The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100 43 500 SH   DFND 1 500 0 0
Abbott Laboratories COM 002824100 317 3,650 SH   DFND 2 3,650 0 0
ALGONQUIN POWER&UTIL COM 015857105 572 40,400 SH   DFND 2 40,400 0 0
ALGONQUIN POWER&UTIL COM 015857105 265 18,700 SH   DFND   18,700 0 0
Amazon.com Inc COM 023135106 1,948 1,054 SH   DFND 1 1,054 0 0
Amazon.com Inc COM 023135106 1,672 905 SH   DFND 2 905 0 0
American Intl Group New COM NEW 026874784 7,344 143,067 SH   DFND 1 143,067 0 0
American Intl Group New COM NEW 026874784 114 2,225 SH   DFND 2 2,225 0 0
Amgen Inc COM 031162100 36 149 SH   DFND 1 149 0 0
Amgen Inc COM 031162100 1,296 5,375 SH   DFND 2 1,825 0 0
Amgen Inc COM 036752103 1,216 4,025 SH   DFND 2 4,025 0 0
Apple Inc COM 037833100 17,483 59,536 SH   DFND 1 59,536 0 0
Apple Inc COM 037833100 519 1,769 SH   DFND 2 379 0 0
Apple Inc COM 037833100 408 1,390 SH   DFND 2 1,390 0 0
Automatc Data Proc COM 053015103 2,519 14,775 SH   DFND 2 4,850 0 0
Bank of America COM 060505104 9,680 274,850 SH   DFND 1 274,850 0 0
Bank of America COM 060505104 97 2,750 SH   DFND 2 2,750 0 0
Bank of Montreal COM 063671101 1,852 23,861 SH   DFND 1 23,861 0 0
Bank of Nova Scotia COM 064149107 35,518 627,897 SH   DFND 1 627,897 0 0
Bank of Nova Scotia COM 064149107 4,494 79,445 SH   DFND 2 22,820 0 0
Bank of Nova Scotia COM 064149107 1,284 22,700 SH   DFND   22,700 0 0
Barrick Gold Corporation COM 067901108 6 327 SH   DFND 1 327 0 0
Baxter International Inc COM 071813109 21,971 262,748 SH   DFND 1 262,748 0 0
Baxter International Inc COM 071813109 701 8,375 SH   DFND 2 4,635 0 0
Becton Dickinson & Co COM 075887109 17,982 66,118 SH   DFND 1 66,118 0 0
Becton Dickinson & Co COM 075887109 2,808 10,322 SH   DFND 2 4,330 0 0
Berkshire Hathaway B New CL B NEW 084670702 373 1,647 SH   DFND 1 1,647 0 0
Berkshire Hathaway B New CL B NEW 084670702 8 35 SH   DFND 2 35 0 0
Boeing Company COM 097023105 1,900 5,834 SH   DFND 1 5,834 0 0
Boeing Company COM 097023105 1,132 3,475 SH   DFND 2 2,425 0 0
BOSTON SCIENTIFIC COM 101137107 798 17,650 SH   DFND 2 17,650 0 0
BROOKFIELD ASSET MGT CL A LTD VT SHS 112585104 42,163 728,722 SH   DFND 1 600 0 0
BROOKFIELD ASSET MGT CL A LTD VT SHS 112585104 4,601 79,528 SH   DFND 2 59,250 0 0
CAE Inc COM 124765108 59 2,207 SH   DFND 1 2,207 0 0
CAE INC COM 124765108 376 14,200 SH   DFND   14,200 0 0
CVS Health Corporation COM 126650100 14,715 198,080 SH   DFND 1 198,080 0 0
CVS Health Corporation COM 126650100 181 2,435 SH   DFND 2 2,435 0 0
CANADA GOOSE HLDINGS SHS SUB VTG 135086106 2,864 79,000 SH   DFND 2 79,000 0 0
Canadian Imperial Bank of Commerce COM 136069101 213 2,553 SH   DFND 1 2,553 0 0
Canadian Imperial Bank of Commerce COM 136069101 612 7,350 SH   DFND 2 7,350 0 0
Canadian Imperial Bank of Commerce COM 136069101 43 518 SH   DFND   518 0 0
Canadian National Railway Company COM 136375102 469 5,175 SH   DFND 1 5,175 0 0
Canadian National Railway Company COM 136375102 2,310 25,500 SH   DFND 2 6,650 0 0
Canadian National Railway Company COM 136375102 127 1,400 SH   DFND   1,400 0 0
Canadian Natural Resources Limited COM 136385101 1,506 46,481 SH   DFND 1 46,481 0 0
Canadian Natural Resources Limited COM 136385101 810 25,000 SH   DFND 2 25,000 0 0
Canadian Natural Resources Limited COM 136385101 1,114 34,400 SH   DFND   34,400 0 0
Chevron Corp COM 166764100 739 6,135 SH   DFND 1 6,135 0 0
Chevron Corp COM 166764100 1,460 12,118 SH   DFND 2 5,120 0 0
Citigroup Inc New COM NEW 172967424 9,663 120,958 SH   DFND 1 120,958 0 0
Citigroup Inc New COM NEW 172967424 75 937 SH   DFND 2 937 0 0
COOPER COMPANIES INC COM NEW 216648402 867 2,700 SH   DFND 2 2,700 0 0
Cowen Group Inc - Cl A New CL A NEW 223622606 5,945 377,450 SH   DFND 1 377,450 0 0
Cowen Group Inc - Cl A New CL A NEW 223622606 45 2,850 SH   DFND 2 2,850 0 0
Danaher Corp COM 235851102 2,445 15,932 SH   DFND 1 15,932 0 0
DANAHER CORP COM 235851102 1,519 9,896 SH   DFND 2 9,896 0 0
Deere & Co COM 244199105 1,079 6,225 SH   DFND 2 1,925 0 0
DESCARTES SYSTEMS COM 249906108 5,303 123,900 SH   DFND 2 123,900 0 0
Walt Disney Co COM DISNEY 254687106 11 77 SH   DFND 1 77 0 0
Walt Disney Co COM DISNEY 254687106 1,299 8,975 SH   DFND 2 3,025 0 0
Discover Financial Svcs COM 254709108 13,654 160,975 SH   DFND 1 160,975 0 0
Discover Financial Svcs COM 254709108 103 1,220 SH   DFND 2 1,220 0 0
Ecolab Inc COM 278865100 1,403 7,270 SH   DFND 1 7,270 0 0
Ecolab Inc COM 278865100 2,687 13,925 SH   DFND 2 3,715 0 0
Encana Corporation COM 292505104 282 60,006 SH   DFND 1 3,548 0 0
Encana Corporation COM 292505104 516 110,000 SH   DFND 2 110,000 0 0
ENERPLUS CORP COM 292766102 2,221 311,400 SH   DFND 2 311,400 0 0
ENERPLUS CORP COM 292766102 251 35,200 SH   DFND   35,200 0 0
FOMENTO ECON MEXI SPON ADR UNITS 344419106 1,415 14,975 SH   DFND 2 14,975 0 0
FORTIS INC COM 349553107 353 8,500 SH   DFND   8,500 0 0
GENERAL MILLS INC COM 370334104 2,315 43,231 SH   DFND 2 43,231 0 0
GODADDY INC CL A 380237107 1,763 25,950 SH   DFND 2 25,950 0 0
Home Depot Inc COM 437076102 1,399 6,406 SH   DFND 1 6,406 0 0
Home Depot Inc COM 437076102 3,482 15,943 SH   DFND 2 5,210 0 0
Honeywell International Inc COM 438516106 11,801 66,671 SH   DFND 1 66,671 0 0
Honeywell International Inc COM 438516106 1,769 9,995 SH   DFND 2 8,435 0 0
Imperial Oil Ltd COM NEW 453038408 24,721 933,205 SH   DFND 1 933,205 0 0
Imperial Oil Ltd COM NEW 453038408 506 19,089 SH   DFND 2 19,089 0 0
Ishares JPM USD Emrg Mkt JPMORGAN USD EMG 464288281 86 752 SH   DFND 1 752 0 0
Ishares JPM USD Emrg Mkt JPMORGAN USD EMG 464288281 307 2,681 SH   DFND 2 2,681 0 0
iShares U.S. Medical Devices ETF U.S. MED DVC DTF 464288810 13 50 SH   DFND 1 50 0 0
Johnson & Johnson COM 478160104 37 255 SH   DFND 1 255 0 0
Johnson & Johnson COM 478160104 6,895 47,268 SH   DFND 2 4,590 0 0
Kimberly Clark Corp COM 494368103 53 385 SH   DFND 1 385 0 0
Kimberly Clark Corp COM 494368103 2,339 17,000 SH   DFND 2 5,500 0 0
Estee Lauder Companies Inc CL-A CL A 518439104 1,312 6,350 SH   DFND 1 6,350 0 0
Estee Lauder Companies Inc CL-A CL A 518439104 2,023 9,797 SH   DFND 2 5,922 0 0
LILLY ELI & CO COM 532457108 971 7,390 SH   DFND 2 7,390 0 0
Lockheed Martin Corp COM 539830109 55 140 SH   DFND 1 140 0 0
Lockheed Martin Corp COM 539830109 598 1,537 SH   DFND 2 1,537 0 0
McDonald's Corp COM 580135101 37 187 SH   DFND 1 187 0 0
McDonald's Corp COM 580135101 1,138 5,761 SH   DFND 2 5,761 0 0
Microsoft Corp COM 594918104 22,745 144,229 SH   DFND 1 144,229 0 0
Microsoft Corp COM 594918104 11,760 74,571 SH   DFND 2 16,212 0 0
MOODYS CORP COM 615369105 772 3,250 SH   DFND 2 3,250 0 0
NIKE Inc Class B CL B 654106103 18,015 177,819 SH   DFND 1 177,819 0 0
NIKE INC CL B 654106103 4,117 40,634 SH   DFND 2 24,784 0 0
NORTH AMERICAN CONST COM 656811106 6,272 516,700 SH   DFND 2 516,700 0 0
NORTH AMERICAN CONST COM 656811106 914 75,300 SH   DFND   75,300 0 0
Open Text Corporation COM 683715106 4 100 SH   DFND 1 100 0 0
Open Text Corporation COM 683715106 1,173 26,575 SH   DFND 2 26,575 0 0
Open Text Corporation COM 683715106 503 11,400 SH   DFND   11,400 0 0
PALO ALTO NETWORKS COM 697435105 1,260 5,450 SH   DFND 2 5,450 0 0
Parker-Hannifin Corp COM 701094104 498 2,420 SH   DFND 1 2,420 0 0
Parker-Hannifin Corp COM 701094104 315 1,530 SH   DFND 2 1,410 0 0
PAYCHEX INC COM 704326107 1,046 12,300 SH   DFND 2 12,300 0 0
Pembina Pipeline Corp COM 706327103 27,474 740,198 SH   DFND 1 740,198 0 0
Pembina Pipeline Corp COM 706327103 443 11,944 SH   DFND 2 11,944 0 0
PepsiCo Inc COM 713448108 8,463 61,926 SH   DFND 1 61,926 0 0
PepsiCo Inc COM 713448108 2,990 21,880 SH   DFND 2 8,005 0 0
PERKINELMER INC COM 714046109 881 9,075 SH   DFND 2 9,075 0 0
Philip Morris Intl Inc COM 718172109 102 1,200 SH   DFND 1 1,200 0 0
Philip Morris Intl Inc COM 718172109 1,236 14,525 SH   DFND 2 14,525 0 0
Phillips 66 COM 718546104 431 3,870 SH   DFND 1 3,870 0 0
Phillips 66 COM 718546104 2,427 21,790 SH   DFND 2 6,340 0 0
Progressive Corp Ohio COM 743315103 431 5,955 SH   DFND 1 5,955 0 0
PROGRESSIVE CORP COM 743315103 260 3,595 SH   DFND 2 3,300 0 0
Raytheon Company COM NEW 755111507 24,871 113,184 SH   DFND 1 113,184 0 0
Raytheon Company COM NEW 755111507 1,502 6,834 SH   DFND 2 800 0 0
RITCHIE BROS AUCTNRS COM 767744105 606 14,100 SH   DFND   14,100 0 0
Rogers Communications Inc -B CL B 775109200 16,501 331,833 SH   DFND 1 331,833 0 0
Rogers Communications Inc -B CL B 775109200 355 7,143 SH   DFND 2 7,143 0 0
Ross Stores Inc COM 778296103 1,528 13,125 SH   DFND 1 13,125 0 0
Ross Stores Inc COM 778296103 847 7,280 SH   DFND 2 5,550 0 0
Ross Stores Inc COM 778296103 70 600 SH   DFND   600 0 0
Royal Bank of Canada COM 780087102 25,442 321,075 SH   DFND 1 321,075 0 0
Royal Bank of Canada COM 780087102 8,369 105,618 SH   DFND 2 81,175 0 0
Royal Bank of Canada COM 780087102 1,062 13,405 SH   DFND   13,405 0 0
SSR MINING COM 784730103 482 25,000 SH   DFND   25,000 0 0
THE CHARLES SCHWAB COM 808513105 1,382 29,050 SH   DFND 2 29,050 0 0
SHERWIN WILLIAMS CO COMMON 824348106 2,959 5,070 SH   DFND 2 5,070 0 0
STANLEY BLACK&DECKR COM 854502101 3,595 21,693 SH   DFND 2 21,693 0 0
Starbucks Corp COM 855244109 1,180 13,417 SH   DFND 1 13,417 0 0
Starbucks Corp COM 855244109 2,033 23,127 SH   DFND 2 4,325 0 0
Stryker Corp COM 863667101 207 985 SH   DFND 1 985 0 0
Sun Life Financial Services Canada Inc COM 866796105 601 13,156 SH   DFND 1 13,156 0 0
Sun Life Financial Services Canada Inc COM 866796105 680 14,900 SH   DFND   14,900 0 0
Suncor Energy Inc COM 867224107 24,288 740,001 SH   DFND 1 3,550 0 0
Suncor Energy Inc COM 867224107 3,990 121,553 SH   DFND 2 85,675 0 0
Suncor Energy Inc COM 867224107 732 22,309 SH   DFND   22,309 0 0
TJX Companies Inc COM 872540109 17,595 288,160 SH   DFND 1 288,160 0 0
TJX Companies Inc COM 872540109 630 10,320 SH   DFND 2 5,850 0 0
Taiwan Semiconductor Manufacturing SP/ADR SPONSORED ADR 874039100 1,212 20,865 SH   DFND 1 20,865 0 0
Taiwan Semiconductor Manufacturing SP/ADR SPONSORED ADR 874039100 5,509 94,815 SH   DFND 2 94,815 0 0
Texas Instruments-Cum Rts COM 882508104 5 40 SH   DFND 1 40 0 0
Texas Instruments-Cum Rts COM 882508104 1,187 9,250 SH   DFND 2 6,250 0 0
Texas Pacific Land Tr SUB SUB CTF PROP I T 882610108 5 7 SH   DFND 1 7 0 0
Thermo Fisher Scientific Inc COM 883556102 14,387 44,285 SH   DFND 1 44,285 0 0
Thermo Fisher Scientific Inc COM 883556102 5,074 15,619 SH   DFND 2 11,245 0 0
Toronto Dominion Bank COM NEW 891160509 32,111 571,722 SH   DFND 1 571,722 0 0
Toronto Dominion Bank COM NEW 891160509 7,693 136,967 SH   DFND 2 22,292 0 0
Toronto Dominion Bank COM NEW 891160509 1,011 18,000 SH   DFND   18,000 0 0
Townsquare Media Inc Cl A CL A 892231101 100 10,000 SH   DFND 1 10,000 0 0
Toyota Motor Corp ADR SP ADR REP2COM 892331307 221 1,570 SH   DFND 1 1,570 0 0
Toyota Motor Corp ADR SP ADR REP2COM 892331307 2,800 19,925 SH   DFND 2 19,925 0 0
Union Pacific Corp COM 907818108 477 2,640 SH   DFND 1 2,640 0 0
United Technologies Corp COM 913017109 2,606 17,400 SH   DFND 1 17,400 0 0
United Technologies Corp COM 913017109 6,449 43,066 SH   DFND 2 34,691 0 0
Vanguard Small-Cap ETF SMALL CP ETF 922908751 6 35 SH   DFND 1 35 0 0
Vanguard Small-Cap ETF SMALL CP ETF 922908751 341 2,057 SH   DFND 2 2,057 0 0
Vermilion Energy Inc COM 923725105 4,022 245,679 SH   DFND 1 245,679 0 0
Vermilion Energy Inc COM 923725105 414 25,300 SH   DFND 2 300 0 0
Walmart Inc. COM 931142103 7,774 65,418 SH   DFND 1 65,418 0 0
Walmart Inc. COM 931142103 278 2,340 SH   DFND 2 1,220 0 0
Watsco Inc COM 942622200 2,409 13,375 SH   DFND 2 4,125 0 0
Wells Fargo & Co COM 949746101 861 16,000 SH   DFND 1 16,000 0 0
Wells Fargo & Co COM 949746101 6,439 119,688 SH   DFND 2 15,175 0 0
KIRKLAND LAKE GOLD COM 49741E100 2,313 52,400 SH   DFND 2 52,400 0 0
KIRKLAND LAKE GOLD COM 49741E100 1,205 27,300 SH   DFND   27,300 0 0
FIRSTSERVICE CORP COM 33767E202 6,526 70,000 SH   DFND 2 70,000 0 0
Alibaba Group ADR SPONSORED ADS 01609W102 901 4,250 SH   DFND 1 4,250 0 0
Alibaba Group ADR SPONSORED ADS 01609W102 7,436 35,060 SH   DFND 2 13,820 0 0
Alphabet Inc Cl-C CAP STK CL C 02079K107 24,680 18,459 SH   DFND 1 18,459 0 0
Alphabet Inc Cl-C CAP STK CL C 02079K107 2,022 1,512 SH   DFND 2 1,512 0 0
Alphabet Inc Cl A CAP STK CL A 02079K305 1,677 1,252 SH   DFND 1 1,252 0 0
Alphabet Inc Cl A CAP STK CL A 02079K305 7,190 5,368 SH   DFND 2 5,368 0 0
Altria Group Inc COM 02209S103 30 600 SH   DFND 1 600 0 0
Altria Group Inc COM 02209S103 456 9,137 SH   DFND 2 9,137 0 0
American Tower Corp COM 03027X100 39 171 SH   DFND 1 171 0 0
American Tower Corp COM 03027X100 1,114 4,850 SH   DFND 2 1,450 0 0
BCE Inc COM NEW 05534B760 1,398 30,136 SH   DFND 1 30,136 0 0
BCE Inc COM NEW 05534B760 3,171 68,350 SH   DFND 2 19,100 0 0
BCE INC COM NEW 05534B760 780 16,811 SH   DFND   16,811 0 0
BRP INC COM SUN VTG 05577W200 1,013 22,200 SH   DFND   22,200 0 0
BAYTEX ENERGY CORP COM 07317Q105 361 250,379 SH   DFND 2 250,379 0 0
BLACK KNIGHT INC COM 09215C105 932 14,450 SH   DFND 2 14,450 0 0
BlackRock Income Trust COM 09247F100 94 15,550 SH   DFND 1 15,550 0 0
Blackrock Inc COM 09247X101 2,024 4,027 SH   DFND 1 4,027 0 0
Blackrock Inc COM 09247X101 1,244 2,475 SH   DFND 2 800 0 0
Booking Holdings Inc COM 09857L108 27 13 SH   DFND 1 13 0 0
BOOKING HLDGS INC COM 09857L108 1,540 750 SH   DFND 2 750 0 0
Brighthouse Financial Inc COM 10922N103 13,864 353,394 SH   DFND 1 353,394 0 0
Brighthouse Financial Inc COM 10922N103 101 2,587 SH   DFND 2 2,587 0 0
BROADRIDGE FINL SOLN COM 11133T103 1,028 8,325 SH   DFND 2 5,500 0 0
Broadcom Inc COM 11135F101 35 110 SH   DFND 1 110 0 0
Broadcom Inc COM 11135F101 3,579 11,325 SH   DFND 2 2,450 0 0
B2GOLD CORP COM 11777Q209 1,090 271,200 SH   DFND   271,200 0 0
CBOE GLOBAL MARKET COM 12503M108 720 6,000 SH   DFND 2 6,000 0 0
CRH MEDICAL CORP COM 12626F105 269 77,400 SH   DFND   77,400 0 0
Canadian Pacific Railway Ltd COM 13645T100 9,247 36,223 SH   DFND 1 36,223 0 0
Canadian Pacific Railway Ltd COM 13645T100 715 2,800 SH   DFND 2 800 0 0
Canadian Pacific Railway Ltd COM 13645T100 587 2,300 SH   DFND   2,300 0 0
Cenovus Energy Inc COM 15135U109 564 55,479 SH   DFND 1 11,649 0 0
Cheniere Energy Inc COM NEW 16411R208 26 425 SH   DFND 1 425 0 0
Comcast Corp Cl-A CL A 20030N101 17,575 390,821 SH   DFND 1 390,821 0 0
Comcast Corp Cl-A CL A 20030N101 5,146 114,435 SH   DFND 2 66,950 0 0
Constellation Brands Inc Cl-A CL A 21036P108 15,239 80,312 SH   DFND 1 80,312 0 0
Constellation Brands Inc Cl-A CL A 21036P108 849 4,472 SH   DFND 2 4,472 0 0
Costco Wholesale Corp COM 22160K105 2,337 7,950 SH   DFND 1 7,950 0 0
Costco Wholesale Corp COM 22160K105 6,451 21,948 SH   DFND 2 4,755 0 0
Crescent Point Energy Corp. COM 22576C101 1,678 375,800 SH   DFND 1 375,800 0 0
Crescent Point Energy Corp. COM 22576C101 747 167,392 SH   DFND   167,392 0 0
Diageo PLC SP/ADR SPON ADR NEW 25243Q205 10,548 62,628 SH   DFND 1 62,628 0 0
Diageo PLC SP/ADR SPON ADR NEW 25243Q205 1,363 8,095 SH   DFND 2 1,200 0 0
Discovery Inc Ser-A COM SER A 25470F104 11,428 349,050 SH   DFND 1 349,050 0 0
Discovery Inc Ser-A COM SER A 25470F104 178 5,450 SH   DFND 2 5,450 0 0
DOMINOS PIZZA INC COM 25754A201 543 1,850 SH   DFND 2 1,850 0 0
Enbridge Inc COM 29250N105 2,231 56,042 SH   DFND 1 56,042 0 0
Enbridge Inc COM 29250N105 3,397 85,325 SH   DFND 2 19,225 0 0
Encompass Health Corp COM 29261A100 9,350 134,975 SH   DFND 1 134,975 0 0
Encompass Health Corp COM 29261A100 79 1,145 SH   DFND 2 1,145 0 0
Energy Transfer LP COM UT LTD PTN 29273V100 9,959 776,245 SH   DFND 1 776,245 0 0
Energy Transfer LP COM UT LTD PTN 29273V100 76 5,950 SH   DFND 2 5,950 0 0
Facebook Inc Cl-A CL A 30303M102 19,642 95,696 SH   DFND 1 95,696 0 0
Facebook Inc Cl-A CL A 30303M102 5,748 28,005 SH   DFND 2 22,230 0 0
First Republic Bank COM 33616C100 2,082 17,725 SH   DFND 1 17,725 0 0
First Republic Bank COM 33616C100 7,331 62,418 SH   DFND 2 8,650 0 0
GCI LIBERTY INC COM CLASS A 36164V305 1,516 21,400 SH   DFND 2 21,400 0 0
HDFC Bank Ltd ADR SPONSORED ADS 40415F101 282 4,445 SH   DFND 1 4,445 0 0
HDFC Bank Ltd ADR SPONSORED ADS 40415F101 5,080 80,175 SH   DFND 2 6,225 0 0
INTERACTIVE BROKERS COM CL A 45841N107 1,646 35,300 SH   DFND 2 35,300 0 0
IQVIA HOLDINGS INC COM 46266C105 541 3,500 SH   DFND 2 3,500 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 1,439 31,000 SH   DFND 2 31,000 0 0
J.P. Morgan Chase&Company COM 46625H100 32,319 231,847 SH   DFND 1 231,847 0 0
J.P. Morgan Chase&Company COM 46625H100 8,441 60,550 SH   DFND 2 13,520 0 0
Keysight Technologies Inc COM 49338L103 249 2,423 SH   DFND 1 2,423 0 0
Keysight Technologies Inc COM 49338L103 181 1,765 SH   DFND 2 115 0 0
Manulife Financial Corporation COM 56501R106 212 10,448 SH   DFND 1 10,448 0 0
Manulife Financial Corporation COM 56501R106 3,199 157,350 SH   DFND 2 39,100 0 0
Manulife Financial Corporation COM 56501R106 596 29,300 SH   DFND   29,300 0 0
Mastercard Inc Cl-A CL A 57636Q104 259 868 SH   DFND 1 868 0 0
Mastercard Inc Cl-A CL A 57636Q104 1,919 6,425 SH   DFND 2 4,350 0 0
MetLife Inc COM 59156R108 7,881 154,625 SH   DFND 1 154,625 0 0
MetLife Inc COM 59156R108 65 1,280 SH   DFND 2 1,280 0 0
NUTRIEN LTD COM 67077M108 972 20,275 SH   DFND 2 20,275 0 0
O-I Glass COM 67098H104 8,772 735,250 SH   DFND 1 735,250 0 0
O-I Glass COM 67098H104 63 5,300 SH   DFND 2 5,300 0 0
PAYPAL HLDGS INC COM 70450Y103 665 6,150 SH   DFND 2 6,150 0 0
Precision Drilling Corp COM 2010 74022D308 67 48,009 SH   DFND 1 1,000 0 0
RESTAURANT BRANDS COM 76131D103 278 4,350 SH   DFND 2 4,350 0 0
S&P Global Inc COM 78409V104 2,320 8,497 SH   DFND 1 8,497 0 0
S&P Global Inc COM 78409V104 2,652 9,715 SH   DFND 2 4,880 0 0
SPDR Gold Trust ETF GOLD SHS 78463V107 6 45 SH   DFND 1 45 0 0
SPDR Gold Trust ETF GOLD SHS 78463V107 284 1,989 SH   DFND 2 1,989 0 0
SPDR SER TR PORTFOLIO HIGH YLD 78468R606 1,278 48,500 SH   DFND 2 48,500 0 0
SPDR Bloomberg Barclays 1-3 mth T-Bill SPDR BLOOMBERG 78468R663 366 4,008 SH   DFND 2 4,008 0 0
Consumer Dis Sel Sec-SPDR SBI CONS DISCR 81369Y407 12 92 SH   DFND 2 92 0 0
Shaw Communications Inc -B CL B CONV 82028K200 27,968 1,376,325 SH   DFND 1 1,376,325 0 0
Shaw Communications Inc -B CL B CONV 82028K200 487 23,950 SH   DFND 2 23,950 0 0
SILVERCORP METALS COMMON 82835P103 141 24,900 SH   DFND   24,900 0 0
STANTEC INC COM 85472N109 702 24,800 SH   DFND   24,800 0 0
TC ENERGY COM 87807B107 625 11,725 SH   DFND 2 11,725 0 0
TC ENERGY COM 87807B107 811 15,200 SH   DFND   15,200 0 0
Telus Corporation COM 87971M103 83 2,128 SH   DFND 1 2,128 0 0
Telus Corporation COM 87971M103 627 16,175 SH   DFND 2 16,175 0 0
Telus Corporation COM 87971M103 965 24,900 SH   DFND   24,900 0 0
UnitedHealth Group Inc COM 91324P102 22,145 75,329 SH   DFND 1 75,329 0 0
UnitedHealth Group Inc COM 91324P102 4,360 14,831 SH   DFND 2 7,106 0 0
Vanguard S/T Corp Bond ETF SHRT TRM CORP BD 92206C409 20 250 SH   DFND 1 250 0 0
Vanguard S/T Corp Bond ETF SHRT TRM CORP BD 92206C409 324 4,000 SH   DFND 2 4,000 0 0
Verizon Communications Inc COM 92343V104 49 800 SH   DFND 1 800 0 0
Verizon Communications Inc COM 92343V104 387 6,305 SH   DFND 2 6,305 0 0
Visa Inc COM CL A 92826C839 23,842 126,884 SH   DFND 1 126,884 0 0
Visa Inc COM CL A 92826C839 4,745 25,249 SH   DFND 2 10,674 0 0
YUM CHINA HOLDINGS COM 98850P109 924 19,250 SH   DFND 2 19,250 0 0
Accenture PLC Cl-A SHS CLASS A G1151C101 2,843 13,501 SH   DFND 1 13,501 0 0
Accenture PLC Cl-A SHS CLASS A G1151C101 7,170 34,050 SH   DFND 2 1,580 0 0
Brookfield Infra Ptnr LPU LP INT UNIT G16252101 152 3,043 SH   DFND 1 3,043 0 0
Eaton Corporation SHS G29183103 4,984 52,623 SH   DFND 2 3,750 0 0
Medtronic PLC SHS G5960L103 12,976 114,380 SH   DFND 1 114,380 0 0
Medtronic PLC SHS G5960L103 4,646 40,953 SH   DFND 2 2,325 0 0
SPOTIFY TECHNOLOGY SHS L8681T102 1,476 9,870 SH   DFND 2 9,870 0 0
ASML HLDS NV NY N Y REGISTRY SHS N07059210 503 1,700 SH   DFND 2 1,700 0 0
CORE LABORATORIES COM N22717107 424 11,250 SH   DFND 2 11,250 0 0