The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,694 7,746 SH   SOLE   0 0 7,746
ABBVIE INC COM 00287Y109 1,011 11,108 SH   SOLE   0 0 11,108
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,465 17,719 SH   SOLE   0 0 17,719
ACTIVISION BLIZZARD INC COM 00507V109 1,540 25,046 SH   SOLE   0 0 25,046
AETNA INC NEW COM 00817Y108 1,453 9,594 SH   SOLE   0 0 9,594
AFLAC INC COM 001055102 2,277 27,054 SH   SOLE   0 0 27,054
ALLEGHANY CORP DEL COM 017175100 977 1,772 SH   SOLE   0 0 1,772
ALLSTATE CORP COM 020002101 2,537 27,439 SH   SOLE   0 0 27,439
ALTRIA GROUP INC COM 02209S103 593 9,066 SH   SOLE   0 0 9,066
ANDEAVOR COM 03349M105 1,014 9,764 SH   SOLE   0 0 9,764
APPLE INC COM 037833100 1,058 6,616 SH   SOLE   0 0 6,616
APPLIED MATLS INC COM 038222105 252 4,575 SH   SOLE   0 0 4,575
ASSURED GUARANTY LTD COM G0585R106 1,563 42,168 SH   SOLE   0 0 42,168
ASTRAZENECA PLC SPONSORED ADR 046353108 614 17,715 SH   SOLE   0 0 17,715
AUTOZONE INC COM 053332102 1,530 2,557 SH   SOLE   0 0 2,557
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,027 10,782 SH   SOLE   0 0 10,782
BOEING CO COM 097023105 310 1,194 SH   SOLE   0 0 1,194
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 524 9,529 SH   SOLE   0 0 9,529
CARDTRONICS INC NOTE 1.000%12/0 14161HAG3 694 29,442 PRN   SOLE   0 0 29,442
CARNIVAL CORP UNIT 99/99/9999 143658300 797 11,684 SH   SOLE   0 0 11,684
CHURCH & DWIGHT INC COM 171340102 404 8,445 SH   SOLE   0 0 8,445
CITIZENS FINL GROUP INC COM 174610105 474 12,791 SH   SOLE   0 0 12,791
CITRIX SYS INC COM 177376100 2,205 27,022 SH   SOLE   0 0 27,022
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 590 7,961 SH   SOLE   0 0 7,961
COMCAST CORP NEW CL A 20030N101 2,122 57,967 SH   SOLE   0 0 57,967
COSTCO WHSL CORP NEW COM 22160K105 586 3,689 SH   SOLE   0 0 3,689
CROWN HOLDINGS INC COM 228368106 1,288 21,444 SH   SOLE   0 0 21,444
CVS HEALTH CORP COM 126650100 1,105 15,259 SH   SOLE   0 0 15,259
DBX ETF TR XTRAK MSCI JAPN 233051507 5,498 131,332 SH   SOLE   0 0 131,332
DEERE & CO COM 244199105 2,942 23,038 SH   SOLE   0 0 23,038
DISCOVER FINL SVCS COM 254709108 234 3,585 SH   SOLE   0 0 3,585
DISNEY WALT CO COM DISNEY 254687106 2,120 21,602 SH   SOLE   0 0 21,602
EMERSON ELEC CO COM 291011104 2,776 43,083 SH   SOLE   0 0 43,083
EXXON MOBIL CORP COM 30231G102 2,433 29,381 SH   SOLE   0 0 29,381
F5 NETWORKS INC COM 315616102 1,293 11,171 SH   SOLE   0 0 11,171
FACTSET RESH SYS INC COM 303075105 649 3,652 SH   SOLE   0 0 3,652
FEDEX CORP COM 31428X106 249 1,126 SH   SOLE   0 0 1,126
FIFTH THIRD BANCORP COM 316773100 2,040 71,904 SH   SOLE   0 0 71,904
FIRSTENERGY CORP COM 337932107 2,090 65,193 SH   SOLE   0 0 65,193
FOOT LOCKER INC COM 344849104 500 16,139 SH   SOLE   0 0 16,139
FORD MTR CO DEL COM PAR $0.01 345370860 1,103 90,998 SH   SOLE   0 0 90,998
GILEAD SCIENCES INC COM 375558103 6,661 83,320 SH   SOLE   0 0 83,320
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 1,116 27,305 SH   SOLE   0 0 27,305
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 617 12,168 SH   SOLE   0 0 12,168
GROUPE CGI INC CL A SUB VTG 39945C109 910 17,223 SH   SOLE   0 0 17,223
HARTFORD FINL SVCS GROUP INC COM 416515104 994 17,730 SH   SOLE   0 0 17,730
INVESTORS BANCORP INC NEW COM 46146L101 1,330 96,795 SH   SOLE   0 0 96,795
ISHARES INC MSCI AUST ETF 464286103 1,485 64,580 SH   SOLE   0 0 64,580
ISHARES INC MSCI CDA ETF 464286509 1,688 57,872 SH   SOLE   0 0 57,872
ISHARES INC MSCI FRANCE ETF 464286707 3,012 97,045 SH   SOLE   0 0 97,045
ISHARES INC MSCI GERMANY ETF 464286806 3,039 92,748 SH   SOLE   0 0 92,748
ISHARES INC MSCI NETHERL ETF 464286814 1,671 52,477 SH   SOLE   0 0 52,477
ISHARES INC MSCI SPAN CP ETF 464286764 1,412 42,897 SH   SOLE   0 0 42,897
ISHARES INC MSCI STH KOR ETF 464286772 1,513 20,903 SH   SOLE   0 0 20,903
ISHARES INC MSCI SZ CAP ETF 464286749 2,310 65,527 SH   SOLE   0 0 65,527
ISHARES TR CORE S&P MCP ETF 464287507 288 1,587 SH   SOLE   0 0 1,587
ISHARES TR IBONDS DEC17 ETF 46434VAR1 234 9,440 PRN   SOLE   0 0 9,440
ISHARES TR IBONDS DEC18 ETF 46434VAA8 438 17,396 PRN   SOLE   0 0 17,396
ISHARES TR IBONDS DEC20 ETF 46434VAQ3 272 10,654 PRN   SOLE   0 0 10,654
ISHARES TR IBONDS DEC21 ETF 46434VBK5 273 10,898 PRN   SOLE   0 0 10,898
ISHARES TR IBONDS DEC22 ETF 46434VBA7 274 10,856 PRN   SOLE   0 0 10,856
ISHARES TR IBONDS DEC23 ETF 46434VAX8 275 10,860 PRN   SOLE   0 0 10,860
ISHARES TR IBONDS DEC24 ETF 46434VBG4 276 10,946 PRN   SOLE   0 0 10,946
ISHARES TR IBONDS DEC25 ETF 46434VBD1 291 11,544 PRN   SOLE   0 0 11,544
ISHARES TR JPMORGAN USD EMG 464288281 487 4,189 SH   SOLE   0 0 4,189
ISHARES TR MSCI EAFE ETF 464287465 557 8,018 SH   SOLE   0 0 8,018
ISHARES TR MSCI UK ETF NEW 46435G334 2,386 67,729 SH   SOLE   0 0 67,729
ISHARES TR S&P SML 600 GWT 464287887 291 3,900 SH   SOLE   0 0 3,900
ISHARES TR SP SMCP600VL ETF 464287879 1,578 10,601 SH   SOLE   0 0 10,601
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308 6,138 105,316 SH   SOLE   0 0 105,316
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407 309 4,537 SH   SOLE   0 0 4,537
JAZZ PHARMACEUTICALS PLC SHS USD G50871105 1,814 12,909 SH   SOLE   0 0 12,909
JOHNSON & JOHNSON COM 478160104 847 6,222 SH   SOLE   0 0 6,222
LEAR CORP COM NEW 521865204 1,022 5,869 SH   SOLE   0 0 5,869
LOWES COS INC COM 548661107 2,132 26,259 SH   SOLE   0 0 26,259
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 2,190 22,413 SH   SOLE   0 0 22,413
MAGNA INTL INC COM 559222401 1,877 35,349 SH   SOLE   0 0 35,349
MANPOWERGROUP INC COM 56418H100 792 6,447 SH   SOLE   0 0 6,447
MARATHON PETE CORP COM 56585A102 253 4,532 SH   SOLE   0 0 4,532
MASTERCARD INCORPORATED CL A 57636Q104 1,803 12,331 SH   SOLE   0 0 12,331
MCKESSON CORP COM 58155Q103 981 6,691 SH   SOLE   0 0 6,691
PHILIP MORRIS INTL INC COM 718172109 396 3,486 SH   SOLE   0 0 3,486
POWERSHARES ETF TRUST II INTL CORP BOND 73936Q835 227 8,375 SH   SOLE   0 0 8,375
PRINCIPAL FINL GROUP INC COM 74251V102 1,432 21,277 SH   SOLE   0 0 21,277
REINSURANCE GROUP AMER INC COM NEW 759351604 2,641 18,451 SH   SOLE   0 0 18,451
RELIANCE STEEL & ALUMINUM CO COM 759509102 1,061 14,123 SH   SOLE   0 0 14,123
RYDEX ETF TRUST GUGGENHM S&P 500 78355W205 2,720 15,036 SH   SOLE   0 0 15,036
SEABOARD CORP COM 811543107 611 136 SH   SOLE   0 0 136
SEAGATE TECHNOLOGY PLC SHS G7945M107 249 7,205 SH   SOLE   0 0 7,205
SOUTHWEST AIRLS CO COM 844741108 1,229 20,875 SH   SOLE   0 0 20,875
TARGET CORP COM 87612E106 1,146 19,045 SH   SOLE   0 0 19,045
TRAVELERS COMPANIES INC COM 89417E109 1,015 7,877 SH   SOLE   0 0 7,877
TYSON FOODS INC CL A 902494103 1,505 21,332 SH   SOLE   0 0 21,332
UNITED TECHNOLOGIES CORP COM 913017109 1,053 8,847 SH   SOLE   0 0 8,847
UNITED THERAPEUTICS CORP DEL COM 91307C102 1,472 12,291 SH   SOLE   0 0 12,291
VALERO ENERGY CORP NEW COM 91913Y100 2,824 36,475 SH   SOLE   0 0 36,475
VANGUARD INDEX FDS GROWTH ETF 922908736 488 3,609 SH   SOLE   0 0 3,609
VANGUARD INDEX FDS VALUE ETF 922908744 585 5,786 SH   SOLE   0 0 5,786
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 773 17,133 SH   SOLE   0 0 17,133
VERISK ANALYTICS INC COM 92345Y106 2,396 28,497 SH   SOLE   0 0 28,497
VERIZON COMMUNICATIONS INC COM 92343V104 2,296 47,737 SH   SOLE   0 0 47,737
VISA INC COM CL A 92826C839 2,810 25,942 SH   SOLE   0 0 25,942
WHIRLPOOL CORP COM 963320106 1,567 8,863 SH   SOLE   0 0 8,863