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LOANS - Allowance for Credit Loss (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance $ 30,233 $ 12,574
Charge offs (23,809) (8,072)
Recoveries 199 0
Provision for Credit Losses 38,603 25,731
Ending balance 45,226 30,233
Provision for credit losses relating to unfunded commitments 126 500
CRE, at amortized cost, net of deferred fees and costs    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 1,430 1,408
Charge offs (299) (236)
Recoveries 0 0
Provision for Credit Losses 742 258
Ending balance 1,873 1,430
C&I    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 315 314
Charge offs (1,775) 0
Recoveries 0 0
Provision for Credit Losses 4,742 1
Ending balance 3,282 315
SBA 7(a)    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 28,488 10,852
Charge offs (21,735) (7,836)
Recoveries 199 0
Provision for Credit Losses 33,119 25,472
Ending balance $ 40,071 $ 28,488