFND 01,06 0 2,900 0
UNILEVER PLC NEW ADR COM 904767704 31 550 SH   DFND 6 0 550 0
UNILEVER PLC NEW ADR COM 904767704 196 3,523 SH   DFND 12 0 3,523 0
UNILEVER PLC NEW ADR COM 904767704 10 175 SH   DFND 5 0 175 0
UNILEVER PLC NEW ADR COM 904767704 72 1,300 SH   DFND 1 0 1,300 0
UNION PACIFIC COM 907818108 134 1,000 SH   DFND 01,06 0 1,000 0
UNION PACIFIC COM 907818108 257 1,910 SH   DFND 12 0 1,910 0
UNION PACIFIC COM 907818108 54 400 SH   DFND 9 0 400 0
UNITED TECHNOLOGIES COM 913017109 1,314 10,440 SH   SOLE   10,440 0 0
UNITED TECHNOLOGIES COM 913017109 252 2,000 SH   DFND 7 0 2,000 0
UNITED TECHNOLOGIES COM 913017109 533 4,239 SH   DFND 9 0 4,239 0
UNITED TECHNOLOGIES COM 913017109 145 1,150 SH   DFND 01,06 0 1,150 0
UNITED TECHNOLOGIES COM 913017109 34 270 SH   DFND 6 0 270 0
UNITED TECHNOLOGIES COM 913017109 354 2,813 SH   DFND 12 0 2,813 0
UNITED TECHNOLOGIES COM 913017109 9 75 SH   DFND 5 0 75 0
UNITED TECHNOLOGIES COM 913017109 101 800 SH   DFND 1 0 800 0
VERIZON COMMUNICATIONS COM 92343V104 254 5,307 SH   SOLE   5,307 0 0
VERIZON COMMUNICATIONS COM 92343V104 24 500 SH   DFND 9 0 500 0
VISA COM 92826C839 490 4,100 SH   SOLE   4,100 0 0
VISA COM 92826C839 32 270 SH   DFND 9 0 270 0
VISA COM 92826C839 60 500 SH   DFND 1 0 500 0
WASTE MANAGEMENT INC COM 94106L109 294 3,500 SH   SOLE   3,500 0 0
XILINX COM 983919101 547 7,570 SH   SOLE   7,570 0 0
XILINX COM 983919101 72 1,000 SH   DFND 01,06 0 1,000 0
XILINX COM 983919101 144 2,000 SH   DFND 7 0 2,000 0
XILINX COM 983919101 303 4,198 SH   DFND 9 0 4,198 0
XILINX COM 983919101 27 375 SH   DFND 6 0 375 0
XILINX COM 983919101 87 1,200 SH   DFND 12 0 1,200 0
XILINX COM 983919101 11 150 SH   DFND 5 0 150 0
XYLEM INC COM 98419M100 883 11,480 SH   SOLE   11,480 0 0
XYLEM INC COM 98419M100 231 3,000 SH   DFND 7 0 3,000 0
XYLEM INC COM 98419M100 225 2,930 SH   DFND 9 0 2,930 0
XYLEM INC COM 98419M100 45 590 SH   DFND 12 0 590 0
XYLEM INC COM 98419M100 13 175 SH   DFND 5 0 175 0
XYLEM INC COM 98419M100 5 60 SH   DFND 6 0 60 0
XYLEM INC COM 98419M100 46 600 SH   DFND 1 0 600 0
ABERDEEN EMERG MKTS INSTL Equity Mutual Fu 003021714 277 17,181 SH   SOLE   17,181 0 0
HARDING LOEVNER FUNDS INC GLOB Equity Mutual Fu 412295206 205 5,392 SH   SOLE   5,392 0 0
OAKMARK INTL FD Equity Mutual Fu 413838202 226 8,146 SH   SOLE   8,146 0 0
OAKMARK INTL FD Equity Mutual Fu 413838202 35 1,273 SH   DFND 9 0 1,273 0
VANGUARD EMERGING MARKETS STOC Equity Mutual Fu 922042841 250 6,433 SH   SOLE   6,433 0 0
VANGUARD EUROPEAN STOCK INDEX Equity Mutual Fu 922042809 244 3,360 SH   SOLE   3,360 0 0
VANGUARD PACIFIC STOCK INDEX F Equity Mutual Fu 922042700 246 2,731 SH   SOLE   2,731 0 0
VANGUARD PRECIOUS METALS AND M Equity Mutual Fu 921908208 115 12,001 SH   SOLE   12,001 0 0
VANGUARD SMALL CAP INDEX FD AD Equity Mutual Fu 922908686 374 5,317 SH   SOLE   5,317 0 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 368 5,575 SH   SOLE   5,575 0 0