The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 2,426 49,915 SH   SOLE 0 0 0 49,915
ABBVIE INC COM 00287Y109 2,877 39,681 SH   SOLE 0 0 0 39,681
AFLAC INC COM 001055102 235 3,028 SH   SOLE 0 0 0 3,028
ALPHABET INC CAP STK CL A 02079K305 3,394 3,651 SH   SOLE 0 0 0 3,651
ALPHABET INC CAP STK CL C 02079K107 1,092 1,201 SH   SOLE 0 0 0 1,201
ALTRIA GROUP INC COM 02209S103 200 2,683 SH   SOLE 0 0 0 2,683
AMAZON COM INC COM 023135106 318 328 SH   SOLE 0 0 0 328
APPLE INC COM 037833100 5,102 35,426 SH   SOLE 0 0 0 35,426
AT&T INC COM 00206R102 227 6,023 SH   SOLE 0 0 0 6,023
BB&T CORP COM 054937107 319 7,028 SH   SOLE 0 0 0 7,028
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,266 13,381 SH   SOLE 0 0 0 13,381
BOEING CO COM 097023105 3,591 18,157 SH   SOLE 0 0 0 18,157
CELGENE CORP COM 151020104 3,638 28,009 SH   SOLE 0 0 0 28,009
CHEVRON CORP NEW COM 166764100 349 3,346 SH   SOLE 0 0 0 3,346
CINCINNATI FINL CORP COM 172062101 275 3,801 SH   SOLE 0 0 0 3,801
CINEMARK HOLDINGS INC COM 17243V102 2,077 53,461 SH   SOLE 0 0 0 53,461
CISCO SYS INC COM 17275R102 244 7,792 SH   SOLE 0 0 0 7,792
CITIZENS FINL GROUP INC COM 174610105 2,566 71,905 SH   SOLE 0 0 0 71,905
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,431 21,545 SH   SOLE 0 0 0 21,545
COMCAST CORP NEW CL A 20030N101 3,312 85,105 SH   SOLE 0 0 0 85,105
CVS HEALTH CORP COM 126650100 2,584 32,115 SH   SOLE 0 0 0 32,115
DELL TECHNOLOGIES INC COM CL V 24703L103 705 11,537 SH   SOLE 0 0 0 11,537
DICKS SPORTING GOODS INC COM 253393102 1,407 35,330 SH   SOLE 0 0 0 35,330
DISNEY WALT CO COM DISNEY 254687106 433 4,076 SH   SOLE 0 0 0 4,076
DOW CHEM CO COM 260543103 3,291 52,179 SH   SOLE 0 0 0 52,179
DUKE ENERGY CORP NEW COM NEW 26441C204 293 3,501 SH   SOLE 0 0 0 3,501
DXC TECHNOLOGY CO COM 23355L106 1,435 18,705 SH   SOLE 0 0 0 18,705
EATON CORP PLC SHS G29183103 3,167 40,695 SH   SOLE 0 0 0 40,695
EXXON MOBIL CORP COM 30231G102 1,477 18,293 SH   SOLE 0 0 0 18,293
FEDEX CORP COM 31428X106 2,312 10,639 SH   SOLE 0 0 0 10,639
GENERAL ELECTRIC CO COM 369604103 685 25,344 SH   SOLE 0 0 0 25,344
HOME DEPOT INC COM 437076102 2,678 17,456 SH   SOLE 0 0 0 17,456
ILLINOIS TOOL WKS INC COM 452308109 2,579 18,001 SH   SOLE 0 0 0 18,001
INTEL CORP COM 458140100 2,354 69,761 SH   SOLE 0 0 0 69,761
INTL PAPER CO COM 460146103 2,445 43,195 SH   SOLE 0 0 0 43,195
ISHARES TR RUSSELL 2000 ETF 464287655 315 2,232 SH   SOLE 0 0 0 2,232
ISHARES TR CORE S&P500 ETF 464287200 1,474 6,056 SH   SOLE 0 0 0 6,056
ISHARES TR CORE S&P SCP ETF 464287804 206 2,935 SH   SOLE 0 0 0 2,935
ISHARES TR CORE S&P MCP ETF 464287507 12,788 73,517 SH   SOLE 0 0 0 73,517
ISHARES TR HDG MSCI EAFE 46434V803 12,109 426,073 SH   SOLE 0 0 0 426,073
ISHARES TR MSCI EAFE ETF 464287465 524 8,032 SH   SOLE 0 0 0 8,032
ISHARES TR 1-3 YR CR BD ETF 464288646 616 5,850 SH   SOLE 0 0 0 5,850
JOHNSON & JOHNSON COM 478160104 2,294 17,340 SH   SOLE 0 0 0 17,340
JOHNSON CTLS INTL PLC SHS G51502105 2,278 52,536 SH   SOLE 0 0 0 52,536
JPMORGAN CHASE & CO COM 46625H100 4,225 46,223 SH   SOLE 0 0 0 46,223
KROGER CO COM 501044101 1,326 56,841 SH   SOLE 0 0 0 56,841
LAZARD LTD SHS A G54050102 3,358 72,487 SH   SOLE 0 0 0 72,487
MERCK & CO INC COM 58933Y105 268 4,180 SH   SOLE 0 0 0 4,180
MICROSOFT CORP COM 594918104 3,886 56,377 SH   SOLE 0 0 0 56,377
MONDELEZ INTL INC CL A 609207105 1,939 44,895 SH   SOLE 0 0 0 44,895
MYLAN N V SHS EURO N59465109 2,288 58,939 SH   SOLE 0 0 0 58,939
PAYPAL HLDGS INC COM 70450Y103 3,260 60,735 SH   SOLE 0 0 0 60,735
PEPSICO INC COM 713448108 279 2,412 SH   SOLE 0 0 0 2,412
PFIZER INC COM 717081103 292 8,695 SH   SOLE 0 0 0 8,695
PNC FINL SVCS GROUP INC COM 693475105 214 1,715 SH   SOLE 0 0 0 1,715
PROCTER AND GAMBLE CO COM 742718109 2,645 30,353 SH   SOLE 0 0 0 30,353
QUALCOMM INC COM 747525103 3,064 55,492 SH   SOLE 0 0 0 55,492
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 2,349 44,164 SH   SOLE 0 0 0 44,164
SCHLUMBERGER LTD COM 806857108 2,006 30,464 SH   SOLE 0 0 0 30,464
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 247 4,722 SH   SOLE 0 0 0 4,722
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,032 95,398 SH   SOLE 0 0 0 95,398
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 849 14,525 SH   SOLE 0 0 0 14,525
SPDR S&P 500 ETF TR TR UNIT 78462F103 788 3,257 SH   SOLE 0 0 0 3,257
SYNCHRONY FINL COM 87165B103 2,998 100,524 SH   SOLE 0 0 0 100,524
THERMO FISHER SCIENTIFIC INC COM 883556102 3,091 17,714 SH   SOLE 0 0 0 17,714
UNITED TECHNOLOGIES CORP COM 913017109 264 2,161 SH   SOLE 0 0 0 2,161
V F CORP COM 918204108 219 3,810 SH   SOLE 0 0 0 3,810
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 953 4,292 SH   SOLE 0 0 0 4,292
VANGUARD INDEX FDS REIT ETF 922908553 309 3,711 SH   SOLE 0 0 0 3,711
VERIZON COMMUNICATIONS INC COM 92343V104 3,252 72,815 SH   SOLE 0 0 0 72,815
VIACOM INC NEW CL B 92553P201 1,111 33,099 SH   SOLE 0 0 0 33,099
W P CAREY INC COM 92936U109 1,623 24,585 SH   SOLE 0 0 0 24,585
WESBANCO INC COM 950810101 237 6,000 SH   SOLE 0 0 0 6,000
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 231 3,711 SH   SOLE 0 0 0 3,711