The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALL WORLD EX-US COM 464288240 1,259 30,000 SH   SOLE   30,000 0 0
ALL WORLD EX-US COM 922042775 5,227 114,670 SH   SOLE   114,670 0 0
ALL WORLD EX-US COM 921909768 14,668 310,636 SH   SOLE   310,636 0 0
AUSTRIA COM 464286202 1,242 67,656 SH   SOLE   67,656 0 0
BANKS COM 33738R860 699 31,405 SH   SOLE   31,405 0 0
BIOTECHNOLOGY COM 464287556 38,474 398,987 SH   SOLE   398,987 0 0
BIOTECHNOLOGY COM 78464A870 11,124 155,044 SH   SOLE   155,044 0 0
BRAZIL COM 464286400 1,918 50,214 SH   SOLE   50,214 0 0
BROKER DEALERS COM 464288794 1,939 34,600 SH   SOLE   34,600 0 0
CA MUNICIPAL BONDS COM 464288356 176 3,012 SH   SOLE   3,012 0 0
CA MUNICIPAL BONDS COM 46138E206 191 7,400 SH   SOLE   7,400 0 0
CANADA COM 464286509 2,561 106,892 SH   SOLE   106,892 0 0
CHINA A-SHARES COM 233051879 8,771 399,966 SH   SOLE   399,966 0 0
CHINA A-SHARES COM 500767405 91 3,737 SH   SOLE   3,737 0 0
CONSUMER STAPLES COM 92204A207 21,338 162,672 SH   SOLE   162,672 0 0
DEVELOPED INTL ESG COM 46435G516 803 13,986 SH   SOLE   13,986 0 0
DEVELOPED MARKETS COM 464287465 9,595 163,229 SH   SOLE   163,229 0 0
DEVELOPED MARKETS COM 46432F842 2,519 45,798 SH   SOLE   45,798 0 0
DEVELOPED MARKETS COM 808524805 12 439 SH   SOLE   439 0 0
DEVELOPED MARKETS COM 921943858 101 2,722 SH   SOLE   2,722 0 0
EMERGING INTL ESG COM 46434G863 719 23,444 SH   SOLE   23,444 0 0
EMERGING MARKET DEBT COM 92189H300 81 2,451 SH   SOLE   2,451 0 0
EMERGING MARKETS COM 464287234 55,137 1,411,605 SH   SOLE   1,411,605 0 0
EMERGING MARKETS COM 46434G103 3,325 70,527 SH   SOLE   70,527 0 0
EMERGING MARKETS COM 922042858 15,616 409,870 SH   SOLE   409,870 0 0
EMQQ EMERGING MARKETS ETF COM 301505889 32 1,216 SH   SOLE   1,216 0 0
ENERGY COM 81369Y506 1,004 17,500 SH   SOLE   17,500 0 0
ESG 1-5 YEAR CORPORATE COM 46435G243 760 31,065 SH   SOLE   31,065 0 0
ESG US AGGREGATE BONDS COM 67092P870 13 542 SH   SOLE   542 0 0
FINANCIALS COM 464287788 289 2,713 SH   SOLE   2,713 0 0
FINANCIALS COM 78464A797 42,044 1,125,663 SH   SOLE   1,125,663 0 0
FINANCIALS COM 92204A405 452 7,616 SH   SOLE   7,616 0 0
FINANCIALS COM 81369Y605 35,037 1,470,901 SH   SOLE   1,470,901 0 0
FRONTIER MARKETS COM 464286145 3 128 SH   SOLE   128 0 0
GLOBAL EQUITY COM 922042742 260 3,966 SH   SOLE   3,966 0 0
GLOBAL EQUITY ESG COM 68386C781 15 587 SH   SOLE   587 0 0
GOLD MINERS COM 92189F106 1,055 50,000 SH   SOLE   50,000 0 0
GOLDMAN SACHS TREASURY 0-1 YR ETF COM 381430529 58 582 SH   SOLE   582 0 0
HEALTH CARE COM 92204A504 18,451 114,887 SH   SOLE   114,887 0 0
HEALTH CARE COM 81369Y209 24,416 282,228 SH   SOLE   282,228 0 0
INDUSTRIALS COM 33734X150 1,023 30,000 SH   SOLE   30,000 0 0
INDUSTRIALS COM 81369Y704 3,300 51,231 SH   SOLE   51,231 0 0
INFORMATION TECHNOLOGY COM 92204A702 1,356 8,128 SH   SOLE   8,128 0 0
JAPAN COM 97717W851 5,620 121,149 SH   SOLE   121,149 0 0
JAPAN SMALLCAP COM 97717W836 81 1,265 SH   SOLE   1,265 0 0
LARGE CAP COM 922908363 301 1,310 SH   SOLE   1,310 0 0
LARGE-CAP BLEND ESG COM 464288570 1,404 15,095 SH   SOLE   15,095 0 0
LARGE-CAP GROWTH COM 464287614 172 1,315 SH   SOLE   1,315 0 0
MAIN SECTOR ROTATION ETF COM 66538H591 701 28,844 SH   SOLE   28,844 0 0
MATERIALS COM 81369Y100 11 225 SH   SOLE   225 0 0
METAL MINERS COM 78464A755 26 1,000 SH   SOLE   1,000 0 0
MEXICO COM 464286822 2,419 58,730 SH   SOLE   58,730 0 0
MIDCAP COM 464287507 160 965 SH   SOLE   965 0 0
MID-CAP VALUE COM 464287473 10,176 133,282 SH   SOLE   133,282 0 0
MID-CAP VALUE COM 922908512 2 23 SH   SOLE   23 0 0
NASDAQ COM 46090E103 201 1,300 SH   SOLE   1,300 0 0
REGIONAL BANKS COM 78464A698 428 9,144 SH   SOLE   9,144 0 0
REIT COM 922908553 2 26 SH   SOLE   26 0 0
RUSSIA COM 92189F403 1,488 79,374 SH   SOLE   79,374 0 0
S&P 500 COM 78462F103 109,074 436,436 SH   SOLE   436,436 0 0
S&P 500 BUY-WRITE COM 46137V399 273 13,844 SH   SOLE   13,844 0 0
S&P 500 EQUAL WEIGHT COM 46137V357 16,522 180,763 SH   SOLE   180,763 0 0
S&P 500 PUT WRITE COM 97717X560 22 877 SH   SOLE   877 0 0
S&P 500 VALUE COM 464287200 306 1,217 SH   SOLE   1,217 0 0
SCHWAB US BROAD MARKET ETF COM 808524102 35 589 SH   SOLE   589 0 0
SEMICONDUCTORS COM 92189F676 13 150 SH   SOLE   150 0 0
SHORT TERM BOND COM 921937827 490 6,238 SH   SOLE   6,238 0 0
SHORT TERM BONDS COM 46090A887 194 3,880 SH   SOLE   3,880 0 0
SHORT TERM BONDS COM 46641Q837 6,573 131,110 SH   SOLE   131,110 0 0
SHORT TERM BONDS COM 72201R833 15,262 151,180 SH   SOLE   151,180 0 0
SHORT TERM BONDS COM 46431W507 26,589 533,371 SH   SOLE   533,371 0 0
SHORT-TERM CORPORATE BONDS COM 92206C409 195 2,500 SH   SOLE   2,500 0 0
SINGAPORE COM 46434G780 2,652 120,015 SH   SOLE   120,015 0 0
SMALL CAP BLEND COM 922908751 40 300 SH   SOLE   300 0 0
SMALL CAP ESG COM 46435U663 136 6,000 SH   SOLE   6,000 0 0
SMALL-CAP BLEND COM 464287655 14,957 111,700 SH   SOLE   111,700 0 0
SOFTWARE COM 464287515 10,104 58,228 SH   SOLE   58,228 0 0
SOUTH KOREA COM 35473P710 177 8,702 SH   SOLE   8,702 0 0
SOUTH KOREA COM 464286772 2,457 41,741 SH   SOLE   41,741 0 0
TECHNOLOGY COM 81369Y803 45,690 737,166 SH   SOLE   737,166 0 0
TURKEY COM 464286715 12 500 SH   SOLE   500 0 0
UNITED KINGDOM COM 46435G334 5,111 174,148 SH   SOLE   174,148 0 0
US HIGH DIVDEND YIELD COM 921946406 257 3,300 SH   SOLE   3,300 0 0
US TOTAL MARKET COM 922908769 2,180 17,084 SH   SOLE   17,084 0 0
US TREASURIES COM 78468R663 15,003 164,042 SH   SOLE   164,042 0 0
MAIN BUYWRITE I COM 66538H708 29,223 2,922,295 SH   SOLE   2,922,295 0 0