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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES MSCI EM ESG ETF ETF 46434G863 372 9,366 SH   SOLE   0 0 9,366
ISHARES ESG SM CAP ETF ETF 46435U663 1,467 36,396 SH   SOLE   0 0 36,396
VANGUARD VALUE ETF ETF 922908744 48,663 330,793 SH   SOLE   0 0 330,793
VANGUARD SHORT TERM CORP BD ETF ETF 92206C409 11,103 136,635 SH   SOLE   0 0 136,635
ISHARES EAFE SML CP ETF ETF 464288273 11,519 157,601 SH   SOLE   0 0 157,601
VANGUARD DIV APP ETF ETF 921908844 26,852 121,407 SH   SOLE   0 0 121,407
ISHARES MSCI EAFE ETF ETF 464287465 14,672 186,483 SH   SOLE   0 0 186,483
ISHARES CORE SP500 ETF ETF 464287200 41,855 87,747 SH   SOLE   0 0 87,747
ISHARES core SP MCP ETF ETF 464287507 241,616 853,525 SH   SOLE   0 0 853,525
VANGUARD FTSE EMR MKT ETF ETF 922042858 12,257 247,814 SH   SOLE   0 0 247,814
ISHARES TR SP 500 GRWT ETF ETF 464287309 41,617 497,395 SH   SOLE   0 0 497,395
ISHARES TR CORE SP SCP ETF ETF 464287804 97,762 853,744 SH   SOLE   0 0 853,744
ISHARES CORE MSCI EMKT ETF ETF 46434G103 6,443 107,640 SH   SOLE   0 0 107,640