The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AbbVie Inc. COM 00287Y109 307 2,288 SH   SOLE   0 0 2,288
Accenture plc COM G1151C101 203 789 SH   SOLE   0 0 789
Allstate Corporation COM 020002101 510 4,093 SH   SOLE   0 0 4,093
Alphabet Inc. Cl C COM 02079K107 379 3,941 SH   SOLE   0 0 3,941
Amazon.com Inc. COM 023135106 206 1,820 SH   SOLE   0 0 1,820
Apple Inc. COM 037833100 2,413 17,459 SH   SOLE   0 0 17,459
Armada Hoffler Properties Inc. COM 04208T108 253 24,400 SH   SOLE   0 0 24,400
Bank of America Corp. COM 060505104 276 9,144 SH   SOLE   0 0 9,144
Berkshire Hathaway Inc. COM 084670702 539 2,020 SH   SOLE   0 0 2,020
Bristol-Myers Squibb Co. COM 110122108 233 3,279 SH   SOLE   0 0 3,279
Cadence Bank COM 12740C103 1,438 56,597 SH   SOLE   0 0 56,597
Cisco Systems Inc. COM 17275R102 217 5,423 SH   SOLE   0 0 5,423
Coca-Cola Co. COM 191216100 560 9,993 SH   SOLE   0 0 9,993
Costco Wholesale Corp. COM 22160K105 291 616 SH   SOLE   0 0 616
Danaher Corp. COM 235851102 213 824 SH   SOLE   0 0 824
Discover Financial Services COM 254709108 273 3,001 SH   SOLE   0 0 3,001
Duke Energy Corp. COM 26441C204 391 4,199 SH   SOLE   0 0 4,199
Exxon Mobil Corp. COM 30231G102 606 6,943 SH   SOLE   0 0 6,943
FactSet Research Systems Inc. COM 303075105 200 500 SH   SOLE   0 0 500
First Trust NASDAQ Clean Edge Green Energy Idx EFT COM 33733E500 240 4,209 SH   SOLE   0 0 4,209
Global Payments Inc. COM 37940X102 253 2,346 SH   SOLE   0 0 2,346
Home Depot Inc. COM 437076102 624 2,261 SH   SOLE   0 0 2,261
IBM Corp. COM 459200101 238 2,005 SH   SOLE   0 0 2,005
Invesco FTSE RAFI US 1000 ETF COM 46137V613 60,022 432,526 SH   SOLE   0 0 432,526
Invesco FTSE RAFI US 1500 Small-Mid ETF COM 46137V597 22,338 153,303 SH   SOLE   0 0 153,303
Invesco S&P 500 Equal Weight Technology ETF COM 46137V282 215 948 SH   SOLE   0 0 948
iShares 0-5 Year TIPS Bond ETF COM 46429B747 19,275 200,547 SH   SOLE   0 0 200,547
iShares Cohen & Steers REIT ETF COM 464287564 211 3,941 SH   SOLE   0 0 3,941
iShares Core MSCI EAFE ETF COM 46432F842 6,045 114,771 SH   SOLE   0 0 114,771
iShares Core MSCI Emerging Markets ETF COM 46434G103 2,635 61,314 SH   SOLE   0 0 61,314
iShares Core MSCI Intl Developed Markets ETF COM 46435G326 3,370 69,748 SH   SOLE   0 0 69,748
iShares Core S&P 500 ETF COM 464287200 995 2,775 SH   SOLE   0 0 2,775
iShares Core U.S. Aggregate Bond ETF COM 464287226 7,221 74,950 SH   SOLE   0 0 74,950
iShares ESG MSCI EAFE ETF COM 46435G516 234 4,173 SH   SOLE   0 0 4,173
iShares Gold Trust ETF COM 464285204 237 7,516 SH   SOLE   0 0 7,516
iShares MSCI EAFE ETF COM 464287465 22,632 404,072 SH   SOLE   0 0 404,072
iShares MSCI Emerging Markets ETF COM 464287234 7,091 203,287 SH   SOLE   0 0 203,287
iShares MSCI KLD 400 Social ETF COM 464288570 1,133 16,916 SH   SOLE   0 0 16,916
iShares Russell 1000 ETF COM 464287622 71,312 361,385 SH   SOLE   0 0 361,385
iShares Russell 1000 Growth ETF COM 464287614 5,227 24,841 SH   SOLE   0 0 24,841
iShares Russell 1000 Value ETF COM 464287598 4,366 32,106 SH   SOLE   0 0 32,106
iShares Russell 2000 ETF COM 464287655 7,695 46,657 SH   SOLE   0 0 46,657
iShares Russell 2000 Growth ETF COM 464287648 231 1,120 SH   SOLE   0 0 1,120
iShares Russell Mid-Cap ETF COM 464287499 250 4,019 SH   SOLE   0 0 4,019
iShares Russell Mid-Cap Value ETF COM 464287473 240 2,497 SH   SOLE   0 0 2,497
iShares S&P 500 Growth ETF COM 464287309 597 10,318 SH   SOLE   0 0 10,318
iShares Select Dividend ETF COM 464287168 323 3,015 SH   SOLE   0 0 3,015
iShares TIPS Bond ETF COM 464287176 1,655 15,778 SH   SOLE   0 0 15,778
iShares Treasury Floating Rate Bond ETF COM 46434V860 2,085 41,286 SH   SOLE   0 0 41,286
iShares U.S. Healthcare ETF COM 464287762 225 888 SH   SOLE   0 0 888
Johnson & Johnson Inc. COM 478160104 431 2,636 SH   SOLE   0 0 2,636
JPMorgan Chase & Co. COM 46625H100 270 2,581 SH   SOLE   0 0 2,581
JPMorgan Ultra-Short Income ETF COM 46641Q837 16,239 323,751 SH   SOLE   0 0 323,751
Lowes Companies, Inc. COM 548661107 249 1,325 SH   SOLE   0 0 1,325
Microsoft Corp. COM 594918104 1,884 8,088 SH   SOLE   0 0 8,088
Morgan Stanley COM 617446448 432 5,471 SH   SOLE   0 0 5,471
PepsiCo Inc. COM 713448108 242 1,483 SH   SOLE   0 0 1,483
PIMCO 1-5 Year U.S. TIPS Index ETF COM 72201R205 929 18,808 SH   SOLE   0 0 18,808
PIMCO Enhanced Short Maturity Active ETF COM 72201R833 14,457 146,240 SH   SOLE   0 0 146,240
Procter & Gamble Co. COM 742718109 212 1,677 SH   SOLE   0 0 1,677
Raymond James Financial Inc. COM 754730109 216 2,181 SH   SOLE   0 0 2,181
South State Corporation COM 840441109 531 6,715 SH   SOLE   0 0 6,715
SPDR Gold Shares ETF COM 78463V107 287 1,855 SH   SOLE   0 0 1,855
SPDR S&P 500 ETF COM 78462F103 420 1,175 SH   SOLE   0 0 1,175
SPDR S&P Homebuilders ETF COM 78464A888 227 4,158 SH   SOLE   0 0 4,158
Target Corp. COM 87612E106 226 1,520 SH   SOLE   0 0 1,520
Tesla Inc. COM 88160R101 248 936 SH   SOLE   0 0 936
Truist Financial Corp. COM 89832Q109 374 8,597 SH   SOLE   0 0 8,597
UnitedHealth Group Inc. COM 91324P102 362 717 SH   SOLE   0 0 717
Vanguard FTSE Developed Markets ETF COM 921943858 51,876 1,426,740 SH   SOLE   0 0 1,426,740
Vanguard FTSE Emerging Markets ETF COM 922042858 23,662 648,457 SH   SOLE   0 0 648,457
Vanguard Russell 1000 ETF COM 92206C730 7,406 45,327 SH   SOLE   0 0 45,327
Vanguard Russell 1000 Value ETF COM 92206C714 288 4,824 SH   SOLE   0 0 4,824
Vanguard Russell 2000 ETF COM 92206C664 1,842 27,642 SH   SOLE   0 0 27,642
Vanguard Russell 3000 ETF COM 92206C599 427 2,650 SH   SOLE   0 0 2,650
Vanguard S&P 500 Value ETF COM 921932703 773 6,224 SH   SOLE   0 0 6,224
Vanguard Short-Term Bond ETF COM 921937827 12,381 165,473 SH   SOLE   0 0 165,473
Vanguard Short-Term Inflation-Protected Securities ETF COM 922020805 7,522 156,353 SH   SOLE   0 0 156,353
Vanguard Small-Cap Value Index ETF COM 922908611 303 2,110 SH   SOLE   0 0 2,110
Vanguard Total Bond Market ETF COM 921937835 2,448 34,325 SH   SOLE   0 0 34,325
Vanguard Total Stock Market ETF COM 922908769 1,965 10,951 SH   SOLE   0 0 10,951
Vanguard Total World Stock Index ETF COM 922042742 4,162 52,765 SH   SOLE   0 0 52,765
Vanguard Value ETF COM 922908744 1,245 10,080 SH   SOLE   0 0 10,080
Wheels Up Experience Inc. COM 96328L106 12 10,000 SH   SOLE   0 0 10,000