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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2014
Dec. 31, 2013
Cash and cash equivalents:    
Cash and due from banks $ 2,309 $ 2,621
Interest-earning deposits 12,124 48,898
Total cash and cash equivalents 14,433 51,519
Certificates of deposit 3,008  
Federal Home Loan Bank stock, at cost 2,363 2,694
Loans, net of allowance for loan losses of $1,935 and $1,656, respectively 367,667 328,576
Loans held for sale 13,596 8,648
Premises and equipment, net 31,940 25,584
Accrued interest receivable 1,164 1,094
Real estate held for sale 5,718 3,515
Foreclosed real estate 735 1,580
Bank-owned life insurance 4,153 4,059
Net deferred tax asset 1,294 440
Other assets 5,409 4,969
Total assets 451,480 432,678
Deposits:    
Interest-bearing 272,538 266,165
Non-interest-bearing 71,564 63,751
Total deposits 344,102 329,916
Borrowed funds 33,300 28,000
Stock subscriptions   43,398
Accrued expenses and other liabilities 3,684 3,525
Total liabilities 381,086 404,839
Commitments and contingencies (Notes 6)      
Stockholders' equity:    
Preferred stock, $0.01 par value; 20,000,000 shares authorized, none issued or outstanding      
Common stock, $0.01 par value; 50,000,000 shares authorized; 4,949,179 issued and outstanding at September 30, 2014 49  
Additional paid-in capital 47,523  
Retained earnings 26,857 28,034
Unearned compensation - Employee Stock Ownership Plan (ESOP) (3,840)  
Accumulated other comprehensive loss (195) (195)
Total stockholders' equity 70,394 27,839
Total liabilities and stockholders' equity $ 451,480 $ 432,678