The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 561 3,199 SH   SOLE   0 0 3,199
Accenture plc COM G1151C101 252 789 SH   SOLE   0 0 789
Allstate Corporation COM 020002101 662 5,200 SH   SOLE   0 0 5,200
Alphabet Inc. Cl A COM 02079K305 791 296 SH   SOLE   0 0 296
Alphabet Inc. Cl C COM 02079K107 1,048 393 SH   SOLE   0 0 393
Apple Inc. COM 037833100 7,974 56,354 SH   SOLE   0 0 56,354
AT&T Inc. COM 00206R102 222 8,203 SH   SOLE   0 0 8,203
Banco Santander, S.A. ADR 05964H105 84 23,117 SH   SOLE   0 0 23,117
BancorpSouth, Inc. COM 05971J102 1,843 61,891 SH   SOLE   0 0 61,891
Bank of America Corp. COM 060505104 820 19,313 SH   SOLE   0 0 19,313
Berkshire Hathaway Inc. COM 084670702 561 2,055 SH   SOLE   0 0 2,055
Cisco Systems Inc. COM 17275R102 538 9,893 SH   SOLE   0 0 9,893
Coca-Cola Co. COM 191216100 648 12,351 SH   SOLE   0 0 12,351
Costco Wholesale Corp. COM 22160K105 265 589 SH   SOLE   0 0 589
Danaher Corp. COM 235851102 240 789 SH   SOLE   0 0 789
Dimensional U.S. Core Equity 2 ETF COM 25434V708 362 13,630 SH   SOLE   0 0 13,630
Discover Financial Services COM 254709108 372 3,029 SH   SOLE   0 0 3,029
Dominion Energy, Inc. COM 25746U109 372 5,093 SH   SOLE   0 0 5,093
Duke Energy Corp. COM 26441C204 1,035 10,605 SH   SOLE   0 0 10,605
Enbridge Inc. COM 29250N105 308 7,741 SH   SOLE   0 0 7,741
Exxon Mobil Corp. COM 30231G102 383 6,512 SH   SOLE   0 0 6,512
Facebook Inc. COM 30303M102 1,383 4,075 SH   SOLE   0 0 4,075
First Trust NASDAQ Clean Edge Green Energy Idx EFT COM 33733E500 271 4,335 SH   SOLE   0 0 4,335
Global Payments Inc. COM 37940X102 370 2,346 SH   SOLE   0 0 2,346
Halozyme Therapeutics, Inc. COM 40637H109 730 17,950 SH   SOLE   0 0 17,950
Home Depot Inc. COM 437076102 704 2,144 SH   SOLE   0 0 2,144
IBM Corp. COM 459200101 460 3,309 SH   SOLE   0 0 3,309
Intel Corp. COM 458140100 669 12,557 SH   SOLE   0 0 12,557
Invesco FTSE RAFI US 1000 ETF COM 46137V613 64,350 406,351 SH   SOLE   0 0 406,351
Invesco FTSE RAFI US 1500 Small-Mid ETF COM 46137V597 24,289 133,100 SH   SOLE   0 0 133,100
Invesco S&P 500 Equal Weight Technology ETF COM 46137V282 255 885 SH   SOLE   0 0 885
iShares 0-5 Year TIPS Bond ETF COM 46429B747 28,526 270,054 SH   SOLE   0 0 270,054
iShares Cohen & Steers REIT ETF COM 464287564 309 4,717 SH   SOLE   0 0 4,717
iShares Core Growth Allocation ETF COM 464289867 493 8,893 SH   SOLE   0 0 8,893
iShares Core MSCI EAFE ETF COM 46432F842 5,624 75,742 SH   SOLE   0 0 75,742
iShares Core MSCI Emerging Markets ETF COM 46434G103 979 15,858 SH   SOLE   0 0 15,858
iShares Core S&P 500 ETF COM 464287200 1,190 2,761 SH   SOLE   0 0 2,761
iShares Core U.S. Aggregate Bond ETF COM 464287226 5,704 49,673 SH   SOLE   0 0 49,673
iShares ESG MSCI EAFE ETF COM 46435G516 323 4,124 SH   SOLE   0 0 4,124
iShares ESG MSCI EM ETF COM 46434G863 363 8,772 SH   SOLE   0 0 8,772
iShares Gold Trust ETF COM 464285204 262 7,847 SH   SOLE   0 0 7,847
iShares MSCI EAFE ETF COM 464287465 35,323 452,801 SH   SOLE   0 0 452,801
iShares MSCI Emerging Markets ETF COM 464287234 11,245 223,208 SH   SOLE   0 0 223,208
iShares MSCI KLD 400 Social ETF COM 464288570 1,557 18,710 SH   SOLE   0 0 18,710
iShares MSCI World ETF COM 464286392 248 1,965 SH   SOLE   0 0 1,965
iShares Russell 1000 ETF COM 464287622 88,725 367,072 SH   SOLE   0 0 367,072
iShares Russell 1000 Growth ETF COM 464287614 7,335 26,768 SH   SOLE   0 0 26,768
iShares Russell 1000 Value ETF COM 464287598 5,755 36,771 SH   SOLE   0 0 36,771
iShares Russell 2000 ETF COM 464287655 10,193 46,595 SH   SOLE   0 0 46,595
iShares Russell 2000 Growth ETF COM 464287648 346 1,177 SH   SOLE   0 0 1,177
iShares Russell 3000 ETF COM 464287689 207 811 SH   SOLE   0 0 811
iShares Russell Mid-Cap ETF COM 464287499 320 4,095 SH   SOLE   0 0 4,095
iShares Russell Mid-Cap Value ETF COM 464287473 282 2,492 SH   SOLE   0 0 2,492
iShares S&P 500 Growth ETF COM 464287309 799 10,812 SH   SOLE   0 0 10,812
iShares Select Dividend ETF COM 464287168 367 3,203 SH   SOLE   0 0 3,203
iShares TIPS Bond ETF COM 464287176 1,587 12,428 SH   SOLE   0 0 12,428
iShares Treasury Floating Rate Bond ETF COM 46434V860 864 17,194 SH   SOLE   0 0 17,194
iShares U.S. Financial Services ETF COM 464287770 320 1,700 SH   SOLE   0 0 1,700
iShares U.S. Healthcare ETF COM 464287762 251 909 SH   SOLE   0 0 909
Johnson & Johnson Inc. COM 478160104 832 5,149 SH   SOLE   0 0 5,149
JPMorgan Chase & Co. COM 46625H100 772 4,717 SH   SOLE   0 0 4,717
JPMorgan Ultra-Short Income ETF COM 46641Q837 14,595 287,751 SH   SOLE   0 0 287,751
Live Oak Bancshares, Inc. COM 53803X105 228 3,588 SH   SOLE   0 0 3,588
Lowes Companies, Inc. COM 548661107 4,965 24,475 SH   SOLE   0 0 24,475
Merck & Co. Inc. COM 58933Y105 211 2,813 SH   SOLE   0 0 2,813
Microsoft Corp. COM 594918104 3,068 10,883 SH   SOLE   0 0 10,883
Morgan Stanley COM 617446448 644 6,615 SH   SOLE   0 0 6,615
Nike Inc. COM 654106103 255 1,753 SH   SOLE   0 0 1,753
ONEOK Inc. COM 682680103 580 10,000 SH   SOLE   0 0 10,000
Park National Corp. COM 700658107 499 4,092 SH   SOLE   0 0 4,092
PepsiCo Inc. COM 713448108 287 1,909 SH   SOLE   0 0 1,909
PIMCO 1-5 Year U.S. TIPS Index ETF COM 72201R205 534 9,742 SH   SOLE   0 0 9,742
PIMCO Enhanced Short Maturity Active ETF COM 72201R833 14,796 145,159 SH   SOLE   0 0 145,159
Procter & Gamble Co. COM 742718109 243 1,740 SH   SOLE   0 0 1,740
Public Service Enterprise Group Inc. COM 744573106 365 6,000 SH   SOLE   0 0 6,000
Raymond James Financial Inc. COM 754730109 201 2,181 SH   SOLE   0 0 2,181
Salesforce.com, Inc. COM 79466L302 271 1,000 SH   SOLE   0 0 1,000
Sonoco Products Co. COM 835495102 423 7,102 SH   SOLE   0 0 7,102
South State Corporation COM 840441109 485 6,500 SH   SOLE   0 0 6,500
SPDR Gold Shares ETF COM 78463V107 211 1,285 SH   SOLE   0 0 1,285
SPDR S&P 500 ETF COM 78462F103 498 1,160 SH   SOLE   0 0 1,160
SPDR S&P Homebuilders ETF COM 78464A888 252 3,516 SH   SOLE   0 0 3,516
Target Corp. COM 87612E106 514 2,245 SH   SOLE   0 0 2,245
Tesla Inc. COM 88160R101 271 350 SH   SOLE   0 0 350
TowneBank COM 89214P109 552 17,733 SH   SOLE   0 0 17,733
Truist Financial Corp. COM 89832Q109 4,356 74,273 SH   SOLE   0 0 74,273
Vanguard FTSE Developed Markets ETF COM 921943858 60,658 1,201,395 SH   SOLE   0 0 1,201,395
Vanguard FTSE Emerging Markets ETF COM 922042858 27,285 545,592 SH   SOLE   0 0 545,592
Vanguard Mid-Cap Growth ETF COM 922908538 217 919 SH   SOLE   0 0 919
Vanguard Russell 1000 ETF COM 92206C730 5,368 26,818 SH   SOLE   0 0 26,818
Vanguard Russell 2000 ETF COM 92206C664 1,102 12,469 SH   SOLE   0 0 12,469
Vanguard Russell 3000 ETF COM 92206C599 554 2,797 SH   SOLE   0 0 2,797
Vanguard Short-Term Bond ETF COM 921937827 12,864 156,990 SH   SOLE   0 0 156,990
Vanguard Short-Term Inflation-Protected Sec ETF COM 922020805 1,751 33,302 SH   SOLE   0 0 33,302
Vanguard Small-Cap Value ETF COM 922908611 336 1,985 SH   SOLE   0 0 1,985
Vanguard Total Bond Market ETF COM 921937835 1,633 19,108 SH   SOLE   0 0 19,108
Vanguard Total Stock Market ETF COM 922908769 2,350 10,582 SH   SOLE   0 0 10,582
Vanguard Total World Stock Index ETF COM 922042742 6,103 59,935 SH   SOLE   0 0 59,935
Vanguard Value ETF COM 922908744 1,404 10,374 SH   SOLE   0 0 10,374
Wal-Mart Stores, Inc. COM 931142103 551 3,950 SH   SOLE   0 0 3,950
Wells Fargo & Co. COM 949746101 409 8,806 SH   SOLE   0 0 8,806
Williams Companies, Inc. COM 969457100 259 10,001 SH   SOLE   0 0 10,001
YUM! Brands Inc. COM 988498101 323 2,645 SH   SOLE   0 0 2,645