X0206 3 2013-07-12 0 0000318673 SECURITY NATIONAL FINANCIAL CORP SNFCA 0001588310 Overbaugh Jason G. 13471 SOUTH TUSCALEE WAY DRAPER UT 84020 1 1 0 0 VP, Asst. Corp Sec. Class A Common Stock 70164 D Employee Stock Option (right to buy) 1.48 2012-07-03 2022-04-13 Class A Common Stock 7875 D Includes 5,225 shares of Class A Common Stock owned jointly by the reporting person and his wife. Does not include 16,882 shares of Class A Common Stock owned directly by the reporting person in the 401(k) Retirement Savings Plan and the Employee Stock Ownership Plan (ESOP). This option was granted on April 14, 2012 as an option to purchase 15,000 shares of Class A Common Stock at an exercise price of $1.56 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect a 5% stock dividend paid on February 1, 2013. This option vests in four equal quarterly installments of Class A Common Stock, beginning on July 14, 2012, until such shares are fully vested. On November 6, 2012, the reporting person exercised part of this option to purchase 7,500 shares of Class A Common Stock. /s/ Jason G. Overbaugh 2013-10-11