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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES IBOXX INVSTMNT GRADE C ETF 464287242 2,989 25,350 SH   SOLE   25,350 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874 13,090 253,827 SH   SOLE   253,827 0 0
VANGUARD FTSE PACIFIC ETF ETF 922042866 9,111 143,975 SH   SOLE   143,975 0 0
VANGUARD INDEX FDS VANGUARDSMA ETF 922908751 14,294 107,250 SH   SOLE   107,250 0 0
VANGUARD INTL EQUITY INDEXFUND ETF 922042858 9,872 248,550 SH   SOLE   248,550 0 0
VANGUARD REIT INDEX FD ETF ETF 922908553 10,943 132,500 SH   SOLE   132,500 0 0
VANGUARD TOTAL STK MKT ETF ETF 922908769 47,254 389,500 SH   SOLE   389,500 0 0
VANGUARD WHITEHALL FDSHIGH DIV ETF 921946406 22,518 290,000 SH   SOLE   290,000 0 0
WISDOMTREE TR EMERGINGMKTS HIG ETF 97717w315 3,991 97,690 SH   SOLE   97,690 0 0
WISDOMTREE TR SMALLCAPDIVID FD ETF 97717w604 9,171 113,755 SH   SOLE   113,755 0 0
FIDELITY CONSERVATIV INCOMEBON MF 316146521 6,007 598,314 SH   SOLE   598,314 0 0