The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   1,264,300 12,632 SH   SOLE   0 0 12,632
ABBOTT LABS COM 002824100   2,137,338 19,605 SH   SOLE   0 0 19,605
ABBVIE INC COM 00287Y109   2,217,926 16,462 SH   SOLE   0 0 16,462
ADOBE SYSTEMS INCORPORATED COM 00724F101   262,099 536 SH   SOLE   0 0 536
ADVANCED MICRO DEVICES INC COM 007903107   390,194 3,425 SH   SOLE   0 0 3,425
ALLIANT ENERGY CORP COM 018802108   201,419 3,838 SH   SOLE   0 0 3,838
ALPHABET INC CAP STK CL A 02079K305   2,157,945 18,028 SH   SOLE   0 0 18,028
ALPHABET INC CAP STK CL C 02079K107   2,708,577 22,390 SH   SOLE   0 0 22,390
ALTRIA GROUP INC COM 02209S103   377,240 8,328 SH   SOLE   0 0 8,328
AMAZON COM INC COM 023135106   5,856,668 44,927 SH   SOLE   0 0 44,927
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   15,853,060 294,612 SH   SOLE   0 0 294,612
AMERICAN CENTY ETF TR AVANTIS RESPON U 025072281   325,166 6,298 SH   SOLE   0 0 6,298
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072315   211,880 4,613 SH   SOLE   0 0 4,613
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299   390,542 7,627 SH   SOLE   0 0 7,627
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   7,443,919 129,685 SH   SOLE   0 0 129,685
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   31,683,690 550,446 SH   SOLE   0 0 550,446
AMERICAN CENTY ETF TR US SML CP VALU 025072877   54,557,864 702,975 SH   SOLE   0 0 702,975
AMERICAN EXPRESS CO COM 025816109   934,932 5,367 SH   SOLE   0 0 5,367
AMERISOURCEBERGEN CORP COM 03073E105   260,936 1,356 SH   SOLE   0 0 1,356
AMGEN INC COM 031162100   876,957 3,950 SH   SOLE   0 0 3,950
AON PLC SHS CL A G0403H108   228,178 661 SH   SOLE   0 0 661
APPLE INC COM 037833100   21,305,288 109,838 SH   SOLE   0 0 109,838
APTARGROUP INC COM 038336103   316,530 2,732 SH   SOLE   0 0 2,732
AT&T INC COM 00206R102   689,194 43,210 SH   SOLE   0 0 43,210
BANK AMERICA CORP COM 060505104   705,385 24,586 SH   SOLE   0 0 24,586
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   6,142,122 18,012 SH   SOLE   0 0 18,012
BLACKSTONE INC COM 09260D107   307,480 3,307 SH   SOLE   0 0 3,307
BOEING CO COM 097023105   417,506 1,977 SH   SOLE   0 0 1,977
BOOKING HOLDINGS INC COM 09857L108   251,131 93 SH   SOLE   0 0 93
BRISTOL-MYERS SQUIBB CO COM 110122108   440,641 6,890 SH   SOLE   0 0 6,890
BROADCOM INC COM 11135F101   240,747 278 SH   SOLE   0 0 278
CALAVO GROWERS INC COM 128246105   333,121 11,479 SH   SOLE   0 0 11,479
CATERPILLAR INC COM 149123101   3,726,126 15,144 SH   SOLE   0 0 15,144
CEMEX SAB DE CV SPON ADR NEW 151290889   157,438 22,237 SH   SOLE   0 0 22,237
CHEVRON CORP NEW COM 166764100   4,539,224 28,848 SH   SOLE   0 0 28,848
CHURCHILL DOWNS INC COM 171484108   209,312 1,504 SH   SOLE   0 0 1,504
CINTAS CORP COM 172908105   278,862 561 SH   SOLE   0 0 561
CISCO SYS INC COM 17275R102   576,575 11,144 SH   SOLE   0 0 11,144
CLEAR CHANNEL OUTDOOR HLDGS COM 18453H106   39,182 28,600 SH   SOLE   0 0 28,600
CLOROX CO DEL COM 189054109   3,072,176 19,317 SH   SOLE   0 0 19,317
COCA COLA CO COM 191216100   327,541 5,439 SH   SOLE   0 0 5,439
COMCAST CORP NEW CL A 20030N101   461,247 11,101 SH   SOLE   0 0 11,101
CORTEVA INC COM 22052L104   206,682 3,607 SH   SOLE   0 0 3,607
COSTCO WHSL CORP NEW COM 22160K105   3,190,803 5,927 SH   SOLE   0 0 5,927
CVS HEALTH CORP COM 126650100   1,143,555 16,542 SH   SOLE   0 0 16,542
DANAHER CORPORATION COM 235851102   1,887,600 7,865 SH   SOLE   0 0 7,865
DEERE & CO COM 244199105   600,992 1,483 SH   SOLE   0 0 1,483
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   6,544,146 278,949 SH   SOLE   0 0 278,949
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   1,445,840 59,280 SH   SOLE   0 0 59,280
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   243,600 8,000 SH   SOLE   0 0 8,000
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   36,428,910 1,108,947 SH   SOLE   0 0 1,108,947
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,254,332 45,913 SH   SOLE   0 0 45,913
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   8,444,033 344,936 SH   SOLE   0 0 344,936
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   12,919,354 566,142 SH   SOLE   0 0 566,142
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   42,110,803 1,551,042 SH   SOLE   0 0 1,551,042
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   108,413,154 2,251,104 SH   SOLE   0 0 2,251,104
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   6,754,851 254,516 SH   SOLE   0 0 254,516
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   69,959,107 2,027,800 SH   SOLE   0 0 2,027,800
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   204,410 9,499 SH   SOLE   0 0 9,499
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   108,521,561 1,980,320 SH   SOLE   0 0 1,980,320
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   397,374 15,462 SH   SOLE   0 0 15,462
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   628,640 21,900 SH   SOLE   0 0 21,900
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   26,074,225 562,066 SH   SOLE   0 0 562,066
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   15,357,194 658,824 SH   SOLE   0 0 658,824
DISNEY WALT CO COM 254687106   463,504 5,192 SH   SOLE   0 0 5,192
DNP SELECT INCOME FD INC COM 23325P104   119,198 11,374 SH   SOLE   0 0 11,374
DOMINION ENERGY INC COM 25746U109   713,304 13,773 SH   SOLE   0 0 13,773
DTE ENERGY CO COM 233331107   238,021 2,163 SH   SOLE   0 0 2,163
ELEVANCE HEALTH INC COM 036752103   210,150 473 SH   SOLE   0 0 473
EXXON MOBIL CORP COM 30231G102   5,855,489 54,597 SH   SOLE   0 0 54,597
FEDEX CORP COM 31428X106   463,821 1,871 SH   SOLE   0 0 1,871
FORD MTR CO DEL COM 345370860   189,441 12,521 SH   SOLE   0 0 12,521
FORTIVE CORP COM 34959J108   249,732 3,340 SH   SOLE   0 0 3,340
GENERAL ELECTRIC CO COM NEW 369604301   499,330 4,546 SH   SOLE   0 0 4,546
GENERAL MLS INC COM 370334104   200,468 2,614 SH   SOLE   0 0 2,614
GOLDMAN SACHS GROUP INC COM 38141G104   449,299 1,393 SH   SOLE   0 0 1,393
GRAINGER W W INC COM 384802104   512,584 650 SH   SOLE   0 0 650
HERSHEY CO COM 427866108   201,977 809 SH   SOLE   0 0 809
HF SINCLAIR CORP COM 403949100   210,337 4,715 SH   SOLE   0 0 4,715
HOME DEPOT INC COM 437076102   2,377,249 7,653 SH   SOLE   0 0 7,653
HONEYWELL INTL INC COM 438516106   3,321,868 16,009 SH   SOLE   0 0 16,009
ILLINOIS TOOL WKS INC COM 452308109   1,299,081 5,193 SH   SOLE   0 0 5,193
INTEL CORP COM 458140100   619,826 18,535 SH   SOLE   0 0 18,535
INTERNATIONAL BUSINESS MACHS COM 459200101   929,409 6,946 SH   SOLE   0 0 6,946
INTUIT COM 461202103   335,396 732 SH   SOLE   0 0 732
INTUITIVE SURGICAL INC COM NEW 46120E602   329,289 963 SH   SOLE   0 0 963
INVESCO QQQ TR UNIT SER 1 46090E103   1,121,262 3,035 SH   SOLE   0 0 3,035
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,415,298 14,501 SH   SOLE   0 0 14,501
ISHARES TR CORE S&P SCP ETF 464287804   287,286 2,883 SH   SOLE   0 0 2,883
ISHARES TR CORE S&P500 ETF 464287200   6,150,720 13,800 SH   SOLE   0 0 13,800
ISHARES TR CORE US AGGBD ET 464287226   5,938,931 60,632 SH   SOLE   0 0 60,632
ISHARES TR INTL SEL DIV ETF 464288448   261,852 9,945 SH   SOLE   0 0 9,945
ISHARES TR MSCI EAFE ETF 464287465   1,208,167 16,664 SH   SOLE   0 0 16,664
ISHARES TR MSCI USA QLT FCT 46432F339   3,860,250 28,622 SH   SOLE   0 0 28,622
ISHARES TR PFD AND INCM SEC 464288687   231,635 7,489 SH   SOLE   0 0 7,489
ISHARES TR RUS 1000 GRW ETF 464287614   708,864 2,576 SH   SOLE   0 0 2,576
ISHARES TR RUS 1000 VAL ETF 464287598   1,422,128 9,011 SH   SOLE   0 0 9,011
ISHARES TR RUS MID CAP ETF 464287499   387,644 5,308 SH   SOLE   0 0 5,308
ISHARES TR RUSSELL 2000 ETF 464287655   318,172 1,699 SH   SOLE   0 0 1,699
ISHARES TR SELECT DIVID ETF 464287168   1,350,461 11,919 SH   SOLE   0 0 11,919
ISHARES TR TRS FLT RT BD 46434V860   1,393,172 27,495 SH   SOLE   0 0 27,495
ISHARES TR US INFRASTRUC 46435U713   524,298 13,416 SH   SOLE   0 0 13,416
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   1,016,874 20,452 SH   SOLE   0 0 20,452
JOHNSON & JOHNSON COM 478160104   6,576,045 39,730 SH   SOLE   0 0 39,730
JPMORGAN CHASE & CO COM 46625H100   2,226,546 15,309 SH   SOLE   0 0 15,309
KIMBERLY-CLARK CORP COM 494368103   2,774,230 20,094 SH   SOLE   0 0 20,094
LENNOX INTL INC COM 526107107   264,443 811 SH   SOLE   0 0 811
LILLY ELI & CO COM 532457108   3,495,643 7,454 SH   SOLE   0 0 7,454
LOCKHEED MARTIN CORP COM 539830109   693,333 1,506 SH   SOLE   0 0 1,506
LOWES COS INC COM 548661107   389,559 1,726 SH   SOLE   0 0 1,726
MARATHON PETE CORP COM 56585A102   439,233 3,767 SH   SOLE   0 0 3,767
MASTERCARD INCORPORATED CL A 57636Q104   1,126,651 2,865 SH   SOLE   0 0 2,865
MCDONALDS CORP COM 580135101   5,743,695 19,248 SH   SOLE   0 0 19,248
MCKESSON CORP COM 58155Q103   644,190 1,508 SH   SOLE   0 0 1,508
MEDTRONIC PLC SHS G5960L103   513,300 5,826 SH   SOLE   0 0 5,826
MERCK & CO INC COM 58933Y105   964,165 8,356 SH   SOLE   0 0 8,356
META PLATFORMS INC CL A 30303M102   698,510 2,434 SH   SOLE   0 0 2,434
MICROSOFT CORP COM 594918104   11,057,382 32,470 SH   SOLE   0 0 32,470
MISTER CAR WASH INC COM 60646V105   506,741 52,512 SH   SOLE   0 0 52,512
MONDELEZ INTL INC CL A 609207105   248,462 3,406 SH   SOLE   0 0 3,406
NEXTERA ENERGY INC COM 65339F101   216,071 2,912 SH   SOLE   0 0 2,912
NORFOLK SOUTHN CORP COM 655844108   218,311 963 SH   SOLE   0 0 963
NUCOR CORP COM 670346105   350,262 2,136 SH   SOLE   0 0 2,136
NVIDIA CORPORATION COM 67066G104   1,668,907 3,945 SH   SOLE   0 0 3,945
OCCIDENTAL PETE CORP COM 674599105   342,824 5,830 SH   SOLE   0 0 5,830
ORACLE CORP COM 68389X105   457,068 3,838 SH   SOLE   0 0 3,838
PEPSICO INC COM 713448108   2,297,879 12,406 SH   SOLE   0 0 12,406
PFIZER INC COM 717081103   619,028 16,876 SH   SOLE   0 0 16,876
PHILIP MORRIS INTL INC COM 718172109   466,114 4,775 SH   SOLE   0 0 4,775
PHILLIPS 66 COM 718546104   209,646 2,198 SH   SOLE   0 0 2,198
PINNACLE WEST CAP CORP COM 723484101   1,233,061 15,137 SH   SOLE   0 0 15,137
PPG INDS INC COM 693506107   575,108 3,878 SH   SOLE   0 0 3,878
PRICE T ROWE GROUP INC COM 74144T108   303,575 2,710 SH   SOLE   0 0 2,710
PROCTER AND GAMBLE CO COM 742718109   1,937,725 12,770 SH   SOLE   0 0 12,770
QUALCOMM INC COM 747525103   733,082 6,158 SH   SOLE   0 0 6,158
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,032,107 10,536 SH   SOLE   0 0 10,536
RING ENERGY INC COM 76680V108   20,237 11,834 SH   SOLE   0 0 11,834
SALESFORCE INC COM 79466L302   302,947 1,434 SH   SOLE   0 0 1,434
SCHWAB CHARLES CORP COM 808513105   935,022 16,497 SH   SOLE   0 0 16,497
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   283,422 3,903 SH   SOLE   0 0 3,903
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   478,036 6,378 SH   SOLE   0 0 6,378
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   442,305 8,446 SH   SOLE   0 0 8,446
SERVICENOW INC COM 81762P102   745,173 1,326 SH   SOLE   0 0 1,326
SM ENERGY CO COM 78454L100   1,235,816 39,071 SH   SOLE   0 0 39,071
SOUTHERN CO COM 842587107   338,552 4,819 SH   SOLE   0 0 4,819
SPDR GOLD TR GOLD SHS 78463V107   227,473 1,276 SH   SOLE   0 0 1,276
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   321,091 10,524 SH   SOLE   0 0 10,524
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,471,167 10,087 SH   SOLE   0 0 10,087
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   621,147 1,297 SH   SOLE   0 0 1,297
SPROTT PHYSICAL GOLD TR UNIT 85207H104   168,731 11,309 SH   SOLE   0 0 11,309
STARBUCKS CORP COM 855244109   462,193 4,666 SH   SOLE   0 0 4,666
STRYKER CORPORATION COM 863667101   273,971 898 SH   SOLE   0 0 898
SYSCO CORP COM 871829107   257,845 3,475 SH   SOLE   0 0 3,475
TEGNA INC COM 87901J105   167,776 10,331 SH   SOLE   0 0 10,331
TESLA INC COM 88160R101   1,436,658 5,488 SH   SOLE   0 0 5,488
TEXAS INSTRS INC COM 882508104   1,023,471 5,685 SH   SOLE   0 0 5,685
THERMO FISHER SCIENTIFIC INC COM 883556102   590,100 1,131 SH   SOLE   0 0 1,131
TJX COS INC NEW COM 872540109   343,061 4,046 SH   SOLE   0 0 4,046
TRAVELERS COMPANIES INC COM 89417E109   414,180 2,385 SH   SOLE   0 0 2,385
UNION PAC CORP COM 907818108   1,199,032 5,860 SH   SOLE   0 0 5,860
UNITED PARCEL SERVICE INC CL B 911312106   268,538 1,498 SH   SOLE   0 0 1,498
UNITEDHEALTH GROUP INC COM 91324P102   813,243 1,692 SH   SOLE   0 0 1,692
UPSTART HLDGS INC COM 91680M107   921,857 25,743 SH   SOLE   0 0 25,743
VALERO ENERGY CORP COM 91913Y100   282,342 2,407 SH   SOLE   0 0 2,407
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   742,715 9,828 SH   SOLE   0 0 9,828
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,233,819 16,974 SH   SOLE   0 0 16,974
VANGUARD INDEX FDS GROWTH ETF 922908736   498,394 1,761 SH   SOLE   0 0 1,761
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,630,843 19,517 SH   SOLE   0 0 19,517
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,828,765 4,490 SH   SOLE   0 0 4,490
VANGUARD INDEX FDS SM CP VAL ETF 922908611   542,527 3,280 SH   SOLE   0 0 3,280
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,506,489 7,574 SH   SOLE   0 0 7,574
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,253,755 5,457 SH   SOLE   0 0 5,457
VANGUARD INDEX FDS TOTAL STK MKT 922908769   14,043,667 63,754 SH   SOLE   0 0 63,754
VANGUARD INDEX FDS VALUE ETF 922908744   787,906 5,545 SH   SOLE   0 0 5,545
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   489,076 12,022 SH   SOLE   0 0 12,022
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   776,143 7,025 SH   SOLE   0 0 7,025
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   508,890 5,247 SH   SOLE   0 0 5,247
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   556,343 10,225 SH   SOLE   0 0 10,225
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   810,607 4,991 SH   SOLE   0 0 4,991
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   420,742 9,111 SH   SOLE   0 0 9,111
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   331,730 3,127 SH   SOLE   0 0 3,127
VANGUARD WORLD FDS ENERGY ETF 92204A306   1,880,183 16,655 SH   SOLE   0 0 16,655
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   342,833 4,220 SH   SOLE   0 0 4,220
VANGUARD WORLD FDS INF TECH ETF 92204A702   246,620 558 SH   SOLE   0 0 558
VERIZON COMMUNICATIONS INC COM 92343V104   946,470 25,450 SH   SOLE   0 0 25,450
VISA INC COM CL A 92826C839   1,119,481 4,714 SH   SOLE   0 0 4,714
WALGREENS BOOTS ALLIANCE INC COM 931427108   209,288 7,346 SH   SOLE   0 0 7,346
WALMART INC COM 931142103   933,720 5,940 SH   SOLE   0 0 5,940
WARNER BROS DISCOVERY INC COM SER A 934423104   130,805 10,431 SH   SOLE   0 0 10,431
WISDOMTREE TR EMG MKTS SMCAP 97717W281   212,272 4,562 SH   SOLE   0 0 4,562
WISDOMTREE TR INTL SMCAP DIV 97717W760   222,738 3,746 SH   SOLE   0 0 3,746
WOODWARD INC COM 980745103   2,250,729 18,928 SH   SOLE   0 0 18,928
XCEL ENERGY INC COM 98389B100   266,212 4,282 SH   SOLE   0 0 4,282
YUM BRANDS INC COM 988498101   216,138 1,560 SH   SOLE   0 0 1,560
ZIONS BANCORPORATION N A COM 989701107   345,528 12,864 SH   SOLE   0 0 12,864
ZSCALER INC COM 98980G102   651,767 4,455 SH   SOLE   0 0 4,455