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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   46,341,294 499,798 SH   SOLE   0 0 499,798
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   31,090,832 409,198 SH   SOLE   0 0 409,198
INVESCO QQQ TR UNIT SER 1 46090E103   26,044,027 58,656 SH   SOLE   0 0 58,656
VANGUARD INDEX FDS LARGE CAP ETF 922908637   9,037,472 37,694 SH   SOLE   0 0 37,694
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   6,942,311 85,255 SH   SOLE   0 0 85,255
JOHNSON & JOHNSON COM 478160104   3,213,973 20,317 SH   SOLE   0 0 20,317
MICROSOFT CORP COM 594918104   2,852,503 6,780 SH   SOLE   0 0 6,780
APPLE INC COM 037833100   2,252,101 13,133 SH   SOLE   0 0 13,133
VANGUARD INDEX FDS MID CAP ETF 922908629   1,481,995 5,931 SH   SOLE   0 0 5,931
FIRST INTST BANCSYSTEM INC COM 32055Y201   1,440,179 52,928 SH   SOLE   0 0 52,928
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,202,428 3,023 SH   SOLE   0 0 3,023
AMAZON COM INC COM 023135106   1,194,837 6,624 SH   SOLE   0 0 6,624
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   825,722 13,525 SH   SOLE   0 0 13,525
COSTCO WHSL CORP NEW COM 22160K105   805,443 1,099 SH   SOLE   0 0 1,099
CHEVRON CORP NEW COM 166764100   613,293 3,888 SH   SOLE   0 0 3,888
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   601,836 1,252 SH   SOLE   0 0 1,252
AON PLC SHS CL A G0403H108   563,319 1,688 SH   SOLE   0 0 1,688
ALPHABET INC CAP STK CL C 02079K107   555,292 3,647 SH   SOLE   0 0 3,647
NVIDIA CORPORATION COM 67066G104   536,720 594 SH   SOLE   0 0 594
NEXTERA ENERGY INC COM 65339F101   493,960 7,729 SH   SOLE   0 0 7,729
EXXON MOBIL CORP COM 30231G102   482,940 4,155 SH   SOLE   0 0 4,155
BOEING CO COM 097023105   446,895 2,316 SH   SOLE   0 0 2,316
VANGUARD INDEX FDS TOTAL STK MKT 922908769   426,709 1,642 SH   SOLE   0 0 1,642
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   399,797 4,623 SH   SOLE   0 0 4,623
STARBUCKS CORP COM 855244109   398,369 4,359 SH   SOLE   0 0 4,359
META PLATFORMS INC CL A 30303M102   314,188 647 SH   SOLE   0 0 647
ABBVIE INC COM 00287Y109   311,505 1,711 SH   SOLE   0 0 1,711
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   300,766 5,944 SH   SOLE   0 0 5,944
JPMORGAN CHASE & CO COM 46625H100   280,220 1,399 SH   SOLE   0 0 1,399
ISHARES TR MRGSTR MD CP GRW 464288307   274,238 3,880 SH   SOLE   0 0 3,880
CONOCOPHILLIPS COM 20825C104   267,415 2,101 SH   SOLE   0 0 2,101
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   249,145 4,248 SH   SOLE   0 0 4,248
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   226,240 538 SH   SOLE   0 0 538
INTERNATIONAL BUSINESS MACHS COM 459200101   219,882 1,151 SH   SOLE   0 0 1,151
ALPHABET INC CAP STK CL A 02079K305   212,208 1,406 SH   SOLE   0 0 1,406
ENTERPRISE PRODS PARTNERS L COM 293792107   207,301 7,104 SH   SOLE   0 0 7,104
BIOGEN INC COM 09062X103   204,202 947 SH   SOLE   0 0 947