The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR RUS 1000 ETF 464287622   52,635,038 223,114 SH   SOLE   0 0 223,114
ISHARES TR RUSSELL 2000 ETF 464287655   25,081,090 141,251 SH   SOLE   0 0 141,251
ISHARES TR 3 7 YR TREAS BD 464288661   25,033,088 221,219 SH   SOLE   0 0 221,219
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   23,853,520 544,850 SH   SOLE   0 0 544,850
ISHARES TR MSCI EAFE ETF 464287465   20,257,499 293,928 SH   SOLE   0 0 293,928
ISHARES TR CORE US AGGBD ET 464287226   19,973,308 212,392 SH   SOLE   0 0 212,392
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   16,572,249 112,423 SH   SOLE   0 0 112,423
ISHARES TR 0-5 YR TIPS ETF 46429B747   15,490,395 159,827 SH   SOLE   0 0 159,827
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   15,228,453 348,318 SH   SOLE   0 0 348,318
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   11,778,853 29,881 SH   SOLE   0 0 29,881
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   8,032,767 106,890 SH   SOLE   0 0 106,890
APPLE INC COM 037833100   7,713,521 45,053 SH   SOLE   0 0 45,053
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,700,748 40,730 SH   SOLE   0 0 40,730
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   6,784,845 88,823 SH   SOLE   0 0 88,823
ISHARES INC CORE MSCI EMKT 46434G103   6,752,430 141,888 SH   SOLE   0 0 141,888
ISHARES TR ESG AWR MSCI USA 46435G425   6,645,665 70,467 SH   SOLE   0 0 70,467
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   4,687,972 61,700 SH   SOLE   0 0 61,700
ISHARES TR ESG AWARE MSCI 46435U663   3,486,105 103,194 SH   SOLE   0 0 103,194
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,735,509 12,878 SH   SOLE   0 0 12,878
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722   2,655,586 64,300 SH   SOLE   0 0 64,300
MICROSOFT CORP COM 594918104   2,568,696 8,135 SH   SOLE   0 0 8,135
ISHARES TR ESG AWR US AGRGT 46435U549   2,249,623 49,661 SH   SOLE   0 0 49,661
ISHARES TR ESG AW MSCI EAFE 46435G516   2,065,013 29,871 SH   SOLE   0 0 29,871
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,588,419 27,794 SH   SOLE   0 0 27,794
ISHARES TR RUS 1000 VAL ETF 464287598   1,555,774 10,181 SH   SOLE   0 0 10,181
ISHARES TR ESG EAFE ETF 46436E759   1,523,720 26,690 SH   SOLE   0 0 26,690
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,427,823 4,076 SH   SOLE   0 0 4,076
ISHARES TR ESG AWRE 1 5 YR 46435G243   1,423,219 59,875 SH   SOLE   0 0 59,875
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,320,505 8,055 SH   SOLE   0 0 8,055
ISHARES TR CORE S&P500 ETF 464287200   1,264,154 2,930 SH   SOLE   0 0 2,930
ISHARES TR MSCI USA ESG SLC 464288802   1,180,439 13,063 SH   SOLE   0 0 13,063
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,091,262 2,543 SH   SOLE   0 0 2,543
ALPHABET INC CAP STK CL A 02079K305   990,872 7,572 SH   SOLE   0 0 7,572
PIMCO ETF TR 1-5 US TIP IDX 72201R205   813,917 16,249 SH   SOLE   0 0 16,249
PROCTER AND GAMBLE CO COM 742718109   794,056 5,444 SH   SOLE   0 0 5,444
ISHARES TR MBS ETF 464288588   746,801 8,410 SH   SOLE   0 0 8,410
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   672,953 20,288 SH   SOLE   0 0 20,288
PHILIP MORRIS INTL INC COM 718172109   619,326 6,597 SH   SOLE   0 0 6,597
COSTCO WHSL CORP NEW COM 22160K105   598,285 1,059 SH   SOLE   0 0 1,059
VISA INC COM CL A 92826C839   596,558 2,594 SH   SOLE   0 0 2,594
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   593,467 7,895 SH   SOLE   0 0 7,895
CISCO SYS INC COM 17275R102   586,734 10,914 SH   SOLE   0 0 10,914
META PLATFORMS INC CL A 30303M102   573,101 1,909 SH   SOLE   0 0 1,909
JOHNSON & JOHNSON COM 478160104   569,918 3,659 SH   SOLE   0 0 3,659
DEERE & CO COM 244199105   539,910 1,426 SH   SOLE   0 0 1,426
NVIDIA CORPORATION COM 67066G104   512,423 1,178 SH   SOLE   0 0 1,178
ALPHABET INC CAP STK CL C 02079K107   468,068 3,550 SH   SOLE   0 0 3,550
SALESFORCE INC COM 79466L302   466,191 2,299 SH   SOLE   0 0 2,299
VANGUARD WORLD FDS INF TECH ETF 92204A702   460,686 1,108 SH   SOLE   0 0 1,108
TESLA INC COM 88160R101   447,331 1,788 SH   SOLE   0 0 1,788
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   401,625 1,487 SH   SOLE   0 0 1,487
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   393,301 3,055 SH   SOLE   0 0 3,055
ORACLE CORP COM 68389X105   391,030 3,692 SH   SOLE   0 0 3,692
ISHARES INC ESG AWR MSCI EM 46434G863   379,871 12,545 SH   SOLE   0 0 12,545
AMAZON COM INC COM 023135106   378,818 2,980 SH   SOLE   0 0 2,980
BRISTOL-MYERS SQUIBB CO COM 110122108   374,668 6,455 SH   SOLE   0 0 6,455
ISHARES TR MSCI KLD400 SOC 464288570   367,993 4,503 SH   SOLE   0 0 4,503
BIO RAD LABS INC CL A 090572207   358,450 1,000 SH   SOLE   0 0 1,000
WISDOMTREE TR EUROPE HEDGED EQ 97717X701   350,623 8,877 SH   SOLE   0 0 8,877
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   325,164 6,426 SH   SOLE   0 0 6,426
DISNEY WALT CO COM 254687106   313,606 3,869 SH   SOLE   0 0 3,869
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   310,621 2,160 SH   SOLE   0 0 2,160
MCDONALDS CORP COM 580135101   303,283 1,151 SH   SOLE   0 0 1,151
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   299,295 1,917 SH   SOLE   0 0 1,917
AUTOMATIC DATA PROCESSING IN COM 053015103   288,748 1,194 SH   SOLE   0 0 1,194
NETFLIX INC COM 64110L106   283,955 752 SH   SOLE   0 0 752
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   254,370 1,306 SH   SOLE   0 0 1,306
ISHARES TR CORE S&P SCP ETF 464287804   252,518 2,664 SH   SOLE   0 0 2,664
PFIZER INC COM 717081103   245,059 7,388 SH   SOLE   0 0 7,388
ABBOTT LABS COM 002824100   240,005 2,478 SH   SOLE   0 0 2,478
CHEVRON CORP NEW COM 166764100   232,272 1,377 SH   SOLE   0 0 1,377
INVESCO QQQ TR UNIT SER 1 46090E103   221,936 619 SH   SOLE   0 0 619
WALMART INC COM 931142103   221,627 1,386 SH   SOLE   0 0 1,386
ISHARES TR MSCI UK ETF NEW 46435G334   220,872 6,981 SH   SOLE   0 0 6,981
SELECT SECTOR SPDR TR ENERGY 81369Y506   215,038 2,379 SH   SOLE   0 0 2,379
JPMORGAN CHASE & CO COM 46625H100   214,775 1,481 SH   SOLE   0 0 1,481
NOVO-NORDISK A S ADR 670100205   208,616 2,294 SH   SOLE   0 0 2,294
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263   205,432 4,416 SH   SOLE   0 0 4,416
ELI LILLY & CO COM 532457108   205,184 382 SH   SOLE   0 0 382