SCHEDULE 13G 0001591377 XXXXXXXX LIVE Common Stock, par value $.01 per share 12/31/2025 0001978811 Gouverneur Bancorp, Inc. 38358M109 42 Church Street Gouverneur NY 13642 Rule 13d-1(d) Oppenheimer-Spence Financial Services Parternship, LP DE 60823 0 60823 0 60823 5.81 PN Oppvest, LLC DE 60823 0 60823 0 60823 5.81 OO IA Carl K. Oppenheimer X1 60823 0 60823 0 60823 5.81 IN Oppenheimer + Close, LLC DE 60823 0 60823 0 60823 5.81 IN Gouverneur Bancorp, Inc. 42 Church Street, Gouverneur, NEW YORK 13642 Oppenheimer-Spence Financial Services Partnership, LP Oppvest, LLC Carl K. Oppenheimer 119 West 57th Street Suite 1515 New York, NY 10019 Delaware Delaware USA Y 60,823 60,823 60,823 60,823 5.8% 5.8% 5.8% 5.8 60,823 60,823 60,823 60,823 0 0 0 0 60,823 60,823 60,823 60,823 0 0 0 0 Y Y Y Y Y Y Oppenheimer-Spence Financial Services Parternship, LP Carl K. Oppenheimer 02/10/2026 Oppvest, LLC Carl K. Oppenheimer 02/10/2026 Carl K. Oppenheimer Carl K. Oppenheimer 02/10/2026 Oppenheimer + Close, LLC Carl K. Oppenheimer 02/10/2026