The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,498 10,842 SH   SOLE None 0 0 10,842
ASTEC INDS INC COM COM 046224101 1,203 38,596 SH   SOLE None 0 0 38,596
BK OF AMERICA CORP COM COM 060505104 787 26,072 SH   SOLE None 0 0 26,072
BLUEGREEN VACATIONS HLDG CORP CLASS A CLASS A 096308101 1,202 72,814 SH   SOLE None 0 0 72,814
CHEVRON CORP NEW COM COM 166764100 520 3,623 SH   SOLE None 0 0 3,623
CISCO SYS INC COM 17275R102 334 8,353 SH   SOLE None 0 0 8,353
COCA COLA CO COM COM 191216100 213 3,811 SH   SOLE None 0 0 3,811
DIMENSIONAL CORE FIXED INCOME ETF CORE FIXED INCOM 25434V872 1,238 30,251 SH   SOLE None 0 0 30,251
DIMENSIONAL EMERGING CORE EQUITY MARKET ETF EMGR CRE EQT MNG 25434V302 1,495 74,437 SH   SOLE None 0 0 74,437
DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF EMERGING MKTS CO 25434V732 503 24,625 SH   SOLE None 0 0 24,625
DIMENSIONAL INFLATIONPROTECTED SECURITIES ETF INFLATION PROTE 25434V856 613 15,101 SH   SOLE None 0 0 15,101
DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF INTL CORE EQUITY 25434V799 1,224 63,909 SH   SOLE None 0 0 63,909
DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF INTL CORE EQT MK 25434V203 1,121 51,974 SH   SOLE None 0 0 51,974
DIMENSIONAL INTERNATIONAL SMALL CAP VALUE ETF INTL SMALL CAP V 25434V781 723 38,962 SH   SOLE None 0 0 38,962
DIMENSIONAL INTERNATIONAL VALUE ETF INTERNATNAL VAL 25434V807 11,893 461,694 SH   SOLE None 0 0 461,694
DIMENSIONAL NATIONAL MUNICIPAL BOND ETF NATL MUN BD ETF 25434V849 356 7,633 SH   SOLE None 0 0 7,633
DIMENSIONAL SHORTDURATION FIXED INCOME ETF SHORT DURATION F 25434V864 915 19,898 SH   SOLE None 0 0 19,898
DIMENSIONAL U.S. TARGETED VALUE ETF US TARGETED VLU 25434V609 6,141 157,583 SH   SOLE None 0 0 157,583
DIMENSIONAL US CORE EQUITY 2 ETF US CORE EQUITY 2 25434V708 12,006 539,846 SH   SOLE None 0 0 539,846
DIMENSIONAL US CORE EQUITY MARKET ETF US CORE EQT MKT 25434V104 942 37,493 SH   SOLE None 0 0 37,493
DIMENSIONAL US MARKETWIDE VALUE ETF US MKTWIDE VALUE 25434V724 501 16,925 SH   SOLE None 0 0 16,925
DIMENSIONAL US REAL ESTATE ETF US REAL ESTATE E 25434V823 1,237 60,207 SH   SOLE None 0 0 60,207
DIMENSIONAL US SMALL CAP VALUE ETF US SMALL CAP VAL 25434V815 560 25,706 SH   SOLE None 0 0 25,706
EXXON MOBIL CORP COM COM 30231G102 379 4,347 SH   SOLE None 0 0 4,347
FIDELITY MSCI REAL ESTATE INDEX ETF MSCI RL EST ETF 316092857 1,040 43,499 SH   SOLE None 0 0 43,499
FIRST HORIZON CORPORATION COM COM 320517105 1,733 75,684 SH   SOLE None 0 0 75,684
GAYLORD ENTERTAINMENT CO NEW COM 78377T107 598 8,133 SH   SOLE None 0 0 8,133
HOME DEPOT COM 437076102 624 2,261 SH   SOLE None 0 0 2,261
ISHARES 13 YR TREASURY BOND ETF 1 3 YR TREAS BD 464287457 1,834 22,593 SH   SOLE None 0 0 22,593
ISHARES AGGREGATE BOND ETF CORE US AGGBD ET 464287226 3,197 33,188 SH   SOLE None 0 0 33,188
ISHARES AMTFREE MUNI BOND ETF NATIONAL MUN ETF 464288414 206 2,010 SH   SOLE None 0 0 2,010
ISHARES SP 500 INDEX CORE S&P500 ETF 464287200 620 1,731 SH   SOLE None 0 0 1,731
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 3,222 30,718 SH   SOLE None 0 0 30,718
ISHARES TR MSCI ACWIINDEX FD MSCI ACWI ETF 464288257 466 5,996 SH   SOLE None 0 0 5,996
ISHARES TR SP 1500 INDEX FD CORE S&P TTL STK 464287150 3,692 46,420 SH   SOLE None 0 0 46,420
ISHARES TRUST CORE MSCI TOTAL INTL STK ETF CORE MSCI TOTAL 46432F834 3,162 62,113 SH   SOLE None 0 0 62,113
ISHARES TRUST CORE SHORTTERM US BD ETF CORE 1 5 YR USD 46432F859 2,077 45,069 SH   SOLE None 0 0 45,069
ISHARES US REAL ESTATE ETF U.S. REAL ES ETF 464287739 1,548 19,016 SH   SOLE None 0 0 19,016
JOHNSON JOHNSON COM COM 478160104 465 2,851 SH   SOLE None 0 0 2,851
KIMBERLYCLARK CORP COM COM 494368103 490 4,362 SH   SOLE None 0 0 4,362
LOWES COS INC COM COM 548661107 1,813 9,658 SH   SOLE None 0 0 9,658
MARKET VECTORS GOLD MINERS INDEX ETF GOLD MINERS ETF 92189F106 1,013 42,009 SH   SOLE None 0 0 42,009
MARTIN MARIETTA MATLS INC COM 573284106 10,122 31,428 SH   SOLE None 0 0 31,428
MICROSOFT COM 594918104 316 1,361 SH   SOLE None 0 0 1,361
NEXTERA ENERGY INC COM COM 65339F101 223 2,847 SH   SOLE None 0 0 2,847
PEPSICO INC COM COM 713448108 214 1,312 SH   SOLE None 0 0 1,312
POWERSHARES FTSE RAFI DEV MKTS EX US FTSE RAFI DEV 46138E743 597 17,039 SH   SOLE None 0 0 17,039
POWERSHARES FTSE RAFI US 1000 FTSE RAFI 1000 46137V613 1,222 8,808 SH   SOLE None 0 0 8,808
PROCTER AND GAMBLE CO COM COM 742718109 403 3,199 SH   SOLE None 0 0 3,199
SCHWAB US AGGREGATE BOND ETF US AGGREGATE B 808524839 307 6,787 SH   SOLE None 0 0 6,787
SMARTFINANCIAL INC COM NEW COM NEW 83190L208 231 9,374 SH   SOLE None 0 0 9,374
TRUIST FINL CORP COM COM 89832Q109 2,245 51,568 SH   SOLE None 0 0 51,568
UNION PAC CORP COM COM 907818108 333 1,712 SH   SOLE None 0 0 1,712
UNITED CMNTY BKS BLAIRSVLE GA COM COM 90984P303 600 18,151 SH   SOLE None 0 0 18,151
VANGUARD ENERGY ETF ENERGY ETF 92204A306 1,071 10,551 SH   SOLE None 0 0 10,551
VANGUARD GROWTH ETF GROWTH ETF 922908736 248 1,161 SH   SOLE None 0 0 1,161
VANGUARD SHORT TERM BOND SHORT TRM BOND 921937827 491 6,564 SH   SOLE None 0 0 6,564
VANGUARD VALUE ETF VALUE ETF 922908744 366 2,970 SH   SOLE None 0 0 2,970
VULCAN MATLS CO COM COM 929160109 440 2,793 SH   SOLE None 0 0 2,793
WALMART INC COM COM 931142103 333 2,569 SH   SOLE None 0 0 2,569