The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,017 11,515 SH   SOLE   0 0 11,515
ABBVIE INC COM 00287Y109 1,247 20,150 SH   SOLE   0 0 20,150
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3,309 29,210 SH   SOLE   0 0 29,210
ACTIVISION BLIZZARD INC COM 00507V109 2,807 70,820 SH   SOLE   0 0 70,820
AFLAC INC COM 001055102 2,569 35,600 SH   SOLE   0 0 35,600
AGRIUM INC COM 008916108 1,267 14,013 SH   SOLE   0 0 14,013
ALLEGHANY CORP DEL COM 017175100 1,333 2,426 SH   SOLE   0 0 2,426
ALLSTATE CORP COM 020002101 3,124 44,656 SH   SOLE   0 0 44,656
ALTRIA GROUP INC COM 02209S103 1,195 17,336 SH   SOLE   0 0 17,336
APPLE INC COM 037833100 547 5,722 SH   SOLE   0 0 5,722
APPLIED MATLS INC COM 038222105 287 11,960 SH   SOLE   0 0 11,960
ASSURED GUARANTY LTD COM G0585R106 429 16,911 SH   SOLE   0 0 16,911
ASTRAZENECA PLC SPONSORED ADR 046353108 532 17,635 SH   SOLE   0 0 17,635
AUTOZONE INC COM 053332102 3,151 3,969 SH   SOLE   0 0 3,969
BED BATH & BEYOND INC COM 075896100 1,622 37,537 SH   SOLE   0 0 37,537
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 924 6,380 SH   SOLE   0 0 6,380
BT GROUP PLC ADR 05577E101 1,945 69,832 SH   SOLE   0 0 69,832
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 267 3,803 SH   SOLE   0 0 3,803
BUNGE LIMITED COM G16962105 231 3,910 SH   SOLE   0 0 3,910
CARDTRONICS INC COM 14161H108 1,710 42,945 SH   SOLE   0 0 42,945
CASH AMER INTL INC COM 14754D100 1,681 39,445 SH   SOLE   0 0 39,445
CENOVUS ENERGY INC COM 15135U109 217 15,707 SH   SOLE   0 0 15,707
CHURCH & DWIGHT INC COM 171340102 595 5,780 SH   SOLE   0 0 5,780
CIMPRESS N V SHS EURO N20146101 650 7,030 SH   SOLE   0 0 7,030
CITIZENS FINL GROUP INC COM 174610105 310 15,502 SH   SOLE   0 0 15,502
CITRIX SYS INC COM 177376100 2,893 36,116 SH   SOLE   0 0 36,116
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,028 17,951 SH   SOLE   0 0 17,951
COMCAST CORP NEW CL A 20030N101 2,663 40,854 SH   SOLE   0 0 40,854
COSTCO WHSL CORP NEW COM 22160K105 552 3,516 SH   SOLE   0 0 3,516
DEERE & CO COM 244199105 3,267 40,314 SH   SOLE   0 0 40,314
DIAMOND HILL INVESTMENT GROU COM NEW 25264R207 1,613 8,560 SH   SOLE   0 0 8,560
DISCOVER FINL SVCS COM 254709108 293 5,463 SH   SOLE   0 0 5,463
DISNEY WALT CO COM DISNEY 254687106 2,526 25,822 SH   SOLE   0 0 25,822
E M C CORP MASS COM 268648102 1,251 46,056 SH   SOLE   0 0 46,056
EMCOR GROUP INC COM 29084Q100 283 5,740 SH   SOLE   0 0 5,740
EMERSON ELEC CO COM 291011104 3,129 59,982 SH   SOLE   0 0 59,982
ENCORE CAP GROUP INC COM 292554102 1,097 46,637 SH   SOLE   0 0 46,637
EXPRESS SCRIPTS HLDG CO COM 30219G108 3,004 39,627 SH   SOLE   0 0 39,627
EXXON MOBIL CORP COM 30231G102 2,982 31,814 SH   SOLE   0 0 31,814
F5 NETWORKS INC COM 315616102 2,063 18,126 SH   SOLE   0 0 18,126
FACTSET RESH SYS INC COM 303075105 328 2,031 SH   SOLE   0 0 2,031
FEDEX CORP COM 31428X106 318 2,094 SH   SOLE   0 0 2,094
FIFTH THIRD BANCORP COM 316773100 480 27,294 SH   SOLE   0 0 27,294
FIRSTENERGY CORP COM 337932107 480 13,763 SH   SOLE   0 0 13,763
FOOT LOCKER INC COM 344849104 1,964 35,796 SH   SOLE   0 0 35,796
FORD MTR CO DEL COM PAR $0.01 345370860 1,366 108,674 SH   SOLE   0 0 108,674
GENTEX CORP COM 371901109 399 25,805 SH   SOLE   0 0 25,805
GILEAD SCIENCES INC COM 375558103 3,090 37,047 SH   SOLE   0 0 37,047
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 3,144 72,541 SH   SOLE   0 0 72,541
GROUPE CGI INC CL A SUB VTG 39945C109 1,321 30,930 SH   SOLE   0 0 30,930
HARTFORD FINL SVCS GROUP INC COM 416515104 1,697 38,244 SH   SOLE   0 0 38,244
HOLLYFRONTIER CORP COM 436106108 206 8,680 SH   SOLE   0 0 8,680
INVESTORS BANCORP INC NEW COM 46146L101 361 32,564 SH   SOLE   0 0 32,564
ISHARES TR CORE S&P MCP ETF 464287507 279 1,866 SH   SOLE   0 0 1,866
ISHARES TR CORE S&P500 ETF 464287200 247 1,174 SH   SOLE   0 0 1,174
ISHARES TR IBONDS DEC18 ETF 46434VAA8 272 10,736 SH   SOLE   0 0 10,736
ISHARES TR SP SMCP600VL ETF 464287879 1,011 8,653 SH   SOLE   0 0 8,653
JAZZ PHARMACEUTICALS PLC SHS USD G50871105 3,279 23,205 SH   SOLE   0 0 23,205
JOHNSON & JOHNSON COM 478160104 236 1,947 SH   SOLE   0 0 1,947
JOHNSON CTLS INC COM 478366107 2,055 46,419 SH   SOLE   0 0 46,419
KROGER CO COM 501044101 2,378 64,635 SH   SOLE   0 0 64,635
LEAR CORP COM NEW 521865204 736 7,229 SH   SOLE   0 0 7,229
LOWES COS INC COM 548661107 2,697 34,063 SH   SOLE   0 0 34,063
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 1,924 25,858 SH   SOLE   0 0 25,858
MAGNA INTL INC COM 559222401 1,177 33,571 SH   SOLE   0 0 33,571
MANPOWERGROUP INC COM 56418H100 867 13,480 SH   SOLE   0 0 13,480
MARATHON PETE CORP COM 56585A102 263 6,918 SH   SOLE   0 0 6,918
MASTERCARD INC CL A 57636Q104 1,271 14,428 SH   SOLE   0 0 14,428
MCKESSON CORP COM 58155Q103 3,025 16,208 SH   SOLE   0 0 16,208
METLIFE INC COM 59156R108 1,399 35,125 SH   SOLE   0 0 35,125
MOLINA HEALTHCARE INC COM 60855R100 232 4,647 SH   SOLE   0 0 4,647
MYLAN N V SHS EURO N59465109 629 14,549 SH   SOLE   0 0 14,549
NET 1 UEPS TECHNOLOGIES INC COM NEW 64107N206 1,105 110,579 SH   SOLE   0 0 110,579
NEW ORIENTAL ED & TECH GRP I SPON ADR 647581107 406 9,690 SH   SOLE   0 0 9,690
NOBLE CORP PLC SHS USD G65431101 87 10,500 SH   SOLE   0 0 10,500
PHILIP MORRIS INTL INC COM 718172109 296 2,913 SH   SOLE   0 0 2,913
POWERSHARES ETF TRUST II INTL CORP BOND 73936Q835 217 8,375 SH   SOLE   0 0 8,375
PRINCIPAL FINL GROUP INC COM 74251V102 312 7,582 SH   SOLE   0 0 7,582
REINSURANCE GROUP AMER INC COM NEW 759351604 3,099 31,956 SH   SOLE   0 0 31,956
RELIANCE STEEL & ALUMINUM CO COM 759509102 1,341 17,443 SH   SOLE   0 0 17,443
RYDEX ETF TRUST GUGGENHM S&P 500 78355W205 2,552 17,282 SH   SOLE   0 0 17,282
SASOL LTD SPONSORED ADR 803866300 272 10,030 SH   SOLE   0 0 10,030
SCHWEITZER-MAUDUIT INTL INC COM 808541106 423 11,990 SH   SOLE   0 0 11,990
SEABOARD CORP COM 811543107 1,051 366 SH   SOLE   0 0 366
SEAGATE TECHNOLOGY PLC SHS G7945M107 536 21,995 SH   SOLE   0 0 21,995
SOUTHWEST AIRLS CO COM 844741108 1,262 32,174 SH   SOLE   0 0 32,174
STRYKER CORP COM 863667101 274 2,289 SH   SOLE   0 0 2,289
TARGET CORP COM 87612E106 315 4,509 SH   SOLE   0 0 4,509
TRAVELERS COMPANIES INC COM 89417E109 922 7,749 SH   SOLE   0 0 7,749
TYSON FOODS INC CL A 902494103 2,317 34,696 SH   SOLE   0 0 34,696
UNITED TECHNOLOGIES CORP COM 913017109 214 2,086 SH   SOLE   0 0 2,086
UNITED THERAPEUTICS CORP DEL COM 91307C102 576 5,440 SH   SOLE   0 0 5,440
VALERO ENERGY CORP NEW COM 91913Y100 2,144 42,049 SH   SOLE   0 0 42,049
VANGUARD INDEX FDS GROWTH ETF 922908736 639 5,957 SH   SOLE   0 0 5,957
VANGUARD INDEX FDS VALUE ETF 922908744 230 2,706 SH   SOLE   0 0 2,706
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 208 4,855 SH   SOLE   0 0 4,855
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,538 43,653 SH   SOLE   0 0 43,653
VERISK ANALYTICS INC COM 92345Y106 3,170 39,093 SH   SOLE   0 0 39,093
VERIZON COMMUNICATIONS INC COM 92343V104 2,261 40,484 SH   SOLE   0 0 40,484
VISA INC COM CL A 92826C839 2,663 35,908 SH   SOLE   0 0 35,908
VWR CORP COM 91843L103 1,095 37,893 SH   SOLE   0 0 37,893
WHIRLPOOL CORP COM 963320106 443 2,656 SH   SOLE   0 0 2,656
WORKDAY INC CL A 98138H101 1,763 23,617 SH   SOLE   0 0 23,617