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Consolidated Statements of Cash Flows - USD ($)
3 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Cash flows from operating activities:    
Net earnings $ 44,840 $ 76,565
Adjustments to reconcile net earnings to net cash provided by operating activities:    
Depreciation 22,773 20,954
Provision for (credit to) loan losses (11,700) (23,000)
Provision for losses on foreclosed real estste 11,715 23,000
ESOP expense 14,828 12,013
Amortization of deferred loan fees, net (8,076) (4,168)
(Increase) decrease in accrued interest receivable 20,641 (7,712)
Decrease (increase) in other assets 50,758 413,513
Increase (decrease) in:    
Accrued interest payable on deposits 13,041 (215)
Other liabilities (8,130) 1,801
Income taxes payable 0 53,739
Net cash provided by operating activities 150,690 566,490
Cash flows from investing activities:    
Net increase (decrease) in loans receivable 743,396 (634,783)
Purchase of premises and equipment 0 (1,667)
Proceeds from sale of (additions to) foreclosed real estate (13,606) 2,095
Net cash provided by (used for) investing activities 729,790 (634,355)
Cash flows from financing activities:    
Net (decrease) increase in deposits 2,610,760 (4,289,873)
Increase (decrease) in advances from borrowers for taxes and insurance (110,176) 99,865
Proceeds from sale of common stock 0 2,614,275
Net cash provided by (used for) financing activities 2,500,584 (1,575,733)
Net increase (decrease) in cash and cash equivalents 3,381,064 (1,643,598)
Cash and cash equivalents at beginning of period 16,720,008 16,647,828
Cash and cash equivalents at end of period 20,101,072 15,004,230
Supplemental disclosures - cash paid:    
Interest on deposits and advances from FHLBC 191,835 170,045
Federal and state income taxes 0 0
Noncash transactions:    
Real estate acquired in settlement of loans 0 0
Financing of foreclosed real estate 154,000 0
Retirement of treasury stock $ 0 $ 85,638