Concentration of Credit Risk

3 Months Ended

Jun. 30, 2015

Risks and Uncertainties [Abstract]

Concentration Risk Disclosure [Text Block]

Note 7. Concentration of Credit Risk

The Bank originates loans to the general public, which includes military personnel and civilian employees of Scott Air Force Base, located in Belleville, Illinois. This concentration of credit risk could unfavorably impact the level of credit risk of the Bank should events occur, such as employment curtailments, temporary layoffs or other events. Management believes that the secured nature of the majority of these loans mitigates this risk based upon current economic conditions.