X0306 4 2014-02-28 0 0001580608 Santander Consumer USA Holdings Inc. SC 0001328735 Kabaker Matthew C/O SANTANDER CONSUMER USA HOLDINGS INC. 8585 NORTH STEMMONS FREEWAY SUITE 1100-N DALLAS TX 75247 1 0 0 0 Common Stock, par value $0.01 per share 2014-02-28 5 G 0 E 24019 0.00 D 0 D Represents a charitable donation of shares of common stock, par value $0.01 per share ("Common Stock") of Santander Consumer USA Holdings, Inc. received by the Reporting Person in connection with a series of previously reported in-kind distributions on January 28, 2014. These shares of Common Stock were previously held by Centerbridge Associates II, L.P. as nominee for the Reporting Person pending such charitable donation. Mr. Kabaker is a member of the board of directors of the Issuer and an executive of Centerbridge Partners, L.P. ("Centerbridge"), certain of whose affiliates may be deemed to beneficially own securities of the Issuer. Mr. Kabaker disclaims beneficial ownership of any securities of the Issuer that may be deemed to be beneficially owned by affiliates of Centerbridge, except as reported herein. /s/ Matthew Kabaker 2015-02-12