The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Alphabet Inc Class C CAP STK CL C 02079K107 34,884 24,677 SH   SOLE   24,677 0 0
Berkshire Hathaway Class B CL B 084670702 27,733 155,357 SH   SOLE   155,357 0 0
Microsoft Corp COM 594918104 27,365 134,467 SH   SOLE   134,467 0 0
Intel Corp. COM 458140100 15,561 260,083 SH   SOLE   260,083 0 0
CarMax Inc COM 143130102 14,064 157,047 SH   SOLE   157,047 0 0
Pepsico Incorporated COM 713448108 12,885 97,425 SH   SOLE   97,425 0 0
C S X Corp COM 126408103 11,547 165,565 SH   SOLE   165,565 0 0
Disney Walt Co COM 254687106 10,886 97,620 SH   SOLE   97,620 0 0
Home Depot Inc COM 437076102 10,286 41,060 SH   SOLE   41,060 0 0
Wells Fargo & Co New COM 949746366 8,942 349,319 SH   SOLE   349,319 0 0
Fedex Corporation COM 31428X106 8,733 62,283 SH   SOLE   62,283 0 0
Apple Computer, Inc. COM 037833100 7,857 21,539 SH   SOLE   21,539 0 0
Coca Cola Company COM 191216100 7,708 172,521 SH   SOLE   172,521 0 0
American Express Company COM 025816109 7,505 78,833 SH   SOLE   78,833 0 0
Union Pacific Corp COM 907818108 6,945 41,079 SH   SOLE   41,079 0 0
Lockheed Martin Corp COM 539830109 6,162 16,887 SH   SOLE   16,887 0 0
Stanley Black and Decker Pfd PFD 854502846 5,426 60,638 SH   SOLE   60,638 0 0
Bank Of America Pfd PFD 060505682 5,248 3,910 SH   SOLE   3,910 0 0
General Dynamics Corp COM 369550108 4,320 28,906 SH   SOLE   28,906 0 0
Raytheon Technologies Ord COM 75513E101 4,143 67,242 SH   SOLE   67,242 0 0
Johnson & Johnson COM 478160104 4,101 29,162 SH   SOLE   29,162 0 0
Amgen Incorporated COM 031162100 3,571 15,141 SH   SOLE   15,141 0 0
Markel Corp COM 570535104 3,443 3,730 SH   SOLE   3,730 0 0
AT T DS REP 1 1000 PERP SRS A PRF PFD 00206R508 3,370 132,885 SH   SOLE   132,885 0 0
WELLS FARGO 1000 DS REF CL A PRF PFD 94988U151 2,951 126,979 SH   SOLE   126,979 0 0
Abbott Laboratories COM 002824100 2,889 31,599 SH   SOLE   31,599 0 0
Cisco Systems Inc COM 17275R102 2,681 57,485 SH   SOLE   57,485 0 0
Stanley Works COM 854502101 2,491 17,874 SH   SOLE   17,874 0 0
Abbvie Inc COM 00287Y109 2,215 22,561 SH   SOLE   22,561 0 0
Wells Fargo Ban PFD 949746804 2,175 1,677 SH   SOLE   1,677 0 0
New York Community Capital Trust V PFD 64944P307 2,055 45,986 SH   SOLE   45,986 0 0
J M Smucker Co New COM 832696405 1,975 18,668 SH   SOLE   18,668 0 0
OTIS Worldwide Corp-Wi COM 68902V107 1,843 32,407 SH   SOLE   32,407 0 0
Stryker Corp COM 863667101 1,758 9,759 SH   SOLE   9,759 0 0
Carrier Global Corp-Wi COM 14448C104 1,458 65,620 SH   SOLE   65,620 0 0
Medtronic Inc COM G5960L103 1,429 15,579 SH   SOLE   15,579 0 0
Lowes Companies Inc COM 548661107 1,378 10,198 SH   SOLE   10,198 0 0
Huntington Bancshar Pfd PFD 446150500 1,062 50,595 SH   SOLE   50,595 0 0
Procter & Gamble COM 742718109 818 6,839 SH   SOLE   6,839 0 0
S P D R TRUST Unit SR ETF 78462F103 673 2,182 SH   SOLE   2,182 0 0
Nordstrom Inc COM 655664100 673 43,429 SH   SOLE   43,429 0 0
Bank Of America Corp COM 060505104 648 27,270 SH   SOLE   27,270 0 0
Walgreens Boots Allianc COM 931427108 574 13,537 SH   SOLE   13,537 0 0
Chevrontexaco Corp COM 166764100 529 5,930 SH   SOLE   5,930 0 0
Oracle Corporation COM 68389X105 515 9,322 SH   SOLE   9,322 0 0
General Mills Inc COM 370334104 493 8,000 SH   SOLE   8,000 0 0
Comcast Corp New Cl A COM 20030N101 489 12,545 SH   SOLE   12,545 0 0
Unitedhealth Group Inc COM 91324P102 464 1,573 SH   SOLE   1,573 0 0
Vanguard 500 Index Fund INDEX 922908710 424 1,483 SH   SOLE   1,483 0 0
Facebook Inc Class A CL A 30303M102 388 1,710 SH   SOLE   1,710 0 0
Regeneron Pharms Inc COM 75886F107 360 577 SH   SOLE   577 0 0
Norfolk Southern Corp COM 655844108 353 2,008 SH   SOLE   2,008 0 0
Cigna Corp COM 125509109 351 1,870 SH   SOLE   1,870 0 0
New York Times Co COM 650111107 336 8,000 SH   SOLE   8,000 0 0
United Parcel Service B COM 911312106 331 2,975 SH   SOLE   2,975 0 0
Wal-Mart Stores Inc COM 931142103 294 2,455 SH   SOLE   2,455 0 0
1/100 Berkshire Htwy Cla CL A 084670108 267 1 SH   SOLE   1 0 0
Webster Financial Corp COM 947890109 267 9,337 SH   SOLE   9,337 0 0
Visa Inc Cl A COM 92826C839 242 1,253 SH   SOLE   1,253 0 0
Oppenheimer Global Fund ETF 00900W100 241 2,556 SH   SOLE   2,556 0 0
Barnes Group Inc COM 067806109 238 6,016 SH   SOLE   6,016 0 0
Darden Restaurants Inc COM 237194105 227 3,000 SH   SOLE   3,000 0 0
A T & T Corp New COM 00206R102 224 7,418 SH   SOLE   7,418 0 0
Fastenal Co COM 311900104 218 5,100 SH   SOLE   5,100 0 0
KeyCorp COM 493267108 205 16,800 SH   SOLE   16,800 0 0