The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INNERWORKINGS INC COM 45773Y105 17 14,650 SH   SOLE   0 0 14,650
GENERAL ELECTRIC CO COM 369604103 89 11,146 SH   SOLE   0 0 11,146
NEXTERA ENERGY INC COM 65339F101 200 832 SH   SOLE   0 0 832
WASTE MGMT INC DEL COM 94106L109 204 2,200 SH   SOLE   0 0 2,200
AFLAC INC COM 001055102 207 6,056 SH   SOLE   0 0 6,056
PFIZER INC COM 717081103 207 6,350 SH   SOLE   0 0 6,350
ISHARES TR SH TR CRPORT ETF 464288646 208 3,979 SH   SOLE   0 0 3,979
NETFLIX INC COM 64110L106 208 555 SH   SOLE   0 0 555
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 225 3,227 SH   SOLE   0 0 3,227
CISCO SYS INC COM 17275R102 228 5,808 SH   SOLE   0 0 5,808
CHEVRON CORP NEW COM 166764100 229 3,166 SH   SOLE   0 0 3,166
PEPSICO INC COM 713448108 275 2,289 SH   SOLE   0 0 2,289
ISHARES TR MSCI EAFE ETF 464287465 278 5,200 SH   SOLE   0 0 5,200
NORFOLK SOUTHERN CORP COM 655844108 279 1,910 SH   SOLE   0 0 1,910
ZIMMER BIOMET HOLDINGS INC COM 98956P102 314 3,103 SH   SOLE   0 0 3,103
CORTEVA INC COM 22052L104 322 13,712 SH   SOLE   0 0 13,712
STRYKER CORP COM 863667101 325 1,950 SH   SOLE   0 0 1,950
CINCINNATI FINL CORP COM 172062101 404 5,356 SH   SOLE   0 0 5,356
AMAZON COM INC COM 023135106 448 230 SH   SOLE   0 0 230
SPDR S&P 500 ETF TR TR UNIT 78462F103 535 2,077 SH   SOLE   0 0 2,077
DUPONT DE NEMOURS INC COM 26614N102 544 15,962 SH   SOLE   0 0 15,962
ISHARES TR CORE S&P500 ETF 464287200 737 2,851 SH   SOLE   0 0 2,851
INVESCO LTD SHS G491BT108 812 89,411 SH   SOLE   0 0 89,411
AMERICAN FINL GROUP INC OHIO COM 025932104 887 12,662 SH   SOLE   0 0 12,662
BOEING CO COM 097023105 941 6,307 SH   SOLE   0 0 6,307
ALPHABET INC CAP STK CL C 02079K107 978 841 SH   SOLE   0 0 841
DOW INC COM 260557103 1,114 38,087 SH   SOLE   0 0 38,087
CITIZENS FINANCIAL GROUP INC COM 174610105 1,187 63,099 SH   SOLE   0 0 63,099
SYNCHRONY FINL COM 87165B103 1,264 78,554 SH   SOLE   0 0 78,554
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 1,288 36,909 SH   SOLE   0 0 36,909
WP CAREY INC COM 92936U109 1,316 22,665 SH   SOLE   0 0 22,665
DOMINION ENERGY INC COM 25746U109 1,322 18,312 SH   SOLE   0 0 18,312
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,408 57,693 SH   SOLE   0 0 57,693
ADVANCE AUTO PARTS INC COM 00751Y106 1,471 15,760 SH   SOLE   0 0 15,760
AT&T INC COM 00206R102 1,632 56,003 SH   SOLE   0 0 56,003
WILLIAMS COS INC COM 969457100 1,648 116,472 SH   SOLE   0 0 116,472
BROADCOM INC COM 11135F101 1,650 6,958 SH   SOLE   0 0 6,958
DISNEY WALT CO COM DISNEY 254687106 1,660 17,187 SH   SOLE   0 0 17,187
ABBVIE INC COM 00287Y109 1,686 22,124 SH   SOLE   0 0 22,124
DIAGEO P L C SPON ADR NEW 25243Q205 1,724 13,559 SH   SOLE   0 0 13,559
ILLINOIS TOOL WKS INC COM 452308109 1,763 12,406 SH   SOLE   0 0 12,406
MONDELEZ INTL INC CL A 609207105 1,866 37,257 SH   SOLE   0 0 37,257
NORTHROP GRUMMAN CORP COM 666807102 1,872 6,189 SH   SOLE   0 0 6,189
TRANE TECHNOLOGIES PLC SHS G8994E103 1,883 22,795 SH   SOLE   0 0 22,795
UNITED PARCEL SERVICE INC CL B 911312106 1,895 20,283 SH   SOLE   0 0 20,283
JOHNSON & JOHNSON COM 478160104 2,006 15,300 SH   SOLE   0 0 15,300
PAYPAL HLDGS INC COM 70450Y103 2,041 21,322 SH   SOLE   0 0 21,322
CROWN CASTLE INTL CORP NEW COM 22822V101 2,061 14,276 SH   SOLE   0 0 14,276
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,121 11,601 SH   SOLE   0 0 11,601
ABBOTT LABS COM 002824100 2,146 27,197 SH   SOLE   0 0 27,197
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,153 9,091 SH   SOLE   0 0 9,091
TARGET CORP COM 87612E106 2,187 23,524 SH   SOLE   0 0 23,524
QUALCOMM INC COM 747525103 2,199 32,511 SH   SOLE   0 0 32,511
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,226 86,137 SH   SOLE   0 0 86,137
MERCK & CO. INC COM 58933Y105 2,436 31,664 SH   SOLE   0 0 31,664
WALMART INC COM 931142103 2,448 21,549 SH   SOLE   0 0 21,549
COMCAST CORP NEW CL A 20030N101 2,628 76,440 SH   SOLE   0 0 76,440
HOME DEPOT INC COM 437076102 2,758 14,769 SH   SOLE   0 0 14,769
CVS HEALTH CORP COM 126650100 2,795 47,113 SH   SOLE   0 0 47,113
INTEL CORP COM 458140100 2,825 52,197 SH   SOLE   0 0 52,197
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,042 50,343 SH   SOLE   0 0 50,343
PROCTER & GAMBLE CO COM 742718109 3,074 27,946 SH   SOLE   0 0 27,946
THERMO FISHER SCIENTIFIC INC COM 883556102 3,103 10,941 SH   SOLE   0 0 10,941
VERIZON COMMUNICATIONS INC COM 92343V104 3,274 60,941 SH   SOLE   0 0 60,941
JPMORGAN CHASE & CO COM 46625H100 3,387 37,624 SH   SOLE   0 0 37,624
ALPHABET INC CAP STK CL A 02079K305 3,881 3,340 SH   SOLE   0 0 3,340
MICROSOFT CORP COM 594918104 5,386 34,153 SH   SOLE   0 0 34,153
APPLE INC COM 037833100 5,571 21,909 SH   SOLE   0 0 21,909
ISHARES TR CORE S&P MCP ETF 464287507 8,859 61,578 SH   SOLE   0 0 61,578
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 10,740 216,225 SH   SOLE   0 0 216,225