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Consolidated Statements of Cash Flows - USD ($)
6 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Cash Flows from Operating Activities    
Net income (loss) $ 1,608,000 $ (970,000)
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:    
Depreciation 390,000 483,000
Provision for Loan Losses 255,000 450,000
Granting of stock options 21,000 16,000
Net amortization of premiums on securities available for sale 279,000 222,000
Net realized loss from write-down or sale of foreclosed real estate and other assets 63,000 67,000
Net realized (gain) loss on sale or calls of securities available for sale (332,000) 41,000
Amortization of purchase adjustments on loans (270,000) (128,000)
Amortization of intangible assets 155,000 134,000
Deferred income taxes 384,000 (599,000)
Proceeds from sale of mortgage loans 10,877,000 9,831,000
Net gain on sale of mortgage loans (182,000) (194,000)
Mortgage loans originated for sale (9,919,000) (10,577,000)
Earnings on cash value of life insurance, net (158,000) (125,000)
(Increase) decrease in accrued interest receivable and other assets (342,000) (589,000)
Increase (decrease) in accrued interest payable and other liabilities (141,000) 1,661,000
Net Cash Provided by (Used in) Operating Activities 2,688,000 (275,000)
Cash Flows from Investing Activities    
Net maturities of interest bearing time deposits 991,000 1,000
Securities available for sale:    
Purchases (31,265,000) (5,964,000)
Proceeds from maturities, calls and principal repayments 5,052,000 3,766,000
Proceeds from sales 28,619,000  
Proceeds from the sale of foreclosed real estate 1,020,000 1,002,000
Net (increase) decrease in restricted investments in bank stock 1,727,000 (313,000)
Net (increase) decrease in loans 9,571,000 (9,384,000)
Acquisition of customer list intangible assets (244,000)  
Purchases of premises and equipment (253,000) (194,000)
Acquisition of goodwill (651,000)  
Purchase of life insurance (27,000) (27,000)
Net Cash Provided by (Used in) Investing Activities 14,540,000 (11,113,000)
Cash Flows from Financing Activities    
Net increase (decrease) in deposits 13,105,000 9,550,000
Increase (decrease) in short-term borrowings (38,506,000) 9,500,000
Proceeds from long-term debt 2,050,000  
Repayment of long-term debt (65,000) (5,000,000)
Payment of capital lease   (1,655,000)
Issuance of common stock to DRP, 401k and ESPP plans 174,000 13,000
Dividends paid (884,000) (746,000)
Net Cash Provided by (Used in) Financing Activities (24,126,000) 11,662,000
Net Increase (Decrease) in Cash and Cash Equivalents (6,898,000) 274,000
Cash and Cash Equivalents - Beginning 21,697,000 14,580,000
Cash and Cash Equivalents - Ending 14,799,000 14,854,000
Supplemental Disclosures of Cash Flows Information    
Interest paid 1,136,000 1,051,000
Income taxes paid   275,000
Supplemental Schedule of Noncash Investing and Financing Activities    
Other real estate acquired in settlement of loans $ 1,040,000 $ 394,000