Marketing Expenses

12 Months Ended

Dec. 31, 2014

Marketing Expenses [Abstract]

Marketing Expenses

8. Marketing Expenses

Marketing expenses for the years ended December 31, 2014, 2013 and 2012 were as follows (dollars in thousands):

	Year Ended December 31,
	2014		2013		2012
Advertising	$	74,999	$	74,294	$	50,776
Customer procurement expense including lead purchase costs		42,843		52,418		49,381
Customer referral and revenue sharing expense		10,020		8,624		8,653
Total	$	127,862	$	135,336	$	108,810

See Note 3 for further discussion.