The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Navient Corporation COM 63938C108 2,055 141,992 SH   SOLE 65,020 0 76,972
Hewlett Packard COM 40434L105 1,903 122,536 SH   SOLE 54,367 0 68,169
Voya Financial Inc. COM 929089100 2,396 83,120 SH   SOLE 38,449 0 44,671
The Gap Inc. COM 364760108 1,599 71,895 SH   SOLE 33,031 0 38,864
Vanguard FTSE All-World ex-US COM 922042775 3,156 69,473 SH   SOLE 27,333 0 42,140
WisdomTree Japan Hedged COM 97717W851 2,868 66,839 SH   SOLE 26,514 0 40,325
iShares MSCI USA Min Vol COM 46429B697 2,900 63,838 SH   SOLE 30,251 0 33,587
PowerShares US 1000 COM 73935X583 5,956 63,631 SH   SOLE 26,112 0 37,519
Vanguard Emerging Markets COM 922042858 2,043 54,302 SH   SOLE 21,191 0 33,111
Southwest Airlines COM 844741108 1,922 49,427 SH   SOLE 22,955 0 26,472
iShares MSCI EAFE Min Vol COM 46429B689 2,984 44,123 SH   SOLE 17,747 0 26,376
WisdomTree Intl Hedged COM 97717x594 1,158 43,903 SH   SOLE 17,341 0 26,562
iShares S&P 500 Value COM 464287408 3,986 41,975 SH   SOLE 19,320 0 22,655
Verizon Communications COM 92343V104 2,059 39,604 SH   SOLE 18,126 0 21,478
Qualcomm Inc. COM 747525103 2,485 36,274 SH   SOLE 16,653 0 19,621
iShares MSCI USA Value COM 46432F388 2,285 35,006 SH   SOLE 10,979 0 24,027
GameStop Corp COM 36467W109 934 33,841 SH   SOLE 16,075 0 17,766
Deutsche MSCI EAFE Hedged COM 233051200 830 31,481 SH   SOLE 12,322 0 19,159
Bed Bath & Beyond COM 075896100 1,334 30,949 SH   SOLE 14,252 0 16,697
iShares MSCI USA Momentum COM 46432F396 2,331 30,134 SH   SOLE 11,548 0 18,586
Cerner Corporation COM 156782104 1,802 29,187 SH   SOLE 13,215 0 15,972
Expeditors Intl of Washington COM 302130109 1,453 28,198 SH   SOLE 12,926 0 15,272
Wells Fargo & Co COM 949746101 1,205 27,211 SH   SOLE 12,990 0 14,221
Western Digital Corp. COM 958102105 1,541 26,352 SH   SOLE 11,790 0 14,562
Vanguard Mid-Cap COM 922908629 3,389 26,179 SH   SOLE 9,920 0 16,259
Southern Co. COM 842587107 1,339 26,109 SH   SOLE 11,223 0 14,886
Visa, Inc. COM 92826C839 2,102 25,414 SH   SOLE 11,456 0 13,958
Nestle SA COM 641069406 1,992 25,213 SH   SOLE 11,292 0 13,921
Schlumberger Ltd COM 806857108 1,867 23,740 SH   SOLE 11,071 0 12,669
Berkshire Hathaway Cl B COM 084670702 3,421 23,681 SH   SOLE 11,284 0 12,397
Novartis AG COM 66987V109 1,854 23,484 SH   SOLE 10,766 0 12,718
Verisk Analytics Inc COM 92345Y106 1,888 23,231 SH   SOLE 10,178 0 13,053
Check Point Software COM M22465104 1,796 23,143 SH   SOLE 10,557 0 12,586
Vanguard Mid-Cap Value COM 922908512 2,133 22,796 SH   SOLE 9,121 0 13,675
Vanguard Value COM 922908744 1,970 22,643 SH   SOLE 8,740 0 13,903
PowerShares US 1500 S/M COM 73935X567 2,332 22,124 SH   SOLE 8,694 0 13,430
MasterCard Inc COM 57636Q104 2,173 21,352 SH   SOLE 9,640 0 11,712
Alaska Air Group COM 11659109 1,380 20,955 SH   SOLE 9,809 0 11,146
Vanguard Health Care COM 92204A504 2,724 20,499 SH   SOLE 9,457 0 11,042
Vanguard World ex-US S/M COM 922042718 2,026 20,358 SH   SOLE 7,741 0 12,617
Apple Inc. COM 37833100 2,250 19,900 SH   SOLE 9,107 0 10,793
Pepsico COM 713448108 2,123 19,513 SH   SOLE 8,270 0 11,243
United Parcel Service COM 911312106 2,122 19,405 SH   SOLE 8,866 0 10,539
Quintiles Transnational COM 74876Y101 1,551 19,129 SH   SOLE 8,635 0 10,494
Vanguard Small-Cap ETF COM 922908751 2,311 18,913 SH   SOLE 7,377 0 11,536
Disney COM 254687106 1,742 18,761 SH   SOLE 8,694 0 10,067
Johnson & Johnson COM 478160104 2,157 18,256 SH   SOLE 8,794 0 9,462
Diageo PLC COM 25243Q205 1,945 16,758 SH   SOLE 7,718 0 9,040
Procter & Gamble COM 742718109 1,486 16,562 SH   SOLE 10,349 0 6,213
Boeing COM 97023105 1,780 13,511 SH   SOLE 6,267 0 7,244
Affiliated Managers Group COM 8252108 1,888 13,048 SH   SOLE 6,068 0 6,980
PowerShares DWA Momentum COM 73935X153 500 11,780 SH   SOLE 1,850 0 9,930