The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Alps Trust ETF COM 00162Q866 212 19,400 SH   SOLE   19,400 0 0
A T & T Inc New COM 00206R102 255 6,503 SH   SOLE   6,503 0 0
Alere Inc COM 01449J105 2,744 54,213 SH   SOLE   54,213 0 0
Allstate Corpora 5.1%PFD PFD 020002309 229 8,800 SH   SOLE   8,800 0 0
Alphabet Inc COM 02079K107 869 1,166 SH   SOLE   1,166 0 0
Alphabet Inc Cap STK CL A COM 02079K305 3,304 4,331 SH   SOLE   4,331 0 0
Amazon Com Inc COM 023135106 858 1,446 SH   SOLE   1,446 0 0
American Intl Group New COM 026874784 2,952 54,619 SH   SOLE   54,619 0 0
Anadarko Petroleum Corp COM 032511107 591 12,700 SH   SOLE   12,700 0 0
Apple Inc COM 037833100 678 6,219 SH   SOLE   6,219 0 0
Autodesk Inc COM 052769106 802 13,754 SH   SOLE   13,754 0 0
BP PLC ADR F COM 055622104 484 16,025 SH   SOLE   16,025 0 0
Baker Hughes Inc COM 057224107 1,177 26,850 SH   SOLE   26,850 0 0
Bank Of America Corp COM 060505104 442 32,661 SH   SOLE   32,661 0 0
Bank Amer Corp PFD PFD 060505583 243 11,350 SH   SOLE   11,350 0 0
Bank Of NY Mellon CP New COM 064058100 925 25,103 SH   SOLE   25,103 0 0
Barrick Gold Corp F COM 067901108 223 16,457 SH   SOLE   16,457 0 0
Baxalta Inc Com COM 07177M103 1,055 26,106 SH   SOLE   26,106 0 0
Baxter International Inc COM 071813109 1,120 27,267 SH   SOLE   27,267 0 0
CST Brands Inc COM 12646R105 3,070 80,183 SH   SOLE   80,183 0 0
Cheniere Energy Inc New COM 16411R208 1,829 54,079 SH   SOLE   54,079 0 0
Cimarex Energy Co COM 171798101 1,441 14,819 SH   SOLE   14,819 0 0
Cisco Systems Inc COM 17275R102 837 29,387 SH   SOLE   29,387 0 0
Constellation Brand CL A COM 21036P108 2,641 17,479 SH   SOLE   17,479 0 0
Delta Air Lines Inc New COM 247361702 1,508 30,973 SH   SOLE   30,973 0 0
Diageo PLC New ADR F COM 25243Q205 608 5,633 SH   SOLE   5,633 0 0
Disney Walt Co COM 254687106 344 3,465 SH   SOLE   3,465 0 0
Dow Chemical Company COM 260543103 2,151 42,297 SH   SOLE   42,297 0 0
DreamWorks Animation Inc COM 26153C103 1,433 57,442 SH   SOLE   57,442 0 0
E M C Corp Mass COM 268648102 2,658 99,733 SH   SOLE   99,733 0 0
E R F Wireless Inc N COM 26884K309 0 60,000 SH   SOLE   60,000 0 0
Exxon Mobil Corporation COM 30231G102 341 4,077 SH   SOLE   4,077 0 0
F M C Corp New COM 302491303 1,326 32,853 SH   SOLE   32,853 0 0
F N B Corpora PFD PFD 30255P103 674 22,800 SH   SOLE   22,800 0 0
Fidelity Natl Info SVCS COM 31620M106 732 11,564 SH   SOLE   11,564 0 0
Fifth Third PFD PFD 316773605 369 12,700 SH   SOLE   12,700 0 0
First Niagar PFD PFD 33582V207 1,433 53,779 SH   SOLE   53,779 0 0
General Motors Co COM 37045V100 3,212 102,203 SH   SOLE   102,203 0 0
Generex Biotech Corp Del COM 371485103 0 10,000 SH   SOLE   10,000 0 0
Goldman Sachs GR PFD PFD 38144G804 1,184 58,538 SH   SOLE   58,538 0 0
Goldman Sachs PFD PFD 38145G308 1,248 49,905 SH   SOLE   49,905 0 0
Hartford Finl 7.875%PFD PFD 416518504 778 24,913 SH   SOLE   24,913 0 0
Honeywell International COM 438516106 303 2,701 SH   SOLE   2,701 0 0
Incyte Corporation COM 45337C102 694 9,583 SH   SOLE   9,583 0 0
Intrexon COM 46122T102 794 23,422 SH   SOLE   23,422 0 0
iShares TR TIPS COM 464287176 1,189 10,369 SH   SOLE   10,369 0 0
iShares S&P 500 Growth COM 464287309 235 2,030 SH   SOLE   2,030 0 0
iShares TR Russell 2000 COM 464287655 209 1,891 SH   SOLE   1,891 0 0
Itc Holdings Corp COM 465685105 2,312 53,068 SH   SOLE   53,068 0 0
JPMorgan Chase & Co COM 46625H100 1,882 31,772 SH   SOLE   31,772 0 0
Johnson & Johnson COM 478160104 5,166 47,749 SH   SOLE   47,749 0 0
Kayne Anderson MLP Invt COM 486606106 366 22,093 SH   SOLE   22,093 0 0
Kinross Gold Corp New F COM 496902404 100 29,440 SH   SOLE   29,440 0 0
Level 3 Commun New COM 52729N308 1,509 28,552 SH   SOLE   28,552 0 0
Microsoft Corp COM 594918104 1,712 31,000 SH   SOLE   31,000 0 0
Mondelez Intl Inc CL A COM 609207105 3,177 79,176 SH   SOLE   79,176 0 0
Monsanto Co New Del COM 61166W101 1,552 17,687 SH   SOLE   17,687 0 0
Morgan STNLY 6.25%PFD PFD 617462205 354 13,850 SH   SOLE   13,850 0 0
Morgan Stanley PFD PFD 61747S504 645 31,788 SH   SOLE   31,788 0 0
Morgan Stanl PFD PFD 61761J406 1,244 47,700 SH   SOLE   47,700 0 0
N V R Inc COM 62944T105 809 467 SH   SOLE   467 0 0
Now Inc COM 67011P100 1,119 63,173 SH   SOLE   63,173 0 0
Oracle Corporation COM 68389X105 2,206 53,921 SH   SOLE   53,921 0 0
PNC Finl SVC PFD PFD 693475857 2,665 91,516 SH   SOLE   91,516 0 0
PPL Corporation COM 69351T106 320 8,412 SH   SOLE   8,412 0 0
Peapack Gladstone Fi COM 704699107 345 20,410 SH   SOLE   20,410 0 0
Pepsico Incorporated COM 713448108 2,350 22,929 SH   SOLE   22,929 0 0
Philip Morris Intl Inc COM 718172109 1,694 17,263 SH   SOLE   17,263 0 0
PIMCO Income Stra FD II COM 72201J104 959 109,550 SH   SOLE   109,550 0 0
Procter & Gamble COM 742718109 2,054 24,951 SH   SOLE   24,951 0 0
Prudential Finl 6.39%PFD PFD 744320409 1,070 41,721 SH   SOLE   41,721 0 0
Putnam Premier Inc TR COM 746853100 757 159,780 SH   SOLE   159,780 0 0
Qualcomm Inc COM 747525103 1,611 31,493 SH   SOLE   31,493 0 0
Regions Finl PFD PFD 7591EP506 614 22,750 SH   SOLE   22,750 0 0
Restoration Hardware COM 761283100 1,411 33,672 SH   SOLE   33,672 0 0
S P D R S&P 500 ETF TR COM 78462F103 1,184 5,762 SH   SOLE   5,762 0 0
SPDR Gold Trust COM 78463V107 608 5,166 SH   SOLE   5,166 0 0
SPDR Series Trust ETF COM 78464A490 704 12,967 SH   SOLE   12,967 0 0
SPDR S&P Dividend ETF COM 78464A763 710 8,880 SH   SOLE   8,880 0 0
Strats For Dominio 3%PFD PFD 78478P889 298 14,766 SH   SOLE   14,766 0 0
Schlumberger LTD F COM 806857108 1,010 13,699 SH   SOLE   13,699 0 0
SCHW US BRD MKT ETF COM 808524102 240 4,860 SH   SOLE   4,860 0 0
Softbank Corp ADR F COM 83404D109 1,320 55,225 SH   SOLE   55,225 0 0
Strats(sm) 8%PFD PFD 86310N202 1,172 67,680 SH   SOLE   67,680 0 0
Strats TR Goldma 7.5%PFD PFD 86311R301 699 40,249 SH   SOLE   40,249 0 0
Strats(sm) 0%PFD PFD 863121208 337 17,532 SH   SOLE   17,532 0 0
Strats For Wal-Mar 0%PFD PFD 86312E200 279 13,800 SH   SOLE   13,800 0 0
Teva Pharm Inds LTD Adrf COM 881624209 2,907 54,323 SH   SOLE   54,323 0 0
3M Company COM 88579Y101 299 1,796 SH   SOLE   1,796 0 0
Time Warner Cable COM 88732J207 1,546 7,555 SH   SOLE   7,555 0 0
21ST Cent Fox CL A COM 90130A101 1,306 46,835 SH   SOLE   46,835 0 0
Twitter Inc COM 90184L102 923 55,793 SH   SOLE   55,793 0 0
U.S. Bancorp PFD PFD 902973155 293 13,300 SH   SOLE   13,300 0 0
U.S. Bancorp PFD PFD 902973817 602 22,900 SH   SOLE   22,900 0 0
U.S. Bancorp PFD PFD 902973833 1,043 35,450 SH   SOLE   35,450 0 0
United Parcel Service B COM 911312106 1,691 16,033 SH   SOLE   16,033 0 0
Valeant Pharma Intl F COM 91911K102 280 10,628 SH   SOLE   10,628 0 0
Vanguard Bond Index Fund COM 921937827 380 4,707 SH   SOLE   4,707 0 0
Vanguard Bond Index Fund COM 921937835 203 2,446 SH   SOLE   2,446 0 0
Vanguard Info Technology COM 92204A702 243 2,218 SH   SOLE   2,218 0 0
Vanguard Corp Bond ETF COM 92206C409 1,267 15,835 SH   SOLE   15,835 0 0
Verizon Communications COM 92343V104 201 3,716 SH   SOLE   3,716 0 0
Waste Management Inc Del COM 94106L109 2,745 46,519 SH   SOLE   46,519 0 0
Wells Fargo & Co New COM 949746101 2,112 43,667 SH   SOLE   43,667 0 0
Wells Fargo PFD PFD 949746465 1,624 55,380 SH   SOLE   55,380 0 0
Western Union Company COM 959802109 838 43,427 SH   SOLE   43,427 0 0
Whole Foods Market Inc COM 966837106 1,360 43,725 SH   SOLE   43,725 0 0
Zions Bancorpo PFD PFD 989701859 1,201 46,572 SH   SOLE   46,572 0 0
Zoetis Inc COM 98978V103 2,713 61,209 SH   SOLE   61,209 0 0
Agtech Holdings LTD Ordf COM G0135Z103 25 100,000 SH   SOLE   100,000 0 0
Allergan PLC F COM G0177J108 3,385 12,631 SH   SOLE   12,631 0 0
Fiat Chrysler Auto F COM N31738102 842 104,395 SH   SOLE   104,395 0 0