The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 415 3,210 SH   SOLE   0 0 3,210
Abbott Laboratories COM 002824100 222 2,039 SH   SOLE   0 0 2,039
AbbVie Inc. COM 00287Y109 329 2,149 SH   SOLE   0 0 2,149
Accenture plc COM G1151C101 219 789 SH   SOLE   0 0 789
Allstate Corporation COM 020002101 603 4,760 SH   SOLE   0 0 4,760
Alphabet Inc. Cl A COM 02079K305 710 326 SH   SOLE   0 0 326
Alphabet Inc. Cl C COM 02079K107 930 425 SH   SOLE   0 0 425
Apple Inc. COM 037833100 8,322 60,866 SH   SOLE   0 0 60,866
ARK Innovation ETF COM 00214Q104 203 5,088 SH   SOLE   0 0 5,088
Armada Hoffler Properties Inc. COM 04208T108 313 24,400 SH   SOLE   0 0 24,400
Bank of America Corp. COM 060505104 602 19,333 SH   SOLE   0 0 19,333
Berkshire Hathaway Inc. COM 084670702 643 2,355 SH   SOLE   0 0 2,355
Bristol-Myers Squibb Co. COM 110122108 252 3,279 SH   SOLE   0 0 3,279
Cadence Bank COM 12740C103 1,454 61,926 SH   SOLE   0 0 61,926
Cisco Systems Inc. COM 17275R102 423 9,915 SH   SOLE   0 0 9,915
Coca-Cola Co. COM 191216100 791 12,579 SH   SOLE   0 0 12,579
Costco Wholesale Corp. COM 22160K105 295 615 SH   SOLE   0 0 615
Danaher Corp. COM 235851102 209 824 SH   SOLE   0 0 824
Dimensional U.S. Core Equity 2 ETF COM 25434V708 318 13,630 SH   SOLE   0 0 13,630
Discover Financial Services COM 254709108 284 3,001 SH   SOLE   0 0 3,001
Dominion Energy, Inc. COM 25746U109 455 5,702 SH   SOLE   0 0 5,702
Duke Energy Corp. COM 26441C204 1,176 10,973 SH   SOLE   0 0 10,973
Enbridge Inc. COM 29250N105 342 8,099 SH   SOLE   0 0 8,099
Exxon Mobil Corp. COM 30231G102 593 6,927 SH   SOLE   0 0 6,927
First Trust NASDAQ Clean Edge Green Energy Idx EFT COM 33733E500 220 4,207 SH   SOLE   0 0 4,207
Global Payments Inc. COM 37940X102 260 2,346 SH   SOLE   0 0 2,346
Halozyme Therapeutics, Inc. COM 40637H109 790 17,950 SH   SOLE   0 0 17,950
Home Depot Inc. COM 437076102 620 2,261 SH   SOLE   0 0 2,261
IBM Corp. COM 459200101 454 3,217 SH   SOLE   0 0 3,217
Intel Corp. COM 458140100 424 11,332 SH   SOLE   0 0 11,332
Invesco FTSE RAFI US 1000 ETF COM 46137V613 66,205 446,729 SH   SOLE   0 0 446,729
Invesco FTSE RAFI US 1500 Small-Mid ETF COM 46137V597 23,752 154,900 SH   SOLE   0 0 154,900
Invesco S&P 500 Equal Weight Technology ETF COM 46137V282 224 948 SH   SOLE   0 0 948
iShares 0-5 Year TIPS Bond ETF COM 46429B747 25,492 251,326 SH   SOLE   0 0 251,326
iShares Cohen & Steers REIT ETF COM 464287564 238 3,924 SH   SOLE   0 0 3,924
iShares Core Aggressive Allocation ETF COM 464289859 234 3,910 SH   SOLE   0 0 3,910
iShares Core MSCI EAFE ETF COM 46432F842 4,867 82,703 SH   SOLE   0 0 82,703
iShares Core MSCI Emerging Markets ETF COM 46434G103 2,380 48,508 SH   SOLE   0 0 48,508
iShares Core MSCI Intl Developed Markets ETF COM 46435G326 2,283 42,485 SH   SOLE   0 0 42,485
iShares Core S&P 500 ETF COM 464287200 1,025 2,705 SH   SOLE   0 0 2,705
iShares Core U.S. Aggregate Bond ETF COM 464287226 8,053 79,198 SH   SOLE   0 0 79,198
iShares ESG MSCI EAFE ETF COM 46435G516 261 4,154 SH   SOLE   0 0 4,154
iShares ESG MSCI EM ETF COM 46434G863 272 8,427 SH   SOLE   0 0 8,427
iShares Gold Trust ETF COM 464285204 248 7,227 SH   SOLE   0 0 7,227
iShares MSCI EAFE ETF COM 464287465 28,738 459,889 SH   SOLE   0 0 459,889
iShares MSCI Emerging Markets ETF COM 464287234 8,846 220,605 SH   SOLE   0 0 220,605
iShares MSCI KLD 400 Social ETF COM 464288570 1,275 17,740 SH   SOLE   0 0 17,740
iShares MSCI World ETF COM 464286392 288 2,697 SH   SOLE   0 0 2,697
iShares Russell 1000 ETF COM 464287622 73,775 355,096 SH   SOLE   0 0 355,096
iShares Russell 1000 Growth ETF COM 464287614 5,502 25,159 SH   SOLE   0 0 25,159
iShares Russell 1000 Value ETF COM 464287598 4,704 32,446 SH   SOLE   0 0 32,446
iShares Russell 2000 ETF COM 464287655 7,819 46,169 SH   SOLE   0 0 46,169
iShares Russell 2000 Growth ETF COM 464287648 243 1,177 SH   SOLE   0 0 1,177
iShares Russell Mid-Cap ETF COM 464287499 260 4,019 SH   SOLE   0 0 4,019
iShares Russell Mid-Cap Value ETF COM 464287473 254 2,497 SH   SOLE   0 0 2,497
iShares S&P 500 Growth ETF COM 464287309 653 10,812 SH   SOLE   0 0 10,812
iShares Select Dividend ETF COM 464287168 362 3,076 SH   SOLE   0 0 3,076
iShares TIPS Bond ETF COM 464287176 1,872 16,438 SH   SOLE   0 0 16,438
iShares Treasury Floating Rate Bond ETF COM 46434V860 1,584 31,436 SH   SOLE   0 0 31,436
iShares U.S. Financial Services ETF COM 464287770 252 1,700 SH   SOLE   0 0 1,700
iShares U.S. Healthcare ETF COM 464287762 239 888 SH   SOLE   0 0 888
Johnson & Johnson Inc. COM 478160104 901 5,075 SH   SOLE   0 0 5,075
JPMorgan Chase & Co. COM 46625H100 516 4,581 SH   SOLE   0 0 4,581
JPMorgan Ultra-Short Income ETF COM 46641Q837 16,878 336,954 SH   SOLE   0 0 336,954
Lowes Companies, Inc. COM 548661107 4,224 24,181 SH   SOLE   0 0 24,181
Merck & Co. Inc. COM 58933Y105 245 2,683 SH   SOLE   0 0 2,683
Meta Platforms, Inc. COM 30303M102 267 1,655 SH   SOLE   0 0 1,655
Microsoft Corp. COM 594918104 3,041 11,842 SH   SOLE   0 0 11,842
Morgan Stanley COM 617446448 498 6,542 SH   SOLE   0 0 6,542
ONE Gas, Inc. COM 68235P108 203 2,500 SH   SOLE   0 0 2,500
ONEOK Inc. COM 682680103 555 10,000 SH   SOLE   0 0 10,000
Park National Corp. COM 700658107 496 4,092 SH   SOLE   0 0 4,092
PepsiCo Inc. COM 713448108 322 1,933 SH   SOLE   0 0 1,933
PIMCO 1-5 Year U.S. TIPS Index ETF COM 72201R205 823 15,731 SH   SOLE   0 0 15,731
PIMCO Enhanced Short Maturity Active ETF COM 72201R833 14,210 143,377 SH   SOLE   0 0 143,377
Procter & Gamble Co. COM 742718109 240 1,670 SH   SOLE   0 0 1,670
Public Service Enterprise Group Inc. COM 744573106 380 6,000 SH   SOLE   0 0 6,000
Sonoco Products Co. COM 835495102 405 7,102 SH   SOLE   0 0 7,102
South State Corporation COM 840441109 518 6,715 SH   SOLE   0 0 6,715
SPDR Gold Shares ETF COM 78463V107 312 1,855 SH   SOLE   0 0 1,855
SPDR S&P 500 ETF COM 78462F103 443 1,175 SH   SOLE   0 0 1,175
SPDR S&P Homebuilders ETF COM 78464A888 227 4,158 SH   SOLE   0 0 4,158
Target Corp. COM 87612E106 314 2,220 SH   SOLE   0 0 2,220
Tesla Inc. COM 88160R101 210 312 SH   SOLE   0 0 312
TowneBank COM 89214P109 477 17,558 SH   SOLE   0 0 17,558
Truist Financial Corp. COM 89832Q109 3,453 72,798 SH   SOLE   0 0 72,798
Union Pacific Corp. COM 907818108 209 981 SH   SOLE   0 0 981
UnitedHealth Group Inc. COM 91324P102 368 717 SH   SOLE   0 0 717
Vanguard FTSE Developed Markets ETF COM 921943858 55,083 1,350,064 SH   SOLE   0 0 1,350,064
Vanguard FTSE Emerging Markets ETF COM 922042858 26,429 634,554 SH   SOLE   0 0 634,554
Vanguard Russell 1000 ETF COM 92206C730 7,424 43,207 SH   SOLE   0 0 43,207
Vanguard Russell 2000 ETF COM 92206C664 1,360 19,895 SH   SOLE   0 0 19,895
Vanguard Russell 3000 ETF COM 92206C599 447 2,648 SH   SOLE   0 0 2,648
Vanguard S&P 500 Value ETF COM 921932703 827 6,224 SH   SOLE   0 0 6,224
Vanguard Short-Term Bond ETF COM 921937827 14,358 186,975 SH   SOLE   0 0 186,975
Vanguard Short-Term Inflation-Protected Securities ETF COM 922020805 3,976 79,327 SH   SOLE   0 0 79,327
Vanguard Small-Cap Value ETF COM 922908611 308 2,055 SH   SOLE   0 0 2,055
Vanguard Total Bond Market ETF COM 921937835 1,728 22,957 SH   SOLE   0 0 22,957
Vanguard Total Stock Market ETF COM 922908769 1,947 10,322 SH   SOLE   0 0 10,322
Vanguard Total World Stock Index ETF COM 922042742 5,009 58,695 SH   SOLE   0 0 58,695
Vanguard Value ETF COM 922908744 1,334 10,114 SH   SOLE   0 0 10,114
Walmart Inc. COM 931142103 476 3,918 SH   SOLE   0 0 3,918
Wells Fargo & Co. COM 949746101 346 8,837 SH   SOLE   0 0 8,837
YUM! Brands Inc. COM 988498101 301 2,648 SH   SOLE   0 0 2,648