The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,874 15,862 SH   SOLE   15,862 0 0
ABBOTT LABS COM 002824100 1,341 11,350 SH   DFND 7 0 11,350 0
ABBOTT LABS COM 002824100 103 875 SH   DFND 01,06 0 875 0
ABBOTT LABS COM 002824100 32 275 SH   DFND 6 0 275 0
ABBOTT LABS COM 002824100 524 4,440 SH   DFND 12 0 4,440 0
ABBOTT LABS COM 002824100 44 375 SH   DFND 5 0 375 0
ABBOTT LABS COM 002824100 154 1,300 SH   DFND 1 0 1,300 0
ABBVIE COM 00287Y109 155 1,439 SH   SOLE   1,439 0 0
ABBVIE COM 00287Y109 194 1,800 SH   DFND 12 0 1,800 0
ALPHABET INC CL A COM 02079K305 2,465 922 SH   SOLE   922 0 0
ALPHABET INC CL A COM 02079K305 1,617 605 SH   DFND 7 0 605 0
ALPHABET INC CL A COM 02079K305 112 42 SH   DFND 01,06 0 42 0
ALPHABET INC CL A COM 02079K305 32 12 SH   DFND 6 0 12 0
ALPHABET INC CL A COM 02079K305 725 271 SH   DFND 12 0 271 0
ALPHABET INC CL A COM 02079K305 78 29 SH   DFND 5 0 29 0
ALPHABET INC CL A COM 02079K305 134 50 SH   DFND 1 0 50 0
ALPHABET INC CL C COM 02079K107 546 205 SH   SOLE   205 0 0
ALPHABET INC CL C COM 02079K107 67 25 SH   DFND 1 0 25 0
AMAZON.COM COM 023135106 1,620 493 SH   SOLE   493 0 0
AMAZON.COM COM 023135106 1,035 315 SH   DFND 7 0 315 0
AMAZON.COM COM 023135106 82 25 SH   DFND 01,06 0 25 0
AMAZON.COM COM 023135106 26 8 SH   DFND 6 0 8 0
AMAZON.COM COM 023135106 404 123 SH   DFND 12 0 123 0
AMAZON.COM COM 023135106 49 15 SH   DFND 5 0 15 0
AMAZON.COM COM 023135106 197 60 SH   DFND 1 0 60 0
AMERICAN TOWER COM 03027X100 128 484 SH   SOLE   484 0 0
AMERICAN TOWER COM 03027X100 112 422 SH   DFND 1 0 422 0
ANALOG DEVICES COM 032654105 1,824 10,892 SH   SOLE   10,892 0 0
ANALOG DEVICES COM 032654105 1,373 8,200 SH   DFND 7 0 8,200 0
ANALOG DEVICES COM 032654105 84 500 SH   DFND 01,06 0 500 0
ANALOG DEVICES COM 032654105 40 240 SH   DFND 6 0 240 0
ANALOG DEVICES COM 032654105 551 3,290 SH   DFND 12 0 3,290 0
ANALOG DEVICES COM 032654105 50 300 SH   DFND 5 0 300 0
ANALOG DEVICES COM 032654105 184 1,100 SH   DFND 1 0 1,100 0
ANSYS INC COM 03662Q105 428 1,257 SH   SOLE   1,257 0 0
APPLE INC COM 037833100 2,810 19,859 SH   SOLE   19,859 0 0
APPLE INC COM 037833100 1,881 13,294 SH   DFND 7 0 13,294 0
APPLE INC COM 037833100 120 850 SH   DFND 01,06 0 850 0
APPLE INC COM 037833100 34 240 SH   DFND 6 0 240 0
APPLE INC COM 037833100 601 4,250 SH   DFND 12 0 4,250 0
APPLE INC COM 037833100 60 425 SH   DFND 5 0 425 0
APPLE INC COM 037833100 368 2,600 SH   DFND 1 0 2,600 0
APTARGROUP COM 038336103 1,459 12,223 SH   SOLE   12,223 0 0
APTARGROUP COM 038336103 662 5,550 SH   DFND 7 0 5,550 0
APTARGROUP COM 038336103 84 700 SH   DFND 01,06 0 700 0
APTARGROUP COM 038336103 29 240 SH   DFND 6 0 240 0
APTARGROUP COM 038336103 417 3,495 SH   DFND 12 0 3,495 0
APTARGROUP COM 038336103 36 300 SH   DFND 5 0 300 0
APTARGROUP COM 038336103 84 700 SH   DFND 1 0 700 0
AUTOMATIC DATA PROCESSING COM 053015103 1,843 9,219 SH   SOLE   9,219 0 0
AUTOMATIC DATA PROCESSING COM 053015103 1,364 6,825 SH   DFND 7 0 6,825 0
AUTOMATIC DATA PROCESSING COM 053015103 105 525 SH   DFND 01,06 0 525 0
AUTOMATIC DATA PROCESSING COM 053015103 30 150 SH   DFND 6 0 150 0
AUTOMATIC DATA PROCESSING COM 053015103 565 2,825 SH   DFND 12 0 2,825 0
AUTOMATIC DATA PROCESSING COM 053015103 54 270 SH   DFND 5 0 270 0
AUTOMATIC DATA PROCESSING COM 053015103 100 500 SH   DFND 1 0 500 0
BECTON DICKINSON COM 075887109 1,331 5,413 SH   SOLE   5,413 0 0
BECTON DICKINSON COM 075887109 805 3,275 SH   DFND 7 0 3,275 0
BECTON DICKINSON COM 075887109 49 200 SH   DFND 01,06 0 200 0
BECTON DICKINSON COM 075887109 25 100 SH   DFND 6 0 100 0
BECTON DICKINSON COM 075887109 348 1,415 SH   DFND 12 0 1,415 0
BECTON DICKINSON COM 075887109 41 165 SH   DFND 5 0 165 0
BECTON DICKINSON COM 075887109 147 600 SH   DFND 1 0 600 0
BERKSHIRE HATHAWAY CL B COM 084670702 370 1,356 SH   SOLE   1,356 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 254 930 SH   DFND 12 0 930 0
CANADIAN NATL RAILWAY COM 136375102 1,688 14,597 SH   SOLE   14,597 0 0
CANADIAN NATL RAILWAY COM 136375102 1,024 8,850 SH   DFND 7 0 8,850 0
CANADIAN NATL RAILWAY COM 136375102 116 1,000 SH   DFND 01,06 0 1,000 0
CANADIAN NATL RAILWAY COM 136375102 32 275 SH   DFND 6 0 275 0
CANADIAN NATL RAILWAY COM 136375102 515 4,449 SH   DFND 12 0 4,449 0
CANADIAN NATL RAILWAY COM 136375102 40 350 SH   DFND 5 0 350 0
CANADIAN NATL RAILWAY COM 136375102 197 1,700 SH   DFND 1 0 1,700 0
CHEVRON COM 166764100 180 1,779 SH   SOLE   1,779 0 0
CHEVRON COM 166764100 46 450 SH   DFND 01,06 0 450 0
CHEVRON COM 166764100 20 195 SH   DFND 6 0 195 0
CHEVRON COM 166764100 36 350 SH   DFND 5 0 350 0
CHEVRON COM 166764100 223 2,200 SH   DFND 1 0 2,200 0
CHURCH & DWIGHT COM 171340102 661 8,000 SH   SOLE   8,000 0 0
COLGATE-PALMOLIVE COM 194162103 72 949 SH   SOLE   949 0 0
COLGATE-PALMOLIVE COM 194162103 121 1,600 SH   DFND 12 0 1,600 0
COLGATE-PALMOLIVE COM 194162103 60 800 SH   DFND 1 0 800 0
CVS HEALTH COM 126650100 931 10,966 SH   SOLE   10,966 0 0
CVS HEALTH COM 126650100 170 2,000 SH   DFND 7 0 2,000 0
CVS HEALTH COM 126650100 55 650 SH   DFND 01,06 0 650 0
CVS HEALTH COM 126650100 24 285 SH   DFND 6 0 285 0
CVS HEALTH COM 126650100 293 3,447 SH   DFND 12 0 3,447 0
CVS HEALTH COM 126650100 34 400 SH   DFND 5 0 400 0
DANAHER CORP COM 235851102 2,424 7,962 SH   SOLE   7,962 0 0
DANAHER CORP COM 235851102 1,720 5,650 SH   DFND 7 0 5,650 0
DANAHER CORP COM 235851102 114 375 SH   DFND 01,06 0 375 0
DANAHER CORP COM 235851102 35 115 SH   DFND 6 0 115 0
DANAHER CORP COM 235851102 645 2,120 SH   DFND 12 0 2,120 0
DANAHER CORP COM 235851102 62 205 SH   DFND 5 0 205 0
DANAHER CORP COM 235851102 260 854 SH   DFND 1 0 854 0
DISNEY COM 254687106 1,740 10,286 SH   SOLE   10,286 0 0
DISNEY COM 254687106 880 5,200 SH   DFND 7 0 5,200 0
DISNEY COM 254687106 59 350 SH   DFND 01,06 0 350 0
DISNEY COM 254687106 36 210 SH   DFND 6 0 210 0
DISNEY COM 254687106 513 3,030 SH   DFND 12 0 3,030 0
DISNEY COM 254687106 42 250 SH   DFND 5 0 250 0
DISNEY COM 254687106 152 900 SH   DFND 1 0 900 0
FISERV COM 337738108 1,212 11,166 SH   SOLE   11,166 0 0
FISERV COM 337738108 879 8,100 SH   DFND 7 0 8,100 0
FISERV COM 337738108 76 700 SH   DFND 01,06 0 700 0
FISERV COM 337738108 24 220 SH   DFND 6 0 220 0
FISERV COM 337738108 368 3,390 SH   DFND 12 0 3,390 0
FISERV COM 337738108 38 350 SH   DFND 5 0 350 0
FISERV COM 337738108 141 1,300 SH   DFND 1 0 1,300 0
HOME DEPOT COM 437076102 1,219 3,713 SH   SOLE   3,713 0 0
HOME DEPOT COM 437076102 1,132 3,450 SH   DFND 7 0 3,450 0
HOME DEPOT COM 437076102 98 300 SH   DFND 01,06 0 300 0
HOME DEPOT COM 437076102 34 105 SH   DFND 6 0 105 0
HOME DEPOT COM 437076102 427 1,300 SH   DFND 12 0 1,300 0
HOME DEPOT COM 437076102 39 120 SH   DFND 5 0 120 0
HONEYWELL INTL COM 438516106 130 613 SH   SOLE   613 0 0
HONEYWELL INTL COM 438516106 554 2,610 SH   DFND 7 0 2,610 0
HONEYWELL INTL COM 438516106 48 225 SH   DFND 01,06 0 225 0
HONEYWELL INTL COM 438516106 30 140 SH   DFND 12 0 140 0
HONEYWELL INTL COM 438516106 3 15 SH   DFND 6 0 15 0
ILLINOIS TOOL WORKS COM 452308109 258 1,247 SH   SOLE   1,247 0 0
ILLINOIS TOOL WORKS COM 452308109 98 475 SH   DFND 12 0 475 0
ILLUMINA COM 452327109 1,047 2,582 SH   SOLE   2,582 0 0
ILLUMINA COM 452327109 791 1,950 SH   DFND 7 0 1,950 0
ILLUMINA COM 452327109 51 125 SH   DFND 01,06 0 125 0
ILLUMINA COM 452327109 16 40 SH   DFND 6 0 40 0
ILLUMINA COM 452327109 268 661 SH   DFND 12 0 661 0
ILLUMINA COM 452327109 41 100 SH   DFND 5 0 100 0
INTEL CORP COM 458140100 343 6,436 SH   SOLE   6,436 0 0
INTEL CORP COM 458140100 24 450 SH   DFND 01,06 0 450 0
INTEL CORP COM 458140100 8 150 SH   DFND 6 0 150 0
INTEL CORP COM 458140100 61 1,150 SH   DFND 12 0 1,150 0
INTEL CORP COM 458140100 144 2,700 SH   DFND 7 0 2,700 0
JOHNSON & JOHNSON COM 478160104 1,740 10,773 SH   SOLE   10,773 0 0
JOHNSON & JOHNSON COM 478160104 977 6,050 SH   DFND 7 0 6,050 0
JOHNSON & JOHNSON COM 478160104 105 650 SH   DFND 01,06 0 650 0
JOHNSON & JOHNSON COM 478160104 31 190 SH   DFND 6 0 190 0
JOHNSON & JOHNSON COM 478160104 510 3,160 SH   DFND 12 0 3,160 0
JOHNSON & JOHNSON COM 478160104 41 255 SH   DFND 5 0 255 0
JOHNSON & JOHNSON COM 478160104 129 800 SH   DFND 1 0 800 0
JPMORGAN CHASE COM 46625H100 202 1,235 SH   SOLE   1,235 0 0
JPMORGAN CHASE COM 46625H100 428 2,615 SH   DFND 7 0 2,615 0
KONINKLIJKE DSM NV COM 780249108 759 15,190 SH   SOLE   15,190 0 0
KONINKLIJKE DSM NV COM 780249108 625 12,500 SH   DFND 7 0 12,500 0
KONINKLIJKE DSM NV COM 780249108 51 1,030 SH   DFND 01,06 0 1,030 0
KONINKLIJKE DSM NV COM 780249108 21 425 SH   DFND 6 0 425 0
KONINKLIJKE DSM NV COM 780249108 324 6,475 SH   DFND 12 0 6,475 0
KONINKLIJKE DSM NV COM 780249108 42 850 SH   DFND 5 0 850 0
KONINKLIJKE DSM NV COM 780249108 75 1,500 SH   DFND 1 0 1,500 0
MARSH & MCLENNAN COM 571748102 5 35 SH   SOLE   35 0 0
MARSH & MCLENNAN COM 571748102 205 1,355 SH   DFND 7 0 1,355 0
MASTERCARD COM 57636Q104 1,989 5,720 SH   SOLE   5,720 0 0
MASTERCARD COM 57636Q104 1,443 4,150 SH   DFND 7 0 4,150 0
MASTERCARD COM 57636Q104 97 280 SH   DFND 01,06 0 280 0
MASTERCARD COM 57636Q104 31 90 SH   DFND 6 0 90 0
MASTERCARD COM 57636Q104 513 1,475 SH   DFND 12 0 1,475 0
MASTERCARD COM 57636Q104 49 140 SH   DFND 5 0 140 0
MASTERCARD COM 57636Q104 104 300 SH   DFND 1 0 300 0
MERCK COM 58933Y105 62 820 SH   SOLE   820 0 0
MERCK COM 58933Y105 83 1,100 SH   DFND 12 0 1,100 0
MERCK COM 58933Y105 146 1,950 SH   DFND 7 0 1,950 0
METTLER TOLEDO COM 592688105 551 400 SH   SOLE   400 0 0
MICROSOFT CORP COM 594918104 1,551 5,503 SH   SOLE   5,503 0 0
MICROSOFT CORP COM 594918104 1,473 5,225 SH   DFND 7 0 5,225 0
MICROSOFT CORP COM 594918104 99 350 SH   DFND 01,06 0 350 0
MICROSOFT CORP COM 594918104 37 130 SH   DFND 6 0 130 0
MICROSOFT CORP COM 594918104 633 2,245 SH   DFND 12 0 2,245 0
MICROSOFT CORP COM 594918104 54 190 SH   DFND 5 0 190 0
MICROSOFT CORP COM 594918104 276 979 SH   DFND 1 0 979 0
NESTLE SA ADR COM 641069406 1,623 13,504 SH   SOLE   13,504 0 0
NESTLE SA ADR COM 641069406 811 6,750 SH   DFND 7 0 6,750 0
NESTLE SA ADR COM 641069406 114 950 SH   DFND 01,06 0 950 0
NESTLE SA ADR COM 641069406 32 270 SH   DFND 6 0 270 0
NESTLE SA ADR COM 641069406 507 4,214 SH   DFND 12 0 4,214 0
NESTLE SA ADR COM 641069406 60 500 SH   DFND 5 0 500 0
NESTLE SA ADR COM 641069406 144 1,200 SH   DFND 1 0 1,200 0
NIKE INC CLASS B COM 654106103 775 5,336 SH   SOLE   5,336 0 0
NIKE INC CLASS B COM 654106103 683 4,700 SH   DFND 7 0 4,700 0
NIKE INC CLASS B COM 654106103 40 275 SH   DFND 01,06 0 275 0
NIKE INC CLASS B COM 654106103 17 115 SH   DFND 6 0 115 0
NIKE INC CLASS B COM 654106103 291 2,005 SH   DFND 12 0 2,005 0
NIKE INC CLASS B COM 654106103 33 225 SH   DFND 5 0 225 0
NIKE INC CLASS B COM 654106103 109 750 SH   DFND 1 0 750 0
NOVARTIS AG ADR COM 66987V109 839 10,256 SH   SOLE   10,256 0 0
NOVARTIS AG ADR COM 66987V109 658 8,050 SH   DFND 7 0 8,050 0
NOVARTIS AG ADR COM 66987V109 74 900 SH   DFND 01,06 0 900 0
NOVARTIS AG ADR COM 66987V109 27 335 SH   DFND 6 0 335 0
NOVARTIS AG ADR COM 66987V109 287 3,515 SH   DFND 12 0 3,515 0
NOVARTIS AG ADR COM 66987V109 12 150 SH   DFND 5 0 150 0
NOVARTIS AG ADR COM 66987V109 123 1,500 SH   DFND 1 0 1,500 0
NOVOZYMES A S DKK 2.0 COM B798FW902 617 9,024 SH   SOLE   9,024 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 17 250 SH   DFND 01,06 0 250 0
NOVOZYMES A S DKK 2.0 COM B798FW902 191 2,800 SH   DFND 7 0 2,800 0
NOVOZYMES A S DKK 2.0 COM B798FW902 7 100 SH   DFND 6 0 100 0
NOVOZYMES A S DKK 2.0 COM B798FW902 48 700 SH   DFND 12 0 700 0
NVIDIA CORP COM 67066G104 96 464 SH   SOLE   464 0 0
NVIDIA CORP COM 67066G104 684 3,300 SH   DFND 7 0 3,300 0
NVIDIA CORP COM 67066G104 145 700 SH   DFND 1 0 700 0
ORSTED A S COM BYT16L900 211 1,600 SH   SOLE   1,600 0 0
ORSTED A S COM BYT16L900 229 1,735 SH   DFND 12 0 1,735 0
ORSTED A S COM BYT16L900 132 1,000 SH   DFND 7 0 1,000 0
PAYPAL HOLDINGS COM 70450Y103 948 3,645 SH   SOLE   3,645 0 0
PAYPAL HOLDINGS COM 70450Y103 1,028 3,950 SH   DFND 7 0 3,950 0
PAYPAL HOLDINGS COM 70450Y103 78 300 SH   DFND 01,06 0 300 0
PAYPAL HOLDINGS COM 70450Y103 25 95 SH   DFND 6 0 95 0
PAYPAL HOLDINGS COM 70450Y103 437 1,680 SH   DFND 12 0 1,680 0
PAYPAL HOLDINGS COM 70450Y103 20 75 SH   DFND 5 0 75 0
PAYPAL HOLDINGS COM 70450Y103 175 671 SH   DFND 1 0 671 0
PEPSICO COM 713448108 263 1,750 SH   SOLE   1,750 0 0
PEPSICO COM 713448108 102 675 SH   DFND 12 0 675 0
PROCTER & GAMBLE COM 742718109 1,778 12,716 SH   SOLE   12,716 0 0
PROCTER & GAMBLE COM 742718109 807 5,775 SH   DFND 7 0 5,775 0
PROCTER & GAMBLE COM 742718109 122 875 SH   DFND 01,06 0 875 0
PROCTER & GAMBLE COM 742718109 34 240 SH   DFND 6 0 240 0
PROCTER & GAMBLE COM 742718109 556 3,980 SH   DFND 12 0 3,980 0
PROCTER & GAMBLE COM 742718109 63 450 SH   DFND 5 0 450 0
PROCTER & GAMBLE COM 742718109 140 1,000 SH   DFND 1 0 1,000 0
RAYTHEON TECHNOLOGIES COM 75513E101 1,118 13,002 SH   SOLE   13,002 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 733 8,525 SH   DFND 7 0 8,525 0
RAYTHEON TECHNOLOGIES COM 75513E101 73 850 SH   DFND 01,06 0 850 0
RAYTHEON TECHNOLOGIES COM 75513E101 34 400 SH   DFND 6 0 400 0
RAYTHEON TECHNOLOGIES COM 75513E101 385 4,480 SH   DFND 12 0 4,480 0
RAYTHEON TECHNOLOGIES COM 75513E101 43 500 SH   DFND 5 0 500 0
RAYTHEON TECHNOLOGIES COM 75513E101 146 1,700 SH   DFND 1 0 1,700 0
ROCKWELL AUTOMATION COM 773903109 1,125 3,825 SH   SOLE   3,825 0 0
ROCKWELL AUTOMATION COM 773903109 889 3,025 SH   DFND 7 0 3,025 0
ROCKWELL AUTOMATION COM 773903109 59 200 SH   DFND 01,06 0 200 0
ROCKWELL AUTOMATION COM 773903109 37 125 SH   DFND 6 0 125 0
ROCKWELL AUTOMATION COM 773903109 400 1,360 SH   DFND 12 0 1,360 0
ROCKWELL AUTOMATION COM 773903109 51 175 SH   DFND 5 0 175 0
ROCKWELL AUTOMATION COM 773903109 206 700 SH   DFND 1 0 700 0
STRYKER CORP COM 863667101 479 1,815 SH   SOLE   1,815 0 0
TEXAS INSTRUMENTS COM 882508104 9 46 SH   SOLE   46 0 0
TEXAS INSTRUMENTS COM 882508104 192 1,000 SH   DFND 7 0 1,000 0
THERMO FISHER SCIENTIFIC COM 883556102 63 111 SH   SOLE   111 0 0
THERMO FISHER SCIENTIFIC COM 883556102 229 400 SH   DFND 1 0 400 0
TJX COS COM 872540109 1,258 19,068 SH   SOLE   19,068 0 0
TJX COS COM 872540109 686 10,400 SH   DFND 7 0 10,400 0
TJX COS COM 872540109 46 700 SH   DFND 01,06 0 700 0
TJX COS COM 872540109 18 280 SH   DFND 6 0 280 0
TJX COS COM 872540109 315 4,770 SH   DFND 12 0 4,770 0
TJX COS COM 872540109 40 600 SH   DFND 5 0 600 0
TJX COS COM 872540109 79 1,200 SH   DFND 1 0 1,200 0
UNILEVER PLC NEW ADR COM 904767704 1,024 18,889 SH   SOLE   18,889 0 0
UNILEVER PLC NEW ADR COM 904767704 792 14,600 SH   DFND 7 0 14,600 0
UNILEVER PLC NEW ADR COM 904767704 62 1,135 SH   DFND 01,06 0 1,135 0
UNILEVER PLC NEW ADR COM 904767704 28 525 SH   DFND 6 0 525 0
UNILEVER PLC NEW ADR COM 904767704 377 6,945 SH   DFND 12 0 6,945 0
UNILEVER PLC NEW ADR COM 904767704 57 1,050 SH   DFND 5 0 1,050 0
UNILEVER PLC NEW ADR COM 904767704 108 2,000 SH   DFND 1 0 2,000 0
UNION PACIFIC COM 907818108 66 338 SH   SOLE   338 0 0
UNION PACIFIC COM 907818108 69 350 SH   DFND 01,06 0 350 0
UNION PACIFIC COM 907818108 250 1,275 SH   DFND 12 0 1,275 0
UNITED HEALTH GROUP COM 91324P102 849 2,172 SH   SOLE   2,172 0 0
UNITED HEALTH GROUP COM 91324P102 772 1,975 SH   DFND 7 0 1,975 0
UNITED HEALTH GROUP COM 91324P102 43 110 SH   DFND 01,06 0 110 0
UNITED HEALTH GROUP COM 91324P102 16 40 SH   DFND 6 0 40 0
UNITED HEALTH GROUP COM 91324P102 330 845 SH   DFND 12 0 845 0
UNITED HEALTH GROUP COM 91324P102 43 110 SH   DFND 5 0 110 0
UNITED HEALTH GROUP COM 91324P102 98 250 SH   DFND 1 0 250 0
VISA COM 92826C839 654 2,934 SH   SOLE   2,934 0 0
VISA COM 92826C839 111 500 SH   DFND 1 0 500 0
WASTE MANAGEMENT INC COM 94106L109 437 2,929 SH   SOLE   2,929 0 0
WASTE MANAGEMENT INC COM 94106L109 508 3,400 SH   DFND 7 0 3,400 0
XILINX COM 983919101 1,487 9,848 SH   SOLE   9,848 0 0
XILINX COM 983919101 947 6,275 SH   DFND 7 0 6,275 0
XILINX COM 983919101 32 215 SH   DFND 6 0 215 0
XILINX COM 983919101 411 2,720 SH   DFND 12 0 2,720 0
XILINX COM 983919101 49 325 SH   DFND 5 0 325 0
XILINX COM 983919101 128 850 SH   DFND 1 0 850 0
XYLEM INC COM 98419M100 1,581 12,784 SH   SOLE   12,784 0 0
XYLEM INC COM 98419M100 847 6,850 SH   DFND 7 0 6,850 0
XYLEM INC COM 98419M100 23 190 SH   DFND 6 0 190 0
XYLEM INC COM 98419M100 315 2,550 SH   DFND 12 0 2,550 0
XYLEM INC COM 98419M100 49 400 SH   DFND 5 0 400 0
XYLEM INC COM 98419M100 124 1,000 SH   DFND 1 0 1,000 0
AB TRUST AB DISCOVERY VALUE FU Equity Mutual Fu 018914408 2,129 80,510 SH   SOLE   80,510 0 0
ABERDEEN EMERG MKTS INSTL Equity Mutual Fu 003021714 467 23,411 SH   DFND 7 0 23,411 0
AMERICAN BEACON SHAPIRO EQUITY Equity Mutual Fu 024526493 261 16,653 SH   SOLE   16,653 0 0
ARTISAN INTERNATIONAL SMALLMID Equity Mutual Fu 04314H576 1,497 69,766 SH   SOLE   69,766 0 0
BROWN ADVISORY SUSTAINABLE GRO Equity Mutual Fu 115233207 268 5,720 SH   SOLE   5,720 0 0
DELAWARE EMERGING MARKETS FUND Equity Mutual Fu 245914817 805 32,615 SH   SOLE   32,615 0 0
DODGE & COX STOCK FUND Equity Mutual Fu 256219106 217 918 SH   SOLE   918 0 0
FIDELITY TOTAL MARKET INDEX FU Equity Mutual Fu 315911693 494 3,988 SH   DFND 5 0 3,988 0
FPA CRESCENT FUND Equity Mutual Fu 30254T759 203 5,135 SH   DFND 7 0 5,135 0
MATTHEWS ASIA DIVIDEND FUND Equity Mutual Fu 577125107 500 22,361 SH   SOLE   22,361 0 0
MFS GLOBAL EQUITY FUND Equity Mutual Fu 552986861 949 15,799 SH   SOLE   15,799 0 0
OAKMARK INTL FD Equity Mutual Fu 413838202 1,242 43,791 SH   DFND 7 0 43,791 0
RBC EMERGING MARKETS EQUITY FU Equity Mutual Fu 74926P316 296 21,558 SH   SOLE   21,558 0 0
ROBECO BOSTON PARTNERS LONG SH Equity Mutual Fu 74925K581 218 12,962 SH   DFND 7 0 12,962 0
T ROWE PRICE INST LARGE-CAP GR Equity Mutual Fu 45775L408 1,880 26,458 SH   SOLE   26,458 0 0
VANGUARD PACIFIC STOCK INDEX F Equity Mutual Fu 922042700 271 2,701 SH   SOLE   2,701 0 0
VANGUARD SMALL CAP INDEX FD AD Equity Mutual Fu 922908686 303 2,889 SH   SOLE   2,889 0 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 324 2,998 SH   SOLE   2,998 0 0
WALTHAUSEN FOCUSED SMALL CAP V Equity Mutual Fu 933310203 606 42,832 SH   DFND 7 0 42,832 0
WCM FOCUSED INTERNATIONAL GROW Equity Mutual Fu 461418444 2,190 79,857 SH   SOLE   79,857 0 0