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<!-- RRD ActiveDisclosure(SM) XBRL Linkbase Document - http://www.financial.rrd.com/ -->
<!-- Creation Date      : 2014-05-15T17:06:01.5679166+00:00 -->
<!-- Version            : 1.8.3.0 -->
<!-- Package ID         : 5AED599209E743529310498EC319B7DD-0001580608-001404 -->
<!-- Copyright (c) 2014 R. R. Donnelley &amp; Sons Company. All Rights Reserved. -->
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    <label xml:lang="en-US" xlink:label="us-gaap_CapitalLeasesBalanceSheetAssetsByMajorClassNet_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Leased vehicles, net</label>
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:type="locator" xlink:label="us-gaap_PropertyPlantAndEquipmentNet" />
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    <label xml:lang="en-US" xlink:label="us-gaap_IncomeTaxReceivable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Federal, state and other income taxes receivable</label>
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Goodwill" xlink:type="locator" xlink:label="us-gaap_Goodwill" />
    <label xml:lang="en-US" xlink:label="us-gaap_Goodwill_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Goodwill</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_Goodwill_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Goodwill</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_IntangibleAssetsNetExcludingGoodwill_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Intangible assets</label>
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherAssets" xlink:type="locator" xlink:label="us-gaap_OtherAssets" />
    <label xml:lang="en-US" xlink:label="us-gaap_OtherAssets_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Other assets</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_OtherAssets_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Other Assets</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Assets" xlink:type="locator" xlink:label="us-gaap_Assets" />
    <label xml:lang="en-US" xlink:label="us-gaap_Assets_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Total assets</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_Assets_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Assets</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:type="locator" xlink:label="us-gaap_LiabilitiesAndStockholdersEquityAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_LiabilitiesAndStockholdersEquityAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Liabilities and Equity</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:to="us-gaap_LiabilitiesAndStockholdersEquityAbstract_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_LiabilitiesAndStockholdersEquityAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Liabilities And Stockholders Equity [Abstract]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:type="locator" xlink:label="us-gaap_LiabilitiesAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_LiabilitiesAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Liabilities:</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_LiabilitiesAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Liabilities [Abstract]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LineOfCredit" xlink:type="locator" xlink:label="us-gaap_LineOfCredit" />
    <label xml:lang="en-US" xlink:label="us-gaap_LineOfCredit_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Notes payable &#8212; credit facilities, $4,365,000 and $3,650,000 to affiliates, respectively</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCredit" xlink:to="us-gaap_LineOfCredit_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_LineOfCredit_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SecuredDebt" xlink:type="locator" xlink:label="us-gaap_SecuredDebt" />
    <label xml:lang="en-US" xlink:label="us-gaap_SecuredDebt_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Notes payable &#8212; secured structured financings</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_SecuredDebt_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Secured Debt</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_InterestPayableCurrentAndNoncurrent_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Accrued interest payable &#8212; $10,457 and $11,563 to affiliates, respectively</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestPayableCurrentAndNoncurrent" xlink:to="us-gaap_InterestPayableCurrentAndNoncurrent_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_InterestPayableCurrentAndNoncurrent_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Interest Payable Current And Noncurrent</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xlink:type="locator" xlink:label="us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" />
    <label xml:lang="en-US" xlink:label="us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Accounts payable and accrued expenses &#8212; $41,788 and $39,772 to affiliates, respectively</label>
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TaxesPayableCurrentAndNoncurrent" xlink:type="locator" xlink:label="us-gaap_TaxesPayableCurrentAndNoncurrent" />
    <label xml:lang="en-US" xlink:label="us-gaap_TaxesPayableCurrentAndNoncurrent_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Federal, state and other income taxes payable</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TaxesPayableCurrentAndNoncurrent" xlink:to="us-gaap_TaxesPayableCurrentAndNoncurrent_lbl" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherLiabilities" xlink:type="locator" xlink:label="us-gaap_OtherLiabilities" />
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    <label xml:lang="en-US" xlink:label="us-gaap_OtherLiabilities_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Other Liabilities</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Liabilities" xlink:type="locator" xlink:label="us-gaap_Liabilities" />
    <label xml:lang="en-US" xlink:label="us-gaap_Liabilities_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Total liabilities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Liabilities" xlink:to="us-gaap_Liabilities_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_Liabilities_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Liabilities</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommitmentsAndContingencies" xlink:type="locator" xlink:label="us-gaap_CommitmentsAndContingencies" />
    <label xml:lang="en-US" xlink:label="us-gaap_CommitmentsAndContingencies_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Commitments and contingencies (Notes 5 and 10)</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_CommitmentsAndContingencies_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Commitments And Contingencies</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" xlink:type="locator" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Equity:</label>
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockValue" xlink:type="locator" xlink:label="us-gaap_CommonStockValue" />
    <label xml:lang="en-US" xlink:label="us-gaap_CommonStockValue_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Common stock, $0.01 par value - 1,100,000,000 shares authorized; 348,770,333 and 346,763,261 shares issued and ; 348,767,179 and 346,760,107 shares outstanding, respectively</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_CommonStockValue_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Common Stock Value</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_AdditionalPaidInCapital_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Additional paid-in capital</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_AdditionalPaidInCapital_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Additional Paid In Capital</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:type="locator" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:type="locator" xlink:label="us-gaap_RetainedEarningsAccumulatedDeficit" />
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    <label xml:lang="en-US" xlink:label="us-gaap_StockholdersEquity_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Stockholders Equity</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:type="locator" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity" />
    <label xml:lang="en-US" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Total liabilities and equity</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="us-gaap_LiabilitiesAndStockholdersEquity_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Liabilities And Stockholders Equity</label>
    <loc xlink:href="sc-20140331.xsd#sc_AccruedInterestPayableRelatedParty" xlink:type="locator" xlink:label="sc_AccruedInterestPayableRelatedParty" />
    <label xml:lang="en-US" xlink:label="sc_AccruedInterestPayableRelatedParty_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Accrued Interest Payable Related Party</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_AccruedInterestPayableRelatedParty" xlink:to="sc_AccruedInterestPayableRelatedParty_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_AccountsPayableAndAccruedExpensesRelatedParty" xlink:type="locator" xlink:label="sc_AccountsPayableAndAccruedExpensesRelatedParty" />
    <label xml:lang="en-US" xlink:label="sc_AccountsPayableAndAccruedExpensesRelatedParty_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Accounts Payable And Accrued Expenses Related Party</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_AccountsPayableAndAccruedExpensesRelatedParty" xlink:to="sc_AccountsPayableAndAccruedExpensesRelatedParty_lbl" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:type="locator" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" />
    <label xml:lang="en-US" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Accumulated depreciation</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:to="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Accumulated Depreciation Depletion And Amortization Property Plant And Equipment</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NotesPayableRelatedPartiesClassifiedCurrent" xlink:type="locator" xlink:label="us-gaap_NotesPayableRelatedPartiesClassifiedCurrent" />
    <label xml:lang="en-US" xlink:label="us-gaap_NotesPayableRelatedPartiesClassifiedCurrent_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Notes payable &#8212; credit facilities to affiliates</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NotesPayableRelatedPartiesClassifiedCurrent" xlink:to="us-gaap_NotesPayableRelatedPartiesClassifiedCurrent_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_NotesPayableRelatedPartiesClassifiedCurrent_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Notes Payable Related Parties Classified Current</label>
    <label xml:lang="en-US" xlink:label="sc_AccruedInterestPayableRelatedParty_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Accrued interest payable to affiliates</label>
    <label xml:lang="en-US" xlink:label="sc_AccruedInterestPayableRelatedParty_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Accrued Interest Payable Related Party</label>
    <label xml:lang="en-US" xlink:label="sc_AccountsPayableAndAccruedExpensesRelatedParty_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Accounts payable and accrued expenses to affiliates</label>
    <label xml:lang="en-US" xlink:label="sc_AccountsPayableAndAccruedExpensesRelatedParty_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Accounts Payable And Accrued Expenses Related Party</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:type="locator" xlink:label="us-gaap_CommonStockParOrStatedValuePerShare" />
    <label xml:lang="en-US" xlink:label="us-gaap_CommonStockParOrStatedValuePerShare_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Common stock , par value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockParOrStatedValuePerShare" xlink:to="us-gaap_CommonStockParOrStatedValuePerShare_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_CommonStockParOrStatedValuePerShare_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Common Stock Par Or Stated Value Per Share</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:type="locator" xlink:label="us-gaap_CommonStockSharesAuthorized" />
    <label xml:lang="en-US" xlink:label="us-gaap_CommonStockSharesAuthorized_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Common stock , shares authorized</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesAuthorized" xlink:to="us-gaap_CommonStockSharesAuthorized_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_CommonStockSharesAuthorized_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Common Stock Shares Authorized</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:type="locator" xlink:label="us-gaap_CommonStockSharesIssued" />
    <label xml:lang="en-US" xlink:label="us-gaap_CommonStockSharesIssued_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Common stock , shares issued</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesIssued" xlink:to="us-gaap_CommonStockSharesIssued_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_CommonStockSharesIssued_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Common Stock Shares Issued</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:type="locator" xlink:label="us-gaap_CommonStockSharesOutstanding" />
    <label xml:lang="en-US" xlink:label="us-gaap_CommonStockSharesOutstanding_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Common stock , shares outstanding</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesOutstanding" xlink:to="us-gaap_CommonStockSharesOutstanding_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_CommonStockSharesOutstanding_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Common Stock Shares Outstanding</label>
    <loc xlink:href="sc-20140331.xsd#sc_FinancingRevenueAndOtherInterestIncomeNet" xlink:type="locator" xlink:label="sc_FinancingRevenueAndOtherInterestIncomeNet" />
    <label xml:lang="en-US" xlink:label="sc_FinancingRevenueAndOtherInterestIncomeNet_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Financing Revenue And Other Interest Income Net</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_FinancingRevenueAndOtherInterestIncomeNet" xlink:to="sc_FinancingRevenueAndOtherInterestIncomeNet_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_MotorVehicleLeaseExpenses" xlink:type="locator" xlink:label="sc_MotorVehicleLeaseExpenses" />
    <label xml:lang="en-US" xlink:label="sc_MotorVehicleLeaseExpenses_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Motor Vehicle Lease Expenses</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_MotorVehicleLeaseExpenses" xlink:to="sc_MotorVehicleLeaseExpenses_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_ProfitSharingExpense" xlink:type="locator" xlink:label="sc_ProfitSharingExpense" />
    <label xml:lang="en-US" xlink:label="sc_ProfitSharingExpense_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Profit Sharing Expense</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ProfitSharingExpense" xlink:to="sc_ProfitSharingExpense_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_InterestIncomeExpenseAfterProvisionForLoanLossesAndProfitSharing" xlink:type="locator" xlink:label="sc_InterestIncomeExpenseAfterProvisionForLoanLossesAndProfitSharing" />
    <label xml:lang="en-US" xlink:label="sc_InterestIncomeExpenseAfterProvisionForLoanLossesAndProfitSharing_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Interest Income Expense After Provision For Loan Losses And Profit Sharing</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_InterestIncomeExpenseAfterProvisionForLoanLossesAndProfitSharing" xlink:to="sc_InterestIncomeExpenseAfterProvisionForLoanLossesAndProfitSharing_lbl" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasicAbstract" xlink:type="locator" xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasicAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasicAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Net Income Loss Available To Common Stockholders Basic [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasicAbstract" xlink:to="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasicAbstract_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasicAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Net Income Loss Available To Common Stockholders Basic [Abstract]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:type="locator" xlink:label="us-gaap_IncomeStatementAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncomeStatementAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Income Statement [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeStatementAbstract" xlink:to="us-gaap_IncomeStatementAbstract_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncomeStatementAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Income Statement [Abstract]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:type="locator" xlink:label="us-gaap_InterestAndFeeIncomeLoansAndLeases" />
    <label xml:lang="en-US" xlink:label="us-gaap_InterestAndFeeIncomeLoansAndLeases_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Interest on finance receivables and loans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:to="us-gaap_InterestAndFeeIncomeLoansAndLeases_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_InterestAndFeeIncomeLoansAndLeases_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Interest And Fee Income Loans And Leases</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles" xlink:type="locator" xlink:label="us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles" />
    <label xml:lang="en-US" xlink:label="us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Leased vehicle income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles" xlink:to="us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Interest And Fee Income Loans Consumer Installment Automobiles Marine And Other Vehicles</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestAndOtherIncome" xlink:type="locator" xlink:label="us-gaap_InterestAndOtherIncome" />
    <label xml:lang="en-US" xlink:label="us-gaap_InterestAndOtherIncome_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Other finance and interest income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestAndOtherIncome" xlink:to="us-gaap_InterestAndOtherIncome_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_InterestAndOtherIncome_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Interest And Other Income</label>
    <label xml:lang="en-US" xlink:label="sc_FinancingRevenueAndOtherInterestIncomeNet_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Total finance and other interest income</label>
    <label xml:lang="en-US" xlink:label="sc_FinancingRevenueAndOtherInterestIncomeNet_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financing Revenue And Other Interest Income Net</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpense" xlink:type="locator" xlink:label="us-gaap_InterestExpense" />
    <label xml:lang="en-US" xlink:label="us-gaap_InterestExpense_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Interest expense &#8212; Including $34,243 and $11,512 to affiliates, respectively</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpense" xlink:to="us-gaap_InterestExpense_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_InterestExpense_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Interest Expense</label>
    <label xml:lang="en-US" xlink:label="sc_MotorVehicleLeaseExpenses_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Leased vehicle expense</label>
    <label xml:lang="en-US" xlink:label="sc_MotorVehicleLeaseExpenses_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Motor Vehicle Lease Expenses</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:type="locator" xlink:label="us-gaap_InterestIncomeExpenseNet" />
    <label xml:lang="en-US" xlink:label="us-gaap_InterestIncomeExpenseNet_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Net finance and other interest income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestIncomeExpenseNet" xlink:to="us-gaap_InterestIncomeExpenseNet_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_InterestIncomeExpenseNet_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Interest Income Expense Net</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:type="locator" xlink:label="us-gaap_ProvisionForLoanAndLeaseLosses" />
    <label xml:lang="en-US" xlink:label="us-gaap_ProvisionForLoanAndLeaseLosses_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Provision for loan losses</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProvisionForLoanAndLeaseLosses" xlink:to="us-gaap_ProvisionForLoanAndLeaseLosses_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ProvisionForLoanAndLeaseLosses_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Provision For Loan And Lease Losses</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:type="locator" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" />
    <label xml:lang="en-US" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Net finance and other interest income after provision for loan losses</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Interest Income Expense After Provision For Loan Loss</label>
    <label xml:lang="en-US" xlink:label="sc_ProfitSharingExpense_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Profit sharing</label>
    <label xml:lang="en-US" xlink:label="sc_ProfitSharingExpense_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Profit Sharing Expense</label>
    <label xml:lang="en-US" xlink:label="sc_InterestIncomeExpenseAfterProvisionForLoanLossesAndProfitSharing_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Net finance and other interest income after provision for loan losses and profit sharing</label>
    <label xml:lang="en-US" xlink:label="sc_InterestIncomeExpenseAfterProvisionForLoanLossesAndProfitSharing_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Interest Income Expense After Provision For Loan Losses And Profit Sharing</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GainLossOnSaleOfAccountsReceivable" xlink:type="locator" xlink:label="us-gaap_GainLossOnSaleOfAccountsReceivable" />
    <label xml:lang="en-US" xlink:label="us-gaap_GainLossOnSaleOfAccountsReceivable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Gain on sale of receivables</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnSaleOfAccountsReceivable" xlink:to="us-gaap_GainLossOnSaleOfAccountsReceivable_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_GainLossOnSaleOfAccountsReceivable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Gain Loss On Sale Of Accounts Receivable</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ServicingFeesNet" xlink:type="locator" xlink:label="us-gaap_ServicingFeesNet" />
    <label xml:lang="en-US" xlink:label="us-gaap_ServicingFeesNet_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Servicing fee income</label>
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:type="locator" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:type="locator" xlink:label="us-gaap_StatementOfStockholdersEquityAbstract" />
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    <label xml:lang="en-US" xlink:label="us-gaap_StatementOfStockholdersEquityAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Statement Of Stockholders Equity [Abstract]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:type="locator" xlink:label="us-gaap_StatementEquityComponentsAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_StatementEquityComponentsAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Equity Components</label>
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EquityComponentDomain" xlink:type="locator" xlink:label="us-gaap_EquityComponentDomain" />
    <label xml:lang="en-US" xlink:label="us-gaap_EquityComponentDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Equity Component</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_EquityComponentDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Equity Component [Domain]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockMember" xlink:type="locator" xlink:label="us-gaap_CommonStockMember" />
    <label xml:lang="en-US" xlink:label="us-gaap_CommonStockMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Common Stock</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockMember" xlink:to="us-gaap_CommonStockMember_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_CommonStockMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Common Stock [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:type="locator" xlink:label="us-gaap_AdditionalPaidInCapitalMember" />
    <label xml:lang="en-US" xlink:label="us-gaap_AdditionalPaidInCapitalMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Additional Paid-in Capital</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_AdditionalPaidInCapitalMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Additional Paid In Capital [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:type="locator" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeMember" />
    <label xml:lang="en-US" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Accumulated Other Comprehensive (Loss) Income</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Accumulated Other Comprehensive Income [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:type="locator" xlink:label="us-gaap_RetainedEarningsMember" />
    <label xml:lang="en-US" xlink:label="us-gaap_RetainedEarningsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Retained Earnings</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RetainedEarningsMember" xlink:to="us-gaap_RetainedEarningsMember_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_RetainedEarningsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Retained Earnings [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoncontrollingInterestMember" xlink:type="locator" xlink:label="us-gaap_NoncontrollingInterestMember" />
    <label xml:lang="en-US" xlink:label="us-gaap_NoncontrollingInterestMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Noncontrolling Interests</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoncontrollingInterestMember" xlink:to="us-gaap_NoncontrollingInterestMember_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_NoncontrollingInterestMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Noncontrolling Interest [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:type="locator" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" />
    <label xml:lang="en-US" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel">Balance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Stockholders Equity Including Portion Attributable To Noncontrolling Interest</label>
    <label xml:lang="en-US" xlink:label="us-gaap_CommonStockSharesOutstanding_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel">Balance, shares</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" xlink:type="locator" xlink:label="us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" />
    <label xml:lang="en-US" xlink:label="us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Repayment of employee loans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans" xlink:to="us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ProceedsFromRepaymentOfLoansByEmployeeStockOwnershipPlans_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Proceeds From Repayment Of Loans By Employee Stock Ownership Plans</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesNewIssues" xlink:type="locator" xlink:label="us-gaap_StockIssuedDuringPeriodSharesNewIssues" />
    <label xml:lang="en-US" xlink:label="us-gaap_StockIssuedDuringPeriodSharesNewIssues_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Issuance of common stock, shares</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesNewIssues" xlink:to="us-gaap_StockIssuedDuringPeriodSharesNewIssues_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_StockIssuedDuringPeriodSharesNewIssues_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Stock Issued During Period Shares New Issues</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TreasuryStockSharesAcquired" xlink:type="locator" xlink:label="us-gaap_TreasuryStockSharesAcquired" />
    <label xml:lang="en-US" xlink:label="us-gaap_TreasuryStockSharesAcquired_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Purchase of treasury stock, shares</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockSharesAcquired" xlink:to="us-gaap_TreasuryStockSharesAcquired_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_TreasuryStockSharesAcquired_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Treasury Stock Shares Acquired</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xlink:type="locator" xlink:label="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" />
    <label xml:lang="en-US" xlink:label="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Stock issued in connection with employee incentive compensation plans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xlink:to="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Stock Issued During Period Value Share Based Compensation</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation" xlink:type="locator" xlink:label="us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation" />
    <label xml:lang="en-US" xlink:label="us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Stock issued in connection with employee incentive compensation plans, shares</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation" xlink:to="us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Stock Issued During Period Shares Share Based Compensation</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:type="locator" xlink:label="us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" />
    <label xml:lang="en-US" xlink:label="us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Stock based compensation expense</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromContributedCapital" xlink:type="locator" xlink:label="us-gaap_ProceedsFromContributedCapital" />
    <label xml:lang="en-US" xlink:label="us-gaap_ProceedsFromContributedCapital_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Capital contribution received from shareholder</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTax_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Other comprehensive income, net of taxes</label>
    <label xml:lang="en-US" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel">Balance</label>
    <label xml:lang="en-US" xlink:label="us-gaap_CommonStockSharesOutstanding_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel">Balance, shares</label>
    <loc xlink:href="sc-20140331.xsd#sc_DerivativeIncomeExpenseNet" xlink:type="locator" xlink:label="sc_DerivativeIncomeExpenseNet" />
    <label xml:lang="en-US" xlink:label="sc_DerivativeIncomeExpenseNet_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Derivative Income Expense Net</label>
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    <loc xlink:href="sc-20140331.xsd#sc_FederalIncomeTaxes" xlink:type="locator" xlink:label="sc_FederalIncomeTaxes" />
    <label xml:lang="en-US" xlink:label="sc_FederalIncomeTaxes_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Federal Income Taxes</label>
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    <loc xlink:href="sc-20140331.xsd#sc_LeasedVehiclePurchased" xlink:type="locator" xlink:label="sc_LeasedVehiclePurchased" />
    <label xml:lang="en-US" xlink:label="sc_LeasedVehiclePurchased_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Leased vehicle purchased.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LeasedVehiclePurchased" xlink:to="sc_LeasedVehiclePurchased_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_ManufacturerIncentivesReceived" xlink:type="locator" xlink:label="sc_ManufacturerIncentivesReceived" />
    <label xml:lang="en-US" xlink:label="sc_ManufacturerIncentivesReceived_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Manufacturer incentives received.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ManufacturerIncentivesReceived" xlink:to="sc_ManufacturerIncentivesReceived_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_ProceedsFromTerminationOfLeasedVehicles" xlink:type="locator" xlink:label="sc_ProceedsFromTerminationOfLeasedVehicles" />
    <label xml:lang="en-US" xlink:label="sc_ProceedsFromTerminationOfLeasedVehicles_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Proceeds from termination of leased vehicles.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ProceedsFromTerminationOfLeasedVehicles" xlink:to="sc_ProceedsFromTerminationOfLeasedVehicles_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_IncreaseDecreaseInRevolvingUnsecuredConsumerLoans" xlink:type="locator" xlink:label="sc_IncreaseDecreaseInRevolvingUnsecuredConsumerLoans" />
    <label xml:lang="en-US" xlink:label="sc_IncreaseDecreaseInRevolvingUnsecuredConsumerLoans_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Increase decrease in revolving unsecured consumer loans.</label>
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    <loc xlink:href="sc-20140331.xsd#sc_CollectionsOnUnsecuredConsumerTermLoans" xlink:type="locator" xlink:label="sc_CollectionsOnUnsecuredConsumerTermLoans" />
    <label xml:lang="en-US" xlink:label="sc_CollectionsOnUnsecuredConsumerTermLoans_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Collections on unsecured consumer term loans.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_CollectionsOnUnsecuredConsumerTermLoans" xlink:to="sc_CollectionsOnUnsecuredConsumerTermLoans_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_PaymentsOnNotesPayableRelatedToSecuredStructuredFinancings" xlink:type="locator" xlink:label="sc_PaymentsOnNotesPayableRelatedToSecuredStructuredFinancings" />
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    <loc xlink:href="sc-20140331.xsd#sc_PaymentsOnUnsecuredNotesPayable" xlink:type="locator" xlink:label="sc_PaymentsOnUnsecuredNotesPayable" />
    <label xml:lang="en-US" xlink:label="sc_PaymentsOnUnsecuredNotesPayable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Payments on unsecured notes payable.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_PaymentsOnUnsecuredNotesPayable" xlink:to="sc_PaymentsOnUnsecuredNotesPayable_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_PaymentsOnNotesPayableRelatedToCreditFacilities" xlink:type="locator" xlink:label="sc_PaymentsOnNotesPayableRelatedToCreditFacilities" />
    <label xml:lang="en-US" xlink:label="sc_PaymentsOnNotesPayableRelatedToCreditFacilities_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Payments On Notes Payable Related To Credit Facilities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_PaymentsOnNotesPayableRelatedToCreditFacilities" xlink:to="sc_PaymentsOnNotesPayableRelatedToCreditFacilities_lbl" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:type="locator" xlink:label="us-gaap_StatementOfCashFlowsAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_StatementOfCashFlowsAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Statement Of Cash Flows [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementOfCashFlowsAbstract" xlink:to="us-gaap_StatementOfCashFlowsAbstract_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_StatementOfCashFlowsAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Statement Of Cash Flows [Abstract]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:type="locator" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Cash flows from operating activities:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Net Cash Provided By Used In Operating Activities [Abstract]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:type="locator" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Adjustments to reconcile net income to net cash provided by operating activities:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Adjustments To Reconcile Net Income Loss To Cash Provided By Used In Operating Activities [Abstract]</label>
    <label xml:lang="en-US" xlink:label="sc_DerivativeIncomeExpenseNet_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Derivative mark to market</label>
    <label xml:lang="en-US" xlink:label="sc_DerivativeIncomeExpenseNet_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Derivative Income Expense Net</label>
    <label xml:lang="en-US" xlink:label="us-gaap_ProvisionForLoanAndLeaseLosses_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Provision for credit losses</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DepreciationDepletionAndAmortization" xlink:type="locator" xlink:label="us-gaap_DepreciationDepletionAndAmortization" />
    <label xml:lang="en-US" xlink:label="us-gaap_DepreciationDepletionAndAmortization_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Depreciation and amortization</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepreciationDepletionAndAmortization" xlink:to="us-gaap_DepreciationDepletionAndAmortization_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_DepreciationDepletionAndAmortization_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Depreciation Depletion And Amortization</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccretionExpenseIncludingAssetRetirementObligations" xlink:type="locator" xlink:label="us-gaap_AccretionExpenseIncludingAssetRetirementObligations" />
    <label xml:lang="en-US" xlink:label="us-gaap_AccretionExpenseIncludingAssetRetirementObligations_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Accretion of discount and capitalized origination costs, net</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccretionExpenseIncludingAssetRetirementObligations" xlink:to="us-gaap_AccretionExpenseIncludingAssetRetirementObligations_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_AccretionExpenseIncludingAssetRetirementObligations_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Accretion Expense Including Asset Retirement Obligations</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" xlink:type="locator" xlink:label="us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" />
    <label xml:lang="en-US" xlink:label="us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Originations and purchases of receivables held for sale</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" xlink:to="us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Payments For Origination And Purchases Of Loans Held For Sale</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:type="locator" xlink:label="us-gaap_ProceedsFromSaleOfLoansHeldForSale" />
    <label xml:lang="en-US" xlink:label="us-gaap_ProceedsFromSaleOfLoansHeldForSale_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Proceeds from sales of and repayments on receivables held for sale</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:to="us-gaap_ProceedsFromSaleOfLoansHeldForSale_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ProceedsFromSaleOfLoansHeldForSale_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Proceeds From Sale Of Loans Held For Sale</label>
    <label xml:lang="en-US" xlink:label="us-gaap_GainLossOnSaleOfAccountsReceivable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Gain on sale of receivables</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensation" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensation_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Stock-based compensation</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensation" xlink:to="us-gaap_ShareBasedCompensation_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensation_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Share Based Compensation</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:type="locator" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit" />
    <label xml:lang="en-US" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Deferred tax benefit</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Deferred Income Tax Expense Benefit</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:type="locator" xlink:label="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Changes in assets and liabilities:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Increase Decrease In Operating Capital [Abstract]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:type="locator" xlink:label="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Accrued interest receivable</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:to="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Increase Decrease In Accrued Interest Receivable Net</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsReceivable" xlink:type="locator" xlink:label="us-gaap_IncreaseDecreaseInAccountsReceivable" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncreaseDecreaseInAccountsReceivable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Accounts receivable</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInAccountsReceivable" xlink:to="us-gaap_IncreaseDecreaseInAccountsReceivable_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncreaseDecreaseInAccountsReceivable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Increase Decrease In Accounts Receivable</label>
    <label xml:lang="en-US" xlink:label="sc_FederalIncomeTaxes_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Federal income tax and other taxes</label>
    <label xml:lang="en-US" xlink:label="sc_FederalIncomeTaxes_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Federal Income Taxes</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:type="locator" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Other assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Increase Decrease In Other Operating Assets</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:type="locator" xlink:label="us-gaap_IncreaseDecreaseInInterestPayableNet" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncreaseDecreaseInInterestPayableNet_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Accrued interest payable</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:to="us-gaap_IncreaseDecreaseInInterestPayableNet_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncreaseDecreaseInInterestPayableNet_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Increase Decrease In Interest Payable Net</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:type="locator" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Other liabilities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Increase Decrease In Other Operating Liabilities</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:type="locator" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" />
    <label xml:lang="en-US" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Net cash provided by operating activities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Net Cash Provided By Used In Operating Activities Continuing Operations</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:type="locator" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Cash flows from investing activities:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Net Cash Provided By Used In Investing Activities [Abstract]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireFinanceReceivables" xlink:type="locator" xlink:label="us-gaap_PaymentsToAcquireFinanceReceivables" />
    <label xml:lang="en-US" xlink:label="us-gaap_PaymentsToAcquireFinanceReceivables_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Retail installment contracts originated or purchased from dealers</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireFinanceReceivables" xlink:to="us-gaap_PaymentsToAcquireFinanceReceivables_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_PaymentsToAcquireFinanceReceivables_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Payments To Acquire Finance Receivables</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromCollectionOfLoansReceivable" xlink:type="locator" xlink:label="us-gaap_ProceedsFromCollectionOfLoansReceivable" />
    <label xml:lang="en-US" xlink:label="us-gaap_ProceedsFromCollectionOfLoansReceivable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Collections on retail installment contracts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromCollectionOfLoansReceivable" xlink:to="us-gaap_ProceedsFromCollectionOfLoansReceivable_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ProceedsFromCollectionOfLoansReceivable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Proceeds From Collection Of Loans Receivable</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForInvestment" xlink:type="locator" xlink:label="us-gaap_ProceedsFromSaleOfLoansHeldForInvestment" />
    <label xml:lang="en-US" xlink:label="us-gaap_ProceedsFromSaleOfLoansHeldForInvestment_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Proceeds from sale of loans held for investment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfLoansHeldForInvestment" xlink:to="us-gaap_ProceedsFromSaleOfLoansHeldForInvestment_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ProceedsFromSaleOfLoansHeldForInvestment_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Proceeds From Sale Of Loans Held For Investment</label>
    <label xml:lang="en-US" xlink:label="sc_LeasedVehiclePurchased_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Leased vehicles purchased</label>
    <label xml:lang="en-US" xlink:label="sc_LeasedVehiclePurchased_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Leased Vehicle Purchased</label>
    <label xml:lang="en-US" xlink:label="sc_ManufacturerIncentivesReceived_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Manufacturer incentives received</label>
    <label xml:lang="en-US" xlink:label="sc_ManufacturerIncentivesReceived_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Manufacturer Incentives Received</label>
    <label xml:lang="en-US" xlink:label="sc_ProceedsFromTerminationOfLeasedVehicles_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Proceeds from termination of leased vehicles</label>
    <label xml:lang="en-US" xlink:label="sc_ProceedsFromTerminationOfLeasedVehicles_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Proceeds From Termination Of Leased Vehicles</label>
    <label xml:lang="en-US" xlink:label="sc_IncreaseDecreaseInRevolvingUnsecuredConsumerLoans_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Change in revolving unsecured consumer loans</label>
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireLeasesHeldForInvestment" xlink:type="locator" xlink:label="us-gaap_PaymentsToAcquireLeasesHeldForInvestment" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireFurnitureAndFixtures" xlink:type="locator" xlink:label="us-gaap_PaymentsToAcquireFurnitureAndFixtures" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInRestrictedCash" xlink:type="locator" xlink:label="us-gaap_IncreaseDecreaseInRestrictedCash" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:type="locator" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" />
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    <label xml:lang="en-US" xlink:label="sc_PaymentsOnUnsecuredNotesPayable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Payments On Unsecured Notes Payable</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_ProceedsFromNotesPayable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Proceeds from notes payable</label>
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    <label xml:lang="en-US" xlink:label="sc_PaymentsOnNotesPayableRelatedToCreditFacilities_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Payments on notes payable</label>
    <label xml:lang="en-US" xlink:label="sc_PaymentsOnNotesPayableRelatedToCreditFacilities_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Payments On Notes Payable Related To Credit Facilities</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:type="locator" xlink:label="us-gaap_ProceedsFromStockOptionsExercised" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation" xlink:type="locator" xlink:label="us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation" />
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    <loc xlink:href="sc-20140331.xsd#sc_ScheduleOfLoansModifiedAsTroubledDebtRestructuringTableTextBlock" xlink:type="locator" xlink:label="sc_ScheduleOfLoansModifiedAsTroubledDebtRestructuringTableTextBlock" />
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    <loc xlink:href="sc-20140331.xsd#sc_ScheduleOfDefaultedTroubledDebtRestructuringsTableTextBlock" xlink:type="locator" xlink:label="sc_ScheduleOfDefaultedTroubledDebtRestructuringsTableTextBlock" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfPropertySubjectToOrAvailableForOperatingLeaseTextBlock" xlink:type="locator" xlink:label="us-gaap_ScheduleOfPropertySubjectToOrAvailableForOperatingLeaseTextBlock" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RelatedPartyTransactionAxis" xlink:type="locator" xlink:label="us-gaap_RelatedPartyTransactionAxis" />
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    <loc xlink:href="sc-20140331.xsd#sc_SantanderConsumerUSADelawareMember" xlink:type="locator" xlink:label="sc_SantanderConsumerUSADelawareMember" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock" xlink:type="locator" xlink:label="us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfLineOfCreditFacilitiesTextBlock" xlink:type="locator" xlink:label="us-gaap_ScheduleOfLineOfCreditFacilitiesTextBlock" />
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    <loc xlink:href="sc-20140331.xsd#sc_SummaryOfSecuritizationTransactionsTableTextBlock" xlink:type="locator" xlink:label="sc_SummaryOfSecuritizationTransactionsTableTextBlock" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfNotionalAmountsOfOutstandingDerivativePositionsTableTextBlock" xlink:type="locator" xlink:label="us-gaap_ScheduleOfNotionalAmountsOfOutstandingDerivativePositionsTableTextBlock" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock" xlink:type="locator" xlink:label="us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock" />
    <label xml:lang="en-US" xlink:label="us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Information on Dealer Loan Portfolio</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Schedule Of Related Party Transactions Table [Text Block]</label>
    <loc xlink:href="sc-20140331.xsd#sc_ServicedAutoLoanAndRetailInstallmentMember" xlink:type="locator" xlink:label="sc_ServicedAutoLoanAndRetailInstallmentMember" />
    <label xml:lang="en-US" xlink:label="sc_ServicedAutoLoanAndRetailInstallmentMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Serviced Auto Loan And Retail Installment [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ServicedAutoLoanAndRetailInstallmentMember" xlink:to="sc_ServicedAutoLoanAndRetailInstallmentMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_ServicedAutoLoanAndRetailInstallmentMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Serviced Auto Loan And Retail Installment</label>
    <label xml:lang="en-US" xlink:label="sc_ServicedAutoLoanAndRetailInstallmentMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Serviced Auto Loan And Retail Installment [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_ConsumerVehicleLeaseMember" xlink:type="locator" xlink:label="sc_ConsumerVehicleLeaseMember" />
    <label xml:lang="en-US" xlink:label="sc_ConsumerVehicleLeaseMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Consumer vehicle lease Member.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ConsumerVehicleLeaseMember" xlink:to="sc_ConsumerVehicleLeaseMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_ConsumerVehicleLeaseMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Consumer Vehicle Lease</label>
    <label xml:lang="en-US" xlink:label="sc_ConsumerVehicleLeaseMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Consumer Vehicle Lease [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:type="locator" xlink:label="us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" />
    <label xml:lang="en-US" xlink:label="us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Summary of Computation of Basic and Diluted Earnings per Common Share</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:to="us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Schedule Of Earnings Per Share Basic And Diluted Table [Text Block]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:type="locator" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTextBlock" />
    <label xml:lang="en-US" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTextBlock_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Summary of Fair Value Estimates, Methods and Assumptions</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:to="us-gaap_FairValueByBalanceSheetGroupingTextBlock_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTextBlock_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Fair Value By Balance Sheet Grouping [Text Block]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:type="locator" xlink:label="us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" />
    <label xml:lang="en-US" xlink:label="us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Assets and Liabilities Measured at Fair Value on a Recurring Basis</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:to="us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Schedule Of Fair Value Assets And Liabilities Measured On Recurring Basis Table [Text Block]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:type="locator" xlink:label="us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" />
    <label xml:lang="en-US" xlink:label="us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Assets and Liabilities Measured at Fair Value on Nonrecurring Basis</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:to="us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Fair Value Assets Measured On Nonrecurring Basis [Text Block]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:type="locator" xlink:label="us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" />
    <label xml:lang="en-US" xlink:label="us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Summary of Stock Options and Related Activity</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:to="us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Schedule Of Share Based Compensation Stock Options Activity Table [Text Block]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:type="locator" xlink:label="us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" />
    <label xml:lang="en-US" xlink:label="us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Summary of Changes in Accumulated Other Comprehensive Loss</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:to="us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Schedule Of Accumulated Other Comprehensive Income Loss Table [Text Block]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock" xlink:type="locator" xlink:label="us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock" />
    <label xml:lang="en-US" xlink:label="us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Reclassification of Amounts Out of Accumulated Other Comprehensive Income (Loss)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock" xlink:to="us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Reclassification Out Of Accumulated Other Comprehensive Income Table [Text Block]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:type="locator" xlink:label="us-gaap_AccountingPoliciesAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_AccountingPoliciesAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Accounting Policies [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccountingPoliciesAbstract" xlink:to="us-gaap_AccountingPoliciesAbstract_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_BasisOfPresentationAndSignificantAccountingPoliciesLineItems" xlink:type="locator" xlink:label="sc_BasisOfPresentationAndSignificantAccountingPoliciesLineItems" />
    <label xml:lang="en-US" xlink:label="sc_BasisOfPresentationAndSignificantAccountingPoliciesLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Basis Of Presentation And Significant Accounting Policies [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_BasisOfPresentationAndSignificantAccountingPoliciesLineItems" xlink:to="sc_BasisOfPresentationAndSignificantAccountingPoliciesLineItems_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_AccountingPoliciesAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Accounting Policies [Abstract]</label>
    <loc xlink:href="sc-20140331.xsd#sc_BasisOfPresentationAndSignificantAccountingPoliciesTable" xlink:type="locator" xlink:label="sc_BasisOfPresentationAndSignificantAccountingPoliciesTable" />
    <label xml:lang="en-US" xlink:label="sc_BasisOfPresentationAndSignificantAccountingPoliciesTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Basis Of Presentation And Significant Accounting Policies [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_BasisOfPresentationAndSignificantAccountingPoliciesTable" xlink:to="sc_BasisOfPresentationAndSignificantAccountingPoliciesTable_lbl" />
    <label xml:lang="en-US" xlink:label="sc_BasisOfPresentationAndSignificantAccountingPoliciesTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Basis Of Presentation And Significant Accounting Policies [Table]</label>
    <label xml:lang="en-US" xlink:label="sc_BasisOfPresentationAndSignificantAccountingPoliciesTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Basis Of Presentation And Significant Accounting Policies [Table]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:type="locator" xlink:label="us-gaap_StatementClassOfStockAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_StatementClassOfStockAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Class of Stock</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_StatementClassOfStockAxis_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_StatementClassOfStockAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Statement Class Of Stock [Axis]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:type="locator" xlink:label="us-gaap_ClassOfStockDomain" />
    <label xml:lang="en-US" xlink:label="us-gaap_ClassOfStockDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Class of Stock</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_ClassOfStockDomain_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ClassOfStockDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Class Of Stock [Domain]</label>
    <loc xlink:href="sc-20140331.xsd#sc_SantanderHoldingsUsaMember" xlink:type="locator" xlink:label="sc_SantanderHoldingsUsaMember" />
    <label xml:lang="en-US" xlink:label="sc_SantanderHoldingsUsaMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Santander Holdings Usa [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_SantanderHoldingsUsaMember" xlink:to="sc_SantanderHoldingsUsaMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_SantanderHoldingsUsaMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Santander Holdings USA, Inc.</label>
    <label xml:lang="en-US" xlink:label="sc_SantanderHoldingsUsaMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Santander Holdings Usa [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_AutoFinanceHoldingsMember" xlink:type="locator" xlink:label="sc_AutoFinanceHoldingsMember" />
    <label xml:lang="en-US" xlink:label="sc_AutoFinanceHoldingsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Auto Finance Holdings [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_AutoFinanceHoldingsMember" xlink:to="sc_AutoFinanceHoldingsMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_AutoFinanceHoldingsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Auto Finance Holdings Series LP</label>
    <label xml:lang="en-US" xlink:label="sc_AutoFinanceHoldingsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Auto Finance Holdings [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_DdfsLlcMember" xlink:type="locator" xlink:label="sc_DdfsLlcMember" />
    <label xml:lang="en-US" xlink:label="sc_DdfsLlcMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Ddfs Llc [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_DdfsLlcMember" xlink:to="sc_DdfsLlcMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_DdfsLlcMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">DDFS LLC</label>
    <label xml:lang="en-US" xlink:label="sc_DdfsLlcMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Ddfs Llc [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_OtherRelatedPartiesMember" xlink:type="locator" xlink:label="sc_OtherRelatedPartiesMember" />
    <label xml:lang="en-US" xlink:label="sc_OtherRelatedPartiesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Other Related Parties [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_OtherRelatedPartiesMember" xlink:to="sc_OtherRelatedPartiesMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_OtherRelatedPartiesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Other Related Parties</label>
    <label xml:lang="en-US" xlink:label="sc_OtherRelatedPartiesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Other Related Parties [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_PublicShareholdersMember" xlink:type="locator" xlink:label="sc_PublicShareholdersMember" />
    <label xml:lang="en-US" xlink:label="sc_PublicShareholdersMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Public shareholders.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_PublicShareholdersMember" xlink:to="sc_PublicShareholdersMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_PublicShareholdersMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Public Shareholders</label>
    <label xml:lang="en-US" xlink:label="sc_PublicShareholdersMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Public Shareholders [Member]</label>
    <label xml:lang="en-US" xlink:label="sc_BasisOfPresentationAndSignificantAccountingPoliciesLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Basis Of Presentation And Significant Accounting Policies [Line Items]</label>
    <label xml:lang="en-US" xlink:label="sc_BasisOfPresentationAndSignificantAccountingPoliciesLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Basis Of Presentation And Significant Accounting Policies [Line Items]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EquityMethodInvestmentOwnershipPercentage" xlink:type="locator" xlink:label="us-gaap_EquityMethodInvestmentOwnershipPercentage" />
    <label xml:lang="en-US" xlink:label="us-gaap_EquityMethodInvestmentOwnershipPercentage_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Ownership percentage held by third parties</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_EquityMethodInvestmentOwnershipPercentage_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Equity Method Investment Ownership Percentage</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NumberOfReportableSegments" xlink:type="locator" xlink:label="us-gaap_NumberOfReportableSegments" />
    <label xml:lang="en-US" xlink:label="us-gaap_NumberOfReportableSegments_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Number of Reportable Segment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NumberOfReportableSegments" xlink:to="us-gaap_NumberOfReportableSegments_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_NumberOfReportableSegments_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Number Of Reportable Segments</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:type="locator" xlink:label="us-gaap_ReceivablesAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_ReceivablesAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Receivables [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ReceivablesAbstract" xlink:to="us-gaap_ReceivablesAbstract_lbl" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:type="locator" xlink:label="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ValuationAllowancesAndReservesTypeAxis" xlink:type="locator" xlink:label="us-gaap_ValuationAllowancesAndReservesTypeAxis" />
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ValuationAllowancesAndReservesTypeAxis" xlink:to="us-gaap_ValuationAllowancesAndReservesTypeAxis_lbl" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ValuationAllowancesAndReservesDomain" xlink:type="locator" xlink:label="us-gaap_ValuationAllowancesAndReservesDomain" />
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ValuationAllowancesAndReservesDomain" xlink:to="us-gaap_ValuationAllowancesAndReservesDomain_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ValuationAllowancesAndReservesDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Valuation Allowances And Reserves [Domain]</label>
    <loc xlink:href="sc-20140331.xsd#sc_UnpaidPrincipalBalanceMember" xlink:type="locator" xlink:label="sc_UnpaidPrincipalBalanceMember" />
    <label xml:lang="en-US" xlink:label="sc_UnpaidPrincipalBalanceMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Unpaid Principal Balance [Member]</label>
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    <label xml:lang="en-US" xlink:label="sc_UnpaidPrincipalBalanceMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Unpaid Principal Balance</label>
    <label xml:lang="en-US" xlink:label="sc_UnpaidPrincipalBalanceMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Unpaid Principal Balance [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesMember" xlink:type="locator" xlink:label="us-gaap_AllowanceForLoanAndLeaseLossesMember" />
    <label xml:lang="en-US" xlink:label="us-gaap_AllowanceForLoanAndLeaseLossesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Allowance for Loan and Lease Losses</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AllowanceForLoanAndLeaseLossesMember" xlink:to="us-gaap_AllowanceForLoanAndLeaseLossesMember_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_AllowanceForLoanAndLeaseLossesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Allowance For Loan And Lease Losses [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_DebtDiscountMember" xlink:type="locator" xlink:label="sc_DebtDiscountMember" />
    <label xml:lang="en-US" xlink:label="sc_DebtDiscountMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Debt Discount [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_DebtDiscountMember" xlink:to="sc_DebtDiscountMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_DebtDiscountMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Debt Discount</label>
    <label xml:lang="en-US" xlink:label="sc_DebtDiscountMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Debt Discount [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_CapitalizedOriginationCostsMember" xlink:type="locator" xlink:label="sc_CapitalizedOriginationCostsMember" />
    <label xml:lang="en-US" xlink:label="sc_CapitalizedOriginationCostsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Capitalized Origination Costs [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_CapitalizedOriginationCostsMember" xlink:to="sc_CapitalizedOriginationCostsMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_CapitalizedOriginationCostsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Capitalized Origination Costs</label>
    <label xml:lang="en-US" xlink:label="sc_CapitalizedOriginationCostsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Capitalized Origination Costs [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:type="locator" xlink:label="us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Receivable Type</label>
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:type="locator" xlink:label="us-gaap_ReceivableTypeDomain" />
    <label xml:lang="en-US" xlink:label="us-gaap_ReceivableTypeDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Receivable</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ReceivableTypeDomain" xlink:to="us-gaap_ReceivableTypeDomain_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ReceivableTypeDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Receivable Type [Domain]</label>
    <loc xlink:href="sc-20140331.xsd#sc_LoansAcquiredIndividuallyMember" xlink:type="locator" xlink:label="sc_LoansAcquiredIndividuallyMember" />
    <label xml:lang="en-US" xlink:label="sc_LoansAcquiredIndividuallyMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Loans Acquired Individually [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LoansAcquiredIndividuallyMember" xlink:to="sc_LoansAcquiredIndividuallyMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_LoansAcquiredIndividuallyMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Loans Acquired Individually</label>
    <label xml:lang="en-US" xlink:label="sc_LoansAcquiredIndividuallyMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Loans Acquired Individually [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_PurchasedReceivablesPortfoliosMember" xlink:type="locator" xlink:label="sc_PurchasedReceivablesPortfoliosMember" />
    <label xml:lang="en-US" xlink:label="sc_PurchasedReceivablesPortfoliosMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Purchased receivables portfolios.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_PurchasedReceivablesPortfoliosMember" xlink:to="sc_PurchasedReceivablesPortfoliosMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_PurchasedReceivablesPortfoliosMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Purchased Receivables Portfolios</label>
    <label xml:lang="en-US" xlink:label="sc_PurchasedReceivablesPortfoliosMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Purchased Receivables Portfolios [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_ReceivablesFromDealersMember" xlink:type="locator" xlink:label="sc_ReceivablesFromDealersMember" />
    <label xml:lang="en-US" xlink:label="sc_ReceivablesFromDealersMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Receivables from dealers.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ReceivablesFromDealersMember" xlink:to="sc_ReceivablesFromDealersMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_ReceivablesFromDealersMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Receivables from Dealers Held for Investments</label>
    <label xml:lang="en-US" xlink:label="sc_ReceivablesFromDealersMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Receivables From Dealers [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_UnsecuredShortTermConsumerLoansMember" xlink:type="locator" xlink:label="sc_UnsecuredShortTermConsumerLoansMember" />
    <label xml:lang="en-US" xlink:label="sc_UnsecuredShortTermConsumerLoansMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Unsecured Short Term Consumer Loans [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_UnsecuredShortTermConsumerLoansMember" xlink:to="sc_UnsecuredShortTermConsumerLoansMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_UnsecuredShortTermConsumerLoansMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Unsecured Short Term Consumer Loans</label>
    <label xml:lang="en-US" xlink:label="sc_UnsecuredShortTermConsumerLoansMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Unsecured Short Term Consumer Loans [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:type="locator" xlink:label="us-gaap_AccountsNotesAndLoansReceivableLineItems" />
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:to="us-gaap_AccountsNotesAndLoansReceivableLineItems_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_AccountsNotesAndLoansReceivableLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Accounts Notes And Loans Receivable [Line Items]</label>
    <label xml:lang="en-US" xlink:label="us-gaap_ReceivablesFromBrokersDealersAndClearingOrganizations_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Receivables from Dealers Held for Investment</label>
    <label xml:lang="en-US" xlink:label="sc_UnsecuredLoans_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Unsecured Consumer Loans</label>
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    <loc xlink:href="sc-20140331.xsd#sc_ScheduleOfFinancingReceivablesLineItems" xlink:type="locator" xlink:label="sc_ScheduleOfFinancingReceivablesLineItems" />
    <label xml:lang="en-US" xlink:label="sc_ScheduleOfFinancingReceivablesLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Schedule Of Financing Receivables [Line Items]</label>
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    <loc xlink:href="sc-20140331.xsd#sc_ScheduleOfFinancingReceivablesTable" xlink:type="locator" xlink:label="sc_ScheduleOfFinancingReceivablesTable" />
    <label xml:lang="en-US" xlink:label="sc_ScheduleOfFinancingReceivablesTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Schedule Of Financing Receivables [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ScheduleOfFinancingReceivablesTable" xlink:to="sc_ScheduleOfFinancingReceivablesTable_lbl" />
    <label xml:lang="en-US" xlink:label="sc_ScheduleOfFinancingReceivablesTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Schedule Of Financing Receivables [Table]</label>
    <label xml:lang="en-US" xlink:label="sc_ScheduleOfFinancingReceivablesTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Schedule Of Financing Receivables [Table]</label>
    <label xml:lang="en-US" xlink:label="sc_ScheduleOfFinancingReceivablesLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Schedule Of Financing Receivables [Line Items]</label>
    <label xml:lang="en-US" xlink:label="sc_ScheduleOfFinancingReceivablesLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Schedule Of Financing Receivables [Line Items]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PrincipalAmountOutstandingOnLoansSecuritized" xlink:type="locator" xlink:label="us-gaap_PrincipalAmountOutstandingOnLoansSecuritized" />
    <label xml:lang="en-US" xlink:label="us-gaap_PrincipalAmountOutstandingOnLoansSecuritized_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Principle balance of finance receivables</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PrincipalAmountOutstandingOnLoansSecuritized" xlink:to="us-gaap_PrincipalAmountOutstandingOnLoansSecuritized_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_PrincipalAmountOutstandingOnLoansSecuritized_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Principal Amount Outstanding On Loans Securitized</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PrincipalAmountOutstandingOnLoansHeldForSaleOrSecuritization" xlink:type="locator" xlink:label="us-gaap_PrincipalAmountOutstandingOnLoansHeldForSaleOrSecuritization" />
    <label xml:lang="en-US" xlink:label="us-gaap_PrincipalAmountOutstandingOnLoansHeldForSaleOrSecuritization_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Retail installment contracts held for sale</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_PrincipalAmountOutstandingOnLoansHeldForSaleOrSecuritization_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Principal Amount Outstanding On Loans Held For Sale Or Securitization</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:type="locator" xlink:label="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" />
    <label xml:lang="en-US" xlink:label="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Unpaid principal balance of fleet contracts with commercial consumers</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Impaired Financing Receivable Unpaid Principal Balance</label>
    <loc xlink:href="sc-20140331.xsd#sc_PercentageOfRetailInstallmentContractsHeldForSale" xlink:type="locator" xlink:label="sc_PercentageOfRetailInstallmentContractsHeldForSale" />
    <label xml:lang="en-US" xlink:label="sc_PercentageOfRetailInstallmentContractsHeldForSale_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Percentage Of Retail Installment Contracts Held For Sale</label>
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementGeographicalAxis" xlink:type="locator" xlink:label="us-gaap_StatementGeographicalAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_StatementGeographicalAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Geographical</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementGeographicalAxis" xlink:to="us-gaap_StatementGeographicalAxis_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_StatementGeographicalAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Statement Geographical [Axis]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SegmentGeographicalDomain" xlink:type="locator" xlink:label="us-gaap_SegmentGeographicalDomain" />
    <label xml:lang="en-US" xlink:label="us-gaap_SegmentGeographicalDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Geographical</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SegmentGeographicalDomain" xlink:to="us-gaap_SegmentGeographicalDomain_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_SegmentGeographicalDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Segment Geographical [Domain]</label>
    <loc xlink:href="http://xbrl.sec.gov/stpr/2011/stpr-2011-01-31.xsd#stpr_TX" xlink:type="locator" xlink:label="stpr_TX" />
    <label xml:lang="en-US" xlink:label="stpr_TX_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Texas</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="stpr_TX" xlink:to="stpr_TX_lbl" />
    <label xml:lang="en-US" xlink:label="stpr_TX_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">T X</label>
    <loc xlink:href="http://xbrl.sec.gov/stpr/2011/stpr-2011-01-31.xsd#stpr_FL" xlink:type="locator" xlink:label="stpr_FL" />
    <label xml:lang="en-US" xlink:label="stpr_FL_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Florida</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="stpr_FL" xlink:to="stpr_FL_lbl" />
    <label xml:lang="en-US" xlink:label="stpr_FL_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">F L</label>
    <loc xlink:href="http://xbrl.sec.gov/stpr/2011/stpr-2011-01-31.xsd#stpr_CA" xlink:type="locator" xlink:label="stpr_CA" />
    <label xml:lang="en-US" xlink:label="stpr_CA_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">California</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="stpr_CA" xlink:to="stpr_CA_lbl" />
    <label xml:lang="en-US" xlink:label="stpr_CA_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">C A</label>
    <loc xlink:href="http://xbrl.sec.gov/stpr/2011/stpr-2011-01-31.xsd#stpr_GA" xlink:type="locator" xlink:label="stpr_GA" />
    <label xml:lang="en-US" xlink:label="stpr_GA_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Georgia</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="stpr_GA" xlink:to="stpr_GA_lbl" />
    <label xml:lang="en-US" xlink:label="stpr_GA_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">G A</label>
    <loc xlink:href="http://xbrl.sec.gov/stpr/2011/stpr-2011-01-31.xsd#stpr_NC" xlink:type="locator" xlink:label="stpr_NC" />
    <label xml:lang="en-US" xlink:label="stpr_NC_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">North Carolina</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="stpr_NC" xlink:to="stpr_NC_lbl" />
    <label xml:lang="en-US" xlink:label="stpr_NC_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">N C</label>
    <loc xlink:href="sc-20140331.xsd#sc_OtherStatesMember" xlink:type="locator" xlink:label="sc_OtherStatesMember" />
    <label xml:lang="en-US" xlink:label="sc_OtherStatesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Other States [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_OtherStatesMember" xlink:to="sc_OtherStatesMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_OtherStatesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Other States</label>
    <label xml:lang="en-US" xlink:label="sc_OtherStatesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Other States [Member]</label>
    <label xml:lang="en-US" xlink:label="sc_PercentageOfRetailInstallmentContractsHeldForSale_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Retail installment contracts held for investment</label>
    <label xml:lang="en-US" xlink:label="sc_PercentageOfRetailInstallmentContractsHeldForSale_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Percentage Of Retail Installment Contracts Held For Sale</label>
    <loc xlink:href="sc-20140331.xsd#sc_ReceivablesFromDealersHeldForInvestments" xlink:type="locator" xlink:label="sc_ReceivablesFromDealersHeldForInvestments" />
    <label xml:lang="en-US" xlink:label="sc_ReceivablesFromDealersHeldForInvestments_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Receivables From Dealers Held For Investments</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ReceivablesFromDealersHeldForInvestments" xlink:to="sc_ReceivablesFromDealersHeldForInvestments_lbl" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CreditFacilityAxis" xlink:type="locator" xlink:label="us-gaap_CreditFacilityAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_CreditFacilityAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Credit Facility</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CreditFacilityAxis" xlink:to="us-gaap_CreditFacilityAxis_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_CreditFacilityAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Credit Facility [Axis]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:type="locator" xlink:label="us-gaap_CreditFacilityDomain" />
    <label xml:lang="en-US" xlink:label="us-gaap_CreditFacilityDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Credit Facility</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CreditFacilityDomain" xlink:to="us-gaap_CreditFacilityDomain_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_CreditFacilityDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Credit Facility [Domain]</label>
    <loc xlink:href="sc-20140331.xsd#sc_WarehouseLinesOfCreditMember" xlink:type="locator" xlink:label="sc_WarehouseLinesOfCreditMember" />
    <label xml:lang="en-US" xlink:label="sc_WarehouseLinesOfCreditMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Warehouse Lines Of Credit [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_WarehouseLinesOfCreditMember" xlink:to="sc_WarehouseLinesOfCreditMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_WarehouseLinesOfCreditMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Warehouse Lines of Credit</label>
    <label xml:lang="en-US" xlink:label="sc_WarehouseLinesOfCreditMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Warehouse Lines Of Credit [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RevolvingCreditFacilityMember" xlink:type="locator" xlink:label="us-gaap_RevolvingCreditFacilityMember" />
    <label xml:lang="en-US" xlink:label="us-gaap_RevolvingCreditFacilityMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Revolving Credit Facility</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RevolvingCreditFacilityMember" xlink:to="us-gaap_RevolvingCreditFacilityMember_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_RevolvingCreditFacilityMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Revolving Credit Facility [Member]</label>
    <label xml:lang="en-US" xlink:label="sc_ReceivablesFromDealersHeldForInvestments_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Receivables from dealers held for investments</label>
    <label xml:lang="en-US" xlink:label="sc_ReceivablesFromDealersHeldForInvestments_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Receivables From Dealers Held For Investments</label>
    <loc xlink:href="sc-20140331.xsd#sc_PercentageOfRemainingReceivableFromDealersHeldForInvestment" xlink:type="locator" xlink:label="sc_PercentageOfRemainingReceivableFromDealersHeldForInvestment" />
    <label xml:lang="en-US" xlink:label="sc_PercentageOfRemainingReceivableFromDealersHeldForInvestment_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Percentage Of Remaining Receivable From Dealers Held For Investment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_PercentageOfRemainingReceivableFromDealersHeldForInvestment" xlink:to="sc_PercentageOfRemainingReceivableFromDealersHeldForInvestment_lbl" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RangeAxis" xlink:type="locator" xlink:label="us-gaap_RangeAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_RangeAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Range</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RangeAxis" xlink:to="us-gaap_RangeAxis_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_RangeAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Range [Axis]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RangeMember" xlink:type="locator" xlink:label="us-gaap_RangeMember" />
    <label xml:lang="en-US" xlink:label="us-gaap_RangeMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Range</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RangeMember" xlink:to="us-gaap_RangeMember_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_RangeMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Range [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MaximumMember" xlink:type="locator" xlink:label="us-gaap_MaximumMember" />
    <label xml:lang="en-US" xlink:label="us-gaap_MaximumMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Maximum</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MaximumMember" xlink:to="us-gaap_MaximumMember_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_MaximumMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Maximum [Member]</label>
    <loc xlink:href="http://xbrl.sec.gov/stpr/2011/stpr-2011-01-31.xsd#stpr_OH" xlink:type="locator" xlink:label="stpr_OH" />
    <label xml:lang="en-US" xlink:label="stpr_OH_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Ohio</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="stpr_OH" xlink:to="stpr_OH_lbl" />
    <label xml:lang="en-US" xlink:label="stpr_OH_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">O H</label>
    <loc xlink:href="http://xbrl.sec.gov/stpr/2011/stpr-2011-01-31.xsd#stpr_NY" xlink:type="locator" xlink:label="stpr_NY" />
    <label xml:lang="en-US" xlink:label="stpr_NY_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">New York</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="stpr_NY" xlink:to="stpr_NY_lbl" />
    <label xml:lang="en-US" xlink:label="stpr_NY_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">N Y</label>
    <loc xlink:href="http://xbrl.sec.gov/stpr/2011/stpr-2011-01-31.xsd#stpr_NJ" xlink:type="locator" xlink:label="stpr_NJ" />
    <label xml:lang="en-US" xlink:label="stpr_NJ_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">New Jersey</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="stpr_NJ" xlink:to="stpr_NJ_lbl" />
    <label xml:lang="en-US" xlink:label="stpr_NJ_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">N J</label>
    <loc xlink:href="http://xbrl.sec.gov/stpr/2011/stpr-2011-01-31.xsd#stpr_TN" xlink:type="locator" xlink:label="stpr_TN" />
    <label xml:lang="en-US" xlink:label="stpr_TN_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Tennessee</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="stpr_TN" xlink:to="stpr_TN_lbl" />
    <label xml:lang="en-US" xlink:label="stpr_TN_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">T N</label>
    <loc xlink:href="http://xbrl.sec.gov/stpr/2011/stpr-2011-01-31.xsd#stpr_LA" xlink:type="locator" xlink:label="stpr_LA" />
    <label xml:lang="en-US" xlink:label="stpr_LA_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Louisiana</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="stpr_LA" xlink:to="stpr_LA_lbl" />
    <label xml:lang="en-US" xlink:label="stpr_LA_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">L A</label>
    <label xml:lang="en-US" xlink:label="sc_PercentageOfRemainingReceivableFromDealersHeldForInvestment_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Percentage of remaining receivable from dealers held for investment</label>
    <label xml:lang="en-US" xlink:label="sc_PercentageOfRemainingReceivableFromDealersHeldForInvestment_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Percentage Of Remaining Receivable From Dealers Held For Investment</label>
    <loc xlink:href="sc-20140331.xsd#sc_PercentageOfUnsecuredConsumerLoans" xlink:type="locator" xlink:label="sc_PercentageOfUnsecuredConsumerLoans" />
    <label xml:lang="en-US" xlink:label="sc_PercentageOfUnsecuredConsumerLoans_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Percentage Of Unsecured Consumer Loans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_PercentageOfUnsecuredConsumerLoans" xlink:to="sc_PercentageOfUnsecuredConsumerLoans_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_PennsylvaniaMember" xlink:type="locator" xlink:label="sc_PennsylvaniaMember" />
    <label xml:lang="en-US" xlink:label="sc_PennsylvaniaMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Pennsylvania Member</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_PennsylvaniaMember" xlink:to="sc_PennsylvaniaMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_PennsylvaniaMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Pennsylvania</label>
    <label xml:lang="en-US" xlink:label="sc_PennsylvaniaMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pennsylvania [Member]</label>
    <label xml:lang="en-US" xlink:label="sc_PercentageOfUnsecuredConsumerLoans_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Percentage of unsecured consumer loans</label>
    <label xml:lang="en-US" xlink:label="sc_PercentageOfUnsecuredConsumerLoans_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Percentage Of Unsecured Consumer Loans</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ContractReceivablesAbstract" xlink:type="locator" xlink:label="us-gaap_ContractReceivablesAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_ContractReceivablesAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Contract Receivables [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ContractReceivablesAbstract" xlink:to="us-gaap_ContractReceivablesAbstract_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ContractReceivablesAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Contract Receivables [Abstract]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield" xlink:type="locator" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield" />
    <label xml:lang="en-US" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel">Balance at beginning of period</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield" xlink:to="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAdditions" xlink:type="locator" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAdditions" />
    <label xml:lang="en-US" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAdditions_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Additions (loans acquired during the period)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAdditions" xlink:to="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAdditions_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAdditions_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Additions</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion" xlink:type="locator" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion" />
    <label xml:lang="en-US" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Accretion of accretable yield</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion" xlink:to="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Accretion</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsToFromNonaccretableDifference" xlink:type="locator" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsToFromNonaccretableDifference" />
    <label xml:lang="en-US" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsToFromNonaccretableDifference_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Reclassifications from nonaccretable difference</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsToFromNonaccretableDifference" xlink:to="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsToFromNonaccretableDifference_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldReclassificationsToFromNonaccretableDifference_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Reclassifications To From Nonaccretable Difference</label>
    <label xml:lang="en-US" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel">Balance at end of period</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomePurchasedReceivables" xlink:type="locator" xlink:label="us-gaap_InterestIncomePurchasedReceivables" />
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    <loc xlink:href="sc-20140331.xsd#sc_AccountsNotesAndLoansReceivableCurrentAndNonCurrentNetAbstract" xlink:type="locator" xlink:label="sc_AccountsNotesAndLoansReceivableCurrentAndNonCurrentNetAbstract" />
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    <loc xlink:href="sc-20140331.xsd#sc_RetailInstallmentContractsAcquiredIndividuallyMember" xlink:type="locator" xlink:label="sc_RetailInstallmentContractsAcquiredIndividuallyMember" />
    <label xml:lang="en-US" xlink:label="sc_RetailInstallmentContractsAcquiredIndividuallyMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Retail installment contracts acquired individually.</label>
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:type="locator" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses" />
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    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financing Receivable Allowance For Credit Losses</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:type="locator" xlink:label="us-gaap_ProvisionForLoanLeaseAndOtherLosses" />
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:to="us-gaap_ProvisionForLoanLeaseAndOtherLosses_lbl" />
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    <label xml:lang="en-US" xlink:label="sc_FinancingReceivableAllowanceForCreditLossesNetLoansChargedOff_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financing Receivable Allowance For Credit Losses Net Loans Charged Off</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:type="locator" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Recoveries</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financing Receivable Allowance For Credit Losses Recovery</label>
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel">Balance &#8212; end of period</label>
    <loc xlink:href="sc-20140331.xsd#sc_IncrementalProvisionsForPurchasedReceivablePortfolios" xlink:type="locator" xlink:label="sc_IncrementalProvisionsForPurchasedReceivablePortfolios" />
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_IncrementalProvisionsForPurchasedReceivablePortfolios" xlink:to="sc_IncrementalProvisionsForPurchasedReceivablePortfolios_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_IncrementalReversalOfProvisionsForPurchasedReceivablePortfolios" xlink:type="locator" xlink:label="sc_IncrementalReversalOfProvisionsForPurchasedReceivablePortfolios" />
    <label xml:lang="en-US" xlink:label="sc_IncrementalReversalOfProvisionsForPurchasedReceivablePortfolios_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Incremental Reversal Of Provisions For Purchased Receivable Portfolios</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_IncrementalReversalOfProvisionsForPurchasedReceivablePortfolios" xlink:to="sc_IncrementalReversalOfProvisionsForPurchasedReceivablePortfolios_lbl" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccountsNotesAndLoansReceivableClassifiedAbstract" xlink:type="locator" xlink:label="us-gaap_AccountsNotesAndLoansReceivableClassifiedAbstract" />
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccountsNotesAndLoansReceivableClassifiedAbstract" xlink:to="us-gaap_AccountsNotesAndLoansReceivableClassifiedAbstract_lbl" />
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    <label xml:lang="en-US" xlink:label="sc_IncrementalProvisionsForPurchasedReceivablePortfolios_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Incremental provisions for purchased receivable portfolios</label>
    <label xml:lang="en-US" xlink:label="sc_IncrementalProvisionsForPurchasedReceivablePortfolios_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Incremental Provisions For Purchased Receivable Portfolios</label>
    <label xml:lang="en-US" xlink:label="sc_IncrementalReversalOfProvisionsForPurchasedReceivablePortfolios_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Incremental reversal of provisions for purchased receivable portfolios</label>
    <label xml:lang="en-US" xlink:label="sc_IncrementalReversalOfProvisionsForPurchasedReceivablePortfolios_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Incremental Reversal Of Provisions For Purchased Receivable Portfolios</label>
    <loc xlink:href="sc-20140331.xsd#sc_FinancingReceivableRecordedInvestmentThirtyOneToSixtyDaysPastDue" xlink:type="locator" xlink:label="sc_FinancingReceivableRecordedInvestmentThirtyOneToSixtyDaysPastDue" />
    <label xml:lang="en-US" xlink:label="sc_FinancingReceivableRecordedInvestmentThirtyOneToSixtyDaysPastDue_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Financing Receivable Recorded Investment Thirty One To Sixty Days Past Due</label>
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    <loc xlink:href="sc-20140331.xsd#sc_FinancingReceivableRecordedInvestmentOverSixtyDays" xlink:type="locator" xlink:label="sc_FinancingReceivableRecordedInvestmentOverSixtyDays" />
    <label xml:lang="en-US" xlink:label="sc_FinancingReceivableRecordedInvestmentOverSixtyDays_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Financing Receivable Recorded Investment Over Sixty Days</label>
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    <label xml:lang="en-US" xlink:label="sc_AccountsNotesLoansAndFinancingReceivableAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Accounts Notes Loans And Financing Receivable [Abstract]</label>
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    <label xml:lang="en-US" xlink:label="sc_AccountsNotesLoansAndFinancingReceivableAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Accounts Notes Loans And Financing Receivable [Abstract]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:type="locator" xlink:label="us-gaap_ScheduleOfFinancingReceivablesPastDueTable" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:type="locator" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" />
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_lbl" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:type="locator" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentCurrent" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentCurrent_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Principal, current</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentCurrent_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financing Receivable Recorded Investment Current</label>
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    <label xml:lang="en-US" xlink:label="sc_FinancingReceivableRecordedInvestmentThirtyOneToSixtyDaysPastDue_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financing Receivable Recorded Investment Thirty One To Sixty Days Past Due</label>
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    <label xml:lang="en-US" xlink:label="sc_FinancingReceivableRecordedInvestmentOverSixtyDays_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financing Receivable Recorded Investment Over Sixty Days</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:type="locator" xlink:label="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" />
    <label xml:lang="en-US" xlink:label="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Total principal</label>
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    <loc xlink:href="sc-20140331.xsd#sc_FinancingReceivableCreditRiskProfileRetailInstallmentContracts" xlink:type="locator" xlink:label="sc_FinancingReceivableCreditRiskProfileRetailInstallmentContracts" />
    <label xml:lang="en-US" xlink:label="sc_FinancingReceivableCreditRiskProfileRetailInstallmentContracts_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Financing Receivable Credit Risk Profile Retail Installment Contracts</label>
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    <loc xlink:href="sc-20140331.xsd#sc_FinancingReceivableCreditRiskProfileUnsecuredConsumerLoans" xlink:type="locator" xlink:label="sc_FinancingReceivableCreditRiskProfileUnsecuredConsumerLoans" />
    <label xml:lang="en-US" xlink:label="sc_FinancingReceivableCreditRiskProfileUnsecuredConsumerLoans_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Financing Receivable Credit Risk Profile Unsecured Consumer Loans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_FinancingReceivableCreditRiskProfileUnsecuredConsumerLoans" xlink:to="sc_FinancingReceivableCreditRiskProfileUnsecuredConsumerLoans_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_AccountsNotesAndLoansReceivableAbstract" xlink:type="locator" xlink:label="sc_AccountsNotesAndLoansReceivableAbstract" />
    <label xml:lang="en-US" xlink:label="sc_AccountsNotesAndLoansReceivableAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Accounts Notes And Loans Receivable [Abstract]</label>
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    <label xml:lang="en-US" xlink:label="sc_AccountsNotesAndLoansReceivableAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Accounts Notes And Loans Receivable [Abstract]</label>
    <label xml:lang="en-US" xlink:label="sc_AccountsNotesAndLoansReceivableAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Accounts Notes And Loans Receivable [Abstract]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:type="locator" xlink:label="us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:type="locator" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Class of Financing Receivable</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financing Receivable Recorded Investment By Class Of Financing Receivable [Axis]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:type="locator" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Class of Financing Receivable</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financing Receivable Recorded Investment Class Of Financing Receivable [Domain]</label>
    <loc xlink:href="sc-20140331.xsd#sc_FicoBandOneMember" xlink:type="locator" xlink:label="sc_FicoBandOneMember" />
    <label xml:lang="en-US" xlink:label="sc_FicoBandOneMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">FICO Band One [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_FicoBandOneMember" xlink:to="sc_FicoBandOneMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_FicoBandOneMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">FICO Band 540</label>
    <label xml:lang="en-US" xlink:label="sc_FicoBandOneMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Fico Band One [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_FicoBandTwoMember" xlink:type="locator" xlink:label="sc_FicoBandTwoMember" />
    <label xml:lang="en-US" xlink:label="sc_FicoBandTwoMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">FICO Band Two [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_FicoBandTwoMember" xlink:to="sc_FicoBandTwoMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_FicoBandTwoMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">FICO Band 540-599</label>
    <label xml:lang="en-US" xlink:label="sc_FicoBandTwoMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Fico Band Two [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_FicoBandThreeMember" xlink:type="locator" xlink:label="sc_FicoBandThreeMember" />
    <label xml:lang="en-US" xlink:label="sc_FicoBandThreeMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">FICO Band Three [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_FicoBandThreeMember" xlink:to="sc_FicoBandThreeMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_FicoBandThreeMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">FICO Band 600-659</label>
    <label xml:lang="en-US" xlink:label="sc_FicoBandThreeMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Fico Band Three [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_FicoBandFourMember" xlink:type="locator" xlink:label="sc_FicoBandFourMember" />
    <label xml:lang="en-US" xlink:label="sc_FicoBandFourMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">FICO Band Four [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_FicoBandFourMember" xlink:to="sc_FicoBandFourMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_FicoBandFourMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">FICO Band 660</label>
    <label xml:lang="en-US" xlink:label="sc_FicoBandFourMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Fico Band Four [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:type="locator" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentLineItems" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Financing Receivable Recorded Investment [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentLineItems_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financing Receivable Recorded Investment [Line Items]</label>
    <label xml:lang="en-US" xlink:label="sc_FinancingReceivableCreditRiskProfileRetailInstallmentContracts_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Retail Installment Contracts Held for Investment</label>
    <label xml:lang="en-US" xlink:label="sc_FinancingReceivableCreditRiskProfileRetailInstallmentContracts_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financing Receivable Credit Risk Profile Retail Installment Contracts</label>
    <label xml:lang="en-US" xlink:label="sc_FinancingReceivableCreditRiskProfileUnsecuredConsumerLoans_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Unsecured Consumer Loans</label>
    <label xml:lang="en-US" xlink:label="sc_FinancingReceivableCreditRiskProfileUnsecuredConsumerLoans_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financing Receivable Credit Risk Profile Unsecured Consumer Loans</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:type="locator" xlink:label="us-gaap_InternalCreditAssessmentAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_InternalCreditAssessmentAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Internal Credit Assessment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InternalCreditAssessmentAxis" xlink:to="us-gaap_InternalCreditAssessmentAxis_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_InternalCreditAssessmentAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Internal Credit Assessment [Axis]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:type="locator" xlink:label="us-gaap_InternalCreditAssessmentDomain" />
    <label xml:lang="en-US" xlink:label="us-gaap_InternalCreditAssessmentDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Internal Credit Assessment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InternalCreditAssessmentDomain" xlink:to="us-gaap_InternalCreditAssessmentDomain_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_InternalCreditAssessmentDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Internal Credit Assessment [Domain]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PassMember" xlink:type="locator" xlink:label="us-gaap_PassMember" />
    <label xml:lang="en-US" xlink:label="us-gaap_PassMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Pass</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PassMember" xlink:to="us-gaap_PassMember_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_PassMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pass [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SpecialMentionMember" xlink:type="locator" xlink:label="us-gaap_SpecialMentionMember" />
    <label xml:lang="en-US" xlink:label="us-gaap_SpecialMentionMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Special Mention</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SpecialMentionMember" xlink:to="us-gaap_SpecialMentionMember_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_SpecialMentionMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Special Mention [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SubstandardMember" xlink:type="locator" xlink:label="us-gaap_SubstandardMember" />
    <label xml:lang="en-US" xlink:label="us-gaap_SubstandardMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Substandard</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SubstandardMember" xlink:to="us-gaap_SubstandardMember_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_SubstandardMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Substandard [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DoubtfulMember" xlink:type="locator" xlink:label="us-gaap_DoubtfulMember" />
    <label xml:lang="en-US" xlink:label="us-gaap_DoubtfulMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Doubtful</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DoubtfulMember" xlink:to="us-gaap_DoubtfulMember_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_DoubtfulMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Doubtful [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NotesReceivableNet" xlink:type="locator" xlink:label="us-gaap_NotesReceivableNet" />
    <label xml:lang="en-US" xlink:label="us-gaap_NotesReceivableNet_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Commercial Loan Credit Quality Indicators</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NotesReceivableNet" xlink:to="us-gaap_NotesReceivableNet_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_NotesReceivableNet_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Notes Receivable Net</label>
    <loc xlink:href="sc-20140331.xsd#sc_TroubledDebtRestructuringsPrincipal" xlink:type="locator" xlink:label="sc_TroubledDebtRestructuringsPrincipal" />
    <label xml:lang="en-US" xlink:label="sc_TroubledDebtRestructuringsPrincipal_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Troubled Debt Restructurings Principal</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_TroubledDebtRestructuringsPrincipal" xlink:to="sc_TroubledDebtRestructuringsPrincipal_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_DiscountOnLoan" xlink:type="locator" xlink:label="sc_DiscountOnLoan" />
    <label xml:lang="en-US" xlink:label="sc_DiscountOnLoan_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Discount on loan.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_DiscountOnLoan" xlink:to="sc_DiscountOnLoan_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_OriginationCosts" xlink:type="locator" xlink:label="sc_OriginationCosts" />
    <label xml:lang="en-US" xlink:label="sc_OriginationCosts_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Origination Costs.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_OriginationCosts" xlink:to="sc_OriginationCosts_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_AllowableAllowanceForLoanLosses" xlink:type="locator" xlink:label="sc_AllowableAllowanceForLoanLosses" />
    <label xml:lang="en-US" xlink:label="sc_AllowableAllowanceForLoanLosses_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Allowable Allowance For Loan Losses</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_AllowableAllowanceForLoanLosses" xlink:to="sc_AllowableAllowanceForLoanLosses_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_FinancingReceivableModificationsRecordedInvestmentWithRelatedAllowance" xlink:type="locator" xlink:label="sc_FinancingReceivableModificationsRecordedInvestmentWithRelatedAllowance" />
    <label xml:lang="en-US" xlink:label="sc_FinancingReceivableModificationsRecordedInvestmentWithRelatedAllowance_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">The amount of the outstanding recorded investment related to financing receivables that have been modified by troubled debt restructurings with related loan loss allowances.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_FinancingReceivableModificationsRecordedInvestmentWithRelatedAllowance" xlink:to="sc_FinancingReceivableModificationsRecordedInvestmentWithRelatedAllowance_lbl" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:type="locator" xlink:label="us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" />
    <label xml:lang="en-US" xlink:label="us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Schedule Of Financing Receivable Troubled Debt Restructurings [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:to="us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Schedule Of Financing Receivable Troubled Debt Restructurings [Table]</label>
    <loc xlink:href="sc-20140331.xsd#sc_RetailInstallmentContractsMember" xlink:type="locator" xlink:label="sc_RetailInstallmentContractsMember" />
    <label xml:lang="en-US" xlink:label="sc_RetailInstallmentContractsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Retail Installment Contracts [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_RetailInstallmentContractsMember" xlink:to="sc_RetailInstallmentContractsMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_RetailInstallmentContractsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Retail Installment Contracts</label>
    <label xml:lang="en-US" xlink:label="sc_RetailInstallmentContractsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Retail Installment Contracts [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_UnsecuredConsumerLoansMember" xlink:type="locator" xlink:label="sc_UnsecuredConsumerLoansMember" />
    <label xml:lang="en-US" xlink:label="sc_UnsecuredConsumerLoansMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Unsecured Consumer Loans [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_UnsecuredConsumerLoansMember" xlink:to="sc_UnsecuredConsumerLoansMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_UnsecuredConsumerLoansMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Unsecured Consumer Loans</label>
    <label xml:lang="en-US" xlink:label="sc_UnsecuredConsumerLoansMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Unsecured Consumer Loans [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:type="locator" xlink:label="us-gaap_FinancingReceivableModificationsLineItems" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableModificationsLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Financing Receivable Modifications [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableModificationsLineItems" xlink:to="us-gaap_FinancingReceivableModificationsLineItems_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableModificationsLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financing Receivable Modifications [Line Items]</label>
    <label xml:lang="en-US" xlink:label="sc_TroubledDebtRestructuringsPrincipal_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Total TDR principal</label>
    <label xml:lang="en-US" xlink:label="sc_TroubledDebtRestructuringsPrincipal_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Troubled Debt Restructurings Principal</label>
    <label xml:lang="en-US" xlink:label="us-gaap_InterestReceivable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Accrued interest</label>
    <label xml:lang="en-US" xlink:label="sc_DiscountOnLoan_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Discount</label>
    <label xml:lang="en-US" xlink:label="sc_DiscountOnLoan_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Discount On Loan</label>
    <label xml:lang="en-US" xlink:label="sc_OriginationCosts_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Origination costs</label>
    <label xml:lang="en-US" xlink:label="sc_OriginationCosts_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Origination Costs</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:type="locator" xlink:label="us-gaap_FinancingReceivableModificationsRecordedInvestment" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableModificationsRecordedInvestment_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Outstanding recorded investment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:to="us-gaap_FinancingReceivableModificationsRecordedInvestment_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableModificationsRecordedInvestment_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financing Receivable Modifications Recorded Investment</label>
    <label xml:lang="en-US" xlink:label="sc_AllowableAllowanceForLoanLosses_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Allowance for loan losses</label>
    <label xml:lang="en-US" xlink:label="sc_AllowableAllowanceForLoanLosses_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Allowable Allowance For Loan Losses</label>
    <label xml:lang="en-US" xlink:label="sc_FinancingReceivableModificationsRecordedInvestmentWithRelatedAllowance_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Outstanding recorded investment, net of allowance</label>
    <label xml:lang="en-US" xlink:label="sc_FinancingReceivableModificationsRecordedInvestmentWithRelatedAllowance_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financing Receivable Modifications Recorded Investment With Related Allowance</label>
    <loc xlink:href="sc-20140331.xsd#sc_TroubledDebtRestructuringsCurrent" xlink:type="locator" xlink:label="sc_TroubledDebtRestructuringsCurrent" />
    <label xml:lang="en-US" xlink:label="sc_TroubledDebtRestructuringsCurrent_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Troubled debt restructurings current.</label>
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    <loc xlink:href="sc-20140331.xsd#sc_TroubledDebtRestructuringsThirtyOneToSixtyDaysPastDue" xlink:type="locator" xlink:label="sc_TroubledDebtRestructuringsThirtyOneToSixtyDaysPastDue" />
    <label xml:lang="en-US" xlink:label="sc_TroubledDebtRestructuringsThirtyOneToSixtyDaysPastDue_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Troubled debt restructurings thirty one to sixty days past due.</label>
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    <loc xlink:href="sc-20140331.xsd#sc_TroubledDebtRestructuringsGreaterThanSixtyDaysPastDueNonPerforming" xlink:type="locator" xlink:label="sc_TroubledDebtRestructuringsGreaterThanSixtyDaysPastDueNonPerforming" />
    <label xml:lang="en-US" xlink:label="sc_TroubledDebtRestructuringsGreaterThanSixtyDaysPastDueNonPerforming_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Troubled debt restructurings greater than sixty days past due non performing.</label>
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TroubledDebtRestructuringDebtorCurrentPeriodTable" xlink:type="locator" xlink:label="us-gaap_TroubledDebtRestructuringDebtorCurrentPeriodTable" />
    <label xml:lang="en-US" xlink:label="us-gaap_TroubledDebtRestructuringDebtorCurrentPeriodTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Troubled Debt Restructuring Debtor Current Period [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TroubledDebtRestructuringDebtorCurrentPeriodTable" xlink:to="us-gaap_TroubledDebtRestructuringDebtorCurrentPeriodTable_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_TroubledDebtRestructuringDebtorCurrentPeriodTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Troubled Debt Restructuring Debtor Current Period [Table]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TroubledDebtRestructuringDebtorCurrentPeriodLineItems" xlink:type="locator" xlink:label="us-gaap_TroubledDebtRestructuringDebtorCurrentPeriodLineItems" />
    <label xml:lang="en-US" xlink:label="us-gaap_TroubledDebtRestructuringDebtorCurrentPeriodLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Troubled Debt Restructuring Debtor Current Period [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TroubledDebtRestructuringDebtorCurrentPeriodLineItems" xlink:to="us-gaap_TroubledDebtRestructuringDebtorCurrentPeriodLineItems_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_TroubledDebtRestructuringDebtorCurrentPeriodLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Troubled Debt Restructuring Debtor Current Period [Line Items]</label>
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    <label xml:lang="en-US" xlink:label="sc_TroubledDebtRestructuringsCurrent_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Troubled Debt Restructurings Current</label>
    <label xml:lang="en-US" xlink:label="sc_TroubledDebtRestructuringsThirtyOneToSixtyDaysPastDue_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">31-60 days past due</label>
    <label xml:lang="en-US" xlink:label="sc_TroubledDebtRestructuringsThirtyOneToSixtyDaysPastDue_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Troubled Debt Restructurings Thirty One To Sixty Days Past Due</label>
    <label xml:lang="en-US" xlink:label="sc_TroubledDebtRestructuringsGreaterThanSixtyDaysPastDueNonPerforming_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Greater than 60 days past due (non-performing)</label>
    <label xml:lang="en-US" xlink:label="sc_TroubledDebtRestructuringsGreaterThanSixtyDaysPastDueNonPerforming_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Troubled Debt Restructurings Greater Than Sixty Days Past Due Non Performing</label>
    <loc xlink:href="sc-20140331.xsd#sc_FinancingReceivableModificationsRecordedInvestments" xlink:type="locator" xlink:label="sc_FinancingReceivableModificationsRecordedInvestments" />
    <label xml:lang="en-US" xlink:label="sc_FinancingReceivableModificationsRecordedInvestments_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Financing Receivable Modifications Recorded Investments</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_FinancingReceivableModificationsRecordedInvestments" xlink:to="sc_FinancingReceivableModificationsRecordedInvestments_lbl" />
    <label xml:lang="en-US" xlink:label="sc_FinancingReceivableModificationsRecordedInvestments_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Average outstanding recorded investment in TDRs</label>
    <label xml:lang="en-US" xlink:label="sc_FinancingReceivableModificationsRecordedInvestments_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financing Receivable Modifications Recorded Investments</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome" xlink:type="locator" xlink:label="us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome" />
    <label xml:lang="en-US" xlink:label="us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Interest income recognized</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome" xlink:to="us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Loans And Leases Receivable Impaired Troubled Debt Interest Income</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2" xlink:type="locator" xlink:label="us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Outstanding recorded investment before TDR</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2" xlink:to="us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financing Receivable Modifications Pre Modification Recorded Investment2</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2" xlink:type="locator" xlink:label="us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Outstanding recorded investment after TDR</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2" xlink:to="us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financing Receivable Modifications Post Modification Recorded Investment2</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableModificationsNumberOfContracts2" xlink:type="locator" xlink:label="us-gaap_FinancingReceivableModificationsNumberOfContracts2" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableModificationsNumberOfContracts2_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Number of contracts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableModificationsNumberOfContracts2" xlink:to="us-gaap_FinancingReceivableModificationsNumberOfContracts2_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableModificationsNumberOfContracts2_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financing Receivable Modifications Number Of Contracts2</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1" xlink:type="locator" xlink:label="us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Troubled debt restructurings that subsequently defaulted</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1" xlink:to="us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financing Receivable Modifications Subsequent Default Recorded Investment1</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1" xlink:type="locator" xlink:label="us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Number of contracts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1" xlink:to="us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financing Receivable Modifications Subsequent Default Number Of Contracts1</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown" xlink:type="locator" xlink:label="us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Principal write down on active TDRs</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown" xlink:to="us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financing Receivables Impaired Troubled Debt Restructuring Write Down</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LeasesAbstract" xlink:type="locator" xlink:label="us-gaap_LeasesAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_LeasesAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Leases [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LeasesAbstract" xlink:to="us-gaap_LeasesAbstract_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_LeasesAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Leases [Abstract]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertySubjectToOrAvailableForOperatingLeaseByMajorPropertyClassTable" xlink:type="locator" xlink:label="us-gaap_PropertySubjectToOrAvailableForOperatingLeaseByMajorPropertyClassTable" />
    <label xml:lang="en-US" xlink:label="us-gaap_PropertySubjectToOrAvailableForOperatingLeaseByMajorPropertyClassTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Property Subject To Or Available For Operating Lease By Major Property Class [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertySubjectToOrAvailableForOperatingLeaseByMajorPropertyClassTable" xlink:to="us-gaap_PropertySubjectToOrAvailableForOperatingLeaseByMajorPropertyClassTable_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_PropertySubjectToOrAvailableForOperatingLeaseByMajorPropertyClassTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Property Subject To Or Available For Operating Lease By Major Property Class [Table]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MajorPropertyClassAxis" xlink:type="locator" xlink:label="us-gaap_MajorPropertyClassAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_MajorPropertyClassAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Major Property Class</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MajorPropertyClassAxis" xlink:to="us-gaap_MajorPropertyClassAxis_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_MajorPropertyClassAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Major Property Class [Axis]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MajorPropertyClassDomain" xlink:type="locator" xlink:label="us-gaap_MajorPropertyClassDomain" />
    <label xml:lang="en-US" xlink:label="us-gaap_MajorPropertyClassDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Major Property Class</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MajorPropertyClassDomain" xlink:to="us-gaap_MajorPropertyClassDomain_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_MajorPropertyClassDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Major Property Class [Domain]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_VehiclesMember" xlink:type="locator" xlink:label="us-gaap_VehiclesMember" />
    <label xml:lang="en-US" xlink:label="us-gaap_VehiclesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Leased Vehicles</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_VehiclesMember" xlink:to="us-gaap_VehiclesMember_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_VehiclesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Vehicles [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_CostsAndFeesMember" xlink:type="locator" xlink:label="sc_CostsAndFeesMember" />
    <label xml:lang="en-US" xlink:label="sc_CostsAndFeesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Costs And Fees [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_CostsAndFeesMember" xlink:to="sc_CostsAndFeesMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_CostsAndFeesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Origination Fees and Other Costs</label>
    <label xml:lang="en-US" xlink:label="sc_CostsAndFeesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Costs And Fees [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_ManufacturerSubventionPaymentsMember" xlink:type="locator" xlink:label="sc_ManufacturerSubventionPaymentsMember" />
    <label xml:lang="en-US" xlink:label="sc_ManufacturerSubventionPaymentsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Manufacturer subvention payments member.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ManufacturerSubventionPaymentsMember" xlink:to="sc_ManufacturerSubventionPaymentsMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_ManufacturerSubventionPaymentsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Manufacturer Subvention Payments</label>
    <label xml:lang="en-US" xlink:label="sc_ManufacturerSubventionPaymentsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Manufacturer Subvention Payments [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertySubjectToOrAvailableForOperatingLeaseLineItems" xlink:type="locator" xlink:label="us-gaap_PropertySubjectToOrAvailableForOperatingLeaseLineItems" />
    <label xml:lang="en-US" xlink:label="us-gaap_PropertySubjectToOrAvailableForOperatingLeaseLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Property Subject To Or Available For Operating Lease [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertySubjectToOrAvailableForOperatingLeaseLineItems" xlink:to="us-gaap_PropertySubjectToOrAvailableForOperatingLeaseLineItems_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_PropertySubjectToOrAvailableForOperatingLeaseLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Property Subject To Or Available For Operating Lease [Line Items]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertySubjectToOrAvailableForOperatingLeaseGross" xlink:type="locator" xlink:label="us-gaap_PropertySubjectToOrAvailableForOperatingLeaseGross" />
    <label xml:lang="en-US" xlink:label="us-gaap_PropertySubjectToOrAvailableForOperatingLeaseGross_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Leased property Expenses</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertySubjectToOrAvailableForOperatingLeaseGross" xlink:to="us-gaap_PropertySubjectToOrAvailableForOperatingLeaseGross_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_PropertySubjectToOrAvailableForOperatingLeaseGross_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Property Subject To Or Available For Operating Lease Gross</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertySubjectToOrAvailableForOperatingLeaseAccumulatedDepreciation" xlink:type="locator" xlink:label="us-gaap_PropertySubjectToOrAvailableForOperatingLeaseAccumulatedDepreciation" />
    <label xml:lang="en-US" xlink:label="us-gaap_PropertySubjectToOrAvailableForOperatingLeaseAccumulatedDepreciation_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Depreciation</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertySubjectToOrAvailableForOperatingLeaseAccumulatedDepreciation" xlink:to="us-gaap_PropertySubjectToOrAvailableForOperatingLeaseAccumulatedDepreciation_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_PropertySubjectToOrAvailableForOperatingLeaseAccumulatedDepreciation_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Property Subject To Or Available For Operating Lease Accumulated Depreciation</label>
    <label xml:lang="en-US" xlink:label="us-gaap_CapitalLeasesBalanceSheetAssetsByMajorClassNet_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Leased property Expenses, net</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableRemainderOfFiscalYear" xlink:type="locator" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableRemainderOfFiscalYear" />
    <label xml:lang="en-US" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableRemainderOfFiscalYear_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Remainder of 2014</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableRemainderOfFiscalYear" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableRemainderOfFiscalYear_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableRemainderOfFiscalYear_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Operating Leases Future Minimum Payments Receivable Remainder Of Fiscal Year</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears" xlink:type="locator" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears" />
    <label xml:lang="en-US" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">2015</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Operating Leases Future Minimum Payments Receivable In Two Years</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears" xlink:type="locator" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears" />
    <label xml:lang="en-US" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">2016</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Operating Leases Future Minimum Payments Receivable In Three Years</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears" xlink:type="locator" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears" />
    <label xml:lang="en-US" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">2017</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Operating Leases Future Minimum Payments Receivable In Four Years</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears" xlink:type="locator" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears" />
    <label xml:lang="en-US" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">2018</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Operating Leases Future Minimum Payments Receivable In Five Years</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter" xlink:type="locator" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter" />
    <label xml:lang="en-US" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Thereafter</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Operating Leases Future Minimum Payments Receivable Thereafter</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable" xlink:type="locator" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable" />
    <label xml:lang="en-US" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Total</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Operating Leases Future Minimum Payments Receivable</label>
    <loc xlink:href="sc-20140331.xsd#sc_DebtInstrumentMaturityYearAndMonth" xlink:type="locator" xlink:label="sc_DebtInstrumentMaturityYearAndMonth" />
    <label xml:lang="en-US" xlink:label="sc_DebtInstrumentMaturityYearAndMonth_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Debt Instrument Maturity Year And Month</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_DebtInstrumentMaturityYearAndMonth" xlink:to="sc_DebtInstrumentMaturityYearAndMonth_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_DebtInstrumentDateOfMaturity" xlink:type="locator" xlink:label="sc_DebtInstrumentDateOfMaturity" />
    <label xml:lang="en-US" xlink:label="sc_DebtInstrumentDateOfMaturity_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Debt Instrument Date Of Maturity</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_DebtInstrumentDateOfMaturity" xlink:to="sc_DebtInstrumentDateOfMaturity_lbl" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:type="locator" xlink:label="us-gaap_DebtDisclosureAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_DebtDisclosureAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Debt Disclosure [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtDisclosureAbstract" xlink:to="us-gaap_DebtDisclosureAbstract_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_DebtDisclosureAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Debt Disclosure [Abstract]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LineOfCreditFacilityTable" xlink:type="locator" xlink:label="us-gaap_LineOfCreditFacilityTable" />
    <label xml:lang="en-US" xlink:label="us-gaap_LineOfCreditFacilityTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Line Of Credit Facility [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityTable" xlink:to="us-gaap_LineOfCreditFacilityTable_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_LineOfCreditFacilityTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Facility [Table]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LineOfCreditFacilityAxis" xlink:type="locator" xlink:label="us-gaap_LineOfCreditFacilityAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_LineOfCreditFacilityAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Lender Name</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityAxis" xlink:to="us-gaap_LineOfCreditFacilityAxis_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_LineOfCreditFacilityAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Facility [Axis]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LineOfCreditFacilityLenderDomain" xlink:type="locator" xlink:label="us-gaap_LineOfCreditFacilityLenderDomain" />
    <label xml:lang="en-US" xlink:label="us-gaap_LineOfCreditFacilityLenderDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Line of Credit Facility, Lender</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityLenderDomain" xlink:to="us-gaap_LineOfCreditFacilityLenderDomain_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_LineOfCreditFacilityLenderDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Facility Lender [Domain]</label>
    <loc xlink:href="sc-20140331.xsd#sc_LineOfCreditWarehouseFacilityOneMember" xlink:type="locator" xlink:label="sc_LineOfCreditWarehouseFacilityOneMember" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilityOneMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Line Of Credit Warehouse Facility One [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LineOfCreditWarehouseFacilityOneMember" xlink:to="sc_LineOfCreditWarehouseFacilityOneMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilityOneMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Line of Credit Warehouse Facility One</label>
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilityOneMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Warehouse Facility One [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_LineOfCreditWarehouseFacilityTwoMember" xlink:type="locator" xlink:label="sc_LineOfCreditWarehouseFacilityTwoMember" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilityTwoMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Line Of Credit Warehouse Facility Two [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LineOfCreditWarehouseFacilityTwoMember" xlink:to="sc_LineOfCreditWarehouseFacilityTwoMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilityTwoMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Line of Credit Warehouse Facility Two</label>
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilityTwoMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Warehouse Facility Two [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_LineOfCreditWarehouseFacilityThreeMember" xlink:type="locator" xlink:label="sc_LineOfCreditWarehouseFacilityThreeMember" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilityThreeMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Line Of Credit Warehouse Facility Three [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LineOfCreditWarehouseFacilityThreeMember" xlink:to="sc_LineOfCreditWarehouseFacilityThreeMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilityThreeMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Line of Credit Warehouse Facility Three</label>
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilityThreeMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Warehouse Facility Three [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_LineOfCreditWarehouseFacilityFourMember" xlink:type="locator" xlink:label="sc_LineOfCreditWarehouseFacilityFourMember" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilityFourMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Line Of Credit Warehouse Facility Four [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LineOfCreditWarehouseFacilityFourMember" xlink:to="sc_LineOfCreditWarehouseFacilityFourMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilityFourMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Line of Credit Warehouse Facility Four</label>
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilityFourMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Warehouse Facility Four [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_LineOfCreditWarehouseFacilityFiveMember" xlink:type="locator" xlink:label="sc_LineOfCreditWarehouseFacilityFiveMember" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilityFiveMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Line Of Credit Warehouse Facility Five [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LineOfCreditWarehouseFacilityFiveMember" xlink:to="sc_LineOfCreditWarehouseFacilityFiveMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilityFiveMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Line of Credit Warehouse Facility Five</label>
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilityFiveMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Warehouse Facility Five [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_LineOfCreditWarehouseFacilitySixMember" xlink:type="locator" xlink:label="sc_LineOfCreditWarehouseFacilitySixMember" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilitySixMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Line Of Credit Warehouse Facility Six [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LineOfCreditWarehouseFacilitySixMember" xlink:to="sc_LineOfCreditWarehouseFacilitySixMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilitySixMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Line of Credit Warehouse Facility Six</label>
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilitySixMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Warehouse Facility Six [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_RepurchaseFacilitiesMember" xlink:type="locator" xlink:label="sc_RepurchaseFacilitiesMember" />
    <label xml:lang="en-US" xlink:label="sc_RepurchaseFacilitiesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Repurchase Facilities [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_RepurchaseFacilitiesMember" xlink:to="sc_RepurchaseFacilitiesMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_RepurchaseFacilitiesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Repurchase Facilities</label>
    <label xml:lang="en-US" xlink:label="sc_RepurchaseFacilitiesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Repurchase Facilities [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_LineOfCreditWarehouseFacilitySevenMember" xlink:type="locator" xlink:label="sc_LineOfCreditWarehouseFacilitySevenMember" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilitySevenMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">]Line of credit warehouse facility seven.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LineOfCreditWarehouseFacilitySevenMember" xlink:to="sc_LineOfCreditWarehouseFacilitySevenMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilitySevenMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Line of Credit Warehouse Facility Seven</label>
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilitySevenMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Warehouse Facility Seven [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_LineOfCreditWarehouseFacilityEightMember" xlink:type="locator" xlink:label="sc_LineOfCreditWarehouseFacilityEightMember" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilityEightMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Line of credit warehouse facility eight.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LineOfCreditWarehouseFacilityEightMember" xlink:to="sc_LineOfCreditWarehouseFacilityEightMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilityEightMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Line of Credit Warehouse Facility Eight</label>
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilityEightMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Warehouse Facility Eight [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_LineOfCreditWarehouseFacilityNineMember" xlink:type="locator" xlink:label="sc_LineOfCreditWarehouseFacilityNineMember" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilityNineMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Line of credit warehouse facility nine.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LineOfCreditWarehouseFacilityNineMember" xlink:to="sc_LineOfCreditWarehouseFacilityNineMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilityNineMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Line of Credit Warehouse Facility Nine</label>
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditWarehouseFacilityNineMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Warehouse Facility Nine [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_LineOfCreditFacilityOneMember" xlink:type="locator" xlink:label="sc_LineOfCreditFacilityOneMember" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacilityOneMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Line Of Credit Facility One [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LineOfCreditFacilityOneMember" xlink:to="sc_LineOfCreditFacilityOneMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacilityOneMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Line of Credit Facility One</label>
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacilityOneMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Facility One [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_LineOfCreditFacilityTwoMember" xlink:type="locator" xlink:label="sc_LineOfCreditFacilityTwoMember" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacilityTwoMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Line Of Credit Facility Two [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LineOfCreditFacilityTwoMember" xlink:to="sc_LineOfCreditFacilityTwoMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacilityTwoMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Line of Credit Facility Two</label>
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacilityTwoMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Facility Two [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_LineOfCreditFacilityThreeMember" xlink:type="locator" xlink:label="sc_LineOfCreditFacilityThreeMember" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacilityThreeMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Line of credit facility three member.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LineOfCreditFacilityThreeMember" xlink:to="sc_LineOfCreditFacilityThreeMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacilityThreeMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Line Of Credit Facility Three</label>
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacilityThreeMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Facility Three [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_LineOfCreditFacilityFourMember" xlink:type="locator" xlink:label="sc_LineOfCreditFacilityFourMember" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacilityFourMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Line Of Credit Facility Four.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LineOfCreditFacilityFourMember" xlink:to="sc_LineOfCreditFacilityFourMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacilityFourMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Line Of Credit Facility Four</label>
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacilityFourMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Facility Four [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_LineOfCreditFacilityFiveMember" xlink:type="locator" xlink:label="sc_LineOfCreditFacilityFiveMember" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacilityFiveMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Line of credit facility five.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LineOfCreditFacilityFiveMember" xlink:to="sc_LineOfCreditFacilityFiveMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacilityFiveMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Line of Credit Facility Five</label>
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacilityFiveMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Facility Five [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LineOfCreditFacilityLineItems" xlink:type="locator" xlink:label="us-gaap_LineOfCreditFacilityLineItems" />
    <label xml:lang="en-US" xlink:label="us-gaap_LineOfCreditFacilityLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Line Of Credit Facility [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityLineItems" xlink:to="us-gaap_LineOfCreditFacilityLineItems_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_LineOfCreditFacilityLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Facility [Line Items]</label>
    <label xml:lang="en-US" xlink:label="sc_DebtInstrumentMaturityYearAndMonth_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Maturity Date</label>
    <label xml:lang="en-US" xlink:label="sc_DebtInstrumentMaturityYearAndMonth_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Debt Instrument Maturity Year And Month</label>
    <label xml:lang="en-US" xlink:label="sc_DebtInstrumentDateOfMaturity_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Maturity Date</label>
    <label xml:lang="en-US" xlink:label="sc_DebtInstrumentDateOfMaturity_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Debt Instrument Date Of Maturity</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DebtInstrumentInterestRateEffectivePercentage" xlink:type="locator" xlink:label="us-gaap_DebtInstrumentInterestRateEffectivePercentage" />
    <label xml:lang="en-US" xlink:label="us-gaap_DebtInstrumentInterestRateEffectivePercentage_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Effective Rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentInterestRateEffectivePercentage" xlink:to="us-gaap_DebtInstrumentInterestRateEffectivePercentage_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_DebtInstrumentInterestRateEffectivePercentage_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Debt Instrument Interest Rate Effective Percentage</label>
    <loc xlink:href="sc-20140331.xsd#sc_FacilitiesWithThirdPartiesMember" xlink:type="locator" xlink:label="sc_FacilitiesWithThirdPartiesMember" />
    <label xml:lang="en-US" xlink:label="sc_FacilitiesWithThirdPartiesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Facilities with third parties</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_FacilitiesWithThirdPartiesMember" xlink:to="sc_FacilitiesWithThirdPartiesMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_FacilitiesWithThirdPartiesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Total Facilities with Third Parties</label>
    <label xml:lang="en-US" xlink:label="sc_FacilitiesWithThirdPartiesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Facilities With Third Parties [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_FacilitiesWithParentAndSubsidiariesMember" xlink:type="locator" xlink:label="sc_FacilitiesWithParentAndSubsidiariesMember" />
    <label xml:lang="en-US" xlink:label="sc_FacilitiesWithParentAndSubsidiariesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Facilities with parent and subsidiaries.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_FacilitiesWithParentAndSubsidiariesMember" xlink:to="sc_FacilitiesWithParentAndSubsidiariesMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_FacilitiesWithParentAndSubsidiariesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Total Facilities with Santander and Related Subsidiaries</label>
    <label xml:lang="en-US" xlink:label="sc_FacilitiesWithParentAndSubsidiariesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Facilities With Parent And Subsidiaries [Member]</label>
    <label xml:lang="en-US" xlink:label="us-gaap_LineOfCredit_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveVerboseLabel">Utilized Balance</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:type="locator" xlink:label="us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" />
    <label xml:lang="en-US" xlink:label="us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Committed Amount</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:to="us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Facility Maximum Borrowing Capacity</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedUnderLetterOfCreditFacilitiesAtFairValue" xlink:type="locator" xlink:label="us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedUnderLetterOfCreditFacilitiesAtFairValue" />
    <label xml:lang="en-US" xlink:label="us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedUnderLetterOfCreditFacilitiesAtFairValue_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Assets Pledged</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedUnderLetterOfCreditFacilitiesAtFairValue" xlink:to="us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedUnderLetterOfCreditFacilitiesAtFairValue_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedUnderLetterOfCreditFacilitiesAtFairValue_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pledged Assets Separately Reported Securities Pledged Under Letter Of Credit Facilities At Fair Value</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:type="locator" xlink:label="us-gaap_LongtermDebtTypeAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_LongtermDebtTypeAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Long-term Debt, Type</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongtermDebtTypeAxis" xlink:to="us-gaap_LongtermDebtTypeAxis_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_LongtermDebtTypeAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Longterm Debt Type [Axis]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:type="locator" xlink:label="us-gaap_LongtermDebtTypeDomain" />
    <label xml:lang="en-US" xlink:label="us-gaap_LongtermDebtTypeDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Long-term Debt, Type</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongtermDebtTypeDomain" xlink:to="us-gaap_LongtermDebtTypeDomain_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_LongtermDebtTypeDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Longterm Debt Type [Domain]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_UnsecuredDebtMember" xlink:type="locator" xlink:label="us-gaap_UnsecuredDebtMember" />
    <label xml:lang="en-US" xlink:label="us-gaap_UnsecuredDebtMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Unsecured Debt</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_UnsecuredDebtMember" xlink:to="us-gaap_UnsecuredDebtMember_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_UnsecuredDebtMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Unsecured Debt [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LineOfCreditFacilityAmountOutstanding" xlink:type="locator" xlink:label="us-gaap_LineOfCreditFacilityAmountOutstanding" />
    <label xml:lang="en-US" xlink:label="us-gaap_LineOfCreditFacilityAmountOutstanding_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Unsecured credit facility amount</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityAmountOutstanding" xlink:to="us-gaap_LineOfCreditFacilityAmountOutstanding_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_LineOfCreditFacilityAmountOutstanding_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Facility Amount Outstanding</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:type="locator" xlink:label="us-gaap_DebtInstrumentTable" />
    <label xml:lang="en-US" xlink:label="us-gaap_DebtInstrumentTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Debt Instrument [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentTable" xlink:to="us-gaap_DebtInstrumentTable_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_DebtInstrumentTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Debt Instrument [Table]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InformationByCategoryOfDebtSecurityAxis" xlink:type="locator" xlink:label="us-gaap_InformationByCategoryOfDebtSecurityAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_InformationByCategoryOfDebtSecurityAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Debt Security Category</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InformationByCategoryOfDebtSecurityAxis" xlink:to="us-gaap_InformationByCategoryOfDebtSecurityAxis_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_InformationByCategoryOfDebtSecurityAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Information By Category Of Debt Security [Axis]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain" xlink:type="locator" xlink:label="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain" />
    <label xml:lang="en-US" xlink:label="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Other than Temporary Impairment, Credit Losses Recognized in Earnings, Categories of Investments</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain" xlink:to="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCategoriesOfInvestmentsDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Other Than Temporary Impairment Credit Losses Recognized In Earnings Categories Of Investments [Domain]</label>
    <loc xlink:href="sc-20140331.xsd#sc_DebtInstrumentMaturityPeriodYearOneMember" xlink:type="locator" xlink:label="sc_DebtInstrumentMaturityPeriodYearOneMember" />
    <label xml:lang="en-US" xlink:label="sc_DebtInstrumentMaturityPeriodYearOneMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Debt Instrument Maturity Period Year One [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_DebtInstrumentMaturityPeriodYearOneMember" xlink:to="sc_DebtInstrumentMaturityPeriodYearOneMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_DebtInstrumentMaturityPeriodYearOneMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Maturity Year One</label>
    <label xml:lang="en-US" xlink:label="sc_DebtInstrumentMaturityPeriodYearOneMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Debt Instrument Maturity Period Year One [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_DebtInstrumentMaturityPeriodYearTwoMember" xlink:type="locator" xlink:label="sc_DebtInstrumentMaturityPeriodYearTwoMember" />
    <label xml:lang="en-US" xlink:label="sc_DebtInstrumentMaturityPeriodYearTwoMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Debt Instrument Maturity Period Year Two [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_DebtInstrumentMaturityPeriodYearTwoMember" xlink:to="sc_DebtInstrumentMaturityPeriodYearTwoMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_DebtInstrumentMaturityPeriodYearTwoMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Maturity Year Two</label>
    <label xml:lang="en-US" xlink:label="sc_DebtInstrumentMaturityPeriodYearTwoMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Debt Instrument Maturity Period Year Two [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:type="locator" xlink:label="us-gaap_DebtInstrumentLineItems" />
    <label xml:lang="en-US" xlink:label="us-gaap_DebtInstrumentLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Debt Instrument [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentLineItems" xlink:to="us-gaap_DebtInstrumentLineItems_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_DebtInstrumentLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Debt Instrument [Line Items]</label>
    <label xml:lang="en-US" xlink:label="us-gaap_LineOfCredit_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Revolving credit facility</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DebtInstrumentMaturityDate" xlink:type="locator" xlink:label="us-gaap_DebtInstrumentMaturityDate" />
    <label xml:lang="en-US" xlink:label="us-gaap_DebtInstrumentMaturityDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Credit facility maturity date</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentMaturityDate" xlink:to="us-gaap_DebtInstrumentMaturityDate_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_DebtInstrumentMaturityDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Debt Instrument Maturity Date</label>
    <loc xlink:href="sc-20140331.xsd#sc_DebtInstrumentMaturityMonthAndYear" xlink:type="locator" xlink:label="sc_DebtInstrumentMaturityMonthAndYear" />
    <label xml:lang="en-US" xlink:label="sc_DebtInstrumentMaturityMonthAndYear_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Debt Instrument Maturity Month And Year</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_DebtInstrumentMaturityMonthAndYear" xlink:to="sc_DebtInstrumentMaturityMonthAndYear_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_PledgedRestrictedCashSeparatelyReportedSecuritiesPledgedUnderLetterOfCreditFacilitiesAtFairValue" xlink:type="locator" xlink:label="sc_PledgedRestrictedCashSeparatelyReportedSecuritiesPledgedUnderLetterOfCreditFacilitiesAtFairValue" />
    <label xml:lang="en-US" xlink:label="sc_PledgedRestrictedCashSeparatelyReportedSecuritiesPledgedUnderLetterOfCreditFacilitiesAtFairValue_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Pledged Restricted Cash Separately Reported, Securities Pledged under Letter of Credit Facilities, at Fair Value</label>
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_UnderlyingAssetClassAxis" xlink:type="locator" xlink:label="us-gaap_UnderlyingAssetClassAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_UnderlyingAssetClassAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Underlying Asset Class</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_UnderlyingAssetClassAxis" xlink:to="us-gaap_UnderlyingAssetClassAxis_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_UnderlyingAssetClassAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Underlying Asset Class [Axis]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_UnderlyingAssetClassDomain" xlink:type="locator" xlink:label="us-gaap_UnderlyingAssetClassDomain" />
    <label xml:lang="en-US" xlink:label="us-gaap_UnderlyingAssetClassDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Underlying Asset Class</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_UnderlyingAssetClassDomain" xlink:to="us-gaap_UnderlyingAssetClassDomain_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_UnderlyingAssetClassDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Underlying Asset Class [Domain]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StructuredFinanceMember" xlink:type="locator" xlink:label="us-gaap_StructuredFinanceMember" />
    <label xml:lang="en-US" xlink:label="us-gaap_StructuredFinanceMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Secured Structured Financings</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StructuredFinanceMember" xlink:to="us-gaap_StructuredFinanceMember_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_StructuredFinanceMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Structured Finance [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:type="locator" xlink:label="us-gaap_DebtInstrumentAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_DebtInstrumentAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Debt Instrument</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentAxis" xlink:to="us-gaap_DebtInstrumentAxis_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_DebtInstrumentAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Debt Instrument [Axis]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:type="locator" xlink:label="us-gaap_DebtInstrumentNameDomain" />
    <label xml:lang="en-US" xlink:label="us-gaap_DebtInstrumentNameDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Debt Instrument, Name</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentNameDomain" xlink:to="us-gaap_DebtInstrumentNameDomain_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_DebtInstrumentNameDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Debt Instrument Name [Domain]</label>
    <loc xlink:href="sc-20140331.xsd#sc_TwoThousandTenSecuritizationsMember" xlink:type="locator" xlink:label="sc_TwoThousandTenSecuritizationsMember" />
    <label xml:lang="en-US" xlink:label="sc_TwoThousandTenSecuritizationsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Two Thousand Ten Securitizations.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_TwoThousandTenSecuritizationsMember" xlink:to="sc_TwoThousandTenSecuritizationsMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_TwoThousandTenSecuritizationsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">2010 Securitizations</label>
    <label xml:lang="en-US" xlink:label="sc_TwoThousandTenSecuritizationsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Two Thousand Ten Securitizations [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_TwoThousandElevenSecuritizationsMember" xlink:type="locator" xlink:label="sc_TwoThousandElevenSecuritizationsMember" />
    <label xml:lang="en-US" xlink:label="sc_TwoThousandElevenSecuritizationsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Two Thousand Eleven Securitizations [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_TwoThousandElevenSecuritizationsMember" xlink:to="sc_TwoThousandElevenSecuritizationsMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_TwoThousandElevenSecuritizationsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">2011 Securitizations</label>
    <label xml:lang="en-US" xlink:label="sc_TwoThousandElevenSecuritizationsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Two Thousand Eleven Securitizations [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_TwoThousandTwelveSecuritizationsMember" xlink:type="locator" xlink:label="sc_TwoThousandTwelveSecuritizationsMember" />
    <label xml:lang="en-US" xlink:label="sc_TwoThousandTwelveSecuritizationsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Two Thousand Twelve Securitizations.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_TwoThousandTwelveSecuritizationsMember" xlink:to="sc_TwoThousandTwelveSecuritizationsMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_TwoThousandTwelveSecuritizationsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">2012 Securitizations</label>
    <label xml:lang="en-US" xlink:label="sc_TwoThousandTwelveSecuritizationsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Two Thousand Twelve Securitizations [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_TwoThousandThirteenSecuritizationsMember" xlink:type="locator" xlink:label="sc_TwoThousandThirteenSecuritizationsMember" />
    <label xml:lang="en-US" xlink:label="sc_TwoThousandThirteenSecuritizationsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Two Thousand Thirteen Securitizations.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_TwoThousandThirteenSecuritizationsMember" xlink:to="sc_TwoThousandThirteenSecuritizationsMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_TwoThousandThirteenSecuritizationsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">2013 Securitizations</label>
    <label xml:lang="en-US" xlink:label="sc_TwoThousandThirteenSecuritizationsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Two Thousand Thirteen Securitizations [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_TwoThousandFourteenSecuritizationsMember" xlink:type="locator" xlink:label="sc_TwoThousandFourteenSecuritizationsMember" />
    <label xml:lang="en-US" xlink:label="sc_TwoThousandFourteenSecuritizationsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Two thousand fourteen securitizations.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_TwoThousandFourteenSecuritizationsMember" xlink:to="sc_TwoThousandFourteenSecuritizationsMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_TwoThousandFourteenSecuritizationsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">2014 Securitizations</label>
    <label xml:lang="en-US" xlink:label="sc_TwoThousandFourteenSecuritizationsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Two Thousand Fourteen Securitizations [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_PublicSecuritizationsMember" xlink:type="locator" xlink:label="sc_PublicSecuritizationsMember" />
    <label xml:lang="en-US" xlink:label="sc_PublicSecuritizationsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Public Securitizations.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_PublicSecuritizationsMember" xlink:to="sc_PublicSecuritizationsMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_PublicSecuritizationsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Public Securitizations</label>
    <label xml:lang="en-US" xlink:label="sc_PublicSecuritizationsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Public Securitizations [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_TwoThousandTenPrivateIssuanceMember" xlink:type="locator" xlink:label="sc_TwoThousandTenPrivateIssuanceMember" />
    <label xml:lang="en-US" xlink:label="sc_TwoThousandTenPrivateIssuanceMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Two Thousand Ten Private Issuance.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_TwoThousandTenPrivateIssuanceMember" xlink:to="sc_TwoThousandTenPrivateIssuanceMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_TwoThousandTenPrivateIssuanceMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">2010 Private Issuance</label>
    <label xml:lang="en-US" xlink:label="sc_TwoThousandTenPrivateIssuanceMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Two Thousand Ten Private Issuance [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_TwoThousandElevenPrivateIssuanceMember" xlink:type="locator" xlink:label="sc_TwoThousandElevenPrivateIssuanceMember" />
    <label xml:lang="en-US" xlink:label="sc_TwoThousandElevenPrivateIssuanceMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Two Thousand Eleven Private Issuance [Member] ]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_TwoThousandElevenPrivateIssuanceMember" xlink:to="sc_TwoThousandElevenPrivateIssuanceMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_TwoThousandElevenPrivateIssuanceMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">2011 Private Issuances</label>
    <label xml:lang="en-US" xlink:label="sc_TwoThousandElevenPrivateIssuanceMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Two Thousand Eleven Private Issuance [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_TwoThousandTwelvePrivateIssuanceMember" xlink:type="locator" xlink:label="sc_TwoThousandTwelvePrivateIssuanceMember" />
    <label xml:lang="en-US" xlink:label="sc_TwoThousandTwelvePrivateIssuanceMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Two Thousand Twelve Private Issuance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_TwoThousandTwelvePrivateIssuanceMember" xlink:to="sc_TwoThousandTwelvePrivateIssuanceMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_TwoThousandTwelvePrivateIssuanceMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">2012 Private Issuance</label>
    <label xml:lang="en-US" xlink:label="sc_TwoThousandTwelvePrivateIssuanceMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Two Thousand Twelve Private Issuance [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_TwoThousandThirteenPrivateIssuanceMember" xlink:type="locator" xlink:label="sc_TwoThousandThirteenPrivateIssuanceMember" />
    <label xml:lang="en-US" xlink:label="sc_TwoThousandThirteenPrivateIssuanceMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Two Thousand Thirteen Private Issuance.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_TwoThousandThirteenPrivateIssuanceMember" xlink:to="sc_TwoThousandThirteenPrivateIssuanceMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_TwoThousandThirteenPrivateIssuanceMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">2013 Private Issuance</label>
    <label xml:lang="en-US" xlink:label="sc_TwoThousandThirteenPrivateIssuanceMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Two Thousand Thirteen Private Issuance [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_TwoThousandFourteenPrivateIssuanceMember" xlink:type="locator" xlink:label="sc_TwoThousandFourteenPrivateIssuanceMember" />
    <label xml:lang="en-US" xlink:label="sc_TwoThousandFourteenPrivateIssuanceMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Two thousand fourteen private issuance.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_TwoThousandFourteenPrivateIssuanceMember" xlink:to="sc_TwoThousandFourteenPrivateIssuanceMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_TwoThousandFourteenPrivateIssuanceMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">2014 Private Issuance</label>
    <label xml:lang="en-US" xlink:label="sc_TwoThousandFourteenPrivateIssuanceMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Two Thousand Fourteen Private Issuance [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_PrivatelyIssuedAmortizingNotesMember" xlink:type="locator" xlink:label="sc_PrivatelyIssuedAmortizingNotesMember" />
    <label xml:lang="en-US" xlink:label="sc_PrivatelyIssuedAmortizingNotesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Privately Issued Amortizing Notes.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_PrivatelyIssuedAmortizingNotesMember" xlink:to="sc_PrivatelyIssuedAmortizingNotesMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_PrivatelyIssuedAmortizingNotesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Privately Issued Amortizing Notes</label>
    <label xml:lang="en-US" xlink:label="sc_PrivatelyIssuedAmortizingNotesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Privately Issued Amortizing Notes [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MinimumMember" xlink:type="locator" xlink:label="us-gaap_MinimumMember" />
    <label xml:lang="en-US" xlink:label="us-gaap_MinimumMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Minimum</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MinimumMember" xlink:to="us-gaap_MinimumMember_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_MinimumMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Minimum [Member]</label>
    <label xml:lang="en-US" xlink:label="sc_DebtInstrumentMaturityMonthAndYear_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Original Estimated Maturity Dates</label>
    <label xml:lang="en-US" xlink:label="sc_DebtInstrumentMaturityMonthAndYear_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Debt Instrument Maturity Month And Year</label>
    <label xml:lang="en-US" xlink:label="us-gaap_SecuredDebt_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Balance</label>
    <label xml:lang="en-US" xlink:label="us-gaap_LineOfCreditFacilityAmountOutstanding_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Initial Note Amounts Issued</label>
    <label xml:lang="en-US" xlink:label="us-gaap_DebtInstrumentInterestRateEffectivePercentage_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Initial Weighted Average Interest Rate</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue" xlink:type="locator" xlink:label="us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue" />
    <label xml:lang="en-US" xlink:label="us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Collateral</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pledged Assets Separately Reported Securities Pledged As Collateral At Fair Value</label>
    <label xml:lang="en-US" xlink:label="sc_PledgedRestrictedCashSeparatelyReportedSecuritiesPledgedUnderLetterOfCreditFacilitiesAtFairValue_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Restricted Cash</label>
    <label xml:lang="en-US" xlink:label="sc_PledgedRestrictedCashSeparatelyReportedSecuritiesPledgedUnderLetterOfCreditFacilitiesAtFairValue_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pledged Restricted Cash Separately Reported Securities Pledged Under Letter Of Credit Facilities At Fair Value</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SecuredDebtOther" xlink:type="locator" xlink:label="us-gaap_SecuredDebtOther" />
    <label xml:lang="en-US" xlink:label="us-gaap_SecuredDebtOther_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Private issuance notes secured with vehicle lease</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SecuredDebtOther" xlink:to="us-gaap_SecuredDebtOther_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_SecuredDebtOther_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Secured Debt Other</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseDebt" xlink:type="locator" xlink:label="us-gaap_InterestExpenseDebt" />
    <label xml:lang="en-US" xlink:label="us-gaap_InterestExpenseDebt_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Interest expense on secured structured financing</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseDebt" xlink:to="us-gaap_InterestExpenseDebt_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_InterestExpenseDebt_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Interest Expense Debt</label>
    <loc xlink:href="sc-20140331.xsd#sc_ServicingAssetAtAmortizedValueAdditionalDisclosuresAbstract" xlink:type="locator" xlink:label="sc_ServicingAssetAtAmortizedValueAdditionalDisclosuresAbstract" />
    <label xml:lang="en-US" xlink:label="sc_ServicingAssetAtAmortizedValueAdditionalDisclosuresAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Servicing Asset At Amortized Value Additional Disclosures [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ServicingAssetAtAmortizedValueAdditionalDisclosuresAbstract" xlink:to="sc_ServicingAssetAtAmortizedValueAdditionalDisclosuresAbstract_lbl" />
    <label xml:lang="en-US" xlink:label="sc_ServicingAssetAtAmortizedValueAdditionalDisclosuresAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Servicing Asset At Amortized Value Additional Disclosures [Abstract]</label>
    <label xml:lang="en-US" xlink:label="sc_ServicingAssetAtAmortizedValueAdditionalDisclosuresAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Servicing Asset At Amortized Value Additional Disclosures [Abstract]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SecuritizationFinancialAssetForWhichTransferIsAccountedAsSaleTable" xlink:type="locator" xlink:label="us-gaap_SecuritizationFinancialAssetForWhichTransferIsAccountedAsSaleTable" />
    <label xml:lang="en-US" xlink:label="us-gaap_SecuritizationFinancialAssetForWhichTransferIsAccountedAsSaleTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Securitization Financial Asset For Which Transfer Is Accounted As Sale [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SecuritizationFinancialAssetForWhichTransferIsAccountedAsSaleTable" xlink:to="us-gaap_SecuritizationFinancialAssetForWhichTransferIsAccountedAsSaleTable_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_SecuritizationFinancialAssetForWhichTransferIsAccountedAsSaleTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Securitization Financial Asset For Which Transfer Is Accounted As Sale [Table]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_VariableInterestEntityPrimaryBeneficiaryMember" xlink:type="locator" xlink:label="us-gaap_VariableInterestEntityPrimaryBeneficiaryMember" />
    <label xml:lang="en-US" xlink:label="us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Variable Interest Entities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_VariableInterestEntityPrimaryBeneficiaryMember" xlink:to="us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Variable Interest Entity Primary Beneficiary [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SecuritizationFinancialAssetForWhichTransferIsAccountedAsSaleLineItems" xlink:type="locator" xlink:label="us-gaap_SecuritizationFinancialAssetForWhichTransferIsAccountedAsSaleLineItems" />
    <label xml:lang="en-US" xlink:label="us-gaap_SecuritizationFinancialAssetForWhichTransferIsAccountedAsSaleLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Securitization Financial Asset For Which Transfer Is Accounted As Sale [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SecuritizationFinancialAssetForWhichTransferIsAccountedAsSaleLineItems" xlink:to="us-gaap_SecuritizationFinancialAssetForWhichTransferIsAccountedAsSaleLineItems_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_SecuritizationFinancialAssetForWhichTransferIsAccountedAsSaleLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Securitization Financial Asset For Which Transfer Is Accounted As Sale [Line Items]</label>
    <label xml:lang="en-US" xlink:label="us-gaap_RestrictedCashAndCashEquivalents_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Restricted cash</label>
    <label xml:lang="en-US" xlink:label="sc_RetailInstallmentContractsHeldForInvestmentNet_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Retail installment contracts, net</label>
    <label xml:lang="en-US" xlink:label="us-gaap_OtherAssets_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Various other assets</label>
    <label xml:lang="en-US" xlink:label="us-gaap_LineOfCredit_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveTerseLabel">Notes payable</label>
    <label xml:lang="en-US" xlink:label="us-gaap_OtherLiabilities_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Various other liabilities</label>
    <loc xlink:href="sc-20140331.xsd#sc_ReceivablesSecuritized" xlink:type="locator" xlink:label="sc_ReceivablesSecuritized" />
    <label xml:lang="en-US" xlink:label="sc_ReceivablesSecuritized_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Receivables Securitized</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ReceivablesSecuritized" xlink:to="sc_ReceivablesSecuritized_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_ProceedsOnNewSecuritizations" xlink:type="locator" xlink:label="sc_ProceedsOnNewSecuritizations" />
    <label xml:lang="en-US" xlink:label="sc_ProceedsOnNewSecuritizations_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Proceeds On New Securitizations</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ProceedsOnNewSecuritizations" xlink:to="sc_ProceedsOnNewSecuritizations_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_NetDistributionsFromTrusts" xlink:type="locator" xlink:label="sc_NetDistributionsFromTrusts" />
    <label xml:lang="en-US" xlink:label="sc_NetDistributionsFromTrusts_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Net distributions from trusts.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_NetDistributionsFromTrusts" xlink:to="sc_NetDistributionsFromTrusts_lbl" />
    <label xml:lang="en-US" xlink:label="sc_ReceivablesSecuritized_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Receivables securitized</label>
    <label xml:lang="en-US" xlink:label="sc_ReceivablesSecuritized_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Receivables Securitized</label>
    <label xml:lang="en-US" xlink:label="sc_ProceedsOnNewSecuritizations_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Net proceeds from new securitizations</label>
    <label xml:lang="en-US" xlink:label="sc_ProceedsOnNewSecuritizations_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Proceeds On New Securitizations</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromFeesReceived" xlink:type="locator" xlink:label="us-gaap_ProceedsFromFeesReceived" />
    <label xml:lang="en-US" xlink:label="us-gaap_ProceedsFromFeesReceived_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Cash received for servicing fees</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromFeesReceived" xlink:to="us-gaap_ProceedsFromFeesReceived_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ProceedsFromFeesReceived_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Proceeds From Fees Received</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfRestrictedCashFinancingActivities" xlink:type="locator" xlink:label="us-gaap_ProceedsFromRepaymentsOfRestrictedCashFinancingActivities" />
    <label xml:lang="en-US" xlink:label="us-gaap_ProceedsFromRepaymentsOfRestrictedCashFinancingActivities_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Cash received upon release from reserved and restricted cash accounts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromRepaymentsOfRestrictedCashFinancingActivities" xlink:to="us-gaap_ProceedsFromRepaymentsOfRestrictedCashFinancingActivities_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ProceedsFromRepaymentsOfRestrictedCashFinancingActivities_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Proceeds From Repayments Of Restricted Cash Financing Activities</label>
    <label xml:lang="en-US" xlink:label="sc_NetDistributionsFromTrusts_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Net distributions from Trusts</label>
    <label xml:lang="en-US" xlink:label="sc_NetDistributionsFromTrusts_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Net Distributions From Trusts</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromAccountsReceivableSecuritization" xlink:type="locator" xlink:label="us-gaap_ProceedsFromAccountsReceivableSecuritization" />
    <label xml:lang="en-US" xlink:label="us-gaap_ProceedsFromAccountsReceivableSecuritization_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Total cash received from securitization trusts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromAccountsReceivableSecuritization" xlink:to="us-gaap_ProceedsFromAccountsReceivableSecuritization_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ProceedsFromAccountsReceivableSecuritization_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Proceeds From Accounts Receivable Securitization</label>
    <loc xlink:href="sc-20140331.xsd#sc_GrossRetailInstallmentContractsValueTransferred" xlink:type="locator" xlink:label="sc_GrossRetailInstallmentContractsValueTransferred" />
    <label xml:lang="en-US" xlink:label="sc_GrossRetailInstallmentContractsValueTransferred_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Gross Retail Installment Contracts Value Transferred.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_GrossRetailInstallmentContractsValueTransferred" xlink:to="sc_GrossRetailInstallmentContractsValueTransferred_lbl" />
    <label xml:lang="en-US" xlink:label="sc_GrossRetailInstallmentContractsValueTransferred_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Gross retail installment contracts transferred</label>
    <label xml:lang="en-US" xlink:label="sc_GrossRetailInstallmentContractsValueTransferred_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Gross Retail Installment Contracts Value Transferred</label>
    <loc xlink:href="sc-20140331.xsd#sc_RetailInstallmentContractsGross" xlink:type="locator" xlink:label="sc_RetailInstallmentContractsGross" />
    <label xml:lang="en-US" xlink:label="sc_RetailInstallmentContractsGross_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Retail installment contracts gross.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_RetailInstallmentContractsGross" xlink:to="sc_RetailInstallmentContractsGross_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_GainOnRetailInstallmentContracts" xlink:type="locator" xlink:label="sc_GainOnRetailInstallmentContracts" />
    <label xml:lang="en-US" xlink:label="sc_GainOnRetailInstallmentContracts_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Gain on retail installment contracts.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_GainOnRetailInstallmentContracts" xlink:to="sc_GainOnRetailInstallmentContracts_lbl" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MajorCustomersAxis" xlink:type="locator" xlink:label="us-gaap_MajorCustomersAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_MajorCustomersAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Customer</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MajorCustomersAxis" xlink:to="us-gaap_MajorCustomersAxis_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_MajorCustomersAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Major Customers [Axis]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NameOfMajorCustomerDomain" xlink:type="locator" xlink:label="us-gaap_NameOfMajorCustomerDomain" />
    <label xml:lang="en-US" xlink:label="us-gaap_NameOfMajorCustomerDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Customer</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NameOfMajorCustomerDomain" xlink:to="us-gaap_NameOfMajorCustomerDomain_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_NameOfMajorCustomerDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Name Of Major Customer [Domain]</label>
    <loc xlink:href="sc-20140331.xsd#sc_ChryslerCapitalSecuritizationMember" xlink:type="locator" xlink:label="sc_ChryslerCapitalSecuritizationMember" />
    <label xml:lang="en-US" xlink:label="sc_ChryslerCapitalSecuritizationMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Chrysler capital securitization.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ChryslerCapitalSecuritizationMember" xlink:to="sc_ChryslerCapitalSecuritizationMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_ChryslerCapitalSecuritizationMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Chrysler Capital</label>
    <label xml:lang="en-US" xlink:label="sc_ChryslerCapitalSecuritizationMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Chrysler Capital Securitization [Member]</label>
    <label xml:lang="en-US" xlink:label="sc_RetailInstallmentContractsGross_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Retail installment contracts gross</label>
    <label xml:lang="en-US" xlink:label="sc_RetailInstallmentContractsGross_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Retail Installment Contracts Gross</label>
    <label xml:lang="en-US" xlink:label="sc_GainOnRetailInstallmentContracts_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Gain on retail installment contracts</label>
    <label xml:lang="en-US" xlink:label="sc_GainOnRetailInstallmentContracts_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Gain On Retail Installment Contracts</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OffsettingAbstract" xlink:type="locator" xlink:label="us-gaap_OffsettingAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_OffsettingAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Offsetting [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OffsettingAbstract" xlink:to="us-gaap_OffsettingAbstract_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_OffsettingAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Offsetting [Abstract]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DerivativeTable" xlink:type="locator" xlink:label="us-gaap_DerivativeTable" />
    <label xml:lang="en-US" xlink:label="us-gaap_DerivativeTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Derivative [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeTable" xlink:to="us-gaap_DerivativeTable_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_DerivativeTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Derivative [Table]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:type="locator" xlink:label="us-gaap_DerivativeInstrumentRiskAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_DerivativeInstrumentRiskAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Derivative Instrument</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeInstrumentRiskAxis" xlink:to="us-gaap_DerivativeInstrumentRiskAxis_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_DerivativeInstrumentRiskAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Derivative Instrument Risk [Axis]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:type="locator" xlink:label="us-gaap_DerivativeContractTypeDomain" />
    <label xml:lang="en-US" xlink:label="us-gaap_DerivativeContractTypeDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Derivative Contract</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeContractTypeDomain" xlink:to="us-gaap_DerivativeContractTypeDomain_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_DerivativeContractTypeDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Derivative Contract Type [Domain]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:type="locator" xlink:label="us-gaap_InterestRateSwapMember" />
    <label xml:lang="en-US" xlink:label="us-gaap_InterestRateSwapMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Interest Rate Swap</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestRateSwapMember" xlink:to="us-gaap_InterestRateSwapMember_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_InterestRateSwapMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Interest Rate Swap [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestRateCapMember" xlink:type="locator" xlink:label="us-gaap_InterestRateCapMember" />
    <label xml:lang="en-US" xlink:label="us-gaap_InterestRateCapMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Interest Rate Caps</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestRateCapMember" xlink:to="us-gaap_InterestRateCapMember_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_InterestRateCapMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Interest Rate Cap [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_InterestRateCapOptionsMember" xlink:type="locator" xlink:label="sc_InterestRateCapOptionsMember" />
    <label xml:lang="en-US" xlink:label="sc_InterestRateCapOptionsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Interest Rate Cap Options [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_InterestRateCapOptionsMember" xlink:to="sc_InterestRateCapOptionsMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_InterestRateCapOptionsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Options for Interest Rate Caps</label>
    <label xml:lang="en-US" xlink:label="sc_InterestRateCapOptionsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Interest Rate Cap Options [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_HedgingDesignationAxis" xlink:type="locator" xlink:label="us-gaap_HedgingDesignationAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_HedgingDesignationAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Hedging Designation</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HedgingDesignationAxis" xlink:to="us-gaap_HedgingDesignationAxis_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_HedgingDesignationAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Hedging Designation [Axis]</label>
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    <label xml:lang="en-US" xlink:label="sc_OtherAssetsTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Other Assets [Table]</label>
    <label xml:lang="en-US" xlink:label="sc_OtherAssetsTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Other Assets [Table]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CreditDerivativesByContractTypeAxis" xlink:type="locator" xlink:label="us-gaap_CreditDerivativesByContractTypeAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_CreditDerivativesByContractTypeAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Credit Derivatives Contract Type</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CreditDerivativesByContractTypeAxis" xlink:to="us-gaap_CreditDerivativesByContractTypeAxis_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_CreditDerivativesByContractTypeAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Credit Derivatives By Contract Type [Axis]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CreditDerivativesContractTypeDomain" xlink:type="locator" xlink:label="us-gaap_CreditDerivativesContractTypeDomain" />
    <label xml:lang="en-US" xlink:label="us-gaap_CreditDerivativesContractTypeDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Credit Derivatives Contract Type</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CreditDerivativesContractTypeDomain" xlink:to="us-gaap_CreditDerivativesContractTypeDomain_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_CreditDerivativesContractTypeDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Credit Derivatives Contract Type [Domain]</label>
    <loc xlink:href="sc-20140331.xsd#sc_UpfrontFeeMember" xlink:type="locator" xlink:label="sc_UpfrontFeeMember" />
    <label xml:lang="en-US" xlink:label="sc_UpfrontFeeMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Upfront Fee.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_UpfrontFeeMember" xlink:to="sc_UpfrontFeeMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_UpfrontFeeMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Upfront fee</label>
    <label xml:lang="en-US" xlink:label="sc_UpfrontFeeMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Upfront Fee [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_InventoryOfRepossessedVehiclesMember" xlink:type="locator" xlink:label="sc_InventoryOfRepossessedVehiclesMember" />
    <label xml:lang="en-US" xlink:label="sc_InventoryOfRepossessedVehiclesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Inventory Of Repossessed Vehicles [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_InventoryOfRepossessedVehiclesMember" xlink:to="sc_InventoryOfRepossessedVehiclesMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_InventoryOfRepossessedVehiclesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Inventory of repossessed vehicles</label>
    <label xml:lang="en-US" xlink:label="sc_InventoryOfRepossessedVehiclesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Inventory Of Repossessed Vehicles [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_ManufacturerSubventionPaymentsReceivableMember" xlink:type="locator" xlink:label="sc_ManufacturerSubventionPaymentsReceivableMember" />
    <label xml:lang="en-US" xlink:label="sc_ManufacturerSubventionPaymentsReceivableMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Manufacturer Subvention Payments Receivable.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ManufacturerSubventionPaymentsReceivableMember" xlink:to="sc_ManufacturerSubventionPaymentsReceivableMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_ManufacturerSubventionPaymentsReceivableMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Manufacturer subvention payments receivable</label>
    <label xml:lang="en-US" xlink:label="sc_ManufacturerSubventionPaymentsReceivableMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Manufacturer Subvention Payments Receivable [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_IndemnificationPaymentsRecoverableMember" xlink:type="locator" xlink:label="sc_IndemnificationPaymentsRecoverableMember" />
    <label xml:lang="en-US" xlink:label="sc_IndemnificationPaymentsRecoverableMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Indemnification Payments Recoverable.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_IndemnificationPaymentsRecoverableMember" xlink:to="sc_IndemnificationPaymentsRecoverableMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_IndemnificationPaymentsRecoverableMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Indemnification payments recoverable</label>
    <label xml:lang="en-US" xlink:label="sc_IndemnificationPaymentsRecoverableMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Indemnification Payments Recoverable [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherCreditDerivativesMember" xlink:type="locator" xlink:label="us-gaap_OtherCreditDerivativesMember" />
    <label xml:lang="en-US" xlink:label="us-gaap_OtherCreditDerivativesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Other</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherCreditDerivativesMember" xlink:to="us-gaap_OtherCreditDerivativesMember_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_OtherCreditDerivativesMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Other Credit Derivatives [Member]</label>
    <label xml:lang="en-US" xlink:label="sc_OtherAssetsLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Other Assets [Line Items]</label>
    <label xml:lang="en-US" xlink:label="sc_OtherAssetsLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Other Assets [Line Items]</label>
    <loc xlink:href="sc-20140331.xsd#sc_UpfrontFeePaidInAccordanceWithPrivateLabelFinancingAgreement" xlink:type="locator" xlink:label="sc_UpfrontFeePaidInAccordanceWithPrivateLabelFinancingAgreement" />
    <label xml:lang="en-US" xlink:label="sc_UpfrontFeePaidInAccordanceWithPrivateLabelFinancingAgreement_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Upfront Fee Paid In Accordance With Private Label Financing Agreement</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_UpfrontFeePaidInAccordanceWithPrivateLabelFinancingAgreement" xlink:to="sc_UpfrontFeePaidInAccordanceWithPrivateLabelFinancingAgreement_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_AgreementPeriodTerm" xlink:type="locator" xlink:label="sc_AgreementPeriodTerm" />
    <label xml:lang="en-US" xlink:label="sc_AgreementPeriodTerm_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Agreement Period, Term</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_AgreementPeriodTerm" xlink:to="sc_AgreementPeriodTerm_lbl" />
    <label xml:lang="en-US" xlink:label="sc_UpfrontFeePaidInAccordanceWithPrivateLabelFinancingAgreement_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Upfront fee</label>
    <label xml:lang="en-US" xlink:label="sc_UpfrontFeePaidInAccordanceWithPrivateLabelFinancingAgreement_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Upfront Fee Paid In Accordance With Private Label Financing Agreement</label>
    <label xml:lang="en-US" xlink:label="sc_AgreementPeriodTerm_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Finance and other interest income amortization period</label>
    <label xml:lang="en-US" xlink:label="sc_AgreementPeriodTerm_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Agreement Period Term</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:type="locator" xlink:label="us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Income Tax Expense Benefit Continuing Operations Income Tax Reconciliation [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:to="us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Income Tax Expense Benefit Continuing Operations Income Tax Reconciliation [Abstract]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxContingencyTable" xlink:type="locator" xlink:label="us-gaap_IncomeTaxContingencyTable" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncomeTaxContingencyTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Income Tax Contingency [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxContingencyTable" xlink:to="us-gaap_IncomeTaxContingencyTable_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncomeTaxContingencyTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Income Tax Contingency [Table]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxContingencyLineItems" xlink:type="locator" xlink:label="us-gaap_IncomeTaxContingencyLineItems" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncomeTaxContingencyLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Income Tax Contingency [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxContingencyLineItems" xlink:to="us-gaap_IncomeTaxContingencyLineItems_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncomeTaxContingencyLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Income Tax Contingency [Line Items]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:type="locator" xlink:label="us-gaap_IncomeTaxDisclosureAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncomeTaxDisclosureAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Income Tax Disclosure [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxDisclosureAbstract" xlink:to="us-gaap_IncomeTaxDisclosureAbstract_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncomeTaxDisclosureAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Income Tax Disclosure [Abstract]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:type="locator" xlink:label="us-gaap_EffectiveIncomeTaxRateContinuingOperations" />
    <label xml:lang="en-US" xlink:label="us-gaap_EffectiveIncomeTaxRateContinuingOperations_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Effective tax rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:to="us-gaap_EffectiveIncomeTaxRateContinuingOperations_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_EffectiveIncomeTaxRateContinuingOperations_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Effective Income Tax Rate Continuing Operations</label>
    <loc xlink:href="sc-20140331.xsd#sc_RepurchaseOfOutstandingLoans" xlink:type="locator" xlink:label="sc_RepurchaseOfOutstandingLoans" />
    <label xml:lang="en-US" xlink:label="sc_RepurchaseOfOutstandingLoans_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Repurchase Of Outstanding Loans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_RepurchaseOfOutstandingLoans" xlink:to="sc_RepurchaseOfOutstandingLoans_lbl" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:type="locator" xlink:label="us-gaap_CommitmentsAndContingenciesDisclosureAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_CommitmentsAndContingenciesDisclosureAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Commitments And Contingencies Disclosure [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:to="us-gaap_CommitmentsAndContingenciesDisclosureAbstract_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_ContingenciesAndCommitmentsLineItems" xlink:type="locator" xlink:label="sc_ContingenciesAndCommitmentsLineItems" />
    <label xml:lang="en-US" xlink:label="sc_ContingenciesAndCommitmentsLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Contingencies And Commitments [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ContingenciesAndCommitmentsLineItems" xlink:to="sc_ContingenciesAndCommitmentsLineItems_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_CommitmentsAndContingenciesDisclosureAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Commitments And Contingencies Disclosure [Abstract]</label>
    <loc xlink:href="sc-20140331.xsd#sc_ContingenciesAndCommitmentsTable" xlink:type="locator" xlink:label="sc_ContingenciesAndCommitmentsTable" />
    <label xml:lang="en-US" xlink:label="sc_ContingenciesAndCommitmentsTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Contingencies And Commitments [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ContingenciesAndCommitmentsTable" xlink:to="sc_ContingenciesAndCommitmentsTable_lbl" />
    <label xml:lang="en-US" xlink:label="sc_ContingenciesAndCommitmentsTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Contingencies And Commitments [Table]</label>
    <label xml:lang="en-US" xlink:label="sc_ContingenciesAndCommitmentsTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Contingencies And Commitments [Table]</label>
    <label xml:lang="en-US" xlink:label="sc_ContingenciesAndCommitmentsLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Contingencies And Commitments [Line Items]</label>
    <label xml:lang="en-US" xlink:label="sc_ContingenciesAndCommitmentsLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Contingencies And Commitments [Line Items]</label>
    <label xml:lang="en-US" xlink:label="sc_RepurchaseOfOutstandingLoans_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Repurchase of outstanding</label>
    <label xml:lang="en-US" xlink:label="sc_RepurchaseOfOutstandingLoans_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Repurchase Of Outstanding Loans</label>
    <loc xlink:href="sc-20140331.xsd#sc_LineOfCreditFacility" xlink:type="locator" xlink:label="sc_LineOfCreditFacility" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacility_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Line of credit facility.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LineOfCreditFacility" xlink:to="sc_LineOfCreditFacility_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_LineOfCreditFacilityIssued" xlink:type="locator" xlink:label="sc_LineOfCreditFacilityIssued" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacilityIssued_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Line Of Credit Facility Issued.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LineOfCreditFacilityIssued" xlink:to="sc_LineOfCreditFacilityIssued_lbl" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacility_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Letter of credit facility</label>
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacility_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Facility</label>
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacilityIssued_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Letter of credit facility issued</label>
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacilityIssued_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Facility Issued</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LineOfCreditFacilityExpirationDate1" xlink:type="locator" xlink:label="us-gaap_LineOfCreditFacilityExpirationDate1" />
    <label xml:lang="en-US" xlink:label="us-gaap_LineOfCreditFacilityExpirationDate1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Expiration of letter of credit facility commitments</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityExpirationDate1" xlink:to="us-gaap_LineOfCreditFacilityExpirationDate1_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_LineOfCreditFacilityExpirationDate1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Facility Expiration Date1</label>
    <loc xlink:href="sc-20140331.xsd#sc_UnsecuredRevolvingFinancingInitialTermEndDate" xlink:type="locator" xlink:label="sc_UnsecuredRevolvingFinancingInitialTermEndDate" />
    <label xml:lang="en-US" xlink:label="sc_UnsecuredRevolvingFinancingInitialTermEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Unsecured Revolving Financing Initial Term End Date</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_UnsecuredRevolvingFinancingInitialTermEndDate" xlink:to="sc_UnsecuredRevolvingFinancingInitialTermEndDate_lbl" />
    <label xml:lang="en-US" xlink:label="sc_UnsecuredRevolvingFinancingInitialTermEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Unsecured revolving financing Initial term ending</label>
    <label xml:lang="en-US" xlink:label="sc_UnsecuredRevolvingFinancingInitialTermEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Unsecured Revolving Financing Initial Term End Date</label>
    <loc xlink:href="sc-20140331.xsd#sc_CommitmentsToSellLoans" xlink:type="locator" xlink:label="sc_CommitmentsToSellLoans" />
    <label xml:lang="en-US" xlink:label="sc_CommitmentsToSellLoans_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Commitments To Sell Loans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_CommitmentsToSellLoans" xlink:to="sc_CommitmentsToSellLoans_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_LoansCommitmentsMaturityDate" xlink:type="locator" xlink:label="sc_LoansCommitmentsMaturityDate" />
    <label xml:lang="en-US" xlink:label="sc_LoansCommitmentsMaturityDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Loans Commitments Maturity Date</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LoansCommitmentsMaturityDate" xlink:to="sc_LoansCommitmentsMaturityDate_lbl" />
    <label xml:lang="en-US" xlink:label="sc_CommitmentsToSellLoans_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Commitment to sell loans</label>
    <label xml:lang="en-US" xlink:label="sc_CommitmentsToSellLoans_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Commitments To Sell Loans</label>
    <label xml:lang="en-US" xlink:label="sc_LoansCommitmentsMaturityDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Commitment to sell loans maturity Period</label>
    <label xml:lang="en-US" xlink:label="sc_LoansCommitmentsMaturityDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Loans Commitments Maturity Date</label>
    <loc xlink:href="sc-20140331.xsd#sc_ReferralFee" xlink:type="locator" xlink:label="sc_ReferralFee" />
    <label xml:lang="en-US" xlink:label="sc_ReferralFee_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Referral Fee.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ReferralFee" xlink:to="sc_ReferralFee_lbl" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis" xlink:type="locator" xlink:label="us-gaap_RelatedPartyTransactionsByRelatedPartyAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Related Party</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RelatedPartyTransactionsByRelatedPartyAxis" xlink:to="us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Related Party Transactions By Related Party [Axis]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RelatedPartyDomain" xlink:type="locator" xlink:label="us-gaap_RelatedPartyDomain" />
    <label xml:lang="en-US" xlink:label="us-gaap_RelatedPartyDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Related Party</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RelatedPartyDomain" xlink:to="us-gaap_RelatedPartyDomain_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_RelatedPartyDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Related Party [Domain]</label>
    <loc xlink:href="sc-20140331.xsd#sc_SantanderBankNaMember" xlink:type="locator" xlink:label="sc_SantanderBankNaMember" />
    <label xml:lang="en-US" xlink:label="sc_SantanderBankNaMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Santander Bank Na [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_SantanderBankNaMember" xlink:to="sc_SantanderBankNaMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_SantanderBankNaMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">SBNA</label>
    <label xml:lang="en-US" xlink:label="sc_SantanderBankNaMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Santander Bank Na [Member]</label>
    <label xml:lang="en-US" xlink:label="sc_ReferralFee_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Referral fee</label>
    <label xml:lang="en-US" xlink:label="sc_ReferralFee_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Referral Fee</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LongTermDebt" xlink:type="locator" xlink:label="us-gaap_LongTermDebt" />
    <label xml:lang="en-US" xlink:label="us-gaap_LongTermDebt_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Loan</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongTermDebt" xlink:to="us-gaap_LongTermDebt_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_LongTermDebt_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Long Term Debt</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CumulativeEarningsDeficit" xlink:type="locator" xlink:label="us-gaap_CumulativeEarningsDeficit" />
    <label xml:lang="en-US" xlink:label="us-gaap_CumulativeEarningsDeficit_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Periodic retroactive adjustment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CumulativeEarningsDeficit" xlink:to="us-gaap_CumulativeEarningsDeficit_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_CumulativeEarningsDeficit_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Cumulative Earnings Deficit</label>
    <loc xlink:href="sc-20140331.xsd#sc_CreditLossIndemnificationOfLeases" xlink:type="locator" xlink:label="sc_CreditLossIndemnificationOfLeases" />
    <label xml:lang="en-US" xlink:label="sc_CreditLossIndemnificationOfLeases_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Credit loss indemnification of leases.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_CreditLossIndemnificationOfLeases" xlink:to="sc_CreditLossIndemnificationOfLeases_lbl" />
    <label xml:lang="en-US" xlink:label="sc_CreditLossIndemnificationOfLeases_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Indemnification of Leases</label>
    <label xml:lang="en-US" xlink:label="sc_CreditLossIndemnificationOfLeases_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Credit Loss Indemnification Of Leases</label>
    <loc xlink:href="sc-20140331.xsd#sc_LongTermPurchaseCommitmentPercentage" xlink:type="locator" xlink:label="sc_LongTermPurchaseCommitmentPercentage" />
    <label xml:lang="en-US" xlink:label="sc_LongTermPurchaseCommitmentPercentage_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Long Term Purchase Commitment Percentage</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LongTermPurchaseCommitmentPercentage" xlink:to="sc_LongTermPurchaseCommitmentPercentage_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_PurchaseCommitmentPeriod" xlink:type="locator" xlink:label="sc_PurchaseCommitmentPeriod" />
    <label xml:lang="en-US" xlink:label="sc_PurchaseCommitmentPeriod_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Purchase Commitment Period</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_PurchaseCommitmentPeriod" xlink:to="sc_PurchaseCommitmentPeriod_lbl" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShortTermDebtTypeAxis" xlink:type="locator" xlink:label="us-gaap_ShortTermDebtTypeAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShortTermDebtTypeAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Short-term Debt, Type</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShortTermDebtTypeAxis" xlink:to="us-gaap_ShortTermDebtTypeAxis_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShortTermDebtTypeAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Short Term Debt Type [Axis]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShortTermDebtTypeDomain" xlink:type="locator" xlink:label="us-gaap_ShortTermDebtTypeDomain" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShortTermDebtTypeDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Short-term Debt, Type</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShortTermDebtTypeDomain" xlink:to="us-gaap_ShortTermDebtTypeDomain_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShortTermDebtTypeDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Short Term Debt Type [Domain]</label>
    <loc xlink:href="sc-20140331.xsd#sc_JulyTwoThousandFifteenMember" xlink:type="locator" xlink:label="sc_JulyTwoThousandFifteenMember" />
    <label xml:lang="en-US" xlink:label="sc_JulyTwoThousandFifteenMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">July Two Thousand Fifteen [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_JulyTwoThousandFifteenMember" xlink:to="sc_JulyTwoThousandFifteenMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_JulyTwoThousandFifteenMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">July Two Thousand Fifteen</label>
    <label xml:lang="en-US" xlink:label="sc_JulyTwoThousandFifteenMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">July Two Thousand Fifteen [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_JulyTwoThousandSeventeenMember" xlink:type="locator" xlink:label="sc_JulyTwoThousandSeventeenMember" />
    <label xml:lang="en-US" xlink:label="sc_JulyTwoThousandSeventeenMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">July Two Thousand Seventeen [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_JulyTwoThousandSeventeenMember" xlink:to="sc_JulyTwoThousandSeventeenMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_JulyTwoThousandSeventeenMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">July Two Thousand Seventeen</label>
    <label xml:lang="en-US" xlink:label="sc_JulyTwoThousandSeventeenMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">July Two Thousand Seventeen [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SignificantPurchaseCommitmentDescription" xlink:type="locator" xlink:label="us-gaap_SignificantPurchaseCommitmentDescription" />
    <label xml:lang="en-US" xlink:label="us-gaap_SignificantPurchaseCommitmentDescription_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Purchase commitment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SignificantPurchaseCommitmentDescription" xlink:to="us-gaap_SignificantPurchaseCommitmentDescription_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_SignificantPurchaseCommitmentDescription_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Significant Purchase Commitment Description</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LongTermPurchaseCommitmentAmount" xlink:type="locator" xlink:label="us-gaap_LongTermPurchaseCommitmentAmount" />
    <label xml:lang="en-US" xlink:label="us-gaap_LongTermPurchaseCommitmentAmount_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Purchase commitment amount</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongTermPurchaseCommitmentAmount" xlink:to="us-gaap_LongTermPurchaseCommitmentAmount_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_LongTermPurchaseCommitmentAmount_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Long Term Purchase Commitment Amount</label>
    <label xml:lang="en-US" xlink:label="sc_LongTermPurchaseCommitmentPercentage_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Purchase commitment percent</label>
    <label xml:lang="en-US" xlink:label="sc_LongTermPurchaseCommitmentPercentage_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Long Term Purchase Commitment Percentage</label>
    <label xml:lang="en-US" xlink:label="sc_PurchaseCommitmentPeriod_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Purchase commitment notice period</label>
    <label xml:lang="en-US" xlink:label="sc_PurchaseCommitmentPeriod_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Purchase Commitment Period</label>
    <loc xlink:href="sc-20140331.xsd#sc_LineOfCreditFacilityAccruedInterest" xlink:type="locator" xlink:label="sc_LineOfCreditFacilityAccruedInterest" />
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacilityAccruedInterest_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Line of credit facility accrued interest.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LineOfCreditFacilityAccruedInterest" xlink:to="sc_LineOfCreditFacilityAccruedInterest_lbl" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RelatedPartyTransactionsAbstract" xlink:type="locator" xlink:label="us-gaap_RelatedPartyTransactionsAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_RelatedPartyTransactionsAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Related Party Transactions [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RelatedPartyTransactionsAbstract" xlink:to="us-gaap_RelatedPartyTransactionsAbstract_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_RelatedPartyTransactionsAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Related Party Transactions [Abstract]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable" xlink:type="locator" xlink:label="us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable" />
    <label xml:lang="en-US" xlink:label="us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Schedule Of Related Party Transactions By Related Party [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable" xlink:to="us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Schedule Of Related Party Transactions By Related Party [Table]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ClassOfStockLineItems" xlink:type="locator" xlink:label="us-gaap_ClassOfStockLineItems" />
    <label xml:lang="en-US" xlink:label="us-gaap_ClassOfStockLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Class Of Stock [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ClassOfStockLineItems" xlink:to="us-gaap_ClassOfStockLineItems_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ClassOfStockLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Class Of Stock [Line Items]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LineOfCreditFacilityPeriodicPaymentInterest" xlink:type="locator" xlink:label="us-gaap_LineOfCreditFacilityPeriodicPaymentInterest" />
    <label xml:lang="en-US" xlink:label="us-gaap_LineOfCreditFacilityPeriodicPaymentInterest_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Interest expense on line of credit</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityPeriodicPaymentInterest" xlink:to="us-gaap_LineOfCreditFacilityPeriodicPaymentInterest_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_LineOfCreditFacilityPeriodicPaymentInterest_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Facility Periodic Payment Interest</label>
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacilityAccruedInterest_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Accrued interest expense on line of credit</label>
    <label xml:lang="en-US" xlink:label="sc_LineOfCreditFacilityAccruedInterest_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Line Of Credit Facility Accrued Interest</label>
    <loc xlink:href="sc-20140331.xsd#sc_ShusaMember" xlink:type="locator" xlink:label="sc_ShusaMember" />
    <label xml:lang="en-US" xlink:label="sc_ShusaMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Shusa.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ShusaMember" xlink:to="sc_ShusaMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_ShusaMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">SHUSA</label>
    <label xml:lang="en-US" xlink:label="sc_ShusaMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Shusa [Member]</label>
    <loc xlink:href="sc-20140331.xsd#sc_LetterOfCreditInterestExpense" xlink:type="locator" xlink:label="sc_LetterOfCreditInterestExpense" />
    <label xml:lang="en-US" xlink:label="sc_LetterOfCreditInterestExpense_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Letter Of Credit Interest Expense</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LetterOfCreditInterestExpense" xlink:to="sc_LetterOfCreditInterestExpense_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_LetterOfCreditAccruedExpense" xlink:type="locator" xlink:label="sc_LetterOfCreditAccruedExpense" />
    <label xml:lang="en-US" xlink:label="sc_LetterOfCreditAccruedExpense_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Letter Of Credit Accrued Expense</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LetterOfCreditAccruedExpense" xlink:to="sc_LetterOfCreditAccruedExpense_lbl" />
    <label xml:lang="en-US" xlink:label="sc_LetterOfCreditInterestExpense_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Letter of credit fees</label>
    <label xml:lang="en-US" xlink:label="sc_LetterOfCreditInterestExpense_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Letter Of Credit Interest Expense</label>
    <label xml:lang="en-US" xlink:label="sc_LetterOfCreditAccruedExpense_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Accrued fees on letter of credit</label>
    <label xml:lang="en-US" xlink:label="sc_LetterOfCreditAccruedExpense_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Letter Of Credit Accrued Expense</label>
    <loc xlink:href="sc-20140331.xsd#sc_DerivativeInstrumentInterestExpense" xlink:type="locator" xlink:label="sc_DerivativeInstrumentInterestExpense" />
    <label xml:lang="en-US" xlink:label="sc_DerivativeInstrumentInterestExpense_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Derivative Instrument Interest Expense</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_DerivativeInstrumentInterestExpense" xlink:to="sc_DerivativeInstrumentInterestExpense_lbl" />
    <label xml:lang="en-US" xlink:label="sc_DerivativeInstrumentInterestExpense_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Derivative instrument interest expenses</label>
    <label xml:lang="en-US" xlink:label="sc_DerivativeInstrumentInterestExpense_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Derivative Instrument Interest Expense</label>
    <loc xlink:href="sc-20140331.xsd#sc_ReceivablesSoldNet" xlink:type="locator" xlink:label="sc_ReceivablesSoldNet" />
    <label xml:lang="en-US" xlink:label="sc_ReceivablesSoldNet_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Receivables Sold Net</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ReceivablesSoldNet" xlink:to="sc_ReceivablesSoldNet_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_ServicingFeeIncome" xlink:type="locator" xlink:label="sc_ServicingFeeIncome" />
    <label xml:lang="en-US" xlink:label="sc_ServicingFeeIncome_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Servicing Fee Income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ServicingFeeIncome" xlink:to="sc_ServicingFeeIncome_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_ServicerPerformancePayment" xlink:type="locator" xlink:label="sc_ServicerPerformancePayment" />
    <label xml:lang="en-US" xlink:label="sc_ServicerPerformancePayment_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Servicer Performance Payment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ServicerPerformancePayment" xlink:to="sc_ServicerPerformancePayment_lbl" />
    <label xml:lang="en-US" xlink:label="sc_ReceivablesSoldNet_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Receivables sold</label>
    <label xml:lang="en-US" xlink:label="sc_ReceivablesSoldNet_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Receivables Sold Net</label>
    <label xml:lang="en-US" xlink:label="sc_ServicingFeeIncome_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Servicing fee income on receivables sold</label>
    <label xml:lang="en-US" xlink:label="sc_ServicingFeeIncome_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Servicing Fee Income</label>
    <label xml:lang="en-US" xlink:label="sc_ServicerPerformancePayment_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Servicing fees receivables</label>
    <label xml:lang="en-US" xlink:label="sc_ServicerPerformancePayment_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Servicer Performance Payment</label>
    <loc xlink:href="sc-20140331.xsd#sc_NetServicedPortfolio" xlink:type="locator" xlink:label="sc_NetServicedPortfolio" />
    <label xml:lang="en-US" xlink:label="sc_NetServicedPortfolio_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Net Serviced Portfolio</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_NetServicedPortfolio" xlink:to="sc_NetServicedPortfolio_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_CashCollectionDueToOwners" xlink:type="locator" xlink:label="sc_CashCollectionDueToOwners" />
    <label xml:lang="en-US" xlink:label="sc_CashCollectionDueToOwners_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Cash Collection Due To Owners</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_CashCollectionDueToOwners" xlink:to="sc_CashCollectionDueToOwners_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_ServicingFeeReceivables" xlink:type="locator" xlink:label="sc_ServicingFeeReceivables" />
    <label xml:lang="en-US" xlink:label="sc_ServicingFeeReceivables_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Servicing fee receivables.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ServicingFeeReceivables" xlink:to="sc_ServicingFeeReceivables_lbl" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RelatedPartyTransactionLineItems" xlink:type="locator" xlink:label="us-gaap_RelatedPartyTransactionLineItems" />
    <label xml:lang="en-US" xlink:label="us-gaap_RelatedPartyTransactionLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Related Party Transaction [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RelatedPartyTransactionLineItems" xlink:to="us-gaap_RelatedPartyTransactionLineItems_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_RelatedPartyTransactionLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Related Party Transaction [Line Items]</label>
    <label xml:lang="en-US" xlink:label="sc_NetServicedPortfolio_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Total serviced portfolio</label>
    <label xml:lang="en-US" xlink:label="sc_NetServicedPortfolio_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Net Serviced Portfolio</label>
    <label xml:lang="en-US" xlink:label="sc_CashCollectionDueToOwners_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Cash collections due to owner</label>
    <label xml:lang="en-US" xlink:label="sc_CashCollectionDueToOwners_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Cash Collection Due To Owners</label>
    <label xml:lang="en-US" xlink:label="sc_ServicingFeeReceivables_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Servicing fees receivable</label>
    <label xml:lang="en-US" xlink:label="sc_ServicingFeeReceivables_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Servicing Fee Receivables</label>
    <label xml:lang="en-US" xlink:label="sc_ServicingFeeReceivables_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Servicing fees receivable (refundable)</label>
    <loc xlink:href="sc-20140331.xsd#sc_LeaseOriginationsReceivable" xlink:type="locator" xlink:label="sc_LeaseOriginationsReceivable" />
    <label xml:lang="en-US" xlink:label="sc_LeaseOriginationsReceivable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Lease originations receivable.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_LeaseOriginationsReceivable" xlink:to="sc_LeaseOriginationsReceivable_lbl" />
    <label xml:lang="en-US" xlink:label="sc_LeaseOriginationsReceivable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Lease originations receivable</label>
    <label xml:lang="en-US" xlink:label="sc_LeaseOriginationsReceivable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Lease Originations Receivable</label>
    <loc xlink:href="sc-20140331.xsd#sc_ProdubanServiciosInformaticosGeneralesSlMember" xlink:type="locator" xlink:label="sc_ProdubanServiciosInformaticosGeneralesSlMember" />
    <label xml:lang="en-US" xlink:label="sc_ProdubanServiciosInformaticosGeneralesSlMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Produban Servicios Informaticos Generales Sl [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ProdubanServiciosInformaticosGeneralesSlMember" xlink:to="sc_ProdubanServiciosInformaticosGeneralesSlMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_ProdubanServiciosInformaticosGeneralesSlMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Produban Servicios Informaticos Generales S.L</label>
    <label xml:lang="en-US" xlink:label="sc_ProdubanServiciosInformaticosGeneralesSlMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Produban Servicios Informaticos Generales Sl [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherExpenses" xlink:type="locator" xlink:label="us-gaap_OtherExpenses" />
    <label xml:lang="en-US" xlink:label="us-gaap_OtherExpenses_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Expenses incurred</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherExpenses" xlink:to="us-gaap_OtherExpenses_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_OtherExpenses_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Other Expenses</label>
    <loc xlink:href="sc-20140331.xsd#sc_ReimbursedExpenses" xlink:type="locator" xlink:label="sc_ReimbursedExpenses" />
    <label xml:lang="en-US" xlink:label="sc_ReimbursedExpenses_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Reimbursed Expenses</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ReimbursedExpenses" xlink:to="sc_ReimbursedExpenses_lbl" />
    <label xml:lang="en-US" xlink:label="sc_ReimbursedExpenses_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Reimbursed expenses</label>
    <label xml:lang="en-US" xlink:label="sc_ReimbursedExpenses_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Reimbursed Expenses</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:type="locator" xlink:label="us-gaap_EarningsPerShareAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_EarningsPerShareAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Earnings Per Share [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareAbstract" xlink:to="us-gaap_EarningsPerShareAbstract_lbl" />
    <loc xlink:href="sc-20140331.xsd#sc_ScheduleOfEarningsPerShareLineItems" xlink:type="locator" xlink:label="sc_ScheduleOfEarningsPerShareLineItems" />
    <label xml:lang="en-US" xlink:label="sc_ScheduleOfEarningsPerShareLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Schedule of earnings per share.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ScheduleOfEarningsPerShareLineItems" xlink:to="sc_ScheduleOfEarningsPerShareLineItems_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_EarningsPerShareAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Earnings Per Share [Abstract]</label>
    <loc xlink:href="sc-20140331.xsd#sc_ScheduleOfEarningsPerShareTable" xlink:type="locator" xlink:label="sc_ScheduleOfEarningsPerShareTable" />
    <label xml:lang="en-US" xlink:label="sc_ScheduleOfEarningsPerShareTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Schedule of earnings per share.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ScheduleOfEarningsPerShareTable" xlink:to="sc_ScheduleOfEarningsPerShareTable_lbl" />
    <label xml:lang="en-US" xlink:label="sc_ScheduleOfEarningsPerShareTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Schedule Of Earnings Per Share [Table]</label>
    <label xml:lang="en-US" xlink:label="sc_ScheduleOfEarningsPerShareTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Schedule Of Earnings Per Share [Table]</label>
    <label xml:lang="en-US" xlink:label="sc_ScheduleOfEarningsPerShareLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Schedule Of Earnings Per Share [Line Items]</label>
    <label xml:lang="en-US" xlink:label="sc_ScheduleOfEarningsPerShareLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Schedule Of Earnings Per Share [Line Items]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:type="locator" xlink:label="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" />
    <label xml:lang="en-US" xlink:label="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Employee stock option awards excluded from computation of earnings per share, amount</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:to="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount</label>
    <loc xlink:href="sc-20140331.xsd#sc_WeightedAverageNumberOfSharesOutstandingBeforeRestrictedParticipatingShares" xlink:type="locator" xlink:label="sc_WeightedAverageNumberOfSharesOutstandingBeforeRestrictedParticipatingShares" />
    <label xml:lang="en-US" xlink:label="sc_WeightedAverageNumberOfSharesOutstandingBeforeRestrictedParticipatingShares_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Weighted average number of common shares outstanding before restricted participating shares.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_WeightedAverageNumberOfSharesOutstandingBeforeRestrictedParticipatingShares" xlink:to="sc_WeightedAverageNumberOfSharesOutstandingBeforeRestrictedParticipatingShares_lbl" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareBasicAbstract" xlink:type="locator" xlink:label="us-gaap_EarningsPerShareBasicAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_EarningsPerShareBasicAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Earnings per common share</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareBasicAbstract" xlink:to="us-gaap_EarningsPerShareBasicAbstract_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_EarningsPerShareBasicAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Earnings Per Share Basic [Abstract]</label>
    <label xml:lang="en-US" xlink:label="us-gaap_NetIncomeLoss_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Net income attributable to SCUSA</label>
    <label xml:lang="en-US" xlink:label="sc_WeightedAverageNumberOfSharesOutstandingBeforeRestrictedParticipatingShares_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel">Weighted average number of common shares outstanding before restricted participating shares</label>
    <label xml:lang="en-US" xlink:label="sc_WeightedAverageNumberOfSharesOutstandingBeforeRestrictedParticipatingShares_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Weighted Average Number Of Shares Outstanding Before Restricted Participating Shares</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesRestrictedStock" xlink:type="locator" xlink:label="us-gaap_WeightedAverageNumberOfSharesRestrictedStock" />
    <label xml:lang="en-US" xlink:label="us-gaap_WeightedAverageNumberOfSharesRestrictedStock_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Weighted average number of participating restricted common shares outstanding</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfSharesRestrictedStock" xlink:to="us-gaap_WeightedAverageNumberOfSharesRestrictedStock_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_WeightedAverageNumberOfSharesRestrictedStock_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Weighted Average Number Of Shares Restricted Stock</label>
    <label xml:lang="en-US" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Weighted average number of common shares outstanding</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:type="locator" xlink:label="us-gaap_EarningsPerShareBasic" />
    <label xml:lang="en-US" xlink:label="us-gaap_EarningsPerShareBasic_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Earnings per common share</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareBasic" xlink:to="us-gaap_EarningsPerShareBasic_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_EarningsPerShareBasic_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Earnings Per Share Basic</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareDilutedAbstract" xlink:type="locator" xlink:label="us-gaap_EarningsPerShareDilutedAbstract" />
    <label xml:lang="en-US" xlink:label="us-gaap_EarningsPerShareDilutedAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Earnings per common share - assuming dilution</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareDilutedAbstract" xlink:to="us-gaap_EarningsPerShareDilutedAbstract_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_EarningsPerShareDilutedAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Earnings Per Share Diluted [Abstract]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:type="locator" xlink:label="us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Effect of employee stock-based awards</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:to="us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Incremental Common Shares Attributable To Share Based Payment Arrangements</label>
    <label xml:lang="en-US" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel">Weighted average number of common shares outstanding - assuming dilution</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:type="locator" xlink:label="us-gaap_EarningsPerShareDiluted" />
    <label xml:lang="en-US" xlink:label="us-gaap_EarningsPerShareDiluted_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Earnings per common share - assuming dilution</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareDiluted" xlink:to="us-gaap_EarningsPerShareDiluted_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_EarningsPerShareDiluted_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Earnings Per Share Diluted</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:type="locator" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTable" />
    <label xml:lang="en-US" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Fair Value By Balance Sheet Grouping [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByBalanceSheetGroupingTable" xlink:to="us-gaap_FairValueByBalanceSheetGroupingTable_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Fair Value By Balance Sheet Grouping [Table]</label>
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    <label xml:lang="en-US" xlink:label="sc_InterestRateOptionsMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Interest Rate Options [Member]</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_FairValueInputsLevel2Member_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Fair Value Inputs Level2 [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:type="locator" xlink:label="us-gaap_FairValueInputsLevel3Member" />
    <label xml:lang="en-US" xlink:label="us-gaap_FairValueInputsLevel3Member_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Significant Unobservable Inputs (Level 3)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel3Member" xlink:to="us-gaap_FairValueInputsLevel3Member_lbl" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:type="locator" xlink:label="us-gaap_FinancialInstrumentAxis" />
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    <label xml:lang="en-US" xlink:label="us-gaap_FinancialInstrumentAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Financial Instrument [Axis]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:type="locator" xlink:label="us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <label xml:lang="en-US" xlink:label="us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Financial Instruments</label>
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TotalReturnSwapMember" xlink:type="locator" xlink:label="us-gaap_TotalReturnSwapMember" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AssetsFairValueDisclosureRecurring" xlink:type="locator" xlink:label="us-gaap_AssetsFairValueDisclosureRecurring" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureRecurring" xlink:type="locator" xlink:label="us-gaap_LiabilitiesFairValueDisclosureRecurring" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueByAssetClassAxis" xlink:type="locator" xlink:label="us-gaap_FairValueByAssetClassAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_FairValueByAssetClassAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Asset Class</label>
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:type="locator" xlink:label="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" />
    <label xml:lang="en-US" xlink:label="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Asset Class</label>
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AssetsFairValueDisclosureNonrecurring" xlink:type="locator" xlink:label="us-gaap_AssetsFairValueDisclosureNonrecurring" />
    <label xml:lang="en-US" xlink:label="us-gaap_AssetsFairValueDisclosureNonrecurring_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Assets &#8212; repossessed vehicle inventory</label>
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:type="locator" xlink:label="us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" />
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    <label xml:lang="en-US" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Sharebased Compensation Arrangement By Sharebased Payment Award Expiration Period</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AwardTypeAxis" xlink:type="locator" xlink:label="us-gaap_AwardTypeAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_AwardTypeAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Award Type</label>
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    <label xml:lang="en-US" xlink:label="us-gaap_AwardTypeAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Award Type [Axis]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Equity Award</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Share Based Compensation Arrangements By Share Based Payment Award Award Type And Plan Name [Domain]</label>
    <loc xlink:href="sc-20140331.xsd#sc_OmnibusIncentivePlanMember" xlink:type="locator" xlink:label="sc_OmnibusIncentivePlanMember" />
    <label xml:lang="en-US" xlink:label="sc_OmnibusIncentivePlanMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Omnibus incentive plan.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_OmnibusIncentivePlanMember" xlink:to="sc_OmnibusIncentivePlanMember_lbl" />
    <label xml:lang="en-US" xlink:label="sc_OmnibusIncentivePlanMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Omnibus Incentive Plan</label>
    <label xml:lang="en-US" xlink:label="sc_OmnibusIncentivePlanMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Omnibus Incentive Plan [Member]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EmployeeBenefitsAndShareBasedCompensation" xlink:type="locator" xlink:label="us-gaap_EmployeeBenefitsAndShareBasedCompensation" />
    <label xml:lang="en-US" xlink:label="us-gaap_EmployeeBenefitsAndShareBasedCompensation_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Employee benefits and share-based compensation</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EmployeeBenefitsAndShareBasedCompensation" xlink:to="us-gaap_EmployeeBenefitsAndShareBasedCompensation_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_EmployeeBenefitsAndShareBasedCompensation_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Employee Benefits And Share Based Compensation</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Stock vesting period</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Share Based Compensation Arrangement By Share Based Payment Award Award Vesting Period1</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OptionIndexedToIssuersEquityTypeAxis" xlink:type="locator" xlink:label="us-gaap_OptionIndexedToIssuersEquityTypeAxis" />
    <label xml:lang="en-US" xlink:label="us-gaap_OptionIndexedToIssuersEquityTypeAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Option Indexed to Issuer&apos;s Equity, Type</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OptionIndexedToIssuersEquityTypeAxis" xlink:to="us-gaap_OptionIndexedToIssuersEquityTypeAxis_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_OptionIndexedToIssuersEquityTypeAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Option Indexed To Issuers Equity Type [Axis]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OptionIndexedToIssuersEquityTypeDomain" xlink:type="locator" xlink:label="us-gaap_OptionIndexedToIssuersEquityTypeDomain" />
    <label xml:lang="en-US" xlink:label="us-gaap_OptionIndexedToIssuersEquityTypeDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Option Indexed to Issuer&apos;s Equity, Type</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OptionIndexedToIssuersEquityTypeDomain" xlink:to="us-gaap_OptionIndexedToIssuersEquityTypeDomain_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_OptionIndexedToIssuersEquityTypeDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Option Indexed To Issuers Equity Type [Domain]</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllocatedShareBasedCompensationExpense" xlink:type="locator" xlink:label="us-gaap_AllocatedShareBasedCompensationExpense" />
    <label xml:lang="en-US" xlink:label="us-gaap_AllocatedShareBasedCompensationExpense_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Stock compensation expense</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AllocatedShareBasedCompensationExpense" xlink:to="us-gaap_AllocatedShareBasedCompensationExpense_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_AllocatedShareBasedCompensationExpense_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Allocated Share Based Compensation Expense</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAcceleratedCompensationCost" xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAcceleratedCompensationCost" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAcceleratedCompensationCost_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Share-based compensation to executives</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAcceleratedCompensationCost" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAcceleratedCompensationCost_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAcceleratedCompensationCost_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Share Based Compensation Arrangement By Share Based Payment Award Accelerated Compensation Cost</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockSharesHeldInEmployeeTrust" xlink:type="locator" xlink:label="us-gaap_CommonStockSharesHeldInEmployeeTrust" />
    <label xml:lang="en-US" xlink:label="us-gaap_CommonStockSharesHeldInEmployeeTrust_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Common stock, shares held in employee trust</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesHeldInEmployeeTrust" xlink:to="us-gaap_CommonStockSharesHeldInEmployeeTrust_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_CommonStockSharesHeldInEmployeeTrust_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Common Stock Shares Held In Employee Trust</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Options outstanding, shares</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Roll Forward</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel">Options outstanding, Beginning balance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Granted</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:type="locator" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" />
    <label xml:lang="en-US" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Exercised</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:to="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Stock Issued During Period Shares Stock Options Exercised</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Expired</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Share Based Compensation Arrangement By Share Based Payment Award Options Expirations In Period</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel">Forfeited</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures In Period</label>
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel">Options outstanding, Ending balance</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Options exercisable, Ending balance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number</label>
    <loc xlink:href="sc-20140331.xsd#sc_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpiredInPeriodWeightedAverageExercisePrice" xlink:type="locator" xlink:label="sc_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpiredInPeriodWeightedAverageExercisePrice" />
    <label xml:lang="en-US" xlink:label="sc_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpiredInPeriodWeightedAverageExercisePrice_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation">Share Based Compensation Arrangements By Share Based Payment Award Options Expired In Period Weighted Average Exercise Price</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpiredInPeriodWeightedAverageExercisePrice" xlink:to="sc_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpiredInPeriodWeightedAverageExercisePrice_lbl" />
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Options Outstanding, Weighted Average Exercise Price</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price Rollforward</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel">Options outstanding, weighted average exercise price, Beginning balance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" />
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:type="locator" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" />
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    <label xml:lang="en-US" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:type="locator" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" />
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:to="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_lbl" />
    <label xml:lang="en-US" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Weighted Average Remaining Contractual Term1</label>
    <loc xlink:href="sc-20140331.xsd#sc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueAbstract" xlink:type="locator" xlink:label="sc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueAbstract" />
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="sc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueAbstract" xlink:to="sc_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueAbstract_lbl" />
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    <label xml:lang="en-US" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value</label>
    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:type="locator" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" />
    <label xml:lang="en-US" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Options exercisable, aggregate intrinsic value</label>
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    <loc xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:type="locator" xlink:label="us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" />
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