3M CO COM 88579Y101 2005 11379 SH SOLE 0 0 11379 ABBVIE INC COM 00287Y109 1228 19471 SH SOLE 0 0 19471 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3409 27902 SH SOLE 0 0 27902 ACTIVISION BLIZZARD INC COM 00507V109 2547 57502 SH SOLE 0 0 57502 AFLAC INC COM 001055102 2573 35795 SH SOLE 0 0 35795 AGRIUM INC COM 008916108 558 6150 SH SOLE 0 0 6150 ALLEGHANY CORP DEL COM 017175100 1260 2399 SH SOLE 0 0 2399 ALLSTATE CORP COM 020002101 3122 45124 SH SOLE 0 0 45124 ALTRIA GROUP INC COM 02209S103 906 14326 SH SOLE 0 0 14326 APPLE INC COM 037833100 881 7795 SH SOLE 0 0 7795 APPLIED MATLS INC COM 038222105 351 11640 SH SOLE 0 0 11640 ASBURY AUTOMOTIVE GROUP INC COM 043436104 295 5290 SH SOLE 0 0 5290 ASSURED GUARANTY LTD COM G0585R106 2023 72916 SH SOLE 0 0 72916 ASTRAZENECA PLC SPONSORED ADR 046353108 638 19390 SH SOLE 0 0 19390 AUTOZONE INC COM 053332102 3081 4010 SH SOLE 0 0 4010 BED BATH & BEYOND INC COM 075896100 617 14316 SH SOLE 0 0 14316 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1526 10559 SH SOLE 0 0 10559 BT GROUP PLC ADR 05577E101 1067 41970 SH SOLE 0 0 41970 BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 1902 26565 SH SOLE 0 0 26565 CARDTRONICS INC NOTE 1.000%12/0 14161HAG3 2043 45810 SH SOLE 0 0 45810 CHURCH & DWIGHT INC COM 171340102 513 10710 SH SOLE 0 0 10710 CIMPRESS N V SHS EURO N20146101 624 6165 SH SOLE 0 0 6165 CITIZENS FINL GROUP INC COM 174610105 522 21122 SH SOLE 0 0 21122 CITRIX SYS INC COM 177376100 3046 35739 SH SOLE 0 0 35739 COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 767 16080 SH SOLE 0 0 16080 COMCAST CORP NEW CL A 20030N101 2835 42727 SH SOLE 0 0 42727 COSTCO WHSL CORP NEW COM 22160K105 507 3325 SH SOLE 0 0 3325 CROWN HOLDINGS INC COM 228368106 946 16578 SH SOLE 0 0 16578 CVS HEALTH CORP COM 126650100 639 7184 SH SOLE 0 0 7184 DEERE & CO COM 244199105 3495 40952 SH SOLE 0 0 40952 DIAMOND HILL INVESTMENT GROU COM NEW 25264R207 604 3268 SH SOLE 0 0 3268 DISCOVER FINL SVCS COM 254709108 309 5463 SH SOLE 0 0 5463 DISNEY WALT CO COM DISNEY 254687106 2453 26414 SH SOLE 0 0 26414 EMCOR GROUP INC COM 29084Q100 286 4790 SH SOLE 0 0 4790 EMERSON ELEC CO COM 291011104 3386 62113 SH SOLE 0 0 62113 ENCORE CAP GROUP INC COM 292554102 281 12476 SH SOLE 0 0 12476 EXPRESS SCRIPTS HLDG CO COM 30219G108 2314 32811 SH SOLE 0 0 32811 EXXON MOBIL CORP COM 30231G102 3052 34971 SH SOLE 0 0 34971 F5 NETWORKS INC COM 315616102 2087 16742 SH SOLE 0 0 16742 FACTSET RESH SYS INC COM 303075105 343 2117 SH SOLE 0 0 2117 FEDEX CORP COM 31428X106 327 1870 SH SOLE 0 0 1870 FIFTH THIRD BANCORP COM 316773100 1963 95959 SH SOLE 0 0 95959 FIRST CASH FINL SVCS INC COM 31942D107 1189 25252 SH SOLE 0 0 25252 FIRSTENERGY CORP COM 337932107 2125 64240 SH SOLE 0 0 64240 FOOT LOCKER INC COM 344849104 1728 25514 SH SOLE 0 0 25514 FORD MTR CO DEL COM PAR $0.01 345370860 1270 105201 SH SOLE 0 0 105201 GENTEX CORP COM 371901109 317 18045 SH SOLE 0 0 18045 GILEAD SCIENCES INC COM 375558103 7789 98442 SH SOLE 0 0 98442 GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 2616 60658 SH SOLE 0 0 60658 GROUPE CGI INC CL A SUB VTG 39945C109 1314 27590 SH SOLE 0 0 27590 HARTFORD FINL SVCS GROUP INC COM 416515104 1642 38337 SH SOLE 0 0 38337 HOLLYFRONTIER CORP COM 436106108 205 8385 SH SOLE 0 0 8385 INVESTORS BANCORP INC NEW COM 46146L101 1282 106744 SH SOLE 0 0 106744 ISHARES TR CORE S&P MCP ETF 464287507 279 1801 SH SOLE 0 0 1801 ISHARES TR IBONDS DEC16 ETF 46434VAJ9 218 8690 SH SOLE 0 0 8690 ISHARES TR IBONDS DEC17 ETF 46434VAR1 233 9355 SH SOLE 0 0 9355 ISHARES TR IBONDS DEC18 ETF 46434VAA8 282 11161 SH SOLE 0 0 11161 ISHARES TR SP SMCP600VL ETF 464287879 731 5854 SH SOLE 0 0 5854 JAZZ PHARMACEUTICALS PLC SHS USD G50871105 2693 22170 SH SOLE 0 0 22170 JOHNSON & JOHNSON COM 478160104 230 1947 SH SOLE 0 0 1947 JOHNSON CTLS INTL PLC SHS G51502105 1651 35489 SH SOLE 0 0 35489 KROGER CO COM 501044101 1940 65375 SH SOLE 0 0 65375 LEAR CORP COM NEW 521865204 867 7149 SH SOLE 0 0 7149 LOWES COS INC COM 548661107 2570 35588 SH SOLE 0 0 35588 LYONDELLBASELL INDUSTRIES N SHS - 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