The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   3,275,660 32,349 SH   DFND 1 32,349 0 0
ABBOTT LABS COM 002824100   3,722,824 36,765 SH   DFND 2 36,765 0 0
ABBVIE INC COM 00287Y109   79,207 497 SH   DFND 1 497 0 0
ABBVIE INC COM 00287Y109   829,520 5,205 SH   DFND 2 5,205 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   3,712,100 12,988 SH   DFND 1 12,988 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   9,545,482 33,398 SH   DFND 2 33,398 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   32,756 85 SH   DFND 1 85 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,734,165 4,500 SH   DFND 2 4,500 0 0
AGNICO EAGLE MINES LTD COM 008474108   666,930 13,100 SH   DFND   13,100 0 0
AIRBNB INC COM CL A 009066101   4,976 40 SH   DFND 1 40 0 0
AIRBNB INC COM CL A 009066101   870,800 7,000 SH   DFND 2 7,000 0 0
ALAMOS GOLD INC NEW COM CL A 011532108   156,301 12,820 SH   DFND 2 12,820 0 0
ALAMOS GOLD INC NEW COM CL A 011532108   4,565,892 374,500 SH   DFND   374,500 0 0
ALLISON TRANSMISSION HLDGS I COM 01973R101   904,800 20,000 SH   DFND 2 20,000 0 0
ALPHABET INC CAP STK CL C 02079K107   18,356,520 176,505 SH   DFND 1 176,505 0 0
ALPHABET INC CAP STK CL A 02079K305   2,970,205 28,634 SH   DFND 1 28,634 0 0
ALPHABET INC CAP STK CL C 02079K107   3,604,120 34,655 SH   DFND 2 34,655 0 0
ALPHABET INC CAP STK CL A 02079K305   4,245,150 40,925 SH   DFND 2 40,925 0 0
AMERICAN EXPRESS CO COM 025816109   329,900 2,000 SH   DFND 2 2,000 0 0
AMERICAN TOWER CORP NEW COM 03027X100   6,335 31 SH   DFND 1 31 0 0
AMERICAN TOWER CORP NEW COM 03027X100   1,256,692 6,150 SH   DFND 2 6,150 0 0
AMPHENOL CORP NEW CL A 032095101   321,160 3,930 SH   DFND 1 3,930 0 0
AMPHENOL CORP NEW CL A 032095101   16,344 200 SH   DFND 2 200 0 0
ANALOG DEVICES INC COM 032654105   22,105,995 112,088 SH   DFND 1 112,088 0 0
ANALOG DEVICES INC COM 032654105   4,635,656 23,505 SH   DFND 2 23,505 0 0
AON PLC SHS CL A G0403H108   520,544 1,651 SH   DFND 1 1,651 0 0
AON PLC SHS CL A G0403H108   11,714,600 37,155 SH   DFND 2 37,155 0 0
APOLLO GLOBAL MGMT INC COM 03769M106   710,550 11,250 SH   DFND 2 11,250 0 0
APPLE INC COM 037833100   20,758,272 125,884 SH   DFND 1 125,884 0 0
APPLE INC COM 037833100   328,151 1,990 SH   DFND 2 1,990 0 0
ARCBEST CORP COM 03937C105   748,602 8,100 SH   DFND   8,100 0 0
ARCH CAP GROUP LTD ORD G0450A105   271,480 4,000 SH   DFND 2 4,000 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   2,702,419 3,970 SH   DFND 1 3,970 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   1,293,349 1,900 SH   DFND 2 1,900 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   357,114 5,145 SH   DFND 1 5,145 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   20,823 300 SH   DFND 2 300 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   1,685,310 7,570 SH   DFND 2 7,570 0 0
AUTOZONE INC COM 053332102   798,899 325 SH   DFND 2 325 0 0
AVERY DENNISON CORP COM 053611109   12,154,715 67,930 SH   DFND 1 67,930 0 0
AVERY DENNISON CORP COM 053611109   3,420,247 19,115 SH   DFND 2 19,115 0 0
BANK AMERICA CORP COM 060505104   2,758,041 96,435 SH   DFND 1 96,435 0 0
BANK AMERICA CORP COM 060505104   69,498 2,430 SH   DFND 2 2,430 0 0
BANK MONTREAL QUE COM 063671101   14,644,553 164,573 SH   DFND 1 164,573 0 0
BANK MONTREAL QUE COM 063671101   3,238,838 36,400 SH   DFND 2 36,400 0 0
BANK NOVA SCOTIA HALIFAX COM 064149107   4,575,369 90,930 SH   DFND 1 90,930 0 0
BCE INC COM NEW 05534B760   15,809,380 353,272 SH   DFND 1 353,272 0 0
BCE INC COM NEW 05534B760   2,531,913 56,600 SH   DFND   56,600 0 0
BCE INC COM NEW 05534B760   551,833 12,325 SH   DFND 2 12,325 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,439,592 7,901 SH   DFND 1 7,901 0 0
BLACKROCK INC COM 09247X101   2,521,244 3,768 SH   DFND 1 3,768 0 0
BLACKROCK INC COM 09247X101   7,604,549 11,365 SH   DFND 2 11,365 0 0
BLACKROCK INCOME TR INC COM NEW 09247F209   109,948 8,733 SH   DFND 1 8,733 0 0
BLACKROCK INCOME TR INC COM NEW 09247F209   25,948 2,061 SH   DFND 2 2,061 0 0
BOOKING HOLDINGS INC COM 09857L108   1,060,964 400 SH   DFND 2 400 0 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   3,686,281 39,770 SH   DFND 2 39,770 0 0
BROADCOM INC COM 11135F101   51,323 80 SH   DFND 1 80 0 0
BROADCOM INC COM 11135F101   898,156 1,400 SH   DFND   1,400 0 0
BROADCOM INC COM 11135F101   8,882,121 13,845 SH   DFND 2 13,845 0 0
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   572,450 17,500 SH   DFND 2 17,500 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   489,638 15,050 SH   DFND 2 15,050 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   483,772 14,330 SH   DFND 1 14,330 0 0
BRP INC COM SUN VTG 05577W200   3,250,908 41,600 SH   DFND   41,600 0 0
CAE INC COM 124765108   3,120,585 138,140 SH   DFND 1 138,140 0 0
CAE INC COM 124765108   10,391 460 SH   DFND 2 460 0 0
CAE INC COM 124765108   1,806,480 80,000 SH   DFND   80,000 0 0
CAMECO CORP COM 13321L108   2,373,347 90,723 SH   DFND 1 90,723 0 0
CAMECO CORP COM 13321L108   3,739,527 143,000 SH   DFND 2 143,000 0 0
CANADIAN IMPERIAL BK COMM TO COM 136069101   385,425 9,098 SH   DFND 1 9,098 0 0
CANADIAN NAT RES LTD COM 136385101   1,588,557 28,734 SH   DFND 1 28,734 0 0
CANADIAN NAT RES LTD COM 136385101   1,000,258 18,100 SH   DFND   18,100 0 0
CANADIAN NAT RES LTD COM 136385101   3,872,634 70,075 SH   DFND 2 70,075 0 0
CANADIAN NATL RY CO COM 136375102   26,077,655 221,221 SH   DFND 1 221,221 0 0
CANADIAN NATL RY CO COM 136375102   765,918 6,500 SH   DFND   6,500 0 0
CANADIAN NATL RY CO COM 136375102   3,716,252 31,535 SH   DFND 2 31,535 0 0
CANADIAN PAC RY LTD COM 13645T100   31,595,720 410,714 SH   DFND 1 410,714 0 0
CANADIAN PAC RY LTD COM 13645T100   2,406,910 31,300 SH   DFND   31,300 0 0
CANADIAN PAC RY LTD COM 13645T100   9,314,711 121,115 SH   DFND 2 121,115 0 0
CGI INC CL A SUB VTG 12532H104   8,662 90 SH   DFND 2 90 0 0
CGI INC CL A SUB VTG 12532H104   885,432 9,200 SH   DFND   9,200 0 0
CHARLES RIV LABS INTL INC COM 159864107   248,239 1,230 SH   DFND 1 1,230 0 0
CHARLES RIV LABS INTL INC COM 159864107   15,137 75 SH   DFND 2 75 0 0
COMCAST CORP NEW CL A 20030N101   58,268 1,537 SH   DFND 1 1,537 0 0
COMCAST CORP NEW CL A 20030N101   473,875 12,500 SH   DFND 2 12,500 0 0
COPART INC COM 217204106   676,890 9,000 SH   DFND 2 9,000 0 0
COSTCO WHSL CORP NEW COM 22160K105   19,483,266 39,212 SH   DFND 1 39,212 0 0
COSTCO WHSL CORP NEW COM 22160K105   6,924,380 13,936 SH   DFND 2 13,936 0 0
CVS HEALTH CORP COM 126650100   2,674,788 35,995 SH   DFND 1 35,995 0 0
CVS HEALTH CORP COM 126650100   12,261 165 SH   DFND 2 165 0 0
DANAHER CORPORATION COM 235851102   3,399,263 13,487 SH   DFND 1 13,487 0 0
DEERE & CO COM 244199105   2,819,970 6,830 SH   DFND 1 6,830 0 0
DESCARTES SYS GROUP INC COM 249906108   5,859,619 72,700 SH   DFND   72,700 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   4,609,763 25,443 SH   DFND 1 25,443 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   1,050,844 5,800 SH   DFND 2 5,800 0 0
DISCOVER FINL SVCS COM 254709108   2,547,206 25,771 SH   DFND 1 25,771 0 0
DISCOVER FINL SVCS COM 254709108   11,861 120 SH   DFND 2 120 0 0
EAGLE MATLS INC COM 26969P108   1,408,800 9,600 SH   DFND   9,600 0 0
EATON CORP PLC SHS G29183103   23,829,282 139,076 SH   DFND 1 139,076 0 0
EATON CORP PLC SHS G29183103   11,878,145 69,325 SH   DFND 2 69,325 0 0
ELEVANCE HEALTH INC COM 036752103   9,335,522 20,303 SH   DFND 1 20,303 0 0
ELEVANCE HEALTH INC COM 036752103   4,590,283 9,983 SH   DFND 2 9,983 0 0
EMCOR GROUP INC COM 29084Q100   894,245 5,500 SH   DFND 2 5,500 0 0
EMERSON ELEC CO COM 291011104   277,105 3,180 SH   DFND 1 3,180 0 0
EMERSON ELEC CO COM 291011104   16,992 195 SH   DFND 2 195 0 0
ENBRIDGE INC COM 29250N105   1,107,270 29,069 SH   DFND 1 29,069 0 0
ENBRIDGE INC COM 29250N105   1,557,304 40,900 SH   DFND   40,900 0 0
ENBRIDGE INC COM 29250N105   3,262,830 85,690 SH   DFND 2 85,690 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   4,572,811 366,705 SH   DFND 1 366,705 0 0
ENERPLUS CORP COM 292766102   41,598 2,890 SH   DFND 2 2,890 0 0
ENERPLUS CORP COM 292766102   544,090 37,800 SH   DFND   37,800 0 0
EXCHANGE TRADED CONCEPTS TR EMQQ EM INTERN 301505889   2,110,880 65,780 SH   DFND 1 65,780 0 0
FAIR ISAAC CORP COM 303250104   1,826,994 2,600 SH   DFND 2 2,600 0 0
FERGUSON PLC NEW SHS G3421J106   2,877,223 21,925 SH   DFND 2 21,925 0 0
FERGUSON PLC NEW SHS G3421J106   280,240 2,135 SH   DFND 1 2,135 0 0
FIRSTSERVICE CORP NEW COM 33767E202   30,112 214 SH   DFND 2 214 0 0
FIRSTSERVICE CORP NEW COM 33767E202   5,135,918 36,500 SH   DFND   36,500 0 0
FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106   1,808,610 19,000 SH   DFND 2 19,000 0 0
FORTINET INC COM 34959E109   797,520 12,000 SH   DFND 2 12,000 0 0
FORTINET INC COM 34959E109   664,600 10,000 SH   DFND   10,000 0 0
FORTIS INC COM 349553107   1,107,951 26,100 SH   DFND   26,100 0 0
FREEPORT-MCMORAN INC CL B 35671D857   1,080,024 26,400 SH   DFND   26,400 0 0
FREEPORT-MCMORAN INC CL B 35671D857   4,685,218 114,525 SH   DFND 2 114,525 0 0
GALLAGHER ARTHUR J & CO COM 363576109   13,597,741 71,077 SH   DFND 1 71,077 0 0
GALLAGHER ARTHUR J & CO COM 363576109   1,186,122 6,200 SH   DFND   6,200 0 0
GALLAGHER ARTHUR J & CO COM 363576109   6,248,185 32,660 SH   DFND 2 32,660 0 0
GENERAL MTRS CO COM 37045V100   12,104,950 330,015 SH   DFND 1 330,015 0 0
GENERAL MTRS CO COM 37045V100   2,667,186 72,715 SH   DFND 2 72,715 0 0
GILDAN ACTIVEWEAR INC COM 375916103   68,510 2,065 SH   DFND 2 2,065 0 0
GILDAN ACTIVEWEAR INC COM 375916103   2,408,645 72,600 SH   DFND   72,600 0 0
GRANITE REAL ESTATE INVT TR UNIT 99/99/9999 387437114   65,364 1,057 SH   DFND 2 1,057 0 0
GRANITE REAL ESTATE INVT TR UNIT 99/99/9999 387437114   3,122,877 50,500 SH   DFND   50,500 0 0
HCA HEALTHCARE INC COM 40412C101   58,010 220 SH   DFND 1 220 0 0
HCA HEALTHCARE INC COM 40412C101   1,450,240 5,500 SH   DFND 2 5,500 0 0
HDFC BANK LTD SPONSORED ADS 40415F101   733,370 11,000 SH   DFND 2 11,000 0 0
HILTON WORLDWIDE HLDGS INC COM 43300A203   1,197,395 8,500 SH   DFND 2 8,500 0 0
HOME DEPOT INC COM 437076102   14,733,571 49,924 SH   DFND 1 49,924 0 0
HOME DEPOT INC COM 437076102   6,712,209 22,744 SH   DFND 2 22,744 0 0
HUDBAY MINERALS INC COM 443628102   2,894,466 552,500 SH   DFND   552,500 0 0
HYATT HOTELS CORP COM CL A 448579102   558,950 5,000 SH   DFND 2 5,000 0 0
ICON PLC SHS G4705A100   907,758 4,250 SH   DFND 2 4,250 0 0
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107   1,320,960 16,000 SH   DFND 2 16,000 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   416,000 20,000 SH   DFND   20,000 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL FIN 46137V340   1,666 33 SH   DFND 1 33 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL FIN 46137V340   331,790 6,574 SH   DFND 2 6,574 0 0
INVESCO EXCHANGE TRADED FD T DYNMC LEISURE 46137V720   413,207 10,155 SH   DFND 2 10,155 0 0
IQVIA HLDGS INC COM 46266C105   336,124 1,690 SH   DFND 1 1,690 0 0
IQVIA HLDGS INC COM 46266C105   1,064,061 5,350 SH   DFND 2 5,350 0 0
ISHARES TR GL CLEAN ENE ETF 464288224   405,589 20,505 SH   DFND 2 20,505 0 0
JOHNSON & JOHNSON COM 478160104   87,885 567 SH   DFND 1 567 0 0
JOHNSON & JOHNSON COM 478160104   1,263,250 8,150 SH   DFND   8,150 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103   2,037,878 12,620 SH   DFND 1 12,620 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103   2,463,377 15,255 SH   DFND 2 15,255 0 0
KRANESHARES TR QUADRTC INT RT 500767736   2,113 93 SH   DFND 1 93 0 0
KRANESHARES TR KFA MOUNT LUCAS 500767652   529,549 17,963 SH   DFND 2 17,963 0 0
KRANESHARES TR KFA MOUNT LUCAS 500767652   2,624 89 SH   DFND 1 89 0 0
KRANESHARES TR QUADRTC INT RT 500767736   310,719 13,676 SH   DFND 2 13,676 0 0
LEAR CORP COM NEW 521865204   20,924 150 SH   DFND 2 150 0 0
LEAR CORP COM NEW 521865204   331,986 2,380 SH   DFND 1 2,380 0 0
LIBERTY BROADBAND CORP COM SER C 530307305   285,950 3,500 SH   DFND 2 3,500 0 0
LILLY ELI & CO COM 532457108   62,846 183 SH   DFND 1 183 0 0
LILLY ELI & CO COM 532457108   1,809,824 5,270 SH   DFND 2 5,270 0 0
LINDE PLC SHS G54950103   18,637,141 52,434 SH   DFND 1 52,434 0 0
LINDE PLC SHS G54950103   7,979,628 22,450 SH   DFND 2 22,450 0 0
LOWES COS INC COM 548661107   2,505,824 12,531 SH   DFND 1 12,531 0 0
LPL FINL HLDGS INC COM 50212V100   910,800 4,500 SH   DFND 2 4,500 0 0
MANULIFE FINL CORP COM 56501R106   112,468 6,135 SH   DFND 1 6,135 0 0
MANULIFE FINL CORP COM 56501R106   406,813 22,200 SH   DFND   22,200 0 0
MARRIOTT INTL INC NEW CL A 571903202   1,328,320 8,000 SH   DFND 2 8,000 0 0
MARSH & MCLENNAN COS INC COM 571748102   19,676,217 118,140 SH   DFND 1 118,140 0 0
MARSH & MCLENNAN COS INC COM 571748102   4,402,583 26,434 SH   DFND 2 26,434 0 0
MASTERCARD INCORPORATED CL A 57636Q104   267,106 735 SH   DFND 1 735 0 0
MASTERCARD INCORPORATED CL A 57636Q104   6,766,695 18,620 SH   DFND 2 18,620 0 0
MERCADOLIBRE INC COM 58733R102   856,739 650 SH   DFND 2 650 0 0
META PLATFORMS INC CL A 30303M102   21,664,083 102,218 SH   DFND 1 102,218 0 0
META PLATFORMS INC CL A 30303M102   4,716,725 22,255 SH   DFND 2 22,255 0 0
MICROSOFT CORP COM 594918104   37,527,723 130,169 SH   DFND 1 130,169 0 0
MICROSOFT CORP COM 594918104   691,920 2,400 SH   DFND   2,400 0 0
MICROSOFT CORP COM 594918104   15,068,576 52,267 SH   DFND 2 52,267 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109   15,231 282 SH   DFND 1 282 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109   378,070 7,000 SH   DFND 2 7,000 0 0
MORGAN STANLEY COM NEW 617446448   1,247,375 14,207 SH   DFND 1 14,207 0 0
MORGAN STANLEY COM NEW 617446448   711,180 8,100 SH   DFND   8,100 0 0
MORGAN STANLEY COM NEW 617446448   6,712,310 76,450 SH   DFND 2 76,450 0 0
MSCI INC COM 55354G100   2,429,614 4,341 SH   DFND 1 4,341 0 0
NORTH AMERN CONSTR GROUP LTD COM 656811106   4,403,573 264,400 SH   DFND   264,400 0 0
NUTRIEN LTD COM 67077M108   3,486,915 47,280 SH   DFND 2 47,280 0 0
NVR INC COM 62944T105   1,810,962 325 SH   DFND 2 325 0 0
OPEN TEXT CORP COM 683715106   3,853 100 SH   DFND 1 100 0 0
OPEN TEXT CORP COM 683715106   419,860 10,900 SH   DFND   10,900 0 0
ORACLE CORP COM 68389X105   76,194 820 SH   DFND 1 820 0 0
ORACLE CORP COM 68389X105   2,689,105 28,940 SH   DFND 2 28,940 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   466,939 550 SH   DFND 2 550 0 0
OSISKO GOLD ROYALTIES LTD COM 68827L101   471,913 29,900 SH   DFND   29,900 0 0
PARKER-HANNIFIN CORP COM 701094104   1,804,911 5,370 SH   DFND 1 5,370 0 0
PARKER-HANNIFIN CORP COM 701094104   1,025,136 3,050 SH   DFND   3,050 0 0
PARKER-HANNIFIN CORP COM 701094104   2,171,271 6,460 SH   DFND 2 6,460 0 0
PEMBINA PIPELINE CORP COM 706327103   5,878,606 181,650 SH   DFND 1 181,650 0 0
PEMBINA PIPELINE CORP COM 706327103   67,961 2,100 SH   DFND 2 2,100 0 0
PEPSICO INC COM 713448108   366,423 2,010 SH   DFND 1 2,010 0 0
PEPSICO INC COM 713448108   3,790,018 20,790 SH   DFND 2 20,790 0 0
PHILIP MORRIS INTL INC COM 718172109   155,600 1,600 SH   DFND 1 1,600 0 0
PHILIP MORRIS INTL INC COM 718172109   1,167,000 12,000 SH   DFND 2 12,000 0 0
PROGRESSIVE CORP COM 743315103   965,655 6,750 SH   DFND 2 6,750 0 0
QUALCOMM INC COM 747525103   11,321,066 88,737 SH   DFND 1 88,737 0 0
QUALCOMM INC COM 747525103   2,986,648 23,410 SH   DFND 2 23,410 0 0
REPUBLIC SVCS INC COM 760759100   2,298,740 17,000 SH   DFND   17,000 0 0
ROGERS COMMUNICATIONS INC CL B 775109200   33,660,787 726,958 SH   DFND 1 726,958 0 0
ROGERS COMMUNICATIONS INC CL B 775109200   651,636 14,070 SH   DFND 2 14,070 0 0
ROYAL BK CDA SUSTAINABL COM 780087102   27,900,424 292,023 SH   DFND 1 292,023 0 0
ROYAL BK CDA SUSTAINABL COM 780087102   3,581,391 37,500 SH   DFND   37,500 0 0
ROYAL BK CDA SUSTAINABL COM 780087102   7,389,885 77,364 SH   DFND 2 77,364 0 0
S&P GLOBAL INC COM 78409V104   21,387,807 62,035 SH   DFND 1 62,035 0 0
S&P GLOBAL INC COM 78409V104   11,492,219 33,333 SH   DFND 2 33,333 0 0
SALESFORCE INC COM 79466L302   19,978 100 SH   DFND 1 100 0 0
SALESFORCE INC COM 79466L302   799,120 4,000 SH   DFND 2 4,000 0 0
SCHWAB CHARLES CORP COM 808513105   35,199 672 SH   DFND 1 672 0 0
SCHWAB CHARLES CORP COM 808513105   1,643,161 31,370 SH   DFND 2 31,370 0 0
SIMPLIFY EXCHANGE TRADED FUN VOLATILITY PREM 82889N863   2,959,523 136,070 SH   DFND 1 136,070 0 0
SIMPLIFY EXCHANGE TRADED FUN VOLATILITY PREM 82889N863   460,883 21,190 SH   DFND 2 21,190 0 0
SOUTHWEST AIRLS CO COM 844741108   2,570,497 78,995 SH   DFND 1 78,995 0 0
SOUTHWEST AIRLS CO COM 844741108   14,155 435 SH   DFND 2 435 0 0
SPDR GOLD TR GOLD SHS 78463V107   2,875,638 15,695 SH   DFND 1 15,695 0 0
SPDR GOLD TR GOLD SHS 78463V107   6,413 35 SH   DFND 2 35 0 0
SPDR GOLD TR GOLD SHS 78463V107   787,846 4,300 SH   DFND   4,300 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408   2,001,483 80,575 SH   DFND 2 80,575 0 0
SS&C TECHNOLOGIES HLDGS INC COM 78467J100   621,170 11,000 SH   DFND 2 11,000 0 0
STANTEC INC COM 85472N109   513,753 8,800 SH   DFND   8,800 0 0
STARBUCKS CORP COM 855244109   97,882 940 SH   DFND 1 940 0 0
STARBUCKS CORP COM 855244109   5,525,658 53,065 SH   DFND 2 53,065 0 0
SUN LIFE FINANCIAL INC. COM 866796105   289,281 6,198 SH   DFND 1 6,198 0 0
SUN LIFE FINANCIAL INC. COM 866796105   36,857 790 SH   DFND 2 790 0 0
SUN LIFE FINANCIAL INC. COM 866796105   415,226 8,900 SH   DFND   8,900 0 0
SUNCOR ENERGY INC NEW COM 867224107   6,669 215 SH   DFND 2 215 0 0
SUNCOR ENERGY INC NEW COM 867224107   2,468,315 79,579 SH   DFND 1 79,579 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   177,389 1,907 SH   DFND 1 1,907 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   3,182,679 34,215 SH   DFND 2 34,215 0 0
TCW STRATEGIC INCOME FD INC COM 872340104   132,678 28,350 SH   DFND 1 28,350 0 0
TCW STRATEGIC INCOME FD INC COM 872340104   31,333 6,695 SH   DFND 2 6,695 0 0
TELUS CORPORATION COM 87971M103   424,104 21,384 SH   DFND 1 21,384 0 0
TELUS CORPORATION COM 87971M103   1,887,884 95,228 SH   DFND   95,228 0 0
TELUS CORPORATION COM 87971M103   804,530 40,580 SH   DFND 2 40,580 0 0
TEMPUR SEALY INTL INC COM 88023U101   45,295 1,147 SH   DFND 1 1,147 0 0
TEMPUR SEALY INTL INC COM 88023U101   4,337,977 109,850 SH   DFND 2 109,850 0 0
TEXAS INSTRS INC COM 882508104   7,440 40 SH   DFND 1 40 0 0
TEXAS INSTRS INC COM 882508104   7,429,239 39,940 SH   DFND 2 39,940 0 0
TEXAS PACIFIC LAND CORPORATI COM 88262P102   255,153 150 SH   DFND 2 150 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   22,789,670 39,540 SH   DFND 1 39,540 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   7,488,776 12,993 SH   DFND 2 12,993 0 0
THOMSON REUTERS CORP. COM NEW 884903709   27,285 210 SH   DFND 2 210 0 0
THOMSON REUTERS CORP. COM NEW 884903709   350,809 2,700 SH   DFND   2,700 0 0
TOLL BROTHERS INC COM 889478103   7,147,472 119,065 SH   DFND 2 119,065 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   7,316,502 122,271 SH   DFND 1 122,271 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   992,921 16,600 SH   DFND   16,600 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   1,875,568 31,355 SH   DFND 2 31,355 0 0
U HAUL HOLDING COMPANY COM SER N 023586506   1,289,510 24,870 SH   DFND   24,870 0 0
UNITED RENTALS INC COM 911363109   593,640 1,500 SH   DFND 2 1,500 0 0
UNITEDHEALTH GROUP INC COM 91324P102   21,057,665 44,558 SH   DFND 1 44,558 0 0
UNITEDHEALTH GROUP INC COM 91324P102   9,033,085 19,114 SH   DFND 2 19,114 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   466,325 14,415 SH   DFND 1 14,415 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   142,502 4,405 SH   DFND 2 4,405 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   917,707 12,430 SH   DFND 1 12,430 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   50,483 660 SH   DFND 1 660 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   798,938 10,445 SH   DFND 2 10,445 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,041,741 14,110 SH   DFND 2 14,110 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   213,716 5,290 SH   DFND 1 5,290 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,635,898 65,245 SH   DFND 2 65,245 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,466,041 32,350 SH   DFND 1 32,350 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   335,412 4,400 SH   DFND 2 4,400 0 0
VERISIGN INC COM 92343E102   211,330 1,000 SH   DFND 2 1,000 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   586,850 15,090 SH   DFND 1 15,090 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   25,667 660 SH   DFND 2 660 0 0
VISA INC COM CL A 92826C839   24,932,269 110,584 SH   DFND 1 110,584 0 0
VISA INC COM CL A 92826C839   1,510,582 6,700 SH   DFND   6,700 0 0
VISA INC COM CL A 92826C839   9,116,024 40,433 SH   DFND 2 40,433 0 0
WALMART INC COM 931142103   3,183,003 21,587 SH   DFND 1 21,587 0 0
WALMART INC COM 931142103   34,651 235 SH   DFND 2 235 0 0
WALMART INC COM 931142103   818,347 5,550 SH   DFND   5,550 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   1,950,980 129,204 SH   DFND 1 129,204 0 0
YUM CHINA HLDGS INC COM 98850P109   633,900 10,000 SH   DFND 2 10,000 0 0