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DEPOSITS (Tables)
12 Months Ended
Dec. 31, 2025
Banking and Thrift, Interest [Abstract]  
Deposit liabilities
The following table summarizes deposits by type:
December 31, 2025December 31, 2024
Non-interest-bearing:
Demand$53,873 $11,142 
Interest-bearing:
Checking150,025 103,978 
Money market93,341 62,001 
Savings681,364 386,680 
Time deposits439,805 409,251 
Total interest-bearing1,364,535 961,910 
Total deposits$1,418,408 $973,052 
Time deposits, money market, and interest-bearing checking obtained through brokers$70,015 $27,100 
Aggregate amount of deposit accounts that exceeded the FDIC limit$394,346 $140,679 
Deposit overdrafts reclassified as loan balances$142 $17 
Certificates of deposit in excess of $0.25 million $92,372 $99,231 
Time deposit maturities
The following table summarizes the scheduled maturities of time deposits:
2026$348,649 
202745,133 
202820,760 
202916,538 
20308,725 
Thereafter— 
Total time deposits$439,805