The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,412 5,621 SH   SOLE 0 0 0 5,621
PFIZER INC COM 717081103 767 17,829 SH   SOLE 0 0 0 17,829
BOSTON SCIENTIFIC CORP COM 101137107 584 13,467 SH   SOLE 0 0 0 13,467
SNAP INC CL A 83304A106 444 6,010 SH   SOLE 0 0 0 6,010
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 351 11,514 SH   SOLE 0 0 0 11,514
DANAHER CORPORATION COM 235851102 726 2,385 SH   SOLE 0 0 0 2,385
ETF SER SOLUTIONS DISTILLATE INTNL 26922B501 354 14,138 SH   SOLE 0 0 0 14,138
KIMBERLY-CLARK CORP COM 494368103 437 3,301 SH   SOLE 0 0 0 3,301
DISNEY WALT CO COM 254687106 430 2,539 SH   SOLE 0 0 0 2,539
CSG SYS INTL INC NOTE 4.250% 3/1 126349AF6 10 10,000 PRN   SOLE 0 0 0 10,000
ABBOTT LABS COM 002824100 2,662 22,531 SH   SOLE 0 0 0 22,531
BK OF AMERICA CORP COM 060505104 375 8,842 SH   SOLE 0 0 0 8,842
PACER FDS TR US CASH COWS 100 69374H881 2,052 46,950 SH   SOLE 0 0 0 46,950
ISHARES TR US TRSPRTION 464287192 542 2,228 SH   SOLE 0 0 0 2,228
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 2,274 48,220 SH   SOLE 0 0 0 48,220
COSTCO WHSL CORP NEW COM 22160K105 644 1,433 SH   SOLE 0 0 0 1,433
PEPSICO INC COM 713448108 857 5,697 SH   SOLE 0 0 0 5,697
VYANT BIO INC COM 92942V109 27 11,800 SH   SOLE 0 0 0 11,800
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 42,842 848,528 SH   SOLE 0 0 0 848,528
TACTILE SYS TECHNOLOGY INC COM 87357P100 752 16,927 SH   SOLE 0 0 0 16,927
VANGUARD INDEX FDS LARGE CAP ETF 922908637 89,836 447,125 SH   SOLE 0 0 0 447,125
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 23,243 709,833 SH   SOLE 0 0 0 709,833
NEXTERA ENERGY INC COM 65339F101 975 12,416 SH   SOLE 0 0 0 12,416
UNION PAC CORP COM 907818108 497 2,538 SH   SOLE 0 0 0 2,538
COASTAL FINL CORP WA COM NEW 19046P209 3,804 119,398 SH   SOLE 0 0 0 119,398
TARGET CORP COM 87612E106 2,024 8,847 SH   SOLE 0 0 0 8,847
HUNTINGTON BANCSHARES INC COM 446150104 2,687 173,825 SH   SOLE 0 0 0 173,825
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 13,163 41,146 SH   SOLE 0 0 0 41,146
TRAVELERS COMPANIES INC COM 89417E109 427 2,812 SH   SOLE 0 0 0 2,812
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 224 663 SH   SOLE 0 0 0 663
APPLE INC COM 037833100 6,770 47,845 SH   SOLE 0 0 0 47,845
AT&T INC COM 00206R102 673 24,909 SH   SOLE 0 0 0 24,909
AMAZON COM INC COM 023135106 2,290 697 SH   SOLE 0 0 0 697
XCEL ENERGY INC COM 98389B100 1,042 16,667 SH   SOLE 0 0 0 16,667
PHILIP MORRIS INTL INC COM 718172109 311 3,282 SH   SOLE 0 0 0 3,282
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 41,948 511,934 SH   SOLE 0 0 0 511,934
PROCTER AND GAMBLE CO COM 742718109 1,042 7,457 SH   SOLE 0 0 0 7,457
BOEING CO COM 097023105 225 1,023 SH   SOLE 0 0 0 1,023
SCHWAB CHARLES CORP COM 808513105 286 3,930 SH   SOLE 0 0 0 3,930
AMERICAN CENTY ETF TR US SML CP VALU 025072877 12,358 163,445 SH   SOLE 0 0 0 163,445
VANGUARD INDEX FDS GROWTH ETF 922908736 627 2,159 SH   SOLE 0 0 0 2,159
ORACLE CORP COM 68389X105 234 2,687 SH   SOLE 0 0 0 2,687
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 455 4,545 SH   SOLE 0 0 0 4,545
WISDOMTREE TR US LARGECAP DIVD 97717W307 210 1,759 SH   SOLE 0 0 0 1,759
ISHARES TR RUS 2000 VAL ETF 464287630 1,885 11,763 SH   SOLE 0 0 0 11,763
NIKE INC CL B 654106103 453 3,117 SH   SOLE 0 0 0 3,117
HORMEL FOODS CORP COM 440452100 345 8,425 SH   SOLE 0 0 0 8,425
INTEL CORP COM 458140100 425 7,969 SH   SOLE 0 0 0 7,969
US BANCORP DEL COM NEW 902973304 1,011 17,008 SH   SOLE 0 0 0 17,008
WALMART INC COM 931142103 725 5,203 SH   SOLE 0 0 0 5,203
WILLIS TOWERS WATSON PLC LTD SHS G96629103 238 1,022 SH   SOLE 0 0 0 1,022
GREENBRIER COS INC NOTE 2.875% 2/0 393657AK7 58 55,000 PRN   SOLE 0 0 0 55,000
SPDR SER TR S&P 600 SMCP VAL 78464A300 927 11,314 SH   SOLE 0 0 0 11,314
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 10,757 279,500 SH   SOLE 0 0 0 279,500
JPMORGAN CHASE & CO COM 46625H100 909 5,553 SH   SOLE 0 0 0 5,553
ISHARES TR RUS 2000 GRW ETF 464287648 2,067 7,040 SH   SOLE 0 0 0 7,040
GENERAL ELECTRIC CO COM NEW 369604301 210 2,040 SH   SOLE 0 0 0 2,040
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 27,865 484,601 SH   SOLE 0 0 0 484,601
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 771 7,424 SH   SOLE 0 0 0 7,424
CISCO SYS INC COM 17275R102 412 7,578 SH   SOLE 0 0 0 7,578
EXXON MOBIL CORP COM 30231G102 907 15,422 SH   SOLE 0 0 0 15,422
ABBVIE INC COM 00287Y109 231 2,140 SH   SOLE 0 0 0 2,140
CHEFS WHSE INC NOTE 1.875%12/0 163086AB7 32 30,000 PRN   SOLE 0 0 0 30,000
CHEVRON CORP NEW COM 166764100 366 3,605 SH   SOLE 0 0 0 3,605
BROADCOM INC COM 11135F101 402 830 SH   SOLE 0 0 0 830
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,489 5,457 SH   SOLE 0 0 0 5,457
ISHARES INC CORE MSCI EMKT 46434G103 3,002 48,605 SH   SOLE 0 0 0 48,605
ISHARES TR S&P 100 ETF 464287101 229 1,159 SH   SOLE 0 0 0 1,159
VANGUARD INDEX FDS VALUE ETF 922908744 25,261 186,610 SH   SOLE 0 0 0 186,610
VISA INC COM CL A 92826C839 406 1,821 SH   SOLE 0 0 0 1,821
AEVA TECHNOLOGIES INC COM 00835Q103 128 16,180 SH   SOLE 0 0 0 16,180
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,852 37,847 SH   SOLE 0 0 0 37,847
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 249 1,682 SH   SOLE 0 0 0 1,682
CONSTELLATION BRANDS INC CL A 21036P108 247 1,174 SH   SOLE 0 0 0 1,174
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 554 6,368 SH   SOLE 0 0 0 6,368
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,757 45,388 SH   SOLE 0 0 0 45,388
PACER FDS TR DEVELOPED MRKT 69374H873 1,371 44,116 SH   SOLE 0 0 0 44,116
TJX COS INC NEW COM 872540109 543 8,225 SH   SOLE 0 0 0 8,225
VANGUARD INDEX FDS SMALL CP ETF 922908751 20,663 94,495 SH   SOLE 0 0 0 94,495
LILLY ELI & CO COM 532457108 921 3,987 SH   SOLE 0 0 0 3,987
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 8,815 136,437 SH   SOLE 0 0 0 136,437
ISHARES TR CORE S&P TTL STK 464287150 693 7,045 SH   SOLE 0 0 0 7,045
FACEBOOK INC CL A 30303M102 879 2,591 SH   SOLE 0 0 0 2,591
GRACO INC COM 384109104 1,309 18,710 SH   SOLE 0 0 0 18,710
SALESFORCE COM INC COM 79466L302 211 779 SH   SOLE 0 0 0 779
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 240 500 SH   SOLE 0 0 0 500
ALTRIA GROUP INC COM 02209S103 339 7,451 SH   SOLE 0 0 0 7,451
VANGUARD INDEX FDS TOTAL STK MKT 922908769 166,617 750,324 SH   SOLE 0 0 0 750,324
PENTAIR PLC SHS G7S00T104 227 3,128 SH   SOLE 0 0 0 3,128
HOME DEPOT INC COM 437076102 502 1,529 SH   SOLE 0 0 0 1,529
CHEESECAKE FACTORY INC NOTE 0.375% 6/1 163072AA9 14 15,000 PRN   SOLE 0 0 0 15,000
ISHARES TR CORE US AGGBD ET 464287226 235 2,049 SH   SOLE 0 0 0 2,049
MCKESSON CORP COM 58155Q103 524 2,630 SH   SOLE 0 0 0 2,630
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 559 6,377 SH   SOLE 0 0 0 6,377
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 319 1,746 SH   SOLE 0 0 0 1,746
COCA COLA CO COM 191216100 691 13,163 SH   SOLE 0 0 0 13,163
NETFLIX INC COM 64110L106 314 515 SH   SOLE 0 0 0 515
WELLS FARGO CO NEW COM 949746101 1,017 21,919 SH   SOLE 0 0 0 21,919
INVESCO QQQ TR UNIT SER 1 46090E103 1,362 3,805 SH   SOLE 0 0 0 3,805
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 11,500 86,023 SH   SOLE 0 0 0 86,023
UNITEDHEALTH GROUP INC COM 91324P102 11,808 30,221 SH   SOLE 0 0 0 30,221
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 33,134 746,255 SH   SOLE 0 0 0 746,255
INTERNATIONAL BUSINESS MACHS COM 459200101 578 4,159 SH   SOLE 0 0 0 4,159
ECOLAB INC COM 278865100 243 1,164 SH   SOLE 0 0 0 1,164
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 356 2,249 SH   SOLE 0 0 0 2,249
3M CO COM 88579Y101 17,486 99,681 SH   SOLE 0 0 0 99,681
MAIN STR CAP CORP COM 56035L104 2,790 67,880 SH   SOLE 0 0 0 67,880
VERIZON COMMUNICATIONS INC COM 92343V104 367 6,801 SH   SOLE 0 0 0 6,801
NVIDIA CORPORATION COM 67066G104 318 1,537 SH   SOLE 0 0 0 1,537
TESLA INC COM 88160R101 640 825 SH   SOLE 0 0 0 825
FIDELITY NATL INFORMATION SV COM 31620M106 280 2,297 SH   SOLE 0 0 0 2,297
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 188,791 2,290,879 SH   SOLE 0 0 0 2,290,879
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 310 785 SH   SOLE 0 0 0 785
ALLSTATE CORP COM 020002101 318 2,499 SH   SOLE 0 0 0 2,499
LAUDER ESTEE COS INC CL A 518439104 274 915 SH   SOLE 0 0 0 915
STARBUCKS CORP COM 855244109 352 3,193 SH   SOLE 0 0 0 3,193
MICROSOFT CORP COM 594918104 8,509 30,183 SH   SOLE 0 0 0 30,183
ISHARES TR RUSSELL 2000 ETF 464287655 558 2,549 SH   SOLE 0 0 0 2,549
ISHARES TR CORE MSCI EAFE 46432F842 1,139 15,338 SH   SOLE 0 0 0 15,338
GENERAL MLS INC COM 370334104 438 7,320 SH   SOLE 0 0 0 7,320
SPDR GOLD TR GOLD SHS 78463V107 1,937 11,793 SH   SOLE 0 0 0 11,793
ADOBE SYSTEMS INCORPORATED COM 00724F101 432 750 SH   SOLE 0 0 0 750
RAYTHEON TECHNOLOGIES CORP COM 75513E101 245 2,849 SH   SOLE 0 0 0 2,849
NOMAD FOODS LTD USD ORD SHS G6564A105 276 10,000 SH   SOLE 0 0 0 10,000
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,488 33,529 SH   SOLE 0 0 0 33,529
AMERICAN WTR WKS CO INC NEW COM 030420103 839 4,962 SH   SOLE 0 0 0 4,962
MERCK & CO INC COM 58933Y105 354 4,712 SH   SOLE 0 0 0 4,712
WEC ENERGY GROUP INC COM 92939U106 342 3,874 SH   SOLE 0 0 0 3,874
ELECTROMED INC COM 285409108 132 12,234 SH   SOLE 0 0 0 12,234
ISHARES TR RUS 1000 GRW ETF 464287614 435 1,588 SH   SOLE 0 0 0 1,588
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 1,166 18,069 SH   SOLE 0 0 0 18,069
MCDONALDS CORP COM 580135101 292 1,213 SH   SOLE 0 0 0 1,213
HEICO CORP NEW COM 422806109 264 2,001 SH   SOLE 0 0 0 2,001
MARRIOTT INTL INC NEW CL A 571903202 244 1,650 SH   SOLE 0 0 0 1,650
CIGNA CORP NEW COM 125523100 451 2,252 SH   SOLE 0 0 0 2,252
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 2,132 80,229 SH   SOLE 0 0 0 80,229
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 372 14,374 SH   SOLE 0 0 0 14,374
FASTENAL CO COM 311900104 450 8,712 SH   SOLE 0 0 0 8,712
ALPHABET INC CAP STK CL A 02079K305 1,265 473 SH   SOLE 0 0 0 473
GOLDMAN SACHS GROUP INC COM 38141G104 210 556 SH   SOLE 0 0 0 556
WISDOMTREE TR INTL SMCAP DIV 97717W760 9,941 133,900 SH   SOLE 0 0 0 133,900
CERNER CORP COM 156782104 444 6,303 SH   SOLE 0 0 0 6,303
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 271 5,296 SH   SOLE 0 0 0 5,296
ETF SER SOLUTIONS DISTILLATE US 26922A321 9,907 241,878 SH   SOLE 0 0 0 241,878
ALPHABET INC CAP STK CL C 02079K107 1,119 420 SH   SOLE 0 0 0 420
SUMMIT HOTEL PPTYS INC NOTE 1.500% 2/1 866082AA8 42 40,000 PRN   SOLE 0 0 0 40,000
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 259 3,830 SH   SOLE 0 0 0 3,830
EMERSON ELEC CO COM 291011104 448 4,755 SH   SOLE 0 0 0 4,755
ISHARES TR MSCI EAFE ETF 464287465 856 10,969 SH   SOLE 0 0 0 10,969
ISHARES TR EAFE VALUE ETF 464288877 12,024 236,463 SH   SOLE 0 0 0 236,463
HONEYWELL INTL INC COM 438516106 1,596 7,519 SH   SOLE 0 0 0 7,519
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 17,334 346,620 SH   SOLE 0 0 0 346,620
FISERV INC COM 337738108 278 2,566 SH   SOLE 0 0 0 2,566
BAXTER INTL INC COM 071813109 274 3,411 SH   SOLE 0 0 0 3,411
MORGAN STANLEY COM NEW 617446448 401 4,120 SH   SOLE 0 0 0 4,120
ALTERYX INC NOTE 1.000% 8/0 02156BAF0 32 35,000 PRN   SOLE 0 0 0 35,000
PACER FDS TR PACER US SMALL 69374H857 1,092 25,741 SH   SOLE 0 0 0 25,741
ISHARES TR MSCI USA MMENTM 46432F396 265 1,507 SH   SOLE 0 0 0 1,507
ISHARES TR CORE S&P500 ETF 464287200 909 2,109 SH   SOLE 0 0 0 2,109
MEDTRONIC PLC SHS G5960L103 489 3,905 SH   SOLE 0 0 0 3,905
SPDR SER TR S&P 600 SML CAP 78464A813 388 4,093 SH   SOLE 0 0 0 4,093
JOHNSON & JOHNSON COM 478160104 2,532 15,680 SH   SOLE 0 0 0 15,680
S&P GLOBAL INC COM 78409V104 406 956 SH   SOLE 0 0 0 956
VANGUARD INDEX FDS SM CP VAL ETF 922908611 19,338 114,253 SH   SOLE 0 0 0 114,253
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,926 28,542 SH   SOLE 0 0 0 28,542
BADGER METER INC COM 056525108 660 6,522 SH   SOLE 0 0 0 6,522
FULLER H B CO COM 359694106 292 4,526 SH   SOLE 0 0 0 4,526