COMMITMENTS AND CONTINGENCIES (Tables)

12 Months Ended

Dec. 31, 2025

Commitments and Contingencies Disclosure [Abstract]

Summary of obligations and commitments under operating lease and employment agreements

The following summarizes the Company’s obligations and commitments, as of December 31, 2025 for future minimum cash payments required under operating leases and employment agreements with the Company’s named executive officers:

Year	Operating Leases		Employment Agreements		Total
2026	$	660	$	702	$	1,362
2027	552		—		552
2028	476		—		476
2029	367		—		367
2030	225		—		225
Thereafter	2,012		—		2,012
Total	$	4,292	$	702	$	4,994

Schedule of unfunded commitments

At December 31, 2025 and 2024, the Company had unfunded commitments as follows that the Company anticipates funding from the same sources it used to fund its other loan commitments:

	December 31, 2025		December 31, 2024
SBA 7(a) loans	$	37,162	$	25,032
SBA 504 loans	66,503		72,557
C&I loans	5,048		9,542
Total unfunded commitments	$	108,713	$	107,131