The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Common Stock 88579Y101 570 3,420 SH   SOLE   3,420 0 0
3M Common Stock 88579Y101 267 1,600 SH   DFND 7 0 1,600 0
3M Common Stock 88579Y101 752 4,515 SH   DFND 9 0 4,515 0
3M Common Stock 88579Y101 50 300 SH   DFND 6 0 300 0
3M Common Stock 88579Y101 502 3,015 SH   DFND 12 0 3,015 0
3M Common Stock 88579Y101 7 45 SH   DFND 5 0 45 0
ABBOTT LABS Common Stock 002824100 302 7,215 SH   SOLE   7,215 0 0
ABBOTT LABS Common Stock 002824100 146 3,500 SH   DFND 7 0 3,500 0
ABBOTT LABS Common Stock 002824100 285 6,805 SH   DFND 9 0 6,805 0
ABBOTT LABS Common Stock 002824100 17 400 SH   DFND 6 0 400 0
ABBOTT LABS Common Stock 002824100 223 5,330 SH   DFND 12 0 5,330 0
ABBOTT LABS Common Stock 002824100 6 150 SH   DFND 5 0 150 0
ABBVIE Common Stock 00287Y109 230 4,030 SH   DFND 12 0 4,030 0
ALPHABET INC CL A Common Stock 02079K305 544 713 SH   SOLE   713 0 0
ALPHABET INC CL A Common Stock 02079K305 221 290 SH   DFND 7 0 290 0
ALPHABET INC CL A Common Stock 02079K305 328 430 SH   DFND 9 0 430 0
ALPHABET INC CL A Common Stock 02079K305 31 40 SH   DFND 6 0 40 0
ALPHABET INC CL A Common Stock 02079K305 102 134 SH   DFND 12 0 134 0
ALPHABET INC CL A Common Stock 02079K305 11 15 SH   DFND 5 0 15 0
ALPHABET INC CL C Common Stock 02079K107 365 490 SH   SOLE   490 0 0
ANSYS INC Common Stock 03662Q105 358 4,000 SH   SOLE   4,000 0 0
APPLE INC Common Stock 037833100 914 8,382 SH   SOLE   8,382 0 0
APPLE INC Common Stock 037833100 180 1,650 SH   DFND 7 0 1,650 0
APPLE INC Common Stock 037833100 405 3,715 SH   DFND 9 0 3,715 0
APPLE INC Common Stock 037833100 8 70 SH   DFND 12 0 70 0
APPLE INC Common Stock 037833100 7 60 SH   DFND 5 0 60 0
APTARGROUP Common Stock 038336103 455 5,805 SH   SOLE   5,805 0 0
APTARGROUP Common Stock 038336103 259 3,300 SH   DFND 7 0 3,300 0
APTARGROUP Common Stock 038336103 623 7,940 SH   DFND 9 0 7,940 0
APTARGROUP Common Stock 038336103 31 400 SH   DFND 6 0 400 0
APTARGROUP Common Stock 038336103 358 4,565 SH   DFND 12 0 4,565 0
APTARGROUP Common Stock 038336103 8 100 SH   DFND 5 0 100 0
AT&T INC. Common Stock 00206R102 189 4,832 SH   SOLE   4,832 0 0
AT&T INC. Common Stock 00206R102 198 5,064 SH   DFND 12 0 5,064 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 781 8,705 SH   SOLE   8,705 0 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 197 2,200 SH   DFND 7 0 2,200 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 665 7,415 SH   DFND 9 0 7,415 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 36 400 SH   DFND 6 0 400 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 514 5,730 SH   DFND 12 0 5,730 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 7 80 SH   DFND 5 0 80 0
BECTON DICKINSON Common Stock 075887109 284 1,870 SH   SOLE   1,870 0 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 1,703 12,000 SH   SOLE   12,000 0 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 166 1,170 SH   DFND 12 0 1,170 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 167 1,180 SH   DFND 9 0 1,180 0
BIOGEN Common Stock 09062X103 312 1,200 SH   SOLE   1,200 0 0
CANADIAN NATL RAILWAY Common Stock 136375102 183 2,935 SH   SOLE   2,935 0 0
CANADIAN NATL RAILWAY Common Stock 136375102 272 4,350 SH   DFND 7 0 4,350 0
CANADIAN NATL RAILWAY Common Stock 136375102 559 8,947 SH   DFND 9 0 8,947 0
CANADIAN NATL RAILWAY Common Stock 136375102 50 800 SH   DFND 6 0 800 0
CANADIAN NATL RAILWAY Common Stock 136375102 292 4,680 SH   DFND 12 0 4,680 0
CELGENE CORP Common Stock 151020104 240 2,400 SH   SOLE   2,400 0 0
CHECK POINT SOFTWARE TECH LTD Common Stock M22465104 245 2,800 SH   SOLE   2,800 0 0
CHEVRON Common Stock 166764100 161 1,685 SH   SOLE   1,685 0 0
CHEVRON Common Stock 166764100 109 1,145 SH   DFND 9 0 1,145 0
CHEVRON Common Stock 166764100 19 200 SH   DFND 6 0 200 0
CHEVRON Common Stock 166764100 74 775 SH   DFND 12 0 775 0
CHEVRON Common Stock 166764100 5 50 SH   DFND 5 0 50 0
CHUBB LIMITED Common Stock H1467J104 615 5,161 SH   SOLE   5,161 0 0
CHUBB LIMITED Common Stock H1467J104 164 1,375 SH   DFND 7 0 1,375 0
CHUBB LIMITED Common Stock H1467J104 237 1,986 SH   DFND 9 0 1,986 0
CHUBB LIMITED Common Stock H1467J104 24 200 SH   DFND 6 0 200 0
CHUBB LIMITED Common Stock H1467J104 52 440 SH   DFND 12 0 440 0
CHUBB LIMITED Common Stock H1467J104 7 60 SH   DFND 5 0 60 0
CHURCH & DWIGHT Common Stock 171340102 323 3,500 SH   SOLE   3,500 0 0
CHURCH & DWIGHT Common Stock 171340102 55 600 SH   DFND 9 0 600 0
CISCO SYS INC Common Stock 17275r102 129 4,540 SH   SOLE   4,540 0 0
CISCO SYS INC Common Stock 17275r102 183 6,420 SH   DFND 9 0 6,420 0
CISCO SYS INC Common Stock 17275r102 20 700 SH   DFND 6 0 700 0
CISCO SYS INC Common Stock 17275r102 4 125 SH   DFND 5 0 125 0
COLGATE-PALMOLIVE Common Stock 194162103 30 430 SH   SOLE   430 0 0
COLGATE-PALMOLIVE Common Stock 194162103 184 2,600 SH   DFND 12 0 2,600 0
COLGATE-PALMOLIVE Common Stock 194162103 138 1,960 SH   DFND 9 0 1,960 0
COMCAST CORP NEW CL A Common Stock 20030N101 58 952 SH   SOLE   952 0 0
COMCAST CORP NEW CL A Common Stock 20030N101 573 9,387 SH   DFND 12 0 9,387 0
CVS HEALTH Common Stock 126650100 901 8,690 SH   SOLE   8,690 0 0
CVS HEALTH Common Stock 126650100 322 3,100 SH   DFND 7 0 3,100 0
CVS HEALTH Common Stock 126650100 595 5,740 SH   DFND 9 0 5,740 0
CVS HEALTH Common Stock 126650100 62 600 SH   DFND 6 0 600 0
CVS HEALTH Common Stock 126650100 510 4,920 SH   DFND 12 0 4,920 0
CVS HEALTH Common Stock 126650100 8 80 SH   DFND 5 0 80 0
DANAHER CORP Common Stock 235851102 545 5,745 SH   SOLE   5,745 0 0
DANAHER CORP Common Stock 235851102 83 875 SH   DFND 9 0 875 0
DANAHER CORP Common Stock 235851102 13 140 SH   DFND 6 0 140 0
DANAHER CORP Common Stock 235851102 50 525 SH   DFND 12 0 525 0
DISNEY Common Stock 254687106 304 3,061 SH   SOLE   3,061 0 0
DISNEY Common Stock 254687106 274 2,757 SH   DFND 12 0 2,757 0
DISNEY Common Stock 254687106 55 550 SH   DFND 9 0 550 0
E M C CORP MASS Common Stock 268648102 22 825 SH   SOLE   825 0 0
E M C CORP MASS Common Stock 268648102 197 7,375 SH   DFND 9 0 7,375 0
E M C CORP MASS Common Stock 268648102 107 4,000 SH   DFND 7 0 4,000 0
E M C CORP MASS Common Stock 268648102 11 400 SH   DFND 6 0 400 0
E M C CORP MASS Common Stock 268648102 161 6,050 SH   DFND 12 0 6,050 0
EMERSON ELECTRIC Common Stock 291011104 52 950 SH   SOLE   950 0 0
EMERSON ELECTRIC Common Stock 291011104 197 3,625 SH   DFND 9 0 3,625 0
EMERSON ELECTRIC Common Stock 291011104 22 400 SH   DFND 6 0 400 0
EMERSON ELECTRIC Common Stock 291011104 248 4,560 SH   DFND 12 0 4,560 0
EXXON MOBIL Common Stock 30231G102 42 500 SH   SOLE   500 0 0
EXXON MOBIL Common Stock 30231G102 324 3,875 SH   DFND 9 0 3,875 0
EXXON MOBIL Common Stock 30231G102 335 4,010 SH   DFND 12 0 4,010 0
FACTSET RESH SYS Common Stock 303075105 139 915 SH   DFND 7 0 915 0
FACTSET RESH SYS Common Stock 303075105 17 110 SH   DFND 12 0 110 0
FACTSET RESH SYS Common Stock 303075105 136 900 SH   DFND 9 0 900 0
FEDEX Common Stock 31428X106 221 1,358 SH   SOLE   1,358 0 0
FISERV Common Stock 337738108 319 3,110 SH   SOLE   3,110 0 0
FISERV Common Stock 337738108 267 2,600 SH   DFND 7 0 2,600 0
FISERV Common Stock 337738108 545 5,315 SH   DFND 9 0 5,315 0
FISERV Common Stock 337738108 41 400 SH   DFND 6 0 400 0
FISERV Common Stock 337738108 208 2,030 SH   DFND 12 0 2,030 0
FISERV Common Stock 337738108 10 100 SH   DFND 5 0 100 0
GENERAL ELECTRIC Common Stock 369604103 409 12,850 SH   SOLE   12,850 0 0
GENERAL ELECTRIC Common Stock 369604103 134 4,200 SH   DFND 9 0 4,200 0
GILEAD SCIENCES Common Stock 375558103 336 3,660 SH   SOLE   3,660 0 0
GILEAD SCIENCES Common Stock 375558103 98 1,063 SH   DFND 9 0 1,063 0
GILEAD SCIENCES Common Stock 375558103 9 100 SH   DFND 6 0 100 0
GILEAD SCIENCES Common Stock 375558103 206 2,240 SH   DFND 12 0 2,240 0
GILEAD SCIENCES Common Stock 375558103 4 40 SH   DFND 5 0 40 0
HELMERICH & PAYNE Common Stock 423452101 197 3,350 SH   SOLE   3,350 0 0
HELMERICH & PAYNE Common Stock 423452101 198 3,368 SH   DFND 9 0 3,368 0
HELMERICH & PAYNE Common Stock 423452101 88 1,500 SH   DFND 7 0 1,500 0
HELMERICH & PAYNE Common Stock 423452101 18 300 SH   DFND 6 0 300 0
HELMERICH & PAYNE Common Stock 423452101 32 545 SH   DFND 12 0 545 0
HELMERICH & PAYNE Common Stock 423452101 4 75 SH   DFND 5 0 75 0
HOME DEPOT Common Stock 437076102 282 2,110 SH   SOLE   2,110 0 0
HOME DEPOT Common Stock 437076102 100 750 SH   DFND 9 0 750 0
HOME DEPOT Common Stock 437076102 133 1,000 SH   DFND 7 0 1,000 0
HOME DEPOT Common Stock 437076102 40 300 SH   DFND 6 0 300 0
HOME DEPOT Common Stock 437076102 153 1,150 SH   DFND 12 0 1,150 0
ILLINOIS TOOL WORKS Common Stock 452308109 133 1,300 SH   SOLE   1,300 0 0
ILLINOIS TOOL WORKS Common Stock 452308109 106 1,030 SH   DFND 12 0 1,030 0
ILLINOIS TOOL WORKS Common Stock 452308109 53 515 SH   DFND 9 0 515 0
ILLUMINA Common Stock 452327109 79 490 SH   SOLE   490 0 0
ILLUMINA Common Stock 452327109 111 684 SH   DFND 9 0 684 0
ILLUMINA Common Stock 452327109 65 400 SH   DFND 7 0 400 0
ILLUMINA Common Stock 452327109 19 120 SH   DFND 6 0 120 0
ILLUMINA Common Stock 452327109 3 20 SH   DFND 5 0 20 0
INTEL CORP Common Stock 458140100 181 5,600 SH   SOLE   5,600 0 0
INTEL CORP Common Stock 458140100 397 12,285 SH   DFND 9 0 12,285 0
INTEL CORP Common Stock 458140100 39 1,200 SH   DFND 6 0 1,200 0
INTEL CORP Common Stock 458140100 280 8,650 SH   DFND 12 0 8,650 0
IPG PHOTONICS Common Stock 44980X109 53 550 SH   SOLE   550 0 0
IPG PHOTONICS Common Stock 44980X109 154 1,600 SH   DFND 7 0 1,600 0
IPG PHOTONICS Common Stock 44980X109 142 1,475 SH   DFND 9 0 1,475 0
IPG PHOTONICS Common Stock 44980X109 23 240 SH   DFND 6 0 240 0
JOHNSON & JOHNSON Common Stock 478160104 533 4,923 SH   SOLE   4,923 0 0
JOHNSON & JOHNSON Common Stock 478160104 282 2,602 SH   DFND 7 0 2,602 0
JOHNSON & JOHNSON Common Stock 478160104 814 7,525 SH   DFND 9 0 7,525 0
JOHNSON & JOHNSON Common Stock 478160104 54 500 SH   DFND 6 0 500 0
JOHNSON & JOHNSON Common Stock 478160104 544 5,030 SH   DFND 12 0 5,030 0
JOHNSON & JOHNSON Common Stock 478160104 8 75 SH   DFND 5 0 75 0
JOHNSON CONTROLS Common Stock 478366107 420 10,785 SH   SOLE   10,785 0 0
JOHNSON CONTROLS Common Stock 478366107 129 3,300 SH   DFND 7 0 3,300 0
JOHNSON CONTROLS Common Stock 478366107 189 4,852 SH   DFND 9 0 4,852 0
JOHNSON CONTROLS Common Stock 478366107 12 320 SH   DFND 6 0 320 0
JOHNSON CONTROLS Common Stock 478366107 15 375 SH   DFND 12 0 375 0
JOHNSON CONTROLS Common Stock 478366107 6 150 SH   DFND 5 0 150 0
JPMORGAN CHASE Common Stock 46625h100 243 4,100 SH   SOLE   4,100 0 0
KROGER Common Stock 501044101 239 6,250 SH   SOLE   6,250 0 0
KROGER Common Stock 501044101 56 1,460 SH   DFND 9 0 1,460 0
KROGER Common Stock 501044101 6 150 SH   DFND 5 0 150 0
MASTERCARD Common Stock 57636q104 701 7,415 SH   SOLE   7,415 0 0
MASTERCARD Common Stock 57636q104 250 2,650 SH   DFND 7 0 2,650 0
MASTERCARD Common Stock 57636q104 700 7,410 SH   DFND 9 0 7,410 0
MASTERCARD Common Stock 57636q104 19 200 SH   DFND 6 0 200 0
MASTERCARD Common Stock 57636q104 103 1,090 SH   DFND 12 0 1,090 0
MASTERCARD Common Stock 57636q104 9 100 SH   DFND 5 0 100 0
MERCK Common Stock 58933Y105 194 3,663 SH   SOLE   3,663 0 0
MERCK Common Stock 58933Y105 111 2,100 SH   DFND 9 0 2,100 0
MERCK Common Stock 58933Y105 334 6,320 SH   DFND 12 0 6,320 0
METTLER TOLEDO Common Stock 592688105 241 700 SH   SOLE   700 0 0
MICROSOFT CORP Common Stock 594918104 167 3,025 SH   SOLE   3,025 0 0
MICROSOFT CORP Common Stock 594918104 269 4,878 SH   DFND 9 0 4,878 0
MICROSOFT CORP Common Stock 594918104 155 2,800 SH   DFND 7 0 2,800 0
MICROSOFT CORP Common Stock 594918104 181 3,285 SH   DFND 12 0 3,285 0
MONSANTO Common Stock 61166W101 4 40 SH   SOLE   40 0 0
MONSANTO Common Stock 61166W101 76 870 SH   DFND 9 0 870 0
MONSANTO Common Stock 61166W101 44 500 SH   DFND 7 0 500 0
MONSANTO Common Stock 61166W101 122 1,390 SH   DFND 12 0 1,390 0
NESTLE SA ADR Common Stock 641069406 328 4,390 SH   SOLE   4,390 0 0
NESTLE SA ADR Common Stock 641069406 254 3,400 SH   DFND 7 0 3,400 0
NESTLE SA ADR Common Stock 641069406 613 8,215 SH   DFND 9 0 8,215 0
NESTLE SA ADR Common Stock 641069406 52 700 SH   DFND 6 0 700 0
NESTLE SA ADR Common Stock 641069406 300 4,020 SH   DFND 12 0 4,020 0
NESTLE SA ADR Common Stock 641069406 7 100 SH   DFND 5 0 100 0
NOVARTIS AG ADR Common Stock 66987V109 280 3,870 SH   SOLE   3,870 0 0
NOVARTIS AG ADR Common Stock 66987V109 192 2,650 SH   DFND 7 0 2,650 0
NOVARTIS AG ADR Common Stock 66987V109 468 6,455 SH   DFND 9 0 6,455 0
NOVARTIS AG ADR Common Stock 66987V109 43 600 SH   DFND 6 0 600 0
NOVARTIS AG ADR Common Stock 66987V109 83 1,151 SH   DFND 12 0 1,151 0
NOVARTIS AG ADR Common Stock 66987V109 6 80 SH   DFND 5 0 80 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 265 5,890 SH   SOLE   5,890 0 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 180 4,000 SH   DFND 7 0 4,000 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 337 7,495 SH   DFND 9 0 7,495 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 22 500 SH   DFND 6 0 500 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 181 4,015 SH   DFND 12 0 4,015 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 4 100 SH   DFND 5 0 100 0
NXP SEMICONDUCTORS Common Stock N6596X109 45 550 SH   SOLE   550 0 0
NXP SEMICONDUCTORS Common Stock N6596X109 179 2,205 SH   DFND 9 0 2,205 0
NXP SEMICONDUCTORS Common Stock N6596X109 105 1,300 SH   DFND 7 0 1,300 0
NXP SEMICONDUCTORS Common Stock N6596X109 24 300 SH   DFND 6 0 300 0
NXP SEMICONDUCTORS Common Stock N6596X109 4 50 SH   DFND 12 0 50 0
ORACLE Common Stock 68389x105 309 7,556 SH   SOLE   7,556 0 0
ORACLE Common Stock 68389x105 172 4,200 SH   DFND 7 0 4,200 0
ORACLE Common Stock 68389x105 261 6,380 SH   DFND 9 0 6,380 0
ORACLE Common Stock 68389x105 25 600 SH   DFND 6 0 600 0
ORACLE Common Stock 68389x105 86 2,100 SH   DFND 12 0 2,100 0
ORACLE Common Stock 68389x105 6 150 SH   DFND 5 0 150 0
PEPSICO Common Stock 713448108 341 3,325 SH   SOLE   3,325 0 0
PEPSICO Common Stock 713448108 354 3,450 SH   DFND 9 0 3,450 0
PEPSICO Common Stock 713448108 102 1,000 SH   DFND 7 0 1,000 0
PEPSICO Common Stock 713448108 527 5,140 SH   DFND 12 0 5,140 0
PERRIGO CO Common Stock G97822103 313 2,450 SH   SOLE   2,450 0 0
PERRIGO CO Common Stock G97822103 138 1,080 SH   DFND 9 0 1,080 0
PERRIGO CO Common Stock G97822103 102 800 SH   DFND 7 0 800 0
PERRIGO CO Common Stock G97822103 31 240 SH   DFND 6 0 240 0
PERRIGO CO Common Stock G97822103 5 40 SH   DFND 5 0 40 0
PETROSHALE INC Common Stock 71676H106 40 100,000 SH   DFND 7 0 100,000 0
PRAXAIR Common Stock 74005P104 160 1,400 SH   SOLE   1,400 0 0
PRAXAIR Common Stock 74005P104 62 540 SH   DFND 12 0 540 0
PROCTER & GAMBLE Common Stock 742718109 502 6,100 SH   SOLE   6,100 0 0
PROCTER & GAMBLE Common Stock 742718109 173 2,100 SH   DFND 7 0 2,100 0
PROCTER & GAMBLE Common Stock 742718109 620 7,535 SH   DFND 9 0 7,535 0
PROCTER & GAMBLE Common Stock 742718109 33 400 SH   DFND 6 0 400 0
PROCTER & GAMBLE Common Stock 742718109 333 4,050 SH   DFND 12 0 4,050 0
PROCTER & GAMBLE Common Stock 742718109 7 90 SH   DFND 5 0 90 0
QUALCOMM Common Stock 747525103 242 4,725 SH   SOLE   4,725 0 0
QUALCOMM Common Stock 747525103 204 3,985 SH   DFND 9 0 3,985 0
QUALCOMM Common Stock 747525103 20 400 SH   DFND 6 0 400 0
QUALCOMM Common Stock 747525103 40 775 SH   DFND 12 0 775 0
QUALCOMM Common Stock 747525103 6 110 SH   DFND 5 0 110 0
ROCHE HLDG LTD ADR Common Stock 771195104 323 10,550 SH   SOLE   10,550 0 0
ROCHE HLDG LTD ADR Common Stock 771195104 123 4,000 SH   DFND 7 0 4,000 0
ROCHE HLDG LTD ADR Common Stock 771195104 146 4,770 SH   DFND 9 0 4,770 0
ROCHE HLDG LTD ADR Common Stock 771195104 6 200 SH   DFND 12 0 200 0
ROCHE HLDG LTD ADR Common Stock 771195104 6 200 SH   DFND 5 0 200 0
ROCKWELL AUTOMATION Common Stock 773903109 148 1,300 SH   SOLE   1,300 0 0
ROCKWELL AUTOMATION Common Stock 773903109 182 1,600 SH   DFND 7 0 1,600 0
ROCKWELL AUTOMATION Common Stock 773903109 218 1,915 SH   DFND 9 0 1,915 0
ROCKWELL AUTOMATION Common Stock 773903109 23 200 SH   DFND 6 0 200 0
ROCKWELL AUTOMATION Common Stock 773903109 11 100 SH   DFND 12 0 100 0
ROCKWELL AUTOMATION Common Stock 773903109 6 50 SH   DFND 5 0 50 0
S P D R TRUST SER 1 Common Stock 78462F103 477 2,323 SH   SOLE   2,323 0 0
SCHLUMBERGER Common Stock 806857108 236 3,200 SH   SOLE   3,200 0 0
SCHLUMBERGER Common Stock 806857108 333 4,520 SH   DFND 9 0 4,520 0
SCHLUMBERGER Common Stock 806857108 88 1,200 SH   DFND 7 0 1,200 0
SCHLUMBERGER Common Stock 806857108 22 300 SH   DFND 6 0 300 0
SCHLUMBERGER Common Stock 806857108 319 4,320 SH   DFND 12 0 4,320 0
SCHLUMBERGER Common Stock 806857108 6 80 SH   DFND 5 0 80 0
STATE STREET Common Stock 857477103 118 2,013 SH   SOLE   2,013 0 0
STATE STREET Common Stock 857477103 271 4,625 SH   DFND 9 0 4,625 0
STATE STREET Common Stock 857477103 28 475 SH   DFND 12 0 475 0
STRYKER CORP Common Stock 863667101 389 3,625 SH   SOLE   3,625 0 0
TARGET CORP Common Stock 87612E106 204 2,480 SH   SOLE   2,480 0 0
TARGET CORP Common Stock 87612E106 111 1,350 SH   DFND 7 0 1,350 0
TARGET CORP Common Stock 87612E106 202 2,460 SH   DFND 9 0 2,460 0
TARGET CORP Common Stock 87612E106 20 240 SH   DFND 6 0 240 0
TARGET CORP Common Stock 87612E106 10 120 SH   DFND 12 0 120 0
TARGET CORP Common Stock 87612E106 6 75 SH   DFND 5 0 75 0
TJX COS Common Stock 872540109 385 4,914 SH   SOLE   4,914 0 0
UNILEVER PLC NEW ADR Common Stock 904767704 687 15,200 SH   SOLE   15,200 0 0
UNILEVER PLC NEW ADR Common Stock 904767704 154 3,400 SH   DFND 7 0 3,400 0
UNILEVER PLC NEW ADR Common Stock 904767704 204 4,520 SH   DFND 9 0 4,520 0
UNILEVER PLC NEW ADR Common Stock 904767704 3 75 SH   DFND 12 0 75 0
UNILEVER PLC NEW ADR Common Stock 904767704 7 150 SH   DFND 5 0 150 0
UNITED TECHNOLOGIES Common Stock 913017109 438 4,380 SH   SOLE   4,380 0 0
UNITED TECHNOLOGIES Common Stock 913017109 168 1,675 SH   DFND 7 0 1,675 0
UNITED TECHNOLOGIES Common Stock 913017109 443 4,421 SH   DFND 9 0 4,421 0
UNITED TECHNOLOGIES Common Stock 913017109 20 200 SH   DFND 6 0 200 0
UNITED TECHNOLOGIES Common Stock 913017109 143 1,430 SH   DFND 12 0 1,430 0
UNITED TECHNOLOGIES Common Stock 913017109 8 75 SH   DFND 5 0 75 0
VERIZON COMMUNICATIONS Common Stock 92343V104 208 3,841 SH   SOLE   3,841 0 0
VERIZON COMMUNICATIONS Common Stock 92343V104 49 900 SH   DFND 12 0 900 0
VERIZON COMMUNICATIONS Common Stock 92343V104 27 500 SH   DFND 9 0 500 0
VISA Common Stock 92826C839 321 4,196 SH   SOLE   4,196 0 0
WELLS FARGO Common Stock 949746101 248 5,125 SH   SOLE   5,125 0 0
XILINX Common Stock 983919101 173 3,650 SH   SOLE   3,650 0 0
XILINX Common Stock 983919101 95 2,000 SH   DFND 7 0 2,000 0
XILINX Common Stock 983919101 186 3,915 SH   DFND 9 0 3,915 0
XILINX Common Stock 983919101 19 400 SH   DFND 6 0 400 0
XILINX Common Stock 983919101 27 560 SH   DFND 12 0 560 0
XILINX Common Stock 983919101 7 150 SH   DFND 5 0 150 0
XYLEM INC Common Stock 98419M100 429 10,500 SH   SOLE   10,500 0 0
XYLEM INC Common Stock 98419M100 131 3,210 SH   DFND 9 0 3,210 0
XYLEM INC Common Stock 98419M100 102 2,500 SH   DFND 7 0 2,500 0
XYLEM INC Common Stock 98419M100 12 300 SH   DFND 12 0 300 0
XYLEM INC Common Stock 98419M100 8 200 SH   DFND 5 0 200 0
ABERDEEN EMERG MKTS INSTL Equity Mutual Fu 003021714 211 17,181 SH   SOLE   17,181 0 0
GMO RESOURCES FD CL III Equity Mutual Fu 362014102 311 23,640 SH   SOLE   23,640 0 0
VANGUARD EUROPEAN STOCK INDEX Equity Mutual Fu 922042809 204 3,357 SH   SOLE   3,357 0 0
VANGUARD PRECIOUS METALS AND M Equity Mutual Fu 921908208 95 11,553 SH   SOLE   11,553 0 0
VANGUARD SMALL CAP INDEX FD AD Equity Mutual Fu 922908686 311 5,814 SH   SOLE   5,814 0 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 322 6,314 SH   SOLE   6,314 0 0