LOANS - Aging Status (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Accounted for Under the FV Option	$ 281,198	$ 369,746
Total Carried at Amortized Cost	896,689	621,651
Non- accrual	41,358	14,442
Deferred fees and costs	2,369	1,281
Allowance for credit losses	(45,226)	(30,233)	$ (12,574)
Loans held for investment, at amortized cost, net	851,463	591,418
SBA
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	539,746	380,981
Non- accrual	39,950	14,442
Allowance for credit losses	(40,071)	(28,488)
CRE, at amortized cost, net of deferred fees and costs
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	274,194	191,831
Non- accrual	0	0
Allowance for credit losses	(1,873)	(1,430)	(1,408)
C&I
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	80,380	47,558
Non- accrual	1,408	0
Allowance for credit losses	(3,282)	(315)	$ (314)
Total Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	894,320	620,370
Performing | 30-59 Days
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Accounted for Under the FV Option	10,843	23,158
Performing | 30-59 Days | SBA
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	9,740	11,264
Performing | 30-59 Days | CRE, at amortized cost, net of deferred fees and costs
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	0	0
Performing | 30-59 Days | C&I
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	5,089	275
Performing | 30-59 Days | Total Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	14,829	11,539
Performing | 60-89 Days
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Accounted for Under the FV Option	5,903	18,400
Performing | 60-89 Days | SBA
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	5,628	9,046
Performing | 60-89 Days | CRE, at amortized cost, net of deferred fees and costs
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	0	0
Performing | 60-89 Days | C&I
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	98	0
Performing | 60-89 Days | Total Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	5,726	9,046
Performing | 90+ Days
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Accounted for Under the FV Option	2,732	9,268
Performing | 90+ Days | SBA
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	0	0
Performing | 90+ Days | CRE, at amortized cost, net of deferred fees and costs
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	0	0
Performing | 90+ Days | C&I
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	0	0
Performing | 90+ Days | Total Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	0	0
Performing | Total Past Due and Non-accrual
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Accounted for Under the FV Option	92,021	118,130
Performing | Total Past Due and Non-accrual | SBA
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	89,376	42,016
Performing | Total Past Due and Non-accrual | CRE, at amortized cost, net of deferred fees and costs
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	2,976	2,635
Performing | Total Past Due and Non-accrual | C&I
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	7,017	275
Performing | Total Past Due and Non-accrual | Total Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	99,369	44,926
Performing | Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Accounted for Under the FV Option	189,177	251,616
Performing | Current | SBA
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	450,370	338,965
Performing | Current | CRE, at amortized cost, net of deferred fees and costs
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	271,218	189,196
Performing | Current | C&I
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	73,363	47,283
Performing | Current | Total Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Carried at Amortized Cost	794,951	575,444
Nonperforming
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Accounted for Under the FV Option	72,543	67,304
Nonperforming | SBA
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non- accrual	74,008	21,706
Nonperforming | CRE, at amortized cost, net of deferred fees and costs
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non- accrual	2,976	2,635
Nonperforming | C&I
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non- accrual	1,830	0
Nonperforming | Total Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non- accrual	$ 78,814	$ 24,341