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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ROYAL CARIBBEAN CRUI F COM v7780t103 24,158 322,325 SH   SOLE   322,325 0 0
ISHARES IBOXX INVSTMNT GRADE C ETF 464287242 3,079 25,000 SH   SOLE   25,000 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874 11,695 240,000 SH   SOLE   240,000 0 0
VANGUARD FTSE PACIFIC ETF ETF 922042866 6,270 103,500 SH   SOLE   103,500 0 0
VANGUARD INDEX FDS VANGUARDSMA ETF 922908751 8,553 70,000 SH   SOLE   70,000 0 0
VANGUARD INTL EQUITY INDEXFUND ETF 922042858 6,515 173,135 SH   SOLE   173,135 0 0
VANGUARD REIT INDEX FD ETF ETF 922908553 14,095 162,500 SH   SOLE   162,500 0 0
VANGUARD TOTAL STK MKT ETF ETF 922908769 43,085 387,000 SH   SOLE   387,000 0 0
VANGUARD WHITEHALL FDSHIGH DIV ETF 921946406 20,574 285,200 SH   SOLE   285,200 0 0
VANGUARD WORLD FD EXTENDEDDURA ETF 921910709 6,823 50,000 SH   SOLE   50,000 0 0
WISDOMTREE TR EMERGINGMKTS HIG ETF 97717w315 2,593 69,015 SH   SOLE   69,015 0 0
WISDOMTREE TR SMALLCAPDIVID FD ETF 97717w604 7,709 102,500 SH   SOLE   102,500 0 0