CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2014		Jun. 30, 2013
Cash flows from operating activities:
Net income	$ 327,947		$ 469,923
Adjustments to reconcile net income to net cash provided by operating activities:
Derivative mark to market	(8,112)		(17,329)
Provision for credit losses	1,287,730		625,604
Depreciation and amortization	335,902		36,269
Accretion of discount and capitalized origination costs, net	(403,654)		(193,359)
Originations and purchases of receivables held for sale	(2,385,913)		(253,141)
Proceeds from sales of and repayments on receivables held for sale	2,376,818		162,232
Gain on sale of finance receivables and leases	(57,416)		(1,272)
Stock-based compensation	122,811		324
Deferred tax benefit	(13,027)		(107,707)
Changes in assets and liabilities:
Accrued interest receivable	(59,825)		(38,872)
Accounts receivable	(19,740)		(2,999)
Federal income tax and other taxes	438,373		(72,306)
Other assets	(21,774)		(12,561)
Accrued interest payable	(2,061)		4,283
Other liabilities	(9,242)		140,174
Net cash provided by operating activities	1,908,817		739,263
Cash flows from investing activities:
Retail installment contracts originated or purchased from dealers	(7,573,492)		(7,254,246)
Collections on retail installment contracts	4,561,823		4,241,026
Proceeds from sale of loans held for investment	776,746		0
Leased vehicles purchased	(2,491,092)		(492,569)
Manufacturer incentives received	499,500		105,393
Proceeds from sale of leased vehicles	366,471		0
Change in revolving unsecured consumer loans	(87,217)		(283,406)
Unsecured consumer term loans purchased	(300,832)		(47,350)
Collections on unsecured consumer term loans	46,633		1,022
Disbursements for receivables from lenders held for investment	(21,766)		(190,554)
Collections on receivables from lenders held for investment	23,573		4,040
Collections on investments available for sale	0		34,748
Purchases of furniture and equipment	(11,543)		(11,036)
Sales of furniture and equipment	885		827
Upfront fee paid in accordance with private label financing agreement	0		(150,000)
Change in restricted cash	(444,333)		(193,155)
Other investing activities	(22,979)		(3,398)
Net cash used in investing activities	(4,677,623)		(4,238,658)
Cash flows from financing activities:
Proceeds from notes payable related to secured structured financings — net of debt issuance costs	7,717,856		4,318,966
Payments on notes payable related to secured structured financings	(4,526,678)		(3,811,491)
Proceeds from unsecured notes payable	2,407,533		1,286,119
Payments on unsecured notes payable	(2,807,016)		(839,958)
Proceeds from notes payable	12,684,871		10,937,485
Payments on notes payable	(12,622,210)		(8,219,888)
Proceeds from stock option exercises, gross	14,625		0
Repurchase of stock - employee tax withholding	(5,908)		0
Dividends paid	(52,316)		(290,401)
Repayment of employee notes	0		519
Capital contribution from shareholder	0		48,275
Cash collateral posted on cash flow hedges	(6,569)		0
Net increase (decrease) in cash and cash equivalents	2,804,188		3,429,626
Net increase (decrease) in cash and cash equivalents	35,382		(69,769)
Cash — Beginning of period	10,531		70,887
Cash — End of period	$ 45,913	[1]	$ 1,118

[1] Cash and cash equivalents and restricted cash — The carrying amount of cash and cash equivalents, including restricted cash, approximated fair value at June 30, 2014 and December 31, 2013, due to the short maturity of these instruments and is considered a Level 1 measurement.