The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100 14,771 135,729 SH   DFND 1 135,729 0 0
Abbott Laboratories COM 002824100 4,873 44,775 SH   DFND 2 44,775 0 0
Accenture PLC Cl-A SHS CLASS A G1151C101 3,760 16,640 SH   DFND 1 16,640 0 0
Accenture PLC Cl-A SHS CLASS A G1151C101 8,993 39,794 SH   DFND 2 39,794 0 0
ALGONQUIN POWER&UTI COM 015857105 3,187 220,100 SH   DFND 2 220,100 0 0
Alibaba Group ADR SPONSORED ADS 01609W102 2,056 6,995 SH   DFND 1 6,995 0 0
Alibaba Group ADR SPONSORED ADS 01609W102 9,051 30,787 SH   DFND 2 30,787 0 0
Alphabet Inc Cl A CAP STK CL A 02079K305 2,062 1,407 SH   DFND 1 1,407 0 0
Alphabet Inc Cl A CAP STK CL A 02079K305 6,973 4,758 SH   DFND 2 4,758 0 0
Alphabet Inc Cl-C CAP STK CL C 02079K107 24,334 16,558 SH   DFND 1 16,558 0 0
Alphabet Inc Cl-C CAP STK CL C 02079K107 4,228 2,877 SH   DFND 2 2,877 0 0
Altria Group Inc COM 02209S103 1,352 35,000 SH   DFND 1 35,000 0 0
Altria Group Inc COM 02209S103 12 300 SH   DFND 2 300 0 0
Amazon.com Inc COM 023135106 3,316 1,053 SH   DFND 1 1,053 0 0
Amazon.com Inc COM 023135106 2,047 650 SH   DFND 2 650 0 0
American Express Co COM 025816109 168 1,675 SH   DFND 1 1,675 0 0
American Express Co COM 025816109 157 1,570 SH   DFND 2 1,570 0 0
American Tower Corp COM 03027X100 34 140 SH   DFND 1 140 0 0
American Tower Corp COM 03027X100 864 3,575 SH   DFND 2 3,575 0 0
Amgen Inc COM 031162100 38 149 SH   DFND 1 149 0 0
Amgen Inc COM 031162100 2,148 8,450 SH   DFND 2 8,450 0 0
Anthem Inc. COM 036752103 1,334 4,965 SH   DFND 1 4,965 0 0
Anthem Inc. COM 036752103 1,477 5,500 SH   DFND 2 5,500 0 0
Apple Inc COM 037833100 16,031 138,421 SH   DFND 1 138,421 0 0
Apple Inc COM 037833100 906 7,826 SH   DFND 2 7,826 0 0
Automatc Data Proc COM 053015103 792 5,675 SH   DFND 2 5,675 0 0
B2GOLD CORP COM 11777Q209 573 88,300 SH   DFND 2 88,300 0 0
Bank of America COM 060505104 6,058 251,475 SH   DFND 1 251,475 0 0
Bank of America COM 060505104 51 2,110 SH   DFND 2 2,110 0 0
Bank of Montreal COM 063671101 1,180 20,206 SH   DFND 1 20,206 0 0
Bank of Montreal COM 063671101 956 16,400 SH   DFND   16,400 0 0
Bank of Nova Scotia COM 064149107 5,134 123,661 SH   DFND 1 123,661 0 0
Bank of Nova Scotia COM 064149107 2,353 46,925 SH   DFND 2 46,925 0 0
Bank of Nova Scotia COM 064149107 658 15,900 SH   DFND   15,900 0 0
Barrick Gold Corporation COM 067901108 13 467 SH   DFND 1 467 0 0
Barrick Gold Corporation COM 067901108 417 14,900 SH   DFND 2 14,900 0 0
Baxter International Inc COM 071813109 11,624 144,541 SH   DFND 1 144,541 0 0
Baxter International Inc COM 071813109 2,967 36,894 SH   DFND 2 36,894 0 0
BCE Inc COM NEW 05534B760 1,101 26,561 SH   DFND 1 26,561 0 0
BCE Inc COM NEW 05534B760 2,523 61,000 SH   DFND 2 61,000 0 0
Becton, Dickinson & Co COM 075887109 17,639 75,810 SH   DFND 1 75,810 0 0
Becton, Dickinson & Co COM 075887109 2,905 12,485 SH   DFND 2 12,485 0 0
Berkshire Hathaway B New CL B NEW 084670702 215 1,012 SH   DFND 1 1,012 0 0
Berkshire Hathaway B New CL B NEW 084670702 4 18 SH   DFND 2 18 0 0
BLACK KNIGHT INC COM 09215C105 1,045 12,000 SH   DFND 2 12,000 0 0
Blackrock Inc COM 09247X101 2,043 3,625 SH   DFND 2 3,625 0 0
BlackRock Income Trust COM 09247F100 82 13,475 SH   DFND 1 13,475 0 0
Booz Allen Hamilton Holdings A CL A 099502106 1,853 22,328 SH   DFND 1 22,328 0 0
Booz Allen Hamilton Holdings A CL A 099502106 4,566 55,025 SH   DFND 2 55,025 0 0
BOSTON SCIENTIFIC COM 101137107 860 22,500 SH   DFND 2 22,500 0 0
Broadcom Inc COM 11135F101 40 110 SH   DFND 1 110 0 0
Broadcom Inc COM 11135F101 5,947 16,325 SH   DFND 2 16,325 0 0
Brookfield Asset Mgt A LV CL A LTD VT SH 112585104 31,426 950,477 SH   DFND 1 950,477 0 0
Brookfield Asset Mgt A LV CL A LTD VT SH 112585104 2,812 85,214 SH   DFND 2 85,214 0 0
BRP INC COM SUN VTG 05577W200 5,093 96,700 SH   DFND   96,700 0 0
CACI INTERNATIONAL CL A 127190304 1,066 5,000 SH   DFND 2 5,000 0 0
CANADA GOOSE HLDING SHS SUB VTG 135086106 3,452 107,800 SH   DFND   107,800 0 0
Canadian Imperial Bank of Commerce COM 136069101 150 2,003 SH   DFND 1 2,003 0 0
Canadian Imperial Bank of Commerce COM 136069101 693 9,300 SH   DFND 2 9,300 0 0
Canadian National Railway Company COM 136375102 16,399 154,103 SH   DFND 1 154,103 0 0
Canadian National Railway Company COM 136375102 1,267 11,925 SH   DFND 2 11,925 0 0
Canadian Natural Resources Limited COM 136385101 739 46,143 SH   DFND 1 46,143 0 0
Canadian Natural Resources Limited COM 136385101 1,441 90,200 SH   DFND 2 90,200 0 0
Canadian Pacific Railway Ltd COM 13645T100 19,064 62,721 SH   DFND 1 62,721 0 0
Canadian Pacific Railway Ltd COM 13645T100 768 2,530 SH   DFND 2 2,530 0 0
CBOE GLOBAL MARKET COM 12503M108 746 8,500 SH   DFND 2 8,500 0 0
Cenovus Energy Inc COM 15135U109 208 53,440 SH   DFND 1 53,440 0 0
Comcast Corp Cl-A CL A 20030N101 1,535 33,181 SH   DFND 1 33,181 0 0
Comcast Corp Cl-A CL A 20030N101 5,958 128,789 SH   DFND 2 128,789 0 0
Constellation Brands Inc-A CL A 21036P108 8,024 42,341 SH   DFND 1 42,341 0 0
Constellation Brands Inc-A CL A 21036P108 2,864 15,115 SH   DFND 2 15,115 0 0
Costco Wholesale Corp COM 22160K105 17,678 49,796 SH   DFND 1 49,796 0 0
Costco Wholesale Corp COM 22160K105 7,298 20,558 SH   DFND 2 20,558 0 0
Crescent Point Energy Corp. COM 22576C101 249 205,800 SH   DFND 1 205,800 0 0
CVS Health Corporation COM 126650100 9,779 167,445 SH   DFND 1 167,445 0 0
CVS Health Corporation COM 126650100 88 1,510 SH   DFND 2 1,510 0 0
Danaher Corp COM 235851102 3,360 15,604 SH   DFND 1 15,604 0 0
Danaher Corp COM 235851102 1,356 6,296 SH   DFND 2 6,296 0 0
Descartes Systems Group Inc COM 249906108 4 65 SH   DFND 1 65 0 0
Descartes Systems Group Inc COM 249906108 5,497 96,800 SH   DFND   96,800 0 0
Diageo PLC SP/ADR SPON ADR NEW 25243Q205 7,802 56,678 SH   DFND 1 56,678 0 0
Diageo PLC SP/ADR SPON ADR NEW 25243Q205 787 5,715 SH   DFND 2 5,715 0 0
Discover Financial Svcs COM 254709108 3,593 62,180 SH   DFND 1 62,180 0 0
Discover Financial Svcs COM 254709108 36 630 SH   DFND 2 630 0 0
Discovery Inc Ser-A COM SER A 25470F104 6,596 303,000 SH   DFND 1 303,000 0 0
Discovery Inc Ser-A COM SER A 25470F104 46 2,100 SH   DFND 2 2,100 0 0
DOMINOS PIZZA INC COM 25754A201 553 1,300 SH   DFND 2 1,300 0 0
Dupont De Nemours Inc COM 26614N102 6,053 109,108 SH   DFND 1 109,108 0 0
Dupont De Nemours Inc COM 26614N102 49 880 SH   DFND 2 880 0 0
Eaton Corporation SHS G29183103 250 2,450 SH   DFND 2 2,450 0 0
EATON CORPORATION COM G29183103 4,347 42,605 SH   DFND 2 42,605 0 0
Ecolab Inc COM 278865100 2,168 10,848 SH   DFND 1 10,848 0 0
Ecolab Inc COM 278865100 3,471 17,373 SH   DFND 2 17,373 0 0
Eli Lilly & Co COM 532457108 44 295 SH   DFND 1 295 0 0
Eli Lilly & Co COM 532457108 740 5,000 SH   DFND 2 5,000 0 0
Emerging Markets Internet and Ecommerce ETF EMQQ EM INTERN 301505889 3,594 68,805 SH   DFND 1 68,805 0 0
Emerging Markets Internet and Ecommerce ETF EMQQ EM INTERN 301505889 307 5,870 SH   DFND 2 5,870 0 0
Enbridge Inc COM 29250N105 1,781 61,005 SH   DFND 1 61,005 0 0
Enbridge Inc COM 29250N105 2,324 79,775 SH   DFND 2 79,775 0 0
Encompass Health Corp COM 29261A100 5,155 79,325 SH   DFND 1 79,325 0 0
Encompass Health Corp COM 29261A100 36 555 SH   DFND 2 555 0 0
Energy Transfer LP COM UT LTD PTN 29273V100 8,686 1,602,585 SH   DFND 1 1,602,585 0 0
Energy Transfer LP COM UT LTD PTN 29273V100 79 14,495 SH   DFND 2 14,495 0 0
Estee Lauder Companies Inc CL-A CL A 518439104 1,678 7,690 SH   DFND 1 7,690 0 0
Estee Lauder Companies Inc CL-A CL A 518439104 3,214 14,726 SH   DFND 2 14,726 0 0
Facebook Inc Cl-A CL A 30303M102 21,826 83,338 SH   DFND 1 83,338 0 0
Facebook Inc Cl-A CL A 30303M102 7,685 29,343 SH   DFND 2 29,343 0 0
Fidelity Natl Info Svcs COM 31620M106 1,951 13,253 SH   DFND 1 13,253 0 0
First Republic Bank COM 33616C100 2,309 21,175 SH   DFND 1 21,175 0 0
First Republic Bank COM 33616C100 6,890 63,175 SH   DFND 2 63,175 0 0
FIRSTSERVICE CORP COM 33767E202 263 2,000 SH   DFND 2 2,000 0 0
FIRSTSERVICE CORP COM 33767E202 8,564 65,100 SH   DFND   65,100 0 0
FISERV INC COM 337738108 1,237 12,000 SH   DFND 2 12,000 0 0
FlexShares STOXX Global Broad Infra Index ETF STOXX GLOBR INF 33939L795 219 4,389 SH   DFND 2 4,389 0 0
FOMENTO ECON MEXI SPON ADR UNITS 344419106 632 11,250 SH   DFND 2 11,250 0 0
FRANCO NEVADA CORP COM 351858105 731 5,250 SH   DFND 2 5,250 0 0
GCI LIBERTY INC COM CLASS A 36164V305 2,254 27,500 SH   DFND 2 27,500 0 0
Global Payments Inc. COM 37940X102 7,151 40,269 SH   DFND 1 40,269 0 0
Global Payments Inc. COM 37940X102 343 1,930 SH   DFND 2 1,930 0 0
GODADDY INC CL A 380237107 2,431 32,000 SH   DFND 2 32,000 0 0
GRANITE REAL ESTATE UNIT99/99/9999 387437114 214 3,700 SH   DFND 2 3,700 0 0
GRIFOLS S.A. SP ADR REP B NVT 398438408 911 52,500 SH   DFND 2 52,500 0 0
HDFC Bank Ltd ADR SPONSORED ADS 40415F101 200 4,000 SH   DFND 1 4,000 0 0
HDFC Bank Ltd ADR SPONSORED ADS 40415F101 3,937 78,816 SH   DFND 2 78,816 0 0
Home Depot Inc COM 437076102 12,522 45,089 SH   DFND 1 45,089 0 0
Home Depot Inc COM 437076102 8,279 29,814 SH   DFND 2 29,814 0 0
Honeywell International Inc COM 438516106 11,549 70,162 SH   DFND 1 70,162 0 0
Honeywell International Inc COM 438516106 4,053 24,625 SH   DFND 2 24,625 0 0
INTERACTIVE BROKERS COM CL A 45841N107 1,861 38,500 SH   DFND 2 38,500 0 0
Invesco DWA Industrials Momentum ETF DWA INDLS MUMT 46137V845 302 3,958 SH   DFND 2 3,958 0 0
Ishares DJ Sel Dvd Fd SELECT DIVID ETF 464287168 627 7,690 SH   DFND 1 7,690 0 0
ISHARES TR IBOXX HI YD ETF 464288513 923 11,000 SH   DFND 2 11,000 0 0
ISHARES TR 0-5YR HU YL CP 46434V407 932 21,200 SH   DFND 2 21,200 0 0
Johnson & Johnson COM 478160104 60 400 SH   DFND 1 400 0 0
Johnson & Johnson COM 478160104 5,241 35,205 SH   DFND 2 35,205 0 0
JPMorgan Chase & Company COM 46625H100 26,927 279,706 SH   DFND 1 279,706 0 0
JPMorgan Chase & Company COM 46625H100 3,337 34,657 SH   DFND 2 34,657 0 0
Keysight Technologies Inc COM 49338L103 161 1,625 SH   DFND 1 1,625 0 0
Keysight Technologies Inc COM 49338L103 589 5,965 SH   DFND 2 5,965 0 0
Kimberly Clark Corp COM 494368103 57 385 SH   DFND 1 385 0 0
Kimberly Clark Corp COM 494368103 853 5,775 SH   DFND 2 5,775 0 0
KINROSS GOLD CORP COM 496902404 574 65,300 SH   DFND 2 65,300 0 0
KIRKLAND LAKE GOLD COM 49741E100 336 6,900 SH   DFND 2 6,900 0 0
KIRKLAND LAKE GOLD COM 49741E100 4,851 99,682 SH   DFND   99,682 0 0
Kraneshares Quadratic Interest Rate ETF QUADRTC INT RT 500767736 307 11,205 SH   DFND 2 11,205 0 0
Lockheed Martin Corp COM 539830109 34 90 SH   DFND 1 90 0 0
Lockheed Martin Corp COM 539830109 819 2,137 SH   DFND 2 2,137 0 0
Lowe's Companies Inc COM 548661107 234 1,413 SH   DFND 1 1,413 0 0
Lowe's Companies Inc COM 548661107 171 1,030 SH   DFND 2 1,030 0 0
Madison Square Garden CL A 55826T102 2,579 37,650 SH   DFND 1 37,650 0 0
Madison Square Garden CL A 55826T102 22 325 SH   DFND 2 325 0 0
Manulife Financial Corporation COM 56501R106 138 9,948 SH   DFND 1 9,948 0 0
Manulife Financial Corporation COM 56501R106 814 58,725 SH   DFND 2 58,725 0 0
Marsh & McLennan Companies, Inc COM 571748102 5,866 51,143 SH   DFND 1 51,143 0 0
Marsh & McLennan Companies, Inc COM 571748102 306 2,660 SH   DFND 2 2,660 0 0
Mastercard Inc Cl-A CL A 57636Q104 9,055 26,775 SH   DFND 1 26,775 0 0
Mastercard Inc Cl-A CL A 57636Q104 6,449 19,218 SH   DFND 2 19,218 0 0
McDonald's Corp COM 580135101 41 187 SH   DFND 1 187 0 0
McDonald's Corp COM 580135101 738 3,361 SH   DFND 2 3,361 0 0
Medtronic, PLC SHS G5960L103 6,120 58,889 SH   DFND 1 58,889 0 0
Medtronic, PLC SHS G5960L103 3,408 32,795 SH   DFND 2 32,795 0 0
Microsoft Corp COM 594918104 30,919 147,003 SH   DFND 1 147,003 0 0
Microsoft Corp COM 594918104 13,952 66,337 SH   DFND 2 66,337 0 0
MOODYS CORP COM 615369105 855 2,950 SH   DFND 2 2,950 0 0
Newmont Mining Corp. (Holding Co.) COM 651639106 5,194 81,850 SH   DFND 2 81,850 0 0
NIKE, Inc Class B CL B 654106103 19,179 152,774 SH   DFND 1 152,774 0 0
NIKE, Inc Class B CL B 654106103 2,175 17,327 SH   DFND 2 17,327 0 0
NIKE, Inc Class B CL B 654106103 2,552 20,329 SH   DFND 2 20,329 0 0
NORTH AMERICAN CONS COM 656811106 32 4,900 SH   DFND 2 4,900 0 0
NORTH AMERICAN CONS COM 656811106 3,266 503,200 SH   DFND   503,200 0 0
NUTRIEN LTD COM 67077M108 430 11,000 SH   DFND 2 11,000 0 0
O-I Glass COM 67098H104 3,818 360,545 SH   DFND 1 360,545 0 0
O-I Glass COM 67098H104 31 2,900 SH   DFND 2 2,900 0 0
Open Text Corporation COM 683715106 4 100 SH   DFND 1 100 0 0
Open Text Corporation COM 683715106 539 12,800 SH   DFND 2 12,800 0 0
Otis Worldwide Corp COM 68902V107 586 9,395 SH   DFND 1 9,395 0 0
Otis Worldwide Corp COM 68902V107 594 9,521 SH   DFND 2 9,521 0 0
Ovintiv Inc COM 69047Q102 118 14,490 SH   DFND 1 14,490 0 0
PAYCHEX INC COM 704326107 1,117 14,000 SH   DFND 2 14,000 0 0
Paypal Holdings Inc COM 70450Y103 5 23 SH   DFND 1 23 0 0
Paypal Holdings Inc COM 70450Y103 394 2,000 SH   DFND 2 2,000 0 0
Pembina Pipeline Corp COM 706327103 5,297 249,796 SH   DFND 1 249,796 0 0
Pembina Pipeline Corp COM 706327103 6 270 SH   DFND 2 270 0 0
PepsiCo, Inc COM 713448108 7,459 53,819 SH   DFND 1 53,819 0 0
PepsiCo, Inc COM 713448108 2,610 18,835 SH   DFND 2 18,835 0 0
PERKINELMER INC COM 714046109 1,130 9,000 SH   DFND 2 9,000 0 0
Philip Morris Intl Inc COM 718172109 90 1,200 SH   DFND 1 1,200 0 0
Philip Morris Intl Inc COM 718172109 5,560 74,150 SH   DFND 2 74,150 0 0
Precision Drilling Corp COM 2010 74022D308 31 48,009 SH   DFND 1 48,009 0 0
Progressive Corp Ohio COM 743315103 136 1,440 SH   DFND 1 1,440 0 0
Progressive Corp Ohio COM 743315103 148 1,570 SH   DFND 2 1,570 0 0
ROPER TECHNOLOGIES COM 776696106 435 1,100 SH   DFND 2 1,100 0 0
Royal Bank of Canada COM 780087102 23,065 328,774 SH   DFND 1 328,774 0 0
Royal Bank of Canada COM 780087102 7,163 102,262 SH   DFND 2 102,262 0 0
Royal Bank of Canada COM 780087102 560 8,000 SH   DFND   8,000 0 0
S&P Global Inc COM 78409V104 21,713 60,214 SH   DFND 1 60,214 0 0
S&P Global Inc COM 78409V104 7,107 19,708 SH   DFND 2 19,708 0 0
SCHWAB CHARLES CORP COM 808513105 725 20,000 SH   DFND 2 20,000 0 0
SCIENCE APLCTNS INT COM 808625107 863 11,000 SH   DFND 2 11,000 0 0
Shaw Communications Inc -B CL B CONV 82028K200 22,086 1,211,194 SH   DFND 1 1,211,194 0 0
Shaw Communications Inc -B CL B CONV 82028K200 362 19,855 SH   DFND 2 19,855 0 0
Sherwin-Williams Co COM 824348106 6 8 SH   DFND 1 8 0 0
Sherwin-Williams Co COM 824348106 5,653 8,114 SH   DFND 2 8,114 0 0
SPDR Bloomberg Barclays 1-3 mth T-Bill SPDR BLOOMBERG 78468R663 1,204 13,151 SH   DFND 2 13,151 0 0
SPDR Gold Trust ETF GOLD SHS 78463V107 7,027 39,675 SH   DFND 1 39,675 0 0
SPDR Gold Trust ETF GOLD SHS 78463V107 364 2,053 SH   DFND 2 2,053 0 0
SPDR SERIES TRUST BLOOMBEG BCLYS 78468R622 867 8,312 SH   DFND 2 8,312 0 0
SPOTIFY TECHNOLOGY SHS L8681T102 1,746 7,197 SH   DFND 2 7,197 0 0
Starbucks Corp COM 855244109 1,099 12,789 SH   DFND 1 12,789 0 0
Starbucks Corp COM 855244109 891 10,375 SH   DFND 2 10,375 0 0
Sun Life Financial Services Canada Inc COM 866796105 349 8,567 SH   DFND 1 8,567 0 0
Sun Life Financial Services Canada Inc COM 866796105 447 11,000 SH   DFND 2 11,000 0 0
Taiwan Semiconductor Manufacturing SP/ADR SPONSORED ADS 874039100 2,015 24,860 SH   DFND 1 24,860 0 0
Taiwan Semiconductor Manufacturing SP/ADR SPONSORED ADS 874039100 4,414 54,444 SH   DFND 2 54,444 0 0
Targa Resources Corp COM 87612G101 491 35,000 SH   DFND 1 35,000 0 0
TC ENERGY COM 87807B107 255 6,100 SH   DFND 2 6,100 0 0
TCW Strategic Income Fund COM 872340104 95 16,825 SH   DFND 1 16,825 0 0
Telus Corporation COM 87971M103 54 3,070 SH   DFND 1 3,070 0 0
Telus Corporation COM 87971M103 617 35,200 SH   DFND 2 35,200 0 0
Tesla Motors Inc. COM 88160R101 1,103 2,570 SH   DFND 1 2,570 0 0
Texas Instruments-Cum Rts COM 882508104 6 40 SH   DFND 1 40 0 0
Texas Instruments-Cum Rts COM 882508104 4,441 31,100 SH   DFND 2 31,100 0 0
TEXAS PAC LD TR SUB CTF PROP I T 882610108 926 2,050 SH   DFND 2 2,050 0 0
TFI INTERNATIONAL COM 87241L109 529 12,700 SH   DFND 2 12,700 0 0
Thermo Fisher Scientific, Inc COM 883556102 17,832 40,387 SH   DFND 1 40,387 0 0
Thermo Fisher Scientific, Inc COM 883556102 9,358 21,194 SH   DFND 2 21,194 0 0
THOMSON REUTERS COR COM NEW 884903709 263 3,300 SH   DFND 2 3,300 0 0
TJX Companies, Inc COM 872540109 230 4,125 SH   DFND 1 4,125 0 0
TJX Companies, Inc COM 872540109 295 5,295 SH   DFND 2 5,295 0 0
Toronto-Dominion Bank COM NEW 891160509 22,164 479,077 SH   DFND 1 479,077 0 0
Toronto-Dominion Bank COM NEW 891160509 2,823 61,132 SH   DFND 2 61,132 0 0
Toronto-Dominion Bank COM NEW 891160509 628 13,600 SH   DFND   13,600 0 0
Union Pacific Corp COM 907818108 520 2,640 SH   DFND 1 2,640 0 0
UnitedHealth Group Inc COM 91324P102 13,888 44,547 SH   DFND 1 44,547 0 0
UnitedHealth Group Inc COM 91324P102 5,078 16,288 SH   DFND 2 16,288 0 0
VanEck Vectors Gold Miners ETF GOLD MINERS ETF 92189F106 8,084 206,440 SH   DFND 1 206,440 0 0
VanEck Vectors Gold Miners ETF GOLD MINERS ETF 92189F106 75 1,920 SH   DFND 2 1,920 0 0
Vanguard Div Appr ETF DIV APP ETF 921908844 618 4,800 SH   DFND 1 4,800 0 0
Vanguard S/T Corp Bond ETF SHRT TRM CORP BD 92206C409 5,644 68,127 SH   DFND 1 68,127 0 0
Vanguard S/T Corp Bond ETF SHRT TRM CORP BD 92206C409 1,168 14,100 SH   DFND 2 14,100 0 0
Vermilion Energy Inc COM 923725105 228 97,513 SH   DFND 1 97,513 0 0
Visa Inc COM CL A 92826C839 23,796 118,997 SH   DFND 1 118,997 0 0
Visa Inc COM CL A 92826C839 7,624 38,123 SH   DFND 2 38,123 0 0
Wabtec Corp/De . COM 929740108 5,839 94,355 SH   DFND 1 94,355 0 0
Wabtec Corp/De . COM 929740108 26 420 SH   DFND 2 420 0 0
Walmart Inc COM 931142103 8,046 57,506 SH   DFND 1 57,506 0 0
Walmart Inc COM 931142103 180 1,285 SH   DFND 2 1,285 0 0
Walmart Inc COM 931142103 358 2,555 SH   DFND 2 2,555 0 0
Walt Disney Co COM DISNEY 254687106 1,528 12,311 SH   DFND 1 12,311 0 0
Watsco Inc COM 942622200 2,055 8,825 SH   DFND 2 8,825 0 0