Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Cash and cash equivalents:
Cash and due from banks	$ 3,062	$ 3,041
Interest-earning deposits	12,122	15,281
Total cash and cash equivalents	15,184	18,322
Certificates of deposit	3,046	6,074
Federal Home Loan Bank stock, at cost	6,500	5,283
Loans, net of allowance for loan losses of $2,374 and $2,194, respectively	504,311	467,023
Loans held for sale	23,499	18,952
Premises and equipment, net	31,268	31,407
Accrued interest receivable	1,530	1,414
Real estate held for sale		3,305
Foreclosed real estate	907	710
Bank-owned life insurance	4,390	4,326
Net deferred tax asset	482	815
Other assets	8,689	7,506
Total assets	599,806	565,137
Deposits:
Interest-bearing	288,022	277,559
Non-interest-bearing	98,834	95,960
Total deposits	386,856	373,519
Borrowed funds	138,850	115,500
Accrued expenses and other liabilities	6,056	5,196
Total liabilities	531,762	494,215
Commitments and contingencies (Note 7)
Stockholders' equity:
Preferred stock, $0.01 par value; 20,000,000 shares authorized, none issued or outstanding
Common stock, $0.01 par value; 50,000,000 shares authorized; and 4,466,634 and 4,822,279 issued and outstanding at June 30, 2016 and December 31, 2015, respectively	45	48
Additional paid-in capital	41,555	46,094
Retained earnings	30,282	28,697
Unearned compensation - Employee Stock Ownership Plan (ESOP)	(3,564)	(3,643)
Accumulated other comprehensive loss	(274)	(274)
Total stockholders' equity	68,044	70,922
Total liabilities and stockholders' equity	$ 599,806	$ 565,137