Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Assets
Cash and due from banks	$ 6,193	$ 14,679
Interest bearing deposits	8,606	7,018
Cash and cash equivalents	14,799	21,697
Interest bearing time deposits with banks		991
Investment securities available for sale	74,253	75,850
Mortgage loans held for sale	318	1,094
Loans, net of allowance for loan losses of $3,609 - 2016; $4,365 - 2015	394,884	405,480
Premises and equipment	12,236	12,373
Accrued interest receivable	1,586	1,594
Restricted investments in bank stocks	588	2,315
Cash value of life insurance	11,949	11,764
Foreclosed assets	842	885
Goodwill	5,408	4,757
Intangible assets	1,593	1,501
Deferred tax assets	6,803	7,444
Other assets	2,054	1,704
Total Assets	527,313	549,449
Deposits:
Demand, non-interest bearing	70,230	70,106
Demand, interest bearing	137,615	131,564
Savings and money market	123,186	110,526
Time	130,416	136,146
Total deposits	461,447	448,342
Short-term borrowings	4,069	42,575
Long-term borrowings	11,335	9,350
Accrued interest payable	221	236
Other liabilities	6,520	6,643
Total Liabilities	483,592	507,146
Shareholders' Equity
Preferred stock, 2016 and 2015, no par value; authorized 3,000,000 shares
Common stock, 2016 and 2015, no par value; authorized 5,000,000 shares; issued and outstanding 2016 3,220,934 shares; 2015 3,205,544 shares	22,077	22,077
Surplus	6,979	6,784
Retained earnings	14,274	13,550
Accumulated other comprehensive income (loss)	391	(108)
Total Shareholders' Equity	43,721	42,303
Total Liabilities and Shareholders' Equity	$ 527,313	$ 549,449