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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 19,942 357,327 SH   SOLE   0 0 357,327
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 17,494 298,990 SH   SOLE   0 0 298,990
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 11,160 87,678 SH   SOLE   0 0 87,678
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6,217 102,711 SH   SOLE   0 0 102,711
SPDR SER TR S&P 600 SMCP VAL 78464A300 6,003 89,411 SH   SOLE   0 0 89,411
ISHARES TR CORE S&P SCP ETF 464287804 5,391 61,828 SH   SOLE   0 0 61,828
INVESCO QQQ TR UNIT SER 1 46090E103 5,186 19,403 SH   SOLE   0 0 19,403
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,705 165,392 SH   SOLE   0 0 165,392
JOHNSON & JOHNSON COM 478160104 3,369 20,622 SH   SOLE   0 0 20,622
ISHARES TR MRGSTR MD CP GRW 464288307 3,173 62,986 SH   SOLE   0 0 62,986
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,326 19,103 SH   SOLE   0 0 19,103
FIRST INTST BANCSYSTEM INC COM CL A 32055Y201 2,284 56,610 SH   SOLE   0 0 56,610
APPLE INC COM 037833100 1,279 9,252 SH   SOLE   0 0 9,252
MICROSOFT CORP COM 594918104 1,118 4,800 SH   SOLE   0 0 4,800
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,062 6,492 SH   SOLE   0 0 6,492
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 866 3,014 SH   SOLE   0 0 3,014
NEXTERA ENERGY INC COM 65339F101 679 8,663 SH   SOLE   0 0 8,663
AMAZON COM INC COM 023135106 662 5,856 SH   SOLE   0 0 5,856
VANGUARD INDEX FDS MID CAP ETF 922908629 631 3,357 SH   SOLE   0 0 3,357
CHEVRON CORP NEW COM 166764100 606 4,216 SH   SOLE   0 0 4,216
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 584 13,898 SH   SOLE   0 0 13,898
COSTCO WHSL CORP NEW COM 22160K105 465 986 SH   SOLE   0 0 986
EXXON MOBIL CORP COM 30231G102 461 5,285 SH   SOLE   0 0 5,285
AON PLC SHS CL A G0403H108 452 1,688 SH   SOLE   0 0 1,688
STARBUCKS CORP COM 855244109 372 4,411 SH   SOLE   0 0 4,411
VANGUARD INDEX FDS TOTAL STK MKT 922908769 292 1,630 SH   SOLE   0 0 1,630
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 272 3,398 SH   SOLE   0 0 3,398
MCDONALDS CORP COM 580135101 271 1,174 SH   SOLE   0 0 1,174
BIOGEN INC COM 09062X103 253 947 SH   SOLE   0 0 947
JPMORGAN CHASE & CO COM 46625H100 241 2,303 SH   SOLE   0 0 2,303
LILLY ELI & CO COM 532457108 240 743 SH   SOLE   0 0 743
ABBVIE INC COM 00287Y109 223 1,659 SH   SOLE   0 0 1,659
ABBOTT LABS COM 002824100 215 2,220 SH   SOLE   0 0 2,220
WISDOMTREE TR US LARGECAP DIVD 97717W307 213 3,862 SH   SOLE   0 0 3,862