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LOANS - Loans (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans held for investment, at amortized cost, net of deferred fees and costs $ 896,689 $ 621,651
Deferred fees and costs 2,369 1,281
Loans held for investment, at amortized cost, net of deferred fees and costs 896,689 621,651
SBA 7(a)    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans held for investment, at amortized cost, net of deferred fees and costs 539,746 380,981
CRE, at amortized cost, net of deferred fees and costs    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans held for investment, at amortized cost, net of deferred fees and costs 274,194 191,831
C&I    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans held for investment, at amortized cost, net of deferred fees and costs 80,380 47,558
Total Loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans held for investment, at amortized cost, net of deferred fees and costs $ 894,320 $ 620,370