The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 966 4,640 SH   SOLE   4,640 0 0
3M COM 88579Y101 271 1,300 SH   DFND 7 0 1,300 0
3M COM 88579Y101 830 3,987 SH   DFND 9 0 3,987 0
3M COM 88579Y101 37 180 SH   DFND 6 0 180 0
3M COM 88579Y101 626 3,007 SH   DFND 12 0 3,007 0
3M COM 88579Y101 9 45 SH   DFND 5 0 45 0
ABBOTT LABS COM 002824100 860 17,690 SH   SOLE   17,690 0 0
ABBOTT LABS COM 002824100 221 4,550 SH   DFND 7 0 4,550 0
ABBOTT LABS COM 002824100 424 8,727 SH   DFND 9 0 8,727 0
ABBOTT LABS COM 002824100 29 600 SH   DFND 6 0 600 0
ABBOTT LABS COM 002824100 300 6,166 SH   DFND 12 0 6,166 0
ABBOTT LABS COM 002824100 9 175 SH   DFND 5 0 175 0
ABBVIE COM 00287Y109 31 425 SH   SOLE   425 0 0
ABBVIE COM 00287Y109 312 4,299 SH   DFND 12 0 4,299 0
ABBVIE COM 00287Y109 4 50 SH   DFND 9 0 50 0
ALPHABET INC CL A COM 02079K305 921 991 SH   SOLE   991 0 0
ALPHABET INC CL A COM 02079K305 232 250 SH   DFND 7 0 250 0
ALPHABET INC CL A COM 02079K305 602 647 SH   DFND 9 0 647 0
ALPHABET INC CL A COM 02079K305 28 30 SH   DFND 6 0 30 0
ALPHABET INC CL A COM 02079K305 316 340 SH   DFND 12 0 340 0
ALPHABET INC CL A COM 02079K305 14 15 SH   DFND 5 0 15 0
ALPHABET INC CL C COM 02079K107 445 490 SH   SOLE   490 0 0
ALTRIA GROUP COM 02209S103 133 1,790 SH   SOLE   1,790 0 0
ALTRIA GROUP COM 02209S103 71 950 SH   DFND 12 0 950 0
ANALOG DEVICES COM 032654105 661 8,495 SH   SOLE   8,495 0 0
ANALOG DEVICES COM 032654105 156 2,000 SH   DFND 7 0 2,000 0
ANALOG DEVICES COM 032654105 160 2,062 SH   DFND 9 0 2,062 0
ANALOG DEVICES COM 032654105 18 225 SH   DFND 6 0 225 0
ANALOG DEVICES COM 032654105 140 1,805 SH   DFND 12 0 1,805 0
ANALOG DEVICES COM 032654105 8 100 SH   DFND 5 0 100 0
ANSYS INC COM 03662Q105 475 3,900 SH   SOLE   3,900 0 0
APPLE INC COM 037833100 1,498 10,402 SH   SOLE   10,402 0 0
APPLE INC COM 037833100 238 1,650 SH   DFND 7 0 1,650 0
APPLE INC COM 037833100 620 4,303 SH   DFND 9 0 4,303 0
APPLE INC COM 037833100 184 1,276 SH   DFND 12 0 1,276 0
APPLE INC COM 037833100 10 70 SH   DFND 5 0 70 0
APTARGROUP COM 038336103 615 7,080 SH   SOLE   7,080 0 0
APTARGROUP COM 038336103 174 2,000 SH   DFND 7 0 2,000 0
APTARGROUP COM 038336103 615 7,075 SH   DFND 9 0 7,075 0
APTARGROUP COM 038336103 26 300 SH   DFND 6 0 300 0
APTARGROUP COM 038336103 403 4,645 SH   DFND 12 0 4,645 0
APTARGROUP COM 038336103 9 100 SH   DFND 5 0 100 0
AT&T INC. COM 00206R102 182 4,832 SH   SOLE   4,832 0 0
AT&T INC. COM 00206R102 141 3,744 SH   DFND 12 0 3,744 0
AUTOMATIC DATA PROCESSING COM 053015103 1,094 10,680 SH   SOLE   10,680 0 0
AUTOMATIC DATA PROCESSING COM 053015103 215 2,100 SH   DFND 7 0 2,100 0
AUTOMATIC DATA PROCESSING COM 053015103 749 7,314 SH   DFND 9 0 7,314 0
AUTOMATIC DATA PROCESSING COM 053015103 31 300 SH   DFND 6 0 300 0
AUTOMATIC DATA PROCESSING COM 053015103 614 5,990 SH   DFND 12 0 5,990 0
AUTOMATIC DATA PROCESSING COM 053015103 8 80 SH   DFND 5 0 80 0
BECTON DICKINSON COM 075887109 365 1,870 SH   SOLE   1,870 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 51 300 SH   SOLE   300 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 183 1,078 SH   DFND 12 0 1,078 0
BERKSHIRE HATHAWAY CL B COM 084670702 191 1,130 SH   DFND 9 0 1,130 0
BIOGEN COM 09062X103 326 1,200 SH   SOLE   1,200 0 0
CANADIAN NATL RAILWAY COM 136375102 514 6,340 SH   SOLE   6,340 0 0
CANADIAN NATL RAILWAY COM 136375102 312 3,850 SH   DFND 7 0 3,850 0
CANADIAN NATL RAILWAY COM 136375102 723 8,924 SH   DFND 9 0 8,924 0
CANADIAN NATL RAILWAY COM 136375102 43 525 SH   DFND 6 0 525 0
CANADIAN NATL RAILWAY COM 136375102 389 4,795 SH   DFND 12 0 4,795 0
CELGENE CORP COM 151020104 312 2,400 SH   SOLE   2,400 0 0
CHECK POINT SOFTWARE TECH LTD COM M22465104 305 2,800 SH   SOLE   2,800 0 0
CHUBB LIMITED COM H1467J104 722 4,966 SH   SOLE   4,966 0 0
CHUBB LIMITED COM H1467J104 240 1,650 SH   DFND 7 0 1,650 0
CHUBB LIMITED COM H1467J104 428 2,945 SH   DFND 9 0 2,945 0
CHUBB LIMITED COM H1467J104 26 180 SH   DFND 6 0 180 0
CHUBB LIMITED COM H1467J104 289 1,991 SH   DFND 12 0 1,991 0
CHUBB LIMITED COM H1467J104 10 70 SH   DFND 5 0 70 0
CHURCH & DWIGHT COM 171340102 363 7,000 SH   SOLE   7,000 0 0
CHURCH & DWIGHT COM 171340102 57 1,100 SH   DFND 9 0 1,100 0
COLGATE-PALMOLIVE COM 194162103 32 430 SH   SOLE   430 0 0
COLGATE-PALMOLIVE COM 194162103 232 3,125 SH   DFND 12 0 3,125 0
COLGATE-PALMOLIVE COM 194162103 145 1,960 SH   DFND 9 0 1,960 0
COMCAST CORP NEW CL A COM 20030N101 228 5,860 SH   SOLE   5,860 0 0
COMCAST CORP NEW CL A COM 20030N101 710 18,234 SH   DFND 12 0 18,234 0
CVS HEALTH COM 126650100 816 10,140 SH   SOLE   10,140 0 0
CVS HEALTH COM 126650100 189 2,350 SH   DFND 7 0 2,350 0
CVS HEALTH COM 126650100 434 5,391 SH   DFND 9 0 5,391 0
CVS HEALTH COM 126650100 30 375 SH   DFND 6 0 375 0
CVS HEALTH COM 126650100 418 5,200 SH   DFND 12 0 5,200 0
CVS HEALTH COM 126650100 8 100 SH   DFND 5 0 100 0
DANAHER CORP COM 235851102 1,026 12,155 SH   SOLE   12,155 0 0
DANAHER CORP COM 235851102 177 2,100 SH   DFND 7 0 2,100 0
DANAHER CORP COM 235851102 406 4,812 SH   DFND 9 0 4,812 0
DANAHER CORP COM 235851102 22 255 SH   DFND 6 0 255 0
DANAHER CORP COM 235851102 194 2,299 SH   DFND 12 0 2,299 0
DANAHER CORP COM 235851102 8 100 SH   DFND 5 0 100 0
DISCOVER FINL SVCS COM 254709108 221 3,546 SH   SOLE   3,546 0 0
DISNEY COM 254687106 352 3,311 SH   SOLE   3,311 0 0
DISNEY COM 254687106 53 500 SH   DFND 7 0 500 0
DISNEY COM 254687106 280 2,632 SH   DFND 12 0 2,632 0
DISNEY COM 254687106 42 400 SH   DFND 9 0 400 0
EMERSON ELECTRIC COM 291011104 21 350 SH   SOLE   350 0 0
EMERSON ELECTRIC COM 291011104 18 300 SH   DFND 9 0 300 0
EMERSON ELECTRIC COM 291011104 272 4,570 SH   DFND 12 0 4,570 0
EXXON MOBIL COM 30231G102 231 2,856 SH   SOLE   2,856 0 0
EXXON MOBIL COM 30231G102 301 3,730 SH   DFND 9 0 3,730 0
EXXON MOBIL COM 30231G102 12 150 SH   DFND 6 0 150 0
EXXON MOBIL COM 30231G102 350 4,330 SH   DFND 12 0 4,330 0
FEDEX COM 31428X106 295 1,358 SH   SOLE   1,358 0 0
FISERV COM 337738108 577 4,720 SH   SOLE   4,720 0 0
FISERV COM 337738108 232 1,900 SH   DFND 7 0 1,900 0
FISERV COM 337738108 604 4,939 SH   DFND 9 0 4,939 0
FISERV COM 337738108 37 300 SH   DFND 6 0 300 0
FISERV COM 337738108 245 2,000 SH   DFND 12 0 2,000 0
FISERV COM 337738108 12 100 SH   DFND 5 0 100 0
FORTIVE CORP COM 34959J108 240 3,790 SH   SOLE   3,790 0 0
FORTIVE CORP COM 34959J108 78 1,238 SH   DFND 9 0 1,238 0
FORTIVE CORP COM 34959J108 51 800 SH   DFND 7 0 800 0
FORTIVE CORP COM 34959J108 11 180 SH   DFND 6 0 180 0
FORTIVE CORP COM 34959J108 71 1,123 SH   DFND 12 0 1,123 0
FORTIVE CORP COM 34959J108 3 50 SH   DFND 5 0 50 0
GENERAL ELECTRIC COM 369604103 332 12,300 SH   SOLE   12,300 0 0
GENERAL ELECTRIC COM 369604103 127 4,700 SH   DFND 9 0 4,700 0
GILEAD SCIENCES COM 375558103 127 1,800 SH   SOLE   1,800 0 0
GILEAD SCIENCES COM 375558103 171 2,410 SH   DFND 9 0 2,410 0
GILEAD SCIENCES COM 375558103 71 1,000 SH   DFND 7 0 1,000 0
GILEAD SCIENCES COM 375558103 216 3,058 SH   DFND 12 0 3,058 0
GILEAD SCIENCES COM 375558103 7 100 SH   DFND 5 0 100 0
HOME DEPOT COM 437076102 529 3,450 SH   SOLE   3,450 0 0
HOME DEPOT COM 437076102 176 1,150 SH   DFND 7 0 1,150 0
HOME DEPOT COM 437076102 188 1,225 SH   DFND 9 0 1,225 0
HOME DEPOT COM 437076102 35 225 SH   DFND 6 0 225 0
HOME DEPOT COM 437076102 138 900 SH   DFND 12 0 900 0
HOME DEPOT COM 437076102 3 20 SH   DFND 5 0 20 0
ILLINOIS TOOL WORKS COM 452308109 186 1,300 SH   SOLE   1,300 0 0
ILLINOIS TOOL WORKS COM 452308109 148 1,030 SH   DFND 12 0 1,030 0
ILLINOIS TOOL WORKS COM 452308109 68 475 SH   DFND 9 0 475 0
ILLUMINA COM 452327109 479 2,760 SH   SOLE   2,760 0 0
ILLUMINA COM 452327109 157 904 SH   DFND 9 0 904 0
ILLUMINA COM 452327109 87 500 SH   DFND 7 0 500 0
ILLUMINA COM 452327109 10 60 SH   DFND 6 0 60 0
ILLUMINA COM 452327109 101 582 SH   DFND 12 0 582 0
ILLUMINA COM 452327109 5 30 SH   DFND 5 0 30 0
INTEL CORP COM 458140100 272 8,050 SH   SOLE   8,050 0 0
INTEL CORP COM 458140100 406 12,035 SH   DFND 9 0 12,035 0
INTEL CORP COM 458140100 30 900 SH   DFND 6 0 900 0
INTEL CORP COM 458140100 342 10,130 SH   DFND 12 0 10,130 0
IPG PHOTONICS COM 44980X109 65 450 SH   SOLE   450 0 0
IPG PHOTONICS COM 44980X109 160 1,100 SH   DFND 7 0 1,100 0
IPG PHOTONICS COM 44980X109 199 1,374 SH   DFND 9 0 1,374 0
IPG PHOTONICS COM 44980X109 17 120 SH   DFND 6 0 120 0
ISHARES RUSSELL 1000 COM 464287622 257 1,900 SH   SOLE   1,900 0 0
JOHNSON & JOHNSON COM 478160104 992 7,495 SH   SOLE   7,495 0 0
JOHNSON & JOHNSON COM 478160104 284 2,150 SH   DFND 7 0 2,150 0
JOHNSON & JOHNSON COM 478160104 952 7,194 SH   DFND 9 0 7,194 0
JOHNSON & JOHNSON COM 478160104 40 300 SH   DFND 6 0 300 0
JOHNSON & JOHNSON COM 478160104 678 5,123 SH   DFND 12 0 5,123 0
JOHNSON & JOHNSON COM 478160104 10 75 SH   DFND 5 0 75 0
JPMORGAN CHASE COM 46625h100 614 6,715 SH   SOLE   6,715 0 0
JPMORGAN CHASE COM 46625h100 21 230 SH   DFND 9 0 230 0
MASTERCARD COM 57636q104 1,209 9,955 SH   SOLE   9,955 0 0
MASTERCARD COM 57636q104 261 2,150 SH   DFND 7 0 2,150 0
MASTERCARD COM 57636q104 841 6,925 SH   DFND 9 0 6,925 0
MASTERCARD COM 57636q104 18 150 SH   DFND 6 0 150 0
MASTERCARD COM 57636q104 183 1,505 SH   DFND 12 0 1,505 0
MASTERCARD COM 57636q104 12 100 SH   DFND 5 0 100 0
MERCK COM 58933Y105 380 5,930 SH   SOLE   5,930 0 0
MERCK COM 58933Y105 135 2,100 SH   DFND 9 0 2,100 0
MERCK COM 58933Y105 403 6,282 SH   DFND 12 0 6,282 0
METTLER TOLEDO COM 592688105 412 700 SH   SOLE   700 0 0
MICROSOFT CORP COM 594918104 484 7,015 SH   SOLE   7,015 0 0
MICROSOFT CORP COM 594918104 356 5,163 SH   DFND 9 0 5,163 0
MICROSOFT CORP COM 594918104 193 2,800 SH   DFND 7 0 2,800 0
MICROSOFT CORP COM 594918104 280 4,055 SH   DFND 12 0 4,055 0
NESTLE SA ADR COM 641069406 694 7,955 SH   SOLE   7,955 0 0
NESTLE SA ADR COM 641069406 296 3,400 SH   DFND 7 0 3,400 0
NESTLE SA ADR COM 641069406 716 8,207 SH   DFND 9 0 8,207 0
NESTLE SA ADR COM 641069406 46 525 SH   DFND 6 0 525 0
NESTLE SA ADR COM 641069406 384 4,400 SH   DFND 12 0 4,400 0
NESTLE SA ADR COM 641069406 9 100 SH   DFND 5 0 100 0
NOVARTIS AG ADR COM 66987V109 475 5,695 SH   SOLE   5,695 0 0
NOVARTIS AG ADR COM 66987V109 221 2,650 SH   DFND 7 0 2,650 0
NOVARTIS AG ADR COM 66987V109 495 5,932 SH   DFND 9 0 5,932 0
NOVARTIS AG ADR COM 66987V109 38 450 SH   DFND 6 0 450 0
NOVARTIS AG ADR COM 66987V109 136 1,625 SH   DFND 12 0 1,625 0
NOVARTIS AG ADR COM 66987V109 8 100 SH   DFND 5 0 100 0
NOVOZYMES A S DKK 2.0 COM B798FW902 466 10,650 SH   SOLE   10,650 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 175 4,000 SH   DFND 7 0 4,000 0
NOVOZYMES A S DKK 2.0 COM B798FW902 322 7,355 SH   DFND 9 0 7,355 0
NOVOZYMES A S DKK 2.0 COM B798FW902 26 600 SH   DFND 6 0 600 0
NOVOZYMES A S DKK 2.0 COM B798FW902 108 2,472 SH   DFND 12 0 2,472 0
NOVOZYMES A S DKK 2.0 COM B798FW902 9 200 SH   DFND 5 0 200 0
NXP SEMICONDUCTORS COM N6596X109 202 1,850 SH   SOLE   1,850 0 0
NXP SEMICONDUCTORS COM N6596X109 120 1,097 SH   DFND 9 0 1,097 0
NXP SEMICONDUCTORS COM N6596X109 55 500 SH   DFND 7 0 500 0
NXP SEMICONDUCTORS COM N6596X109 11 105 SH   DFND 6 0 105 0
NXP SEMICONDUCTORS COM N6596X109 4 35 SH   DFND 12 0 35 0
NXP SEMICONDUCTORS COM N6596X109 4 35 SH   DFND 5 0 35 0
ORACLE COM 68389x105 306 6,096 SH   SOLE   6,096 0 0
ORACLE COM 68389x105 150 3,000 SH   DFND 7 0 3,000 0
ORACLE COM 68389x105 215 4,280 SH   DFND 9 0 4,280 0
ORACLE COM 68389x105 15 300 SH   DFND 6 0 300 0
ORACLE COM 68389x105 60 1,200 SH   DFND 12 0 1,200 0
ORACLE COM 68389x105 8 150 SH   DFND 5 0 150 0
PARKER HANNIFIN COM 701094104 254 1,590 SH   SOLE   1,590 0 0
PEPSICO COM 713448108 200 1,730 SH   SOLE   1,730 0 0
PEPSICO COM 713448108 277 2,400 SH   DFND 9 0 2,400 0
PEPSICO COM 713448108 58 500 SH   DFND 7 0 500 0
PEPSICO COM 713448108 463 4,011 SH   DFND 12 0 4,011 0
PETROSHALE INC COM 71676H106 110 100,000 SH   DFND 7 0 100,000 0
PHILIP MORRIS COM 718172109 163 1,385 SH   SOLE   1,385 0 0
PHILIP MORRIS COM 718172109 83 710 SH   DFND 12 0 710 0
PROCTER & GAMBLE COM 742718109 770 8,840 SH   SOLE   8,840 0 0
PROCTER & GAMBLE COM 742718109 671 7,704 SH   DFND 9 0 7,704 0
PROCTER & GAMBLE COM 742718109 148 1,700 SH   DFND 7 0 1,700 0
PROCTER & GAMBLE COM 742718109 26 300 SH   DFND 6 0 300 0
PROCTER & GAMBLE COM 742718109 410 4,705 SH   DFND 12 0 4,705 0
PROCTER & GAMBLE COM 742718109 8 90 SH   DFND 5 0 90 0
QUALCOMM COM 747525103 118 2,135 SH   SOLE   2,135 0 0
QUALCOMM COM 747525103 219 3,975 SH   DFND 9 0 3,975 0
QUALCOMM COM 747525103 17 300 SH   DFND 6 0 300 0
QUALCOMM COM 747525103 71 1,290 SH   DFND 12 0 1,290 0
QUALCOMM COM 747525103 6 110 SH   DFND 5 0 110 0
ROCHE HLDG LTD ADR COM 771195104 344 10,825 SH   SOLE   10,825 0 0
ROCHE HLDG LTD ADR COM 771195104 165 5,200 SH   DFND 7 0 5,200 0
ROCHE HLDG LTD ADR COM 771195104 142 4,451 SH   DFND 9 0 4,451 0
ROCHE HLDG LTD ADR COM 771195104 14 450 SH   DFND 6 0 450 0
ROCHE HLDG LTD ADR COM 771195104 102 3,219 SH   DFND 12 0 3,219 0
ROCHE HLDG LTD ADR COM 771195104 7 225 SH   DFND 5 0 225 0
ROCKWELL AUTOMATION COM 773903109 434 2,680 SH   SOLE   2,680 0 0
ROCKWELL AUTOMATION COM 773903109 275 1,700 SH   DFND 7 0 1,700 0
ROCKWELL AUTOMATION COM 773903109 323 1,993 SH   DFND 9 0 1,993 0
ROCKWELL AUTOMATION COM 773903109 24 150 SH   DFND 6 0 150 0
ROCKWELL AUTOMATION COM 773903109 44 270 SH   DFND 12 0 270 0
ROCKWELL AUTOMATION COM 773903109 11 70 SH   DFND 5 0 70 0
SCHLUMBERGER COM 806857108 273 4,150 SH   SOLE   4,150 0 0
SCHLUMBERGER COM 806857108 292 4,435 SH   DFND 9 0 4,435 0
SCHLUMBERGER COM 806857108 79 1,200 SH   DFND 7 0 1,200 0
SCHLUMBERGER COM 806857108 15 225 SH   DFND 6 0 225 0
SCHLUMBERGER COM 806857108 248 3,770 SH   DFND 12 0 3,770 0
SCHLUMBERGER COM 806857108 5 80 SH   DFND 5 0 80 0
SMUCKER J M COM 832696405 493 4,165 SH   SOLE   4,165 0 0
SMUCKER J M COM 832696405 89 750 SH   DFND 7 0 750 0
SMUCKER J M COM 832696405 246 2,075 SH   DFND 9 0 2,075 0
SMUCKER J M COM 832696405 18 150 SH   DFND 6 0 150 0
SMUCKER J M COM 832696405 99 835 SH   DFND 12 0 835 0
SMUCKER J M COM 832696405 6 50 SH   DFND 5 0 50 0
SPDR S&P 500 ETF COM 78462F103 640 2,645 SH   SOLE   2,645 0 0
SPDR S&P 500 ETF COM 78462F103 65 268 SH   DFND 12 0 268 0
STATE STREET COM 857477103 339 3,775 SH   DFND 9 0 3,775 0
STRYKER CORP COM 863667101 396 2,850 SH   SOLE   2,850 0 0
TJX COS COM 872540109 406 5,627 SH   SOLE   5,627 0 0
TJX COS COM 872540109 19 260 SH   DFND 9 0 260 0
UNILEVER PLC NEW ADR COM 904767704 1,057 19,525 SH   SOLE   19,525 0 0
UNILEVER PLC NEW ADR COM 904767704 203 3,750 SH   DFND 7 0 3,750 0
UNILEVER PLC NEW ADR COM 904767704 316 5,841 SH   DFND 9 0 5,841 0
UNILEVER PLC NEW ADR COM 904767704 24 450 SH   DFND 6 0 450 0
UNILEVER PLC NEW ADR COM 904767704 103 1,895 SH   DFND 12 0 1,895 0
UNILEVER PLC NEW ADR COM 904767704 9 175 SH   DFND 5 0 175 0
UNION PACIFIC COM 907818108 33 300 SH   SOLE   300 0 0
UNION PACIFIC COM 907818108 213 1,960 SH   DFND 12 0 1,960 0
UNION PACIFIC COM 907818108 44 400 SH   DFND 9 0 400 0
UNITED HEALTH GROUP COM 91324P102 40 214 SH   SOLE   214 0 0
UNITED HEALTH GROUP COM 91324P102 108 580 SH   DFND 12 0 580 0
UNITED HEALTH GROUP COM 91324P102 74 400 SH   DFND 9 0 400 0
UNITED TECHNOLOGIES COM 913017109 997 8,165 SH   SOLE   8,165 0 0
UNITED TECHNOLOGIES COM 913017109 244 2,000 SH   DFND 7 0 2,000 0
UNITED TECHNOLOGIES COM 913017109 554 4,540 SH   DFND 9 0 4,540 0
UNITED TECHNOLOGIES COM 913017109 22 180 SH   DFND 6 0 180 0
UNITED TECHNOLOGIES COM 913017109 222 1,815 SH   DFND 12 0 1,815 0
UNITED TECHNOLOGIES COM 913017109 9 75 SH   DFND 5 0 75 0
VANGUARD REIT COM 922908553 543 6,525 SH   SOLE   6,525 0 0
VERIZON COMMUNICATIONS COM 92343V104 262 5,857 SH   SOLE   5,857 0 0
VERIZON COMMUNICATIONS COM 92343V104 45 1,000 SH   DFND 12 0 1,000 0
VERIZON COMMUNICATIONS COM 92343V104 22 500 SH   DFND 9 0 500 0
VISA COM 92826C839 431 4,596 SH   SOLE   4,596 0 0
VISA COM 92826C839 25 270 SH   DFND 9 0 270 0
WASTE MANAGEMENT INC COM 94106L109 217 2,955 SH   SOLE   2,955 0 0
XILINX COM 983919101 304 4,720 SH   SOLE   4,720 0 0
XILINX COM 983919101 129 2,000 SH   DFND 7 0 2,000 0
XILINX COM 983919101 265 4,118 SH   DFND 9 0 4,118 0
XILINX COM 983919101 19 300 SH   DFND 6 0 300 0
XILINX COM 983919101 33 510 SH   DFND 12 0 510 0
XILINX COM 983919101 10 150 SH   DFND 5 0 150 0
XYLEM INC COM 98419M100 585 10,550 SH   SOLE   10,550 0 0
XYLEM INC COM 98419M100 166 3,000 SH   DFND 7 0 3,000 0
XYLEM INC COM 98419M100 195 3,521 SH   DFND 9 0 3,521 0
XYLEM INC COM 98419M100 19 340 SH   DFND 12 0 340 0
XYLEM INC COM 98419M100 11 200 SH   DFND 5 0 200 0
ABERDEEN EMERG MKTS INSTL Equity Mutual Fu 003021714 257 17,181 SH   SOLE   17,181 0 0
FEDERATED STRATEGIC VALUE DIV Equity Mutual Fu 314172560 109 17,353 SH   DFND 12 0 17,353 0
HARDING LOEVNER FUNDS INC GLOB Equity Mutual Fu 412295206 203 5,392 SH   SOLE   5,392 0 0