Consolidated Balance Sheets - USD ($)	Jun. 30, 2015	Mar. 31, 2015
Assets
Cash and due from banks	$ 3,933,428	$ 3,596,926
Federal funds sold	14,150,000	11,580,000
FHLB daily investment account	2,017,644	1,543,082
Cash and cash equivalents	20,101,072	16,720,008
Stock in Federal Home Loan Bank of Chicago ("FHLBC")	1,165,513	1,165,513
Loans receivable, net of allowance for losses of $230,403 and $242,103	74,894,126	75,463,746
Premises and equipment, net	1,175,686	1,198,459
Foreclosed real estate	282,258	434,367
Accrued interest receivable on loans	236,935	257,576
Other assets	281,192	331,950
Total assets	98,136,782	95,571,619
Liabilities and Stockholders' Equity
Deposits	78,901,721	76,290,961
Accrued interest payable on deposits	63,111	50,070
Advances from FHLBC	5,000,000	5,000,000
Advances from borrowers for taxes and insurance	318,309	428,485
Other liabilities	289,550	297,680
Deferred tax liability	220,108	220,108
Total liabilities	$ 84,792,799	$ 82,287,304
Commitments and contingencies
Stockholders' equity:
Preferred stock, $.01 par value, 1,000,000 shares authorized; none issued or outstanding	$ 0	$ 0
Common stock, $.01 par value, 14,000,000 shares authorized and 949,245 shares issued and outstanding at June 30, 2015 and March 31, 2015	9,492	9,492
Additional paid-in capital	6,128,044	6,124,848
Common stock acquired by Employee Stock Ownership Plan ("ESOP")	(420,895)	(432,527)
Retained earnings - substantially restricted	7,627,342	7,582,502
Total stockholders' equity	13,343,983	13,284,315
Total liabilities and stockholders' equity	$ 98,136,782	$ 95,571,619